Best Prop Firms in the USA
Best Prop Firms in the USA (2026)
US prop firm access is unusually fragmented because many CFD firms restrict US residents, so this page focuses on firms that can actually serve US traders. JoinProp orders this page by live category membership and editorial quality signals, then checks each firm against the rules that matter most for this topic.
Quick answer: start with E8 Markets, Topstep, TradeDay, Apex Trader Funding. They sit at the top of this category because they combine stronger overall review signals with a clearer fit for US eligibility, futures access, platform fit, payout rules and whether the advertised product is genuinely available to US residents.
Showing 1–12 of 36 results
- US futures firm running the Trading Combine on simulated capital
- The 100%-of-first-$10,000 perk closed to new accounts on 12 January 2026
- Maximum Loss Limit trails on end-of-day balance but breaches intraday on unrealised P&L
- The consistency target does not fail you - it raises what you must earn to withdraw
- Monthly subscription for the Combine
- Flat 90/10 profit split — no paid upgrade and no tier to chase
- No time limit on the Trading Combine, and only 2 minimum trading days
- The Daily Loss Limit is optional in the Combine — hitting it locks you out for the day, it does not fail you
- No monthly subscription once you are funded
- Low 125 USD minimum payout; Aeropay and Wise carry no Topstep fee
- Publishes its own pass rates — disclosure almost no competitor offers
- TopstepX, NinjaTrader and Tradovate all supported
- The 100%-of-first-10,000 USD perk closed to new accounts on 12 January 2026 — grandfathered only
- The Maximum Loss Limit trails on end-of-day balance but breaches intraday on unrealised P&L
- After your first payout the MLL is forced to zero — your remaining balance is your entire loss buffer
- The 50% Consistency Target does not fail you, it silently raises your profit target
- Express Funded accounts are simulated; only 0.71% of funded traders reached a Live account in 2025
- CFD prop firm trading simulated capital; unregulated
- 80%, 90% or 100% split - a paid choice at checkout, not a performance tier
- E8 Zero: no daily drawdown at all and a 3% STATIC maximum. E8 Pro: 8% static, no consistency rule
- your first payout permanently raises the loss level to your initial balance
- E8’s own example shows a $104,000 account requesting $4,000 and breaching instantly
- E8 Zero: no daily drawdown at all, and a 3% STATIC max drawdown
- E8 Pro: 8% STATIC drawdown with no consistency rule
- Single-phase evaluations across the whole range — no second phase to grind
- Resets available at a 10% discount (within 7 days of failing)
- Publishes a pass rate (17.7%) — though the window is now over two years stale
- Unregulated and says so plainly; no false regulatory claim
- Choice of drawdown model and split at checkout
- THE PAYOUT TRAP: on E8 Zero and E8 Pro, your first payout permanently raises the loss level to your initial balance — E8's own example shows a $104,000 account requesting $4,000 and BREACHING instantly at $100,000
- The 80/90/100% profit split is a PAID CHOICE at checkout — higher splits cost more upfront and are locked for the life of the account
- E8 Zero DEACTIVATES after 5 payouts — capped at $15k ($50K acct) to $35k ($500K acct) lifetime
- E8 Pro's '80% split' is really 40% of profits — only half your profit is ever made requestable
- E8 One's max drawdown TRAILS (4-14%) and breaches on intraday equity
- Futures-only prop firm across 6+ asset classes; simulated capital
- There is NO daily drawdown - the best thing about the product
- A $10,000 lifetime ceiling takes your profit, and prior withdrawals count toward it
- Rebuilt as "TradeDay 2.0" - the terms changed with the relaunch
- Unusually transparent about its own numbers
- Split reaches 90% in Funded Live (Quick Pay starts at 50/50 until $4,000 net profit)
- Day One Payouts - withdrawals available from day one of funded trading, no consistency requirement
- One-step evaluation with no time limits
- Specializes in futures trading across 6+ asset classes
- Trailing drawdown freezes at starting balance (trader-friendly)
- Choice of three drawdown types at signup: Intraday TMD, End-of-Day TMD, or Static
- Trade up to 6 simultaneous accounts
- Reset $99 mid-cycle, or free at next monthly subscription renewal
- Strong educational resources and mentorship program
