Halal Prop Firms
Updated
A swap-free account answers one question: how overnight interest is treated. It does not answer every question a Muslim trader may have about a prop programme’s instruments, evaluation fee, contractual structure or profit-sharing arrangement. This page separates documented account features from claims of religious approval so you can examine the actual offer.
The comparison includes documented swap-free options, conditional access and firms where availability has not been established. A listing is not a positive eligibility finding. Check whether the feature is automatic or requested, which instruments it covers and whether additional charges or holding limits apply. A firm using Islamic branding without explaining those conditions offers too little information for a meaningful comparison.
Treat this category as a starting point for account research, not a certification that every listed programme is halal. A trader seeking a religious ruling needs the complete agreement and instrument details reviewed under the standard they follow. Begin by checking whether the advertised swap-free conditions remain in force after evaluation and throughout the holding period your strategy normally requires.
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Showing 1–12 of 19 results
- Simulated prop firm trading since 2012, one of the longest records in the category. Three programmes on MT5 and DXTrade, $5,000 to $200,000. Contracting entity AudaCity Global LTD, licensed in the Union of Comoros.
- The loosest rules on this site: the two-step allows 7.5% daily loss and 15% maximum in phase 1, static and measured on initial balance. No time limit on any evaluation.
- News trading, weekend holding, expert advisors and copy trading all permitted on every programme.
- Avoid FTP: instant funding costs $1,299 at $50K against $329 for the two-step, pays a lower split, and still imposes a 10% profit target.
- Watch: the site says no consistency rule while the terms still carry an active consistency clause; the advertised 90% split is shown as 85% or 75% in the firm own calculator; and the Trustpilot rating is unavailable on Trustpilot’s official website.
★★★★★
More details +AudaCity Capital
AudaCity Capital has been trading since 2012, one of the longest records in this category. It sells three programmes on MetaTrader 5 and DXTrade, from 5,000 to 200,000 dollars. The contracting entity is AudaCity Global LTD, registration 15850, operating under an International Brokerage and Clearing House Licence issued by the Union of Comoros, with a London office and a Cyprus payment partner. That licence is real, which puts it ahead of rivals holding none, but it is a light-touch offshore regime rather than a major-market regulator. Its strongest feature is drawdown room: phase one of the Ability Challenge allows a 7.5 percent daily loss and a 15 percent maximum, static and measured on the initial balance, with no time limit and news trading, weekend holding, expert advisors and copy trading all permitted. Three cautions. FTP, the instant funding route, costs 1,299 dollars at 50,000 against 329 for the two-step, pays a lower split and still imposes a 10 percent profit target. The site advertises no consistency rule while the terms still contain an active consistency clause that can fail a challenge. And the advertised 90 percent split is shown as 85 percent or 75 percent in the firm's own scaling calculator.PROS:
- Trading since 2012, one of the longest records in the category
- Holds an Anjouan brokerage licence where most rivals hold none
- The loosest drawdown rules measured on this site: 7.5 percent daily and 15 percent maximum in phase one
- Drawdown is static and measured on initial balance, not trailing
- No time limit on any evaluation, and news, weekends, expert advisors and copy trading all permitted
- Scaling doubles the account across ten steps, plus free competition and education routes
CONS:
- FTP instant funding costs about four times the two-step at 50,000 dollars, pays a lower split and still has a 10 percent target
- The site advertises no consistency rule while the terms carry an active consistency clause
- The advertised 90 percent split is not supported by the firm's own calculator, which shows 85 or 75 percent
- The scaling ceiling is stated inconsistently as 2M, 240K and 768K in different places
- The terms reserve an absolute right to withdraw any trader without explanation
- No per-payout proof published, only headline totals and a named feed
