No Time Limit Prop Firms

Best No Time Limit Prop Firms (2026)

A no time limit prop firm lets you work through an evaluation without a fixed deadline. Thirty firms are currently tagged in this category on JoinProp, but only eighteen reviews explicitly state no time limit, unlimited time, or no minimum/maximum trading-day deadline. This page ranks those eighteen verified firms only.

Quick answer: the strongest verified no-time-limit firms are FTMO, Funded Trading Plus, Topstep, The5ers, Crypto Fund Trader and Alpha Capital. FTMO and Funded Trading Plus lead on score, Topstep is the strongest futures route, and The5ers has the cleanest static-drawdown structure among the high-scoring CFD firms.

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Showing 1–12 of 30 results

Added to wishlistRemoved from wishlist 2
  • The best-known firm in the sector; simulated capital; unregulated
  • 2-Step max drawdown is STATIC - a genuine fixed floor
  • The 2-Step fee is refunded 100% with your first payout; the 1-Step never is
  • The 1-Step carries a Best Day rule that nothing warns you about
  • Includes the June 2026 payout report
More details +
FTMO
FTMO (FTMO s.r.o., Prague) is the sector's most established simulated-funding firm, running a 2-Step and a newer 1-Step challenge. The most important fact is one almost every review gets backwards: the 2-Step fee is refunded 100% with your first payout, while the 1-Step fee is NON-REFUNDABLE. The 1-Step's lower sticker price (€499 vs €540 on a $100K) therefore makes it the more expensive route to funded, permanently. The 2-Step uses a STATIC 10% drawdown; the 1-Step uses an end-of-day TRAILING drawdown, a 3% daily loss, a 50% Best Day Rule that silently blocks payouts, no Scaling Plan — and it resets your entire drawdown buffer every time you withdraw. FTMO charges no withdrawal commission, has no consistency rules on the 2-Step, and scales to $2,000,000. There is no reset product: failing means buying again at full price.
OVERALL SCORE
9.1
PROS:
  • 2-Step challenge fee is refunded 100% with your first payout — one of the only genuine full refunds in the industry
  • 2-Step max drawdown is STATIC (10%) — the floor never moves
  • No consistency rules on the 2-Step beyond the stated objectives
  • No withdrawal commission at all — FTMO charges nothing to pay you
  • Scaling Plan: +25% capital every 4 months up to $2,000,000 (2-Step), performance-gated and free
  • Minimum payout just $20 by bank wire
  • No time limit on either challenge; MT4, MT5 and cTrader all supported
  • Swing accounts have no news or weekend-holding restrictions
CONS:
  • The 1-Step fee is NON-REFUNDABLE — it looks cheaper than the 2-Step but is permanently the more expensive route to funded
  • The 1-Step uses an END-OF-DAY TRAILING drawdown (the 2-Step is static) and a tighter 3% daily loss
  • The 1-Step's 50% Best Day Rule silently blocks your pass or payout — it is not a breach, so nothing warns you
  • On the 1-Step, every payout RESETS your trailing drawdown back to 90% of initial capital — you lose your entire buffer
  • The Scaling Plan is 2-Step ONLY — the 1-Step has none
  • There is NO reset product — failing means repurchasing the challenge at full price
Added to wishlistRemoved from wishlist 2
  • CFD prop firm trading simulated capital; unregulated
  • Split scales to 100% - free and performance-gated, never a paid add-on
  • STATIC drawdown across every CFD programme; the floor never trails
  • A 3.5% commission is deducted from every cash withdrawal, on all methods
  • The 0.5% profitable-day rule is the real gate to getting paid
More details +
The5ers
The5ers (Five Percent Online Ltd, a UK company — but contracted under Israeli law with exclusive jurisdiction in Tel Aviv) runs four CFD programmes: Bootcamp, Hyper Growth, Pro Growth and High Stakes. Its real strengths are genuine: drawdown is STATIC on every CFD programme, the split scales to 100% for free rather than as a paid add-on, and High Stakes offers 1:100 leverage. But two things are widely misreported. First, a 3.5% commission is taken from EVERY cash withdrawal — Rise, crypto and bank transfer alike; the only 0% route is non-convertible Hub Credit. Second, the celebrated ~70% fee refund is High Stakes only, is paid as account equity rather than cash, and is itself subject to that 3.5% on the way out. The rule that decides most accounts is the 0.5% profitable-day definition: on a $100K you need $500 of closed profit in a day to qualify, and an open losing position at midnight wipes the day out entirely.
OVERALL SCORE
9
PROS:
