Top Tier Trader – Firm Review
- 24/7 Payouts
- Educational resources and community support
- Customizable challenge parameters for different trading styles
- Backed by an independent third-party Liquidity Provider
- 24/7 Custoner Support
Important: Rebrand to TX3 Funding
The TopTier Trader website (toptiertraderfx.com) now redirects to TX3Funding.com. The firm has rebranded under the TX3 Funding name. The underlying infrastructure, team, and trading conditions remain the same. If you’re researching Top Tier Trader, visit tx3funding.com for the most current information on pricing, rules, and available accounts. All existing funded accounts and challenges are honoured under the TX3 Funding brand.
Challenge Programs
| Program | Steps | Phase 1 Target | Phase 2 Target | Daily DD | Max DD | Min Days |
|---|---|---|---|---|---|---|
| TopTier Challenge (Regular) | 2 | 10% | 5% | 5% | 10% | 4 days each |
| TopTier Challenge (Swing) | 2 | 10% | 5% | 5% | 10% | 4 days each |
| TopTier Challenge Plus | 2 | 8% | 5% | 5% | 8% | 4 days each |
Account sizes: $5,000 to $300,000. Fees from $59 ($5K) to $1,649 ($300K). Evaluation fee is refunded on first payout.
Key Trading Rules
- Platform: TradeLocker (single platform for all accounts)
- EAs: Allowed on Plus accounts only. Prohibited on Regular and Swing accounts.
- Overnight holding: Regular accounts — no overnight holding. Plus and Swing accounts — overnight and weekend holding allowed.
- News trading: Allowed on standard accounts. Some add-on restrictions may apply.
- Copy trading: Third-party copy trading prohibited. Self-copying between your own accounts may be permitted.
- Leverage: Up to 1:100 on forex; 1:40 gold/commodities; 1:30 indices; 1:2 crypto.
- Martingale: Prohibited on all accounts.
- Consistency rule: Single best day cannot exceed a set percentage of total profits in the payout cycle.
Scaling Plan
- Starting account sizes: $5,000 to $300,000
- Maximum via scaling plan: $2,000,000
- Up to 24 active accounts allowed (combined total cannot exceed $600,000 initial capital)
- Profit split: 80% default, up to 90% via scaling milestones
Company Information
- Founded: October 18, 2021
- Legal name: TopTier Trader LLC (now operating as TX3 Funding)
- CEO: Jamal Hollingsworth
- Co-founders: Cue Banks and Anthony T. Williams
- HQ: Miami, Florida, USA
- Trustpilot: 4.1/5 from 4,000+ reviews
- Platform: TradeLocker
- Markets: Forex, Indices, Metals, Commodities, Cryptocurrencies (CFDs — not regulated futures)
- Payout methods: Crypto (BTC, LTC, ETH, USDC) and Deel
- Payout timing: 24-hour guarantee or $1,000 compensation
Why Choose Top Tier Trader / TX3 Funding?
Top Tier Trader (now TX3 Funding) stands out for its 24-hour payout guarantee, evaluation fee refund on pass, and its willingness to let traders scale to $2 million. The founder-led approach — with Jamal Hollingsworth publicly associated with the brand — adds accountability not seen at many prop firms. The main limitations are the TradeLocker-only platform, the EA restriction on standard accounts, and the ongoing rebrand to TX3 Funding which traders should verify before purchasing. This is a CFD/forex prop firm — not a futures firm — despite appearing on futures comparison pages.
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