- Dubai company (Bright Global FZCO) with publicly named leadership; unregulated
- Base 80%; 90% is a paid add-on; 100% needs three scale-ups (12+ months)
- Static on both 2-Step plans; the 1-Step TRAILS in real time off equity
- Their own example breaches an account that is only 3.5% down
- The fee refund is a PAID ADD-ON; no minimum payout (withdraw from $0.01)
★★★★★
More details +Bright Funded
Bright Funded is a Dubai firm (Bright Global FZCO) running three plans on DXtrade, cTrader and MT5, with no consistency rule and weekend holding allowed. Two points deserve attention before you buy: the 1-Step uses a real-time TRAILING drawdown - the firm's own worked example breaches an account that is only 3.5% down - and the fee refund is a paid add-on rather than something included.PROS:
- No consistency rule at all - one of the few firms that can say this
- Static drawdown on the 2-Step Bright (8%) and 2-Step Classic (10%)
- No minimum payout - you can withdraw from $0.01
- Weekend and overnight holding both permitted
- Expert Advisors allowed (though not on DXtrade)
- Three platforms: DXtrade, cTrader and MetaTrader 5
- Payouts processed within one day of request
- No recurring or monthly fees
CONS:
- The 1-Step drawdown trails in real time - their own example breaches an account only 3.5% down
- The fee refund is a PAID ADD-ON - without it, there is no refund at all once you trade
- The base split is 80%; 90% is a paid add-on and 100% needs three scale-ups (12+ months)
- Weekly payouts are a paid add-on; the default first payout is 30 days, then every 14
- News-window profits are deducted, but news-window losses are not compensated
- One of the longest-running prop firms (brand since 2018), built for swing/long-term traders; simulated forex/CFD on MT5 & Match-Trader
- Signature: balance-based drawdown (from closed balance, not floating equity) + no time limits — positions can breathe
- Scaling that doubles the account at each 10% milestone, advertised to $4M (via the funding ladder; evaluations cap ~$200K)
- Offers swap-free Islamic accounts; base split 90% up to 100% at top VIP tier; accepts US traders
- Note: now an offshore/unregulated structure (Comoros/Costa Rica/Dubai), not a UK-regulated broker
★★★★★
More details +City Traders imperium
City Traders Imperium has been paying traders since 2018, which makes it one of the longest-running firms still operating. It is run by City Traders Imperium Limited, licensed in the Comoros Union under number 15969 with an operating address in Costa Rica, and a Dubai company, CTI FZCO, delivering its academy. Four programmes run in parallel: a 1-Step Challenge from $29, a 2-Step from $39, Instant Funding from $79 and Direct Funding from $229, scaling to $2,000,000 per account and $4,000,000 in total funding. The 1-Step is the standout: an 8% target against a 5% trailing drawdown, with no daily loss limit, no time limit, and news trading, third-party expert advisors, martingale, weekend holds and overnight holds all permitted. Very few firms allow all five. First payouts come at 7 days on the challenges and on demand from day 5 on Direct Funding. The firm does not restrict United States residents. Its Trustpilot profile is the healthiest we have verified this month: 4.2 from 1,625 reviews with only 6% at one star and a 100% reply rate to negative reviews. The main thing to watch is Instant Funding, which starts you on half the advertised balance at a 50% share.PROS:
- Trading since 2018 with a named, public founding team and eight years of payouts
- Trustpilot 4.2 from 1,625 reviews, only 6% at one star, and a 100% reply rate to negative reviews
- The 1-Step Challenge allows third-party EAs, martingale, news trading and weekend holds, with no daily drawdown and no time limit
- Entry from $29, the cheapest we have verified this month, with resets at a 15% discount
- Does not restrict United States residents
- Scaling to $2,000,000 per account and $4,000,000 in total funding
- Public live symbols page with bid, ask and spread refreshed every two seconds
- Payouts stated as approved within 24 hours, with an advertised 8-hour average
- Broad payment options including card, PayPal, crypto, Skrill, Neteller and bank transfer
CONS:
- Instant Funding starts at half the advertised balance on a 50% share until the first 10% milestone
- The Anjouan licence is a registration, not financial supervision, and CTI states it is not a broker or investment adviser
- VIP criteria for the 100% profit share are not published on the buying pages