- 4.6/5 Trustpilot rating from 1,354+ reviews (April 2026)
- Futures-only firm - not suitable for forex or stock spot traders
- Weekend holding strictly prohibited
- News trading not allowed
- Single-step evaluation only - no public phased structure
- Minimum 5 trading days required in evaluation
- US futures prop firm (Austin, Texas); unregulated; all funded accounts are simulated
- 100% profit split - there is no split at all on current accounts
- Choose your drawdown: EOD Trail (once daily) or Intraday Trail (real-time on peak equity)
- Evaluations expire in 30 days with NO resets; a funded account closes after 6 payouts
- $500 minimum payout; 5 qualifying days per payout; nothing is refundable
- 100% profit split on all current simulated funded accounts - no split at all
- One-time fee, no rebill and no monthly charge on the funded account
- No consistency rule in the evaluation; no MAE rule; no 5:1 risk-reward rule
- No minimum trading days - you can pass in a single day
- News trading permitted for a normal strategy
- An EOD account option, so you can avoid intraday trailing entirely
- NinjaTrader licence and real-time data included
- Trustpilot 4.3 from over 20,000 reviews, with no consumer alert
- Evaluations now expire after 30 days and there are NO RESETS - a failed eval must be repurchased
- A 50% consistency rule applies on the funded account and gates the payout button
- Only 6 payouts per funded account, then it closes and you must qualify again
- The safety net must now be maintained for the LIFE of the account, not just the first three payouts
- Contract limits are roughly halved when you move to the funded account
- Holding a position through the market close forfeits the account and all balances
- US futures prop firm (Wyoming) trading simulated capital; unregulated
- Flat 90/10 split on all sim-funded accounts - no paid upgrade to buy
- Six programmes, so you choose the drawdown model that suits you
- Lock Upon Payout: withdrawing collapses your trailing drawdown to starting balance + $100
- First payout needs 6% profit but the first request is capped at $2,500
- Flat 90/10 split on all sim-funded accounts — no paid upgrade to buy
- Six programmes, so you can pick a drawdown model that suits your style
- Elite Access carries no daily loss limit during the challenge
- Only 1 minimum trading day to pass the Elite Challenge
- No recurring subscription once funded — activation is a one-off
- News trading is explicitly allowed
- Payouts run through Rise, in crypto or by bank transfer
- Lock Upon Payout: withdrawing collapses your trailing drawdown to starting balance + 100 USD
- The first payout needs 6% profit (3,000 USD on a 50K) but the first request is capped at 2,500 USD
- Promotion to a Live account drops your split from 90/10 to 80/20
- The Terms prohibit negative statements on review platforms, on pain of profit forfeiture
- All bots, EAs and automated trading are banned, as is holding a trade under 10 seconds
- One of the very few stock/ETF-focused prop firms — the equities arm of the 5%ers group; simulated US equities
- Signature: a buying-power model for 12,000+ US stocks & ETFs (short-selling, penny stocks), no PDT rule
- A “Pump” scaling engine grows buying power & daily-loss allowance 10% per 10% profit milestone
- Flex (unlimited time) or Max (60-day, cheaper); day buying power $5K–$200K + swing tiers
- 70% profit split; payouts from 14 days ($300 min); US traders welcomed; no futures/crypto
- One of the few genuine stock and ETF prop firms
- Buying power for 12,000-plus US stocks and ETFs, including short-selling, no PDT rule
- Pump scaling grows buying power with performance
- Flex (unlimited time) or cheaper Max (60-day) tracks
- US traders explicitly welcomed
- Simulated, not real share ownership, and unregulated
- Modest 70 percent profit split by current standards
- Up-to-72-hour risk review before payout
- US futures prop firm (Lucid Trading Group LLC, Delaware) trading simulated futures on NinjaTrader, Tradovate and Rithmic
- 90/10 base split on every plan — not a paid upgrade, which is genuinely rare
- EOD trailing max loss that locks at your starting balance plus $100; the daily limit is a soft breach
- The LucidScale daily limit ratchets upward (highest EOD profit × 60%) and never shrinks
- No recurring or monthly fee; news, EAs and scalping allowed. Real capital only at the LucidLive stage
- A genuine 90/10 base split on every funded plan - not a paid upgrade, which is rare