  • Drawdown is STATIC across every CFD programme — the floor never trails you
  • The split scales to 100% and it is free and performance-gated, never a paid add-on
  • High Stakes runs 1:100 leverage — double most competitors
  • A genuine ~70% fee refund exists on High Stakes
  • No time limit on any evaluation; one-time fee, no recurring charges
  • Forex commission 4 USD per lot round turn; no commission on indices
  • MT5, cTrader and TradingView (US traders) supported
CONS:
  • A 3.5% commission is deducted from every cash withdrawal — Rise, crypto and bank transfer
  • The 0.5% profitable-day rule is the real gate, and an open losing position at midnight destroys the day
  • The 70% refund is High Stakes only, paid as equity, and the Terms separately call the fee non-refundable
  • The consistency-rule percentage is not disclosed before purchase
  • The5ers Futures uses a never-locking trailing drawdown — a trap for CFD traders crossing over
Added to wishlistRemoved from wishlist 2
  • CFD prop firm trading simulated capital; unregulated
  • 80%, 90% or 100% split - a paid choice at checkout, not a performance tier
  • E8 Zero: no daily drawdown at all and a 3% STATIC maximum. E8 Pro: 8% static, no consistency rule
  • your first payout permanently raises the loss level to your initial balance
  • E8’s own example shows a $104,000 account requesting $4,000 and breaching instantly
More details +
E8 Markets
E8 Markets (E8 Funding LLC, Dallas + E8 Markets Ltd, Saint Lucia) runs three single-phase products: E8 Zero, E8 One and E8 Pro. Two things dominate. First, the profit split is a PAID CHOICE at checkout — in E8's own words, 'select 80%, 90%, or 100% at checkout. Higher splits cost more upfront,' and the choice is permanent. Second, and more dangerous: on E8 Zero and E8 Pro your first payout permanently raises the loss level to your initial balance. E8's own worked example shows a $104,000 account requesting a $4,000 payout, dropping to $100,000, and BREACHING immediately. Withdrawing your own profit can destroy the account that produced it. E8 Zero also deactivates permanently after 5 payouts, capping lifetime earnings between $15,000 and $35,000 depending on account size. There is no fee refund of any kind.
OVERALL SCORE
9
PROS:
  • E8 Zero: no daily drawdown at all, and a 3% STATIC max drawdown
  • E8 Pro: 8% STATIC drawdown with no consistency rule
  • Single-phase evaluations across the whole range — no second phase to grind
  • Resets available at a 10% discount (within 7 days of failing)
  • Publishes a pass rate (17.7%) — though the window is now over two years stale
  • Unregulated and says so plainly; no false regulatory claim
  • Choice of drawdown model and split at checkout
CONS:
  • THE PAYOUT TRAP: on E8 Zero and E8 Pro, your first payout permanently raises the loss level to your initial balance — E8's own example shows a $104,000 account requesting $4,000 and BREACHING instantly at $100,000
  • The 80/90/100% profit split is a PAID CHOICE at checkout — higher splits cost more upfront and are locked for the life of the account
  • E8 Zero DEACTIVATES after 5 payouts — capped at $15k ($50K acct) to $35k ($500K acct) lifetime
  • E8 Pro's '80% split' is really 40% of profits — only half your profit is ever made requestable
  • E8 One's max drawdown TRAILS (4-14%) and breaches on intraday equity
Added to wishlistRemoved from wishlist 2
  • US futures firm running the Trading Combine on simulated capital
  • The 100%-of-first-$10,000 perk closed to new accounts on 12 January 2026
  • Maximum Loss Limit trails on end-of-day balance but breaches intraday on unrealised P&L
  • The consistency target does not fail you - it raises what you must earn to withdraw
  • Monthly subscription for the Combine
More details +
Topstep
Topstep is a Chicago-based futures prop firm running a single evaluation product, the Trading Combine, in three sizes ($50K/$100K/$150K). The split is a flat 90/10 with no upgrade to buy — but the headline "100% of your first $10,000" perk CLOSED to new accounts on 12 January 2026 and is now grandfathered only. The rule that decides most accounts is the Maximum Loss Limit: it trails on your END-OF-DAY balance, but it breaches INTRADAY on unrealised P&L, so you can be liquidated by an open drawdown you never actually realise — and after your first payout it is forced to $0, leaving your balance as your entire buffer. Express Funded accounts are simulated; Topstep's own 2025 data shows 16.8% pass the Combine and just 0.71% reach a real Live account. Minimum payout $125, five winning days of $150+, no subscription once funded.