- Only 53 instruments across five asset classes, with no individual stocks
- Martingale and third-party EAs are blocked on three of the four programmes
- Fees are non-refundable except as set out in the refund policy
- The 2-Step carries a 5% daily drawdown that the 1-Step does not
- Not a prop firm — no challenge, no profit target, no way to fail. A subscription that turns your track record into an investable index
- You keep 15% of the profit your DARWIN generates — far below the 80–90% a conventional prop firm pays
- From €45/month. No deposit and no capital at risk beyond the subscription
- Real investor capital requires DarwinIA GOLD: 8+ months of signal history plus a 20%+ annual return at a 2.5+ return/drawdown ratio
- Operated by an FCA Appointed Representative, not an authorised firm — the Zero product sits outside the regulatory perimeter
★★★★★
More details +Darwinex Zero Review
Darwinex Zero is not a prop firm and should not be judged as one. There is no challenge, no profit target, no drawdown limit and no way to fail - your entire risk is the subscription. In exchange you keep just 15% of what your DARWIN earns, and real investor capital requires DarwinIA GOLD: eight months of signal history at minimum, plus a 20%+ annual return. Note the regulatory position carefully: Darwinex Zero is run by Tradeslide Technologies Ltd, an FCA Appointed Representative - NOT the authorised broker entity - and its own terms state you are not a client and have no regulatory protection.PROS:
- No capital at risk - no deposit, no evaluation fee, no way to blow the account
- No profit target, no drawdown limit, no daily loss rule, no consistency rule, no time limit
- A genuine FCA-authorised broker group sits behind the platform, with real third-party investor money
- GOLD access, once earned, is permanent - investor capital does not expire
- The high-water-mark reset is unusually generous: losses are wiped to zero or capped at -5%
- Clean withdrawals - $100 minimum, typically processed within 24 hours, no commission
CONS:
- You keep only 15% - against 80-90% at a conventional prop firm
- Real investor capital is a long road: 8+ months of history minimum, realistically a year or more of subscriptions first
- The Risk Engine re-sizes your trades, so your DARWIN and your MetaTrader account can diverge sharply - and you are paid on the DARWIN
- The legal notice identifies the Zero operator as an introducer appointed representative; the stated FCA authorisation belongs to the separate Tradeslide Trading Tech Ltd entity
- Dubai (DIFC) prop firm (Finotive Funding Technologies Ltd), operating since 2021; simulated forex/CFD on MT5 & Match-Trader
- Signature: a 10% “strike” soft-breach system — rule breaks cut your next payout to a 10% split rather than closing the account
- Cheap entry (from ~$25), sizes $2,500–$200,000, scaling advertised to $5.4M
- Three families: Challenge, Instant Funding, and Finotive Pro (1% monthly salary + 100% split after 30 days)
- Payouts on demand then ~weekly (Fridays); watch the discretionary “holistic assessment” behind payout reductions
★★★★★
More details +Finotive Funding
Finotive Funding is a Dubai (DIFC) simulated forex and CFD prop firm operating since 2021 on MT5 and Match-Trader. Entry is cheap from about 25 dollars, sizes run 2,500 to 200,000 dollars, and scaling is advertised to 5.4 million. Its defining feature is a 10 percent strike system: rule breaks cut your next payout to a 10 percent split rather than closing the account, though the discretionary holistic assessment behind reductions is its top complaint. The Pro tier adds a 1 percent monthly salary and a 100 percent split after 30 days. Drawdown is static and payouts are weekly on Fridays.PROS:
- Cheap entry and broad instruments (FX, metals, indices, energy, crypto, stock CFDs)
- Forgiving static (non-trailing) drawdown
- Finotive Pro pays a 1% monthly salary, 100% split after 30 days, and refunds the fee
- Weekly Friday payouts, with fast reports from many traders
- Instant funding and 1-step options; scaling advertised to 5.4M
CONS:
- The 10% strike reductions rest on a discretionary holistic assessment (top complaint)
- Instant funding pays a lower base split
- A hard breach closes the account with no refund
- Binding terms name a UAE company (GrowthNext F.Z.E.) as the contracting party; unregulated
- Base 80%; 90% via Scale-Up; 95% is a paid add-on (+25-30% of the fee)
- Up to 3.5% is deducted from EVERY payout - an "80%" split nets about 77%
