Prop Firm Offering 1 Million Dollars Funding

Aqua Funded (Aqua Funded FZCO, Dubai; with AquaFunded LTD, Saint Lucia, providing the simulated trading) offers nine programmes and the highest base profit split we have found anywhere — 90%. But three things decide most accounts. First, the advertised 100% split is a PAID checkout add-on, not an achievement, even though the homepage headline reads 'Trade with our Capital and keep 100% of the Profit.' Second, the fee refund arrives only at your FOURTH payout and is forfeited entirely if you breach before then. Third, and most dangerous: on Instant, AquaMan and Pay After Pass, a floating — UNREALISED — loss of just -2% of your starting balance PERMANENTLY CLOSES the account (-1% on $300K and $400K accounts). On other funded accounts, 'Wave Stop' fires at a 2% floating loss: the first trigger halves your split to 50%, the second breaches you. Note also that Trustpilot carries an active fabricated-reviews alert on Aqua's profile, where the score is 2.8/5.

AudaCity Capital is a long-established, London-branded prop firm dating to 2012 that now runs a simulated forex and CFD model on MT5, MT4 and DXtrade. Its defining product is the Funded Trader Programme: no-evaluation instant funding, a capital-doubling ladder where every 10 percent gain doubles the account toward an advertised 768,000, and a profit split that rewards speed, climbing from a 50 percent base toward 80 percent and paying more for hitting targets in under 30 days. Accounts are commission-free and swap-free. The cautions: it is now an offshore, unregulated, simulated operation, its Terms contradict themselves including on US eligibility, and payout-denial complaints exist.

Top Tier Trader no longer exists as a brand. The firm now trades as TX3 Funding, operating from TX3 Funding FZCO in Dubai, and toptiertrader.com redirects to tx3funding.com. If you hold an old account or are researching the old name, this is the firm you are actually dealing with. Two things most reviews still get wrong: the max drawdown TRAILS on the 1 Phase and both Instant products, and Expert Advisors are banned outright.

Fintokei is one of the more solid, actively-operating firms in this space: a Czech company with a large, loyal Japanese user base, a strong ~4.5 Trustpilot, genuinely fast (often instant) payouts, and a broad three-program line-up. Its Dynamic Performance Reward is a legitimately interesting idea, a split you earn through discipline rather than buy. Buy it knowing the specifics: the accounts are simulated, the up-to-100% split is dynamic and often lower, and rules were tightened in early 2025 for newer accounts.

Bright Funded is a Dubai firm (Bright Global FZCO) running three plans on DXtrade, cTrader and MT5, with no consistency rule and weekend holding allowed. Two points deserve attention before you buy: the 1-Step uses a real-time TRAILING drawdown - the firm's own worked example breaches an account that is only 3.5% down - and the fee refund is a paid add-on rather than something included.

Get Funded Now has some genuinely trader-friendly headline terms, a 90% split, no minimum trading days, no time limit and a fee refund on first payout, plus a credible ex-Barclays founder story. But it is a firm where the payout side is unusually aggressive and the reputation is mixed, so caution is warranted: the accounts are simulated, the news-window clawback voids funded-account profits from trades allowed in the evaluation, the first two payouts are capped at $10k, there is an unwritten consistency rule in the complaints, and a reported unverified UK FCA warning.

Lux Trading Firm has a genuinely differentiated pitch: a professional-trader career model with an audited track record, a monthly salary, funding to $10m, a 6% static drawdown with no time limits and a fully-refunded evaluation fee. Read the details rather than the marketing: the evaluation is demo, the regulated-member-of-TPA badge does not mean the firm is regulated, the 5% Single Trade Profit Limit rules out big winners, and the instant-withdrawal claim is contradicted by real payout-delay reports.

Nordic Funder has a clean-looking pitch, a Scandinavian brand, MT4, a one-time fee and a simple one or two-stage path, but the details temper it. The accounts are simulated despite real-funds marketing, its own figures for the split and targets are internally inconsistent, and the profit-lock trap means you can never withdraw your full profit without breaching the max-loss rule. Add a below-average ~3.2 Trustpilot and complaints about undelivered accounts, large-payout denials and discretionary closures, and it is a firm to approach with real caution.

FX2 Funding sells 2-Step, 1-Step and 1-Step Pro evaluations on Match-Trader, cTrader, DXTrade and GooeyPro, with no time limit and no minimum trading days. The fee is not refundable and there is no rebate. The rule that decides most accounts is a payout mechanic rather than a drawdown: requesting a withdrawal resets your maximum drawdown to your starting balance, so taking money out early leaves you with almost no room to trade.

A workable simulated CFD firm on MT5 with a genuinely trader-relevant hook: the 30% Daily PNL Cap rewards steady, repeatable trading. No monthly fee and a low $100 payout minimum. The reservations are about trusting the marketing over the paperwork: the real split is the 70 to 80 percent base, and the up-to-$400k and regulated-framework claims do not match the Terms.

Lark Funding Monthly Base Reward is a genuinely novel, trader-friendly idea, a recurring cash payment on top of your split, and the current Lark 3.0 setup is clean: a one-step evaluation, a 7% static drawdown, no time limits, fast payouts and a conditional free-retry safety net, with a broadly positive ~4.4 Trustpilot. Read the conditions rather than the tagline: paid-even-if-you-dont-profit actually requires three profitable days a month, 90% is a paid upgrade, and there is a $40 fee on every payout.

Ment Funding is one of the more solid, well-regarded firms in this space: operating since 2021, a ~4.8 Trustpilot across 200-plus reviews, a not-a-single-refused-payout-since-2021 claim, and a genuinely uncommon funded-equities program alongside forex and futures. The main thing to get right is reading the rules per program: the attractive no-consistency-rule and no-time-limit headlines apply only to forex, futures and equities carry a 33% consistency rule and a 90-day eval, and the evaluation is simulated with 90% a paid upgrade.