OVERALL SCORE
9
PROS:
  • Flat 90/10 profit split — no paid upgrade and no tier to chase
  • No time limit on the Trading Combine, and only 2 minimum trading days
  • The Daily Loss Limit is optional in the Combine — hitting it locks you out for the day, it does not fail you
  • No monthly subscription once you are funded
  • Low 125 USD minimum payout; Aeropay and Wise carry no Topstep fee
  • Publishes its own pass rates — disclosure almost no competitor offers
  • TopstepX, NinjaTrader and Tradovate all supported
CONS:
  • The 100%-of-first-10,000 USD perk closed to new accounts on 12 January 2026 — grandfathered only
  • The Maximum Loss Limit trails on end-of-day balance but breaches intraday on unrealised P&L
  • After your first payout the MLL is forced to zero — your remaining balance is your entire loss buffer
  • The 50% Consistency Target does not fail you, it silently raises your profit target
  • Express Funded accounts are simulated; only 0.71% of funded traders reached a Live account in 2025
Added to wishlistRemoved from wishlist 2
  • Real UK company (Companies House 13719951); NOT FCA regulated, and no FCA warning exists
  • A flat 80% split on every plan - there is no 90% tier at any price
  • Static on Alpha Pro, Swing and Three; Alpha One trails a high-water mark
  • The 2-minute rule: 50% of profits must come from trades held over two minutes
  • $100 minimum payout; the fee is not refundable - all sales are final
More details +
Alpha Capital
Alpha Capital Group is a UK-registered prop firm running four evaluation paths - Alpha One, Alpha Pro, Alpha Swing and Alpha Three - on MT5, cTrader, DX Trade and TradeLocker. The split is a flat 80% on every plan, and scaling raises your balance rather than your share. Every plan uses a static drawdown except Alpha One, which trails. The fee is non-refundable, and the rule that ends most accounts here is not a drawdown at all - it is the 2-minute average trade duration test.
OVERALL SCORE
8.9
PROS:
  • Static drawdown on Alpha Pro, Alpha Swing and Alpha Three
  • Hedging and stacking permitted; overnight and weekend holds allowed in all evaluation phases
  • Four platforms: MetaTrader 5, cTrader, DX Trade and TradeLocker
  • No time limit and no account expiry on any evaluation
  • On-demand payouts available once the account is 2% in profit
  • Payouts processed within 2 business days via Rise, Wise or bank transfer
  • Scaling to a cumulative $2m in allocated balance
  • A 0.25% bonus of initial account size on your 4th payout
CONS:
  • The fee is non-refundable: "All sales are final and no refund will be issued"
  • The split is a flat 80% - there is no 90% tier at any price, and scaling does not raise it
  • The 2-minute rule: at least 50% of profits must come from trades held over 2 minutes, or profits are removed
  • Alpha One trails on a high-water mark, and once locked, withdrawing all profit closes the account
  • The Risk Management Group can cut your leverage to 1:30 and halve your lot caps at the firm's discretion
  • UK-registered but not FCA regulated; the group's only licence sits with a Seychelles sister broker
Added to wishlistRemoved from wishlist 2
  • Crypto-first prop firm; the Swiss operator states it is NOT authorised or licensed in Switzerland
  • Base split 80%; the 90% is a paid add-on (+20%), and weekly payouts are a separate paid add-on
  • Static 10% on the 2-Phase; the 1-Phase is 6% TRAILING
  • Simulated profit capped at $10,000 per day AND per trade, per user - the excess is deducted
  • Default payout cycle is 15 traded days or every 30 calendar days; includes the June 2026 payout report
More details +
Crypto Fund Trader
Crypto Fund Trader is a crypto-first prop firm running 1-Phase, 2-Phase, Instant and Break evaluations on simulated capital up to $300,000, across MetaTrader 5, Match-Trader and Bybit. The base split is 80%, and the default payout cycle is 15 traded days or every 30 calendar days - weekly payouts and the 90% split are both paid add-ons. Simulated profit is hard-capped at $10,000 per day and per trade, with the excess deducted, which is the rule most crypto traders here meet first.
OVERALL SCORE
8.9
PROS:
  • Account sizes from $5,000 up to $300,000 in simulated capital
  • 80% base profit split on the funded stage
  • Crypto-native: 556 crypto instruments, routed to Bybit's real matching engine
  • Four routes: 1-Phase, 2-Phase, Instant and the newer Break model
  • No time limit on any evaluation phase
  • MetaTrader 5, Match-Trader and Bybit all supported