- Static on Stellar 1-Step, 2-Step and Lite; only Stellar Instant trails
- The 3% max risk rule: a second breach permanently caps you at 1% risk for life
★★★★★
More details +Funded Next
FundedNext is a UAE proprietary trading firm operating through GrowthNext F.Z.E. (Ajman Free Zone), running the Stellar range: 1-Step, 2-Step, Lite and Instant. Per its own disclaimer it is a simulation-based platform. The standard profit split is 80% — 90% is reached through the Scale-Up plan, and 95% is a PAID add-on costing 25–30% on top of the challenge fee. A processing fee of up to 3.5% is deducted from EVERY payout, so an 80% share nets 77.2% if the full fee applies. Since 12 January 2026 the 1-Step split starts at 80% rather than 90% — and resetting an older account moves you onto the newer, worse terms. The 1-Step pays on a 5-business-day cycle; standard 2-Step begins at 21 days, then 14. Alternative 2-Step/Lite options change eligibility and share: 3 Day at 60%, On-Demand at 90%, or 95% with the Lifetime Reward add-on. Minimum payout from 20 USD, and only 2 minimum trading days on the 1-Step.PROS:
- Static drawdown on Stellar 1-Step, 2-Step and Lite
- The 100% fee refund is standard and free (not an add-on)
- Four platforms: MT4, MT5, cTrader and Match-Trader
- Weekend and overnight holding permitted on CFDs
- Payouts from a $20 minimum, targeted within 24 hours
- No consistency rule on standard CFD accounts
- Scaling to 90% and up to a $4m allocation
- Trustpilot 4.5 from over 73,000 reviews, with no consumer alert
CONS:
- A processing fee of up to 3.5% is taken from every payout - an 80% share nets 77.2% if the full fee applies
- The base split is 80%; 95% is a paid add-on at +25-30% of the fee
- The 3% max risk rule: a second breach permanently caps you at 1% risk for the life of the account
- News-window profits count at 40%, but news-window losses count at 100%
- Withdrawal limits depend on payment method and country; check your eligible routes
- Stellar Instant uses a trailing drawdown and has no fee refund
Funding Pips provides simulated CFD evaluation and Master accounts. The current catalogue has five programmes, with USD list prices from $29 to $888. Reward terms depend on model: Standard weekly pays 60%, Pro weekly 80%, Flex models offer biweekly options, and Zero pays 95% biweekly. Eligible monthly accounts offer 100% with consistency, profitable-day and risk conditions. Compare the selected model’s loss limits, reset costs and refund exclusions. Platforms are MT5, cTrader and Match-Trader.
★★★★★
More details +Funding Pips
Funding Pips provides simulated CFD evaluation and Master accounts. The current catalogue has five programmes, with USD list prices from $29 to $888. Reward terms depend on model: Standard weekly pays 60%, Pro weekly 80%, Flex models offer biweekly options, and Zero pays 95% biweekly. Eligible monthly accounts offer 100% with consistency, profitable-day and risk conditions. Compare the selected model’s loss limits, reset costs and refund exclusions. Platforms are MT5, cTrader and Match-Trader.PROS:
- Five current programme choices
- Static maximum loss on evaluation models
- No evaluation deadline, subject to inactivity rules
- Pro offers 80% weekly; eligible monthly accounts offer 100% with conditions
- MT5, cTrader and Match-Trader
- Standard registration fee refund at the fourth reward
CONS:
- Standard weekly pays 60%; rates differ across programmes
- Monthly 100% requires consistency and profitable-day conditions
- Master weekend holding restrictions on evaluation models
- Reset fees and legacy-account rules require careful checking
- Zero combines trailing drawdown, a 1% floating-loss limit and multiple reward gates
- 1 Step Flex, Pro, Flex and Zero excluded from the fourth-reward registration refund
- Simulated prop firm launched 2024, selling forex and futures evaluations. Checkout platforms: MT5, cTrader, DXtrade for forex, WealthCharts for futures.
- Signature: a 1-hour payout claim plus a Zero Payout Denial Policy, with a Deloitte review reporting 98.35% paid within the hour. A review of up to 24 business hours comes first.
- 1-Step Prime, 2-Step Prime, 2-Step Pro and Direct. Forex sizes $5K to $50K only, futures $25K to $150K. From $39.
- Split 80% bi-weekly or on demand, 95% monthly for 20% more on the fee. Scaling advertised to $4M. Swap-free add-on +10%.
- Watch: a 2.5% payout fee (min $25 wire, $5 crypto), a 2% per trade idea cap, and news and weekend trading withdrawn on Pro once funded and on Direct entirely.