  • News trading, overnight and weekend holding all permitted
  • Payouts in USDT, BTC or ETH as well as bank transfer
CONS:
  • Simulated profit capped at $10,000 per day AND per trade, per user - the excess is deducted and open trades force-closed
  • The 90% split is a paid add-on (+20% of the fee); the base is 80%
  • Weekly payouts are also a paid add-on (+20%); the default is 15 traded days or every 30 calendar days
  • T&C 14.2 reserves the right not to pay despite the trader hitting the target - the only stated remedy is a refund of fees
  • The 1-Phase drawdown is 6% TRAILING, not the 10% static floor of the 2-Phase
  • The operator states it is not authorised or licensed in Switzerland; all accounts are demo
Added to wishlistRemoved from wishlist 2
  • US futures prop firm (Austin, Texas); unregulated; all funded accounts are simulated
  • 100% profit split - there is no split at all on current accounts
  • Choose your drawdown: EOD Trail (once daily) or Intraday Trail (real-time on peak equity)
  • Evaluations expire in 30 days with NO resets; a funded account closes after 6 payouts
  • $500 minimum payout; 5 qualifying days per payout; nothing is refundable
More details +
Apex Trader
Apex Trader Funding replaced its entire product line on 1 March 2026. Everything on sale now is a one-time fee with no rebill, a 100% profit split and no consistency rule in the evaluation. The old model - monthly subscription, 90/10 split, the 30% negative P&L rule and the 5:1 risk-reward rule - is now Legacy and cannot be bought. Most reviews of Apex, including our previous one, still describe the old product.
OVERALL SCORE
8.8
PROS:
  • 100% profit split on all current simulated funded accounts - no split at all
  • One-time fee, no rebill and no monthly charge on the funded account
  • No consistency rule in the evaluation; no MAE rule; no 5:1 risk-reward rule
  • No minimum trading days - you can pass in a single day
  • News trading permitted for a normal strategy
  • An EOD account option, so you can avoid intraday trailing entirely
  • NinjaTrader licence and real-time data included
  • Trustpilot 4.3 from over 20,000 reviews, with no consumer alert
CONS:
  • Evaluations now expire after 30 days and there are NO RESETS - a failed eval must be repurchased
  • A 50% consistency rule applies on the funded account and gates the payout button
  • Only 6 payouts per funded account, then it closes and you must qualify again
  • The safety net must now be maintained for the LIFE of the account, not just the first three payouts
  • Contract limits are roughly halved when you move to the funded account
  • Holding a position through the market close forfeits the account and all balances
Added to wishlistRemoved from wishlist 2
  • Binding terms name a UAE company (GrowthNext F.Z.E.) as the contracting party; unregulated
  • Base 80%; 90% via Scale-Up; 95% is a paid add-on (+25-30% of the fee)
  • Up to 3.5% is deducted from EVERY payout - an "80%" split nets about 77%
  • Static on Stellar 1-Step, 2-Step and Lite; only Stellar Instant trails
  • The 3% max risk rule: a second breach permanently caps you at 1% risk for life
More details +
Funded Next
FundedNext is a UAE proprietary trading firm operating through GrowthNext F.Z.E. (Ajman Free Zone), running the Stellar range: 1-Step, 2-Step, Lite and Instant. Per its own disclaimer it is a simulation-based platform. The base profit split is 80% — 90% is reached through the Scale-Up plan, and 95% is a PAID add-on costing 25–30% on top of the challenge fee. A processing fee of up to 3.5% is deducted from EVERY payout, so a nominal 80% split nets closer to 77%. Since 12 January 2026 the 1-Step split starts at 80% rather than 90% — and resetting an older account moves you onto the newer, worse terms. The 1-Step pays on a 5-business-day cycle; the 2-Step's first cycle is 21 days, then 14 thereafter. Minimum payout from 20 USD, and only 2 minimum trading days on the 1-Step.
OVERALL SCORE
8.6
PROS:
  • Static drawdown on Stellar 1-Step, 2-Step and Lite
  • The 100% fee refund is standard and free (not an add-on)
  • Four platforms: MT4, MT5, cTrader and Match-Trader
  • Weekend and overnight holding permitted on CFDs
  • Payouts from a $20 minimum, targeted within 24 hours
  • No consistency rule on standard CFD accounts
  • Scaling to 90% and up to a $4m allocation
  • Trustpilot 4.5 from over 73,000 reviews, with no consumer alert
CONS:
  • A processing fee of up to 3.5% is taken from every payout - an 80% split nets about 77%
  • The base split is 80%; 95% is a paid add-on at +25-30% of the fee
  • The 3% max risk rule: a second breach permanently caps you at 1% risk for the life of the account
  • News-window profits count at 40%, but news-window losses count at 100%
  • Payouts are capped at $2,000 per request for most traders
  • Stellar Instant uses a trailing drawdown and has no fee refund
Added to wishlistRemoved from wishlist 2
  • Irish-registered; describes itself in its own terms as an educational platform; does not accept US citizens
  • 80% base; 90% is a bought price tier - and can be cut to 70% permanently after a risk flag
  • 6% TRAILING drawdown, tested against equity, so floating losses count
  • Your first payout deletes your buffer - the floor moves to your initial balance permanently
  • Since 2 Feb 2026 a breach forfeits all earned-but-unpaid profit; $1 crypto minimum, weekly
More details +
Sabio Trade
Sabio Trade offers comprehensive forex trading services with user-friendly platforms and educational resources. Their competitive spreads and responsive customer support make them popular among both beginners and experienced traders. The company maintains strong security protocols while providing access to diverse market opportunities through their intuitive trading interface.
OVERALL SCORE
8.5
PROS:
  • 1-step evaluation - no multi-phase process
  • No monthly fees - one-time evaluation cost only
  • No time limit on the evaluation
  • Free 7-day trial account ($20K balance), one per trader
  • Payout cycle every 7 days, processed within 24 hours
  • Very low withdrawal minimums - $1 by crypto, $15 by bank transfer
  • 250+ assets: forex, stocks, indices, ETFs, crypto, commodities
  • SabioTrade Academy included with the PRO Club bundles
CONS:
  • Proprietary Sabio Traderoom platform only - no MT4, MT5 or cTrader
  • 6% max drawdown TRAILS a high-water mark and is measured on equity, so open-trade floats can breach it
  • After your first payout the floor becomes your initial balance - your drawdown buffer is gone permanently
  • A breach forfeits ALL earned-but-unpaid profit (for accounts bought on or after 2 Feb 2026)
  • The 90% split is a price tier, and the firm can cut it to 70% permanently after a risk flag
  • 55% consistency rule: one big day RAISES your profit target
Added to wishlistRemoved from wishlist 2
  • CFD prop firm trading simulated capital; unregulated
  • The split is a payout-frequency trade-off: monthly 100%, on-demand 90%, bi-weekly 80%, WEEKLY just 60%
  • Profit Concentration Policy (June 2026): one big evaluation trade attaches a 4-profitable-day gate to every future payout
  • Weekend holding suspended on funded accounts across all four standard models since 29 January 2026
  • Payout terms and the June 2026 payout report are set out in the review
More details +
Funding Pips
Funding Pips is a Comoros-registered prop firm (FundingPips Corp) with an administrative base in Dubai. All accounts are simulated. The advertised "up to 100%" profit split is neither a tier you earn nor an add-on you buy - it is a payout-frequency trade-off: weekly pays 60%, bi-weekly 80%, on-demand 90% and monthly 100%. That makes it the only major firm whose top split is free and rule-based rather than bought or scaled into. Maximum drawdown is STATIC on all four standard models (a floor that never moves) - the exceptions are FundingPips Zero, which trails at 5% and is by far the strictest product here, and Prime, which trails at 8%. Six programmes, fees from 29 to 888 USD, max allocation 400,000 USD, and Prime scaling to 2,000,000. Weekend holding has been suspended on funded accounts since January 2026. The challenge fee is refunded at your 4th reward on 1 Step and 2 Step Standard only - reset fees never are.
OVERALL SCORE
8.4
PROS:
  • 100% profit split is genuinely FREE and rule-based - you just accept a 30-day payout cycle (rivals charge for it or make you scale)
  • Maximum drawdown is STATIC on all four standard models - the floor never moves
  • No time limit on any evaluation
  • 2 Step Pro is the quiet bargain: cheapest fees, 1-day minimum, and the Risk Per Trade Idea rule removed entirely
  • No commission at all on indices or energies; 5 USD per lot on forex and metals
  • Challenge fee refunded at your 4th reward on 1 Step and 2 Step Standard
  • Max allocation now 400,000 USD; Prime scales to 2,000,000
  • MT5, cTrader and Match-Trader
CONS:
  • Weekly payouts pay only 60% - the fastest cycle costs you 40% of your profit
  • Weekend holding SUSPENDED on funded accounts across all four standard models since 29 Jan 2026