★★★★★
More details +Hola Prime
Hola Prime is a simulated prop firm launched in late 2024, selling forex and futures evaluations through Hola Prime Limited Cyprus (HE 454359), a subsidiary of Hola Prime Limited in Hong Kong. Its defining feature is a 1-hour payout claim with a Zero Payout Denial Policy, backed by an independent Deloitte review that reported 98.35 percent of withdrawal requests completed within the hour with zero denials between 15 October 2025 and 15 March 2026. Four forex plans are sold, 1-Step Prime, 2-Step Prime, 2-Step Pro and Direct, at 5,000 to 50,000 dollars only, plus two futures plans at 25,000 to 150,000. The split is 80 percent bi-weekly or on demand and 95 percent monthly for 20 percent more on the fee, with scaling advertised to 4 million. Two caveats sit under the headline: every payout waits on an account review of up to 24 business hours, and a 2.5 percent processing fee applies, minimum 25 dollars by wire or Rise and 5 by crypto. The prop firm itself is unregulated; only the Mauritius broker leg holds a licence.PROS:
- Payout speed independently reviewed by Deloitte, 98.35 percent inside an hour with zero denials
- Individual payouts published by name, amount and processing time
- No time limit, with news, weekend and overnight holding allowed on both Prime plans
- Transparent per-size pricing from 39 dollars, and a 95 percent split option
- ISO 9001, ISO 22301 and ISO 27001 certified processes
CONS:
- The one-hour clock starts only after an account review of up to 24 business hours
- A 2.5 percent payout fee applies, and the 25 dollar wire floor is heavy on small withdrawals
- Pro loses news trading and weekend holding once funded; Direct allows neither, nor expert advisors
- Forex accounts are sold only up to 50,000 dollars despite larger sizes listed on the rules page
- The prop firm itself is unregulated and describes itself as self-regulated
- Canada-based prop firm (Lark Funding Inc.; “Lark 3.0”) with a simulated one-step evaluation on DXTrade/cTrader; $10k–$200k
- Signature: a Monthly Base Reward ($50–$1,000/30 days) paid on top of your split — “paid even if you don’t profit”
- The catch: the reward needs 3 profitable days of 0.5%+ and drawdown better than -3.5% each month
- 80% split (90% a paid add-on); 7% static drawdown, 5% daily; no time limit, no news restrictions
- Note: 2-step discontinued, new US clients suspended, $40 fee per payout; ~4.4 Trustpilot
★★★★★
More details +Lark Funding
Lark Funding Monthly Base Reward is a genuinely novel, trader-friendly idea, a recurring cash payment on top of your split, and the current Lark 3.0 setup is clean: a one-step evaluation, a 7% static drawdown, no time limits, fast payouts and a conditional free-retry safety net, with a broadly positive ~4.4 Trustpilot. Read the conditions rather than the tagline: paid-even-if-you-dont-profit actually requires three profitable days a month, 90% is a paid upgrade, and there is a $40 fee on every payout.PROS:
- Novel Monthly Base Reward paid on top of your profit split
- Clean Lark 3.0 one-step model with a 7% static drawdown and no time limits
- No minimum trading days and no news restrictions
- Smart Restart safety net gives up to four evaluation attempts
- Fast payouts and a broadly positive ~4.4 Trustpilot
CONS:
- Pays-even-if-you-dont-profit tagline actually requires 3 profitable days a month
- 90% split is a paid upgrade over an 80% base
- Accounts are simulated; new US clients are suspended over regulatory issues
- Simulated UAE prop firm (MAVEN LLC, DIEZ free zone), operating since 2022 on MetaTrader 5 and Match-Trader. Seven programme lines, sizes $2,000 to $100,000.
- Cheapest credible entry on this site: list prices from $13. Note that every price shown on Maven’s site is a coupon price, not list.
- Signature rule: the M2 Account Saver. A 2% drawdown breach permanently halves your split to 50%; a second breach kills the account.
- 80% split on Instant, 1-, 2- and 3-Step; 70% on Mini and prediction markets. Payouts every 10 business days, fee refunded on the third. Scaling to $1M.
- Watch: a $10,000 per 30-day withdrawal cap across all accounts with the excess voided, $4 round-trip FX commission, a $20 Rise fee, and no published payout data at all.