  • Profit Concentration Policy (June 2026): one big winning trade in your evaluation permanently attaches a 4-profitable-day gate to EVERY future payout
  • Resets cost 90% of the fee and are never refunded - the '4th reward refund' returns only your original fee
  • FundingPips Zero is the strictest product here: 5% TRAILING drawdown, a 1% floating-loss hard breach, no reset, and four simultaneous payout gates
  • Fee refund excludes 2 Step Pro, 2 Step Flex and Zero
Added to wishlistRemoved from wishlist 2
  • Broker-owned simulated forex/CFD prop firm (same group as broker FXPIG / Prime Intermarket) on MT4/MT5/DXTrade/TradingView; also crypto & (sister) futures
  • Signature: first payout on demand — one closed trade after passing, no minimum days/target/amount
  • Many programs: 1-step, 2-step, 3-phase, Lightning, Instant Funding (& Lite), crypto; sizes $5K–$400K from ~$19
  • Split up to 90% (100% crypto/futures); $50 min payout; fee reimbursed on first payout; scaling to $4M
  • Catch: recurring “latency arbitrage” payout-denial complaints; broad discretion; no US traders
More details +
Fxify
FXIFY is a broker-owned simulated forex/CFD prop firm: its challenge provider sits in the same corporate group, Prime Intermarket Group or FXPIG, as the Mauritius-licensed broker that supplies its pricing and liquidity. It trades on MT4, MT5, DXTrade and TradingView, plus crypto, with a separate FXIFY Futures brand. Its signature feature is first payout on demand: after passing, one closed trade lets you withdraw immediately with no minimum days, target or amount, credible because it owns its broker end to end. It offers 1-step, 2-step, 3-phase, Lightning, Instant Funding and crypto programs, sizes 5,000 to 400,000 from about 19 dollars, a split up to 90 percent (100 percent on crypto and futures), a 50 dollar minimum payout and scaling to 4 million. The main risk is a recurring pattern of payout denials citing latency arbitrage or prohibited strategies. It does not accept US traders.
OVERALL SCORE
8.2
PROS:
  • Genuinely broker-owned (same group as FXPIG), controlling pricing and payouts end to end
  • First payout on demand after passing, no minimum days, target or amount
  • Wide platform choice including TradingView-native; forex, crypto and futures
  • Highly configurable via add-ons; split up to 90 percent (100 percent crypto/futures)
  • Strong verified payout record; 50 dollar minimum payout; scaling to 4 million
CONS:
  • Recurring payout denials citing latency arbitrage or prohibited strategies
  • Broad discretion in the terms to void profits, with no right to dispute
  • The 100 percent refund is a first-payout reimbursement, not a money-back guarantee
Added to wishlistRemoved from wishlist 2
  • UK-registered (Acello Ltd); states plainly it is NOT FCA regulated
  • Acquired by Instant Funding in May 2026; the CEO has since stepped down
  • Static 8% on the 2-Step Classic; Instant and 1-Step Express both TRAIL
  • A 3% loss on any single symbol terminates the 2-Step account outright
  • The fee rebate was abolished in February 2026 - no refund on any current product
More details +
fundedtradingplus
Funded Trading Plus sells three programmes - Instant Funding, 1-Step Express and 2-Step Classic - on MT5 and Match-Trader, with an 80% base split. Two things reshaped the firm in 2026: the entire product line was replaced in February, taking the fee rebate with it, and the company was acquired by Instant Funding in May. It is UK-registered and says plainly that it is not FCA regulated. The 2-Step carries a 3% single-symbol loss limit that terminates the account outright.
OVERALL SCORE
8.3
PROS:
  • Instant Funding and 1-Step Express allow payouts from day one, once in profit
  • 7-day payout cycle on Instant and 1-Step Express (10 days on 2-Step)
  • $50 minimum payout on Instant and 1-Step Express
  • EAs, algos and bots are permitted on all programmes
  • Static 8% drawdown on the 2-Step Classic
  • Swap-free across all programmes; no monthly fees
  • UK-registered operating company (Acello Ltd, no. 12696083)
  • No minimum trading days and no time limit
CONS:
  • The fee rebate was abolished in February 2026 - there is now NO refund on any programme on sale
  • 2-Step Classic: a 3% loss on any single symbol terminates the account outright
  • 2-Step Classic consistency rule - one strong day can block a pass even if you hit the target
  • Instant Funding and 1-Step Express both use a TRAILING drawdown; payouts do not lower the high-water mark
  • Weekend holding is not allowed on Instant Funding
  • The firm markets a split of up to 100%, but no rule document supports more than 90%

No time limit removes the calendar pressure, not the rulebook. Minimum trading days, profitable-day definitions, consistency rules, payout gates and inactivity clauses can still decide whether the account survives.

The ranked list

Firms are ordered by JoinProp expert score. Firms whose own review does not explicitly confirm no time limit are excluded from the list and the schema, even if they remain tagged in the category.

1. FTMO, 9.1. No time limit on either challenge. The 2-Step remains the higher-quality route because its fee is refunded with the first payout and its 10% maximum drawdown is static. The 1-Step has no minimum trading days, but it also has a non-refundable fee, trailing drawdown and a Best Day rule that can block a pass or payout.

2. Funded Trading Plus, 9.1. No minimum trading days and no time limit, with day-one withdrawals on Instant and 1-Step Express and a seven-day payout cycle. The trade-off is that the fee rebate was abolished in February 2026, and the 2-Step Classic has a single-symbol loss rule plus a consistency rule.

3. Topstep, 9.0. A futures route with no time limit on the Trading Combine and only two minimum trading days. The Daily Loss Limit is optional in the Combine and locks you out for the day rather than failing the account. The key caveat is payout architecture: winning-day requirements and reactivation costs matter after funding.

4. The5ers, 9.0. No time limit on any evaluation, static drawdown across every CFD programme and a profit split that can scale to 100% without being sold as an add-on. The two rules to understand are the 3.5% commission deducted from every withdrawal and the 0.5% profitable-day definition.

5. Crypto Fund Trader, 8.9. No time limit on any evaluation phase, with 556 crypto instruments, Bybit execution and payouts in USDT, BTC, ETH or bank transfer. It is the strongest crypto-native no-deadline route, but simulated profit is capped at $10,000 per day and per trade.

6. Alpha Capital, 8.9. No time limit and no account expiry on any evaluation. Static drawdown applies on most plans, with four platforms and permissive hedging, stacking and weekend holding rules. The main caution is the 2-minute rule: 50% of profits must come from trades held over two minutes.

7. Sabio Trade, 8.5. A one-step evaluation with no time limit and weekly payouts. The important nuance is inactivity: no time limit does not mean the account can be abandoned, because 30 consecutive inactive days can breach the account.

8. Funding Pips, 8.4. No time limit on any evaluation, with static maximum drawdown on the standard models and a strong value case on 2 Step Pro. Payout frequency is the trade-off: the headline 100% split requires a monthly payout cycle, while on-demand payouts pay less.

9. Goat Funded Trader, 8.2. No time limit on any evaluation and static drawdown on all 1-Step, 2-Step and 3-Step evaluations. It also supports five platforms, swap-free accounts, news trading and weekend holding. Watch the payout consistency rule: breaching it can cap the split at 40%.

10. Bulenox. No minimum trading days and no time limit on the evaluation, with a futures model built for patient traders. The split is strong: 100% of the first $10,000 and then 90%. The cost risk is the recurring monthly subscription, which makes a slow evaluation more expensive.