★★★★★
More details +Maven
Maven Trading is a budget-focused UAE prop firm operated by MAVEN LLC in the DIEZ free zone, registration 105072496000001, operating since 2022. It offers simulated forex and CFD trading plus a prediction-markets challenge on MetaTrader 5 and Match-Trader, across seven programme lines from 2,000 to 100,000 dollars. Its defining rule is the M2 Account Saver, an automated circuit-breaker on the Omo and Buy Now Pay Later funded accounts: when drawdown hits 2 percent of balance the first breach force-closes your trades and permanently cuts your split from 80 to 50 percent, and a second breach permanently deactivates the account. The other half of its identity is price and variety: list fees from 13 dollars, a genuine 5 dollar Buy Now Pay Later, instant, 1-, 2- and 3-step models, zero swap, and the fee refunded in full on your third withdrawal. The split is 80 percent on the core lines and 70 percent on Mini and prediction markets, payouts come every 10 business days and scaling runs to 1 million. Two cautions: withdrawals are capped at 10,000 dollars per 30-day rolling cycle across all your accounts with the excess voided and the balance reset, and Maven publishes no payout statistics of any kind.PROS:
- List prices from 13 dollars, the cheapest credible entry on this site
- No time limit on the Standard and Instant lines, and weekend holding on all of them
- 80 percent split on four lines, with the challenge fee fully refunded on the third withdrawal
- Unusually detailed published rulebook, including the unflattering parts
- Zero swap, and no commission on indices, commodities and digital ETFs
- A prediction-markets challenge on Kalshi and Polymarket data that almost no competitor offers
CONS:
- Withdrawals capped at 10,000 dollars per 30-day cycle across all accounts, excess voided and balance reset
- M2 Account Saver permanently halves the split at a 2 percent drawdown, and kills the account on a second breach
- Omo maximum drawdown switches from static to trailing the moment you are funded
- No payout statistics, transparency report or independent review published at all
- 4 dollar round-trip commission on FX, which is heavy on the smallest accounts
- Rise charges 20 dollars per withdrawal and is the only option in much of Europe
- Well-established US prop firm (Prop Account, LLC; since 2021) with simulated one-step evals in forex, futures and equities
- Signature: a genuinely rare funded US-equities program — real S&P 100 stocks, 2:1 buying power, short-selling, overnight holds
- Split 75–80%, with 90% a paid add-on; mostly 6% static drawdown
- Payouts $100 min (forex from day one); claims “not a single refused payout since 2021”; ~4.8 Trustpilot
- Watch: “no consistency rule / no time limits” is forex-only; futures/equities have a 33% rule + 90-day eval
★★★★★
More details +Ment Funding
Ment Funding is one of the more solid, well-regarded firms in this space: operating since 2021, a ~4.8 Trustpilot across 200-plus reviews, a not-a-single-refused-payout-since-2021 claim, and a genuinely uncommon funded-equities program alongside forex and futures. The main thing to get right is reading the rules per program: the attractive no-consistency-rule and no-time-limit headlines apply only to forex, futures and equities carry a 33% consistency rule and a 90-day eval, and the evaluation is simulated with 90% a paid upgrade.PROS:
- Rare funded US-equities program on real S&P 100 stocks with 2:1 buying power
- Long-running since 2021 with a strong ~4.8 Trustpilot and a no-refused-payout claim
- Payouts from day one on forex, $100 minimum, mostly static drawdown
- Three programs (forex, futures, equities) to match your trading
- Scaling ladder toward $5m for consistent traders
CONS:
- No-consistency-rule and no-time-limit headlines apply only to forex
- Futures and equities carry a 33% consistency rule; futures has a 90-day eval limit
- 90% split is a paid add-on over a 75 to 80 percent base
- Prop firm (ECI Ventures, Singapore) with simulated forex/CFD challenges on cTrader; $2.5k–$300k
- Signature rule: stacked payout caps — lower of a 6–12% balance cap or a flat $5,000; one payout per 7 days
- Split earned by XP rank: 70% base up to 99% (not a paid add-on)
- Drawdown 3% daily / 9% max (trailing 1-stage, static 2-stage); instant is 6% trailing
- Faster (weekly/bi-weekly) payouts are paid add-ons over a 30-day default; $50 minimum
★★★★★
More details +Pip Farm
Pip Farm is a solid, actively-operating simulated firm with some genuinely fair touches: an earned split that climbs to 99% with no paid shortcut, a clean cTrader-only setup, low entry fees and a reasonable Trustpilot. The thing to go in clear-eyed about is how you get paid: the accounts are simulated, the up-to-99% split starts at 70%, faster payouts are paid add-ons over a 30-day default, and stacked payout caps meter your withdrawals out slowly. You do not lose the excess, but cannot pull a large balance quickly.PROS:
- Earned split climbs to 99% via XP rank, no paid shortcut
- Clean, single-platform cTrader setup with institutional data
- Low one-time entry fees, no monthly subscription
- Choice of 1-stage, 2-stage and instant funding across three modes
- Actively operating with a reasonable ~4.0 Trustpilot
CONS:
- Stacked payout caps: lower of a 6-12% balance cap or a flat $5,000, one payout per 7 days
- Up-to-99% split actually starts at 70%
- Weekly/bi-weekly payouts are paid add-ons over a 30-day default
Video: Is Prop Trading Halal? A Guide for Muslim Traders
Watch JoinProp’s video guide for Muslim traders on prop trading. It is educational and not a religious ruling, so ask a qualified scholar to review a specific firm’s agreement.