11. AtmosFunded. Unlimited time to complete the challenge, subject to inactivity expiry, with weekend and overnight holding allowed and personal EAs permitted. The rulebook is detailed and useful, but the 90% split is a paid add-on over the base split.

12. Rebels Funding, 7.9. A patient-trader model with no time limit on evaluations and a very long phase window. It also advertises a 200% maximum refund. The caution is that some refund details are inconsistent across materials, so confirm the current terms before buying.

13. Blueberry Funded, 7.8. No consistency rule and no time limit, with regulated-broker infrastructure behind the brand and a base 80% split rising to 90%. The ASIC licence covers the broker, not the simulated challenges, and payout-breach terms need careful reading.

14. AudaCity Capital, 7.7. The Funded Trader Programme has a 5-day minimum and no time limit, plus no funded-account consistency rule. It is best read as a no-deadline instant-funding route with a capital-doubling ladder, but the split starts at 50% and the daily trailing drawdown is tight.

15. Bright Funded, 7.7. No time limit on any plan, with static drawdown on both 2-Step plans. The 1-Step trails in real time, and the fee refund is a paid add-on rather than a standard refund.

16. Stampede, 7.5. No time limit anywhere on the challenge ladder, no consistency rule and static drawdown on all plans on sale. The clean rulebook is promising, but the firm launched in July 2026 and has no meaningful payout history yet.

17. Take Profit Trader, 7.5. A futures subscription model with no time limit: keep the subscription active until you pass or stop. That removes the deadline but turns time into cost, so it suits traders who can move steadily through the one-step test.

18. Lux Trading, 7.4. No minimum or maximum trading days, a 6% static drawdown, no daily loss limit and a fully refunded evaluation fee. Its $10,000,000 ceiling is the largest in the group, but the Single Trade Profit Limit effectively rules out big one-shot wins.

Comparison table

FirmScoreNo-time-limit evidenceBest fitMain caution
FTMO9.1No time limit on either challengeBest overall 2-Step route1-Step Best Day rule
Funded Trading Plus9.1No minimum trading days and no time limitFast payout accessNo current fee refund
Topstep9.0Trading Combine time limit: noneFutures tradersPayout and reactivation rules
The5ers9.0Unlimited on all programmesStatic-drawdown CFD traders3.5% withdrawal commission
Crypto Fund Trader8.9No time limit on any evaluationCrypto-native traders$10,000 daily/trade profit cap
Alpha Capital8.9No time limit and no account expirySwing/position CFD traders2-minute profit rule
Sabio Trade8.5No time limitOne-step evaluation30-day inactivity breach
Funding Pips8.4No time limit on any evaluationValue-focused challenge tradersPayout frequency affects split
Goat Funded Trader8.2No time limit on any evaluationMulti-platform CFD tradersConsistency rule can cap split
Bulenoxn/aNo time limitPatient futures tradersMonthly subscription cost
AtmosFundedn/aUnlimited timePosition-style CFD tradersPaid split upgrade
Rebels Funding7.9No deadline / no time limitSlow, patient evaluationsRefund wording inconsistencies
Blueberry Funded7.8No time limitNon-US traders wanting broker infrastructureBroker licence does not cover challenges
AudaCity Capital7.75-day minimum, no time limitInstant-funding ladderTight trailing daily drawdown
Bright Funded7.7No time limit on any plan2-Step static drawdown1-Step trails in real time
Stampede7.5No time limit on challenge ladderClean new rulebookNo payout history yet
Take Profit Trader7.5No time limit while subscription remains activeFutures one-step testTime becomes monthly cost
Lux Trading7.4No min/max trading daysStatic drawdown career modelSingle Trade Profit Limit

Excluded from the ranked list

The following twelve firms remain tagged in the live category but were excluded from this copy and the ItemList schema because their own reviews did not explicitly confirm no time limit in the description checked during this update: E8 Markets, Apex Trader Funding, FundedNext, Fxify, Instant Funding, Hola Prime, Top One Trader, Quant Tekel, Fintokei, Day Traders, Tradeify and AtlasFunded.

Scores are set by the JoinProp editorial team across rules, payouts, transparency, platform, support, scaling and track record. No firm can buy its grade. See our prop firm ranking methodology for how firms are reviewed.