Firm comparison
| Firm | Swap-free? | Cost | Scope and limits |
|---|---|---|---|
| Funded Trading Plus | Yes | Free, automatic | Automatic for 1-Step Express, 2-Step Classic and Instant Program from account creation. Legacy programmes are excluded. Official swap-free policy. |
| Maven Trading | Yes | Free, all accounts | All instruments. Swap-free by structure, not a certified Islamic product. |
| AudaCity Capital | Yes | Free, automatic | Instant Funding programme only. Ability Challenge is not swap-free. |
| City Traders Imperium | Yes | Free, on request | Must request before trading the account. MT5 only. Uses explicit riba language. |
| Rebels Funding | Partial | Free, automatic | 28 forex pairs and metals only. Crypto and indices not covered. |
| E8 Markets | Partial | Free, built in | E8 One and E8 Pro only. Not on E8 Signature. Never described as Islamic. |
| Quant Tekel / QT Funded | Reconfirmation required | Previously listed free add-on; reconfirm | The official Quant Tekel site directs prop evaluation enquiries to QT Funded. Do not assume the earlier 2-Step, Elite and Instant eligibility applies to the current offer. Obtain the current swap-free terms. Official brand notice. |
| FundedNext | Yes | +10% on challenge price | The official FAQ offers the swap-free option across CFD challenges at 10% extra, with the same spreads, leverage and rules. Official policy. |
| Funding Pips | Partial | Higher commission ($10/lot) | MT5 only; forex and metals. Indices, crypto and energies still incur swaps. Zero has a $7/lot standard commission, so $10/lot is not double on that model; its weekend-holding ban remains. Official Zero rules. |
| BrightFunded | Yes | Paid add-on, price not published | Must be bought with the challenge. Instrument scope not published. |
| Finotive Funding | Yes | Paid add-on | Subject to misuse monitoring with hard-breach penalties. |
| AquaFunded | Reconfirmation required | Add-on | A swap-free account add-on is listed on the official website. Confirm the current price, instrument scope and stages before purchase. |
| Hola Prime | Yes | Paid add-on | The official challenge comparison and trading rules pages say a swap-free add-on is available on applicable accounts at checkout. The add-on price is not stated on the pages checked, so confirm it at checkout. |
| Pip Farm | Yes, limited | 10% of challenge fee | Three-day grace period, then daily fees ($10/lot FX, $25/lot metals) including weekends. Select at checkout; 1-Stage and 2-Stage only, not Instant. Crypto and certain exotic FX pairs are excluded. Official terms. |
| The5ers | Partial | Free, on request | The official FAQ offers swap-free access at the funded stage, requested through support. Do not assume evaluation-stage coverage. Official FAQ. |
| Trade The Pool | By instrument | n/a | No Islamic account, but documented costs contain no swap or financing charge. Simulated US equities. |
| Ment Funding | By instrument | n/a | Futures programme has no overnight swaps by design. Forex incurs swaps; equities charge overnight borrow on shorts. |
| Lark Funding | Referenced only | Not published | One passing clause mentions opting for swap-free; no mechanism, price or scope published. |
Reviewed, but no swap-free option found
These firms were reviewed and did not publish a swap-free option, so they are not suitable for traders who need one. They are listed for transparency only, not as halal options.
| Firm | Swap-free? | Cost | Scope and limits |
|---|---|---|---|
| Funding Traders | No | n/a | Help centre states swap rates are charged overnight and at weekends. |
| Darwinex Zero | No | n/a | Swaps are not billed to you but reduce your track record, so the cost is still borne. |
The inclusion test is documentary
Rows marked No, Not found or Referenced only are comparison entries, not verified swap-free offers. Availability can differ by programme, stage and platform. Use the linked official terms and obtain written confirmation for the exact account before purchase.
A programme qualifies for a swap-free comparison when it publishes an account option or policy that explains the treatment of overnight swaps. Record whether the trader must request it, whether approval depends on residence or other conditions, and whether the choice applies to every stage. A general statement about supporting Muslim traders does not establish any of those details.
If a firm claims Shariah certification, identify the issuing body, the date and the precise product covered. Do not extend a statement about one account to the whole brand. An unverified certification claim should remain labelled as unverified, and swap-free access should not be relabelled as comprehensive religious approval.
Follow the charge beyond its name
Inspect the full cost schedule. Removing a charge labelled “swap” may leave an administration fee, a wider spread, an account surcharge or a fee after a grace period. The timing and calculation matter: a fixed purchase fee and an amount that increases with the duration of a position create different economic arrangements.
Write down which symbols are exempt and how long the exemption lasts. Metals, energy instruments or crypto may be treated differently from major currency pairs. A trader holding gold for several days needs the gold policy, not a broad statement about forex swaps. Check what happens when a position spans weekends or remains open beyond the published grace period.
Review the programme as a whole
The wider assessment includes the instruments traded, leverage arrangement, simulated or live status, evaluation payment and terms under which a reward becomes due. Removing overnight interest does not settle those separate questions. Nor does avoiding overnight holds remove every possible concern about the underlying contract.
For an informed review, assemble the terms, instrument list, fee schedule, swap-free policy and reward agreement together. If the funded-stage agreement is unavailable before purchase, that missing document is a meaningful limitation. A sales representative’s short answer is not a substitute for terms that explain the rights and obligations of both parties.
Who should not rely on this label?
This category does not suit someone seeking a universally accepted halal verdict from a comparison table. Interpretations and account structures require more specific consideration than the label can provide. It also should not be used to assume that a firm based in a Muslim-majority country offers an acceptable product automatically.
From a trading perspective, a swap-free programme with a short holding allowance may be unsuitable for a position trader. An expensive add-on may also provide little practical benefit to a strategy that always closes before rollover. Compare the documented feature with your intended use, while keeping the separate religious assessment tied to the complete contract.
Questions when assessing a halal-labelled programme
Is a swap-free label enough to establish that a prop programme is halal?
A swap-free label answers only one part of the assessment. The instruments, fee structure, contractual relationship and reward arrangement also require consideration. Take the actual programme documents to a qualified scholar you trust. Inclusion in this comparison should not be treated as a religious ruling on every product a firm sells.
What should I ask about charges on an Islamic account?
Request the complete schedule for holding positions, including administration charges, grace periods and instrument exclusions. Establish when each charge starts and how it is calculated. Describing an account as Islamic or swap-free does not tell you whether another holding-related charge applies to your intended trading pattern.
Which documents help a scholar assess a simulated prop challenge?
Provide the challenge purchase terms, funded-stage agreement, instrument list and explanation of how rewards are determined. Include whether trades are simulated and what the fee buys. These details allow assessment of the arrangement itself instead of relying on a firm’s account name or a broad statement about proprietary trading.
Does paying for a swap-free upgrade resolve every concern about a programme?
The upgrade changes only the conditions expressly covered by it. Review whether the underlying instruments, evaluation fee and reward agreement remain the same. Provide the upgraded terms as well as the standard contract when seeking scholarly advice, rather than treating an optional label as approval of the complete arrangement.
Should I reassess a halal-labelled account when the firm changes its products?
Yes, review changes that affect the instruments, charges or contractual structure used in the original assessment. Keep the documents and scope of any advice you received. An assessment of one account version should not automatically be extended to a new product or a substantially revised agreement.