- End-of-day trailing max loss that locks at your starting balance plus $100
- The daily loss limit is a soft breach - a bad day pauses you, it does not fail the account
- The LucidScale daily limit ratchets upward (highest EOD profit x 60%) and never shrinks
- One-time fee with no recurring, monthly or auto-rebill charge, and no activation fee
- News, EAs, trade copiers, scalping and DCA all allowed
- Consistency rule fully waived at the Live stage; detailed per-plan documentation
- Accounts are simulated; the "real capital" marketing applies only after reaching the LucidLive stage
- The homepage advertises a "15-minute average" payout, but the binding Terms say two business days
- Only LucidFlex has no daily loss limit; Pro and Direct do
- No overnight or weekend holding (positions auto-close before 4:45pm EST)
- Microscalping, hedging and HFT are prohibited
- Budget-focused, community-driven UAE prop firm (Maven Edu FZCO); simulated forex/CFD, crypto & prediction markets on cTrader/Match-Trader
- Signature: the “M2 Account Saver” circuit-breaker — a 2% floating-drawdown breach halves your split to 50%; a second breach kills the account
- Cheap & flexible: fees from ~$13, a genuine $5 Buy-Now-Pay-Later, instant/1-/2-/3-step, swap-free (zero swaps)
- 80% split (70% on prediction markets); payouts every 10 business days; scaling to $1M
- Watch: a $10,000-per-30-day withdrawal cap (excess voided); US accepted (MT unavailable to US/Canada)
- Very low cost: fees from about 13 dollars, plus a 5 dollar Buy-Now-Pay-Later
- Wide variety: instant, 1-, 2- and 3-step, plus an unusual prediction-markets product
- Swap-free (zero swap fees) across all accounts
- 80 percent split on core products; scaling to 1 million
- US traders accepted; strong community and education angle
- The M2 Account Saver can permanently halve your split to 50 percent after a 2 percent floating-drawdown breach
- A 10,000 dollar per 30-day withdrawal cap; excess is voided and the account reset
- Aggressive automated compliance and a Trustpilot notice about removed fake reviews
- UK-based (Acello Ltd) simulated forex/CFD & crypto-CFD prop firm on MT5/cTrader/Match-Trader; instant-funding-first
- Signature: “Smart Drawdown” — no profit target; at +5% the drawdown floor ratchets up to lock in a protected buffer
- Instant funding, a 24-hour IF1 account, plus 1-phase & 2-phase challenges; sizes ~$5K–$50K from ~$47
- Base 80% split (up to 90% via add-on); account-doubling scaling to $1.28M; not swap-free (swaps charged)
- Catch: most complaints are payout denial at the compliance/KYC stage; US traders Match-Trader-only
- No-evaluation instant funding is the core product
- Smart Drawdown removes the profit target and locks in a profit buffer at plus 5 percent
- Cheap entry from about 47 dollars; instant, 24-hour, 1-phase and 2-phase options
- Base 80 percent split, up to 90 percent; account-doubling scaling to 1.28 million
- Crypto CFD accounts; US accepted via Match-Trader
- Most common complaint is payout denial at the compliance or KYC stage
- Not swap-free: swaps are charged on overnight holds
- Several perks such as 90 percent split and news trading are paid add-ons
- Fast-growing (launched 2024) simulated prop firm offering forex/CFD and futures on a wide platform set (MT4/MT5, cTrader, DXTrade, Match-Trader, Tradovate)
- Signature: a 1-hour payout guarantee + “Zero Payout Denial Policy,” backed by an independent Deloitte review
- 1-Step Prime, 2-Step Prime/Pro and a Direct (instant) account; forex sizes $2K–$300K
- Base split 80% up to 95%; fee refunded on passing; scaling advertised to $4M; swap-free add-on
- Catch: “zero denial” applies to rule-compliant payouts — consistency/risk rules are where disputes arise; US accepted
- Fast payouts independently verified by a Deloitte review
- Both forex/CFD and futures on a very wide platform set
- 1-Step, 2-Step and Direct instant accounts; base split 80 up to 95 percent
- Challenge fee refunded on passing; scaling advertised to 4 million
- Swap-free add-on; US traders accepted
- Zero-denial promise applies to rule-compliant payouts, not a no-breach guarantee
- Documented disputes where consistency or excessive-risk rules voided payouts
- Consistency rule of roughly 35 to 40 percent on some accounts
- Dubai-run, simulated prop firm offering both CFD and CME futures across 7+ platforms (MT5, Match-Trader, NinjaTrader, Tradovate…)
- Signature: a 24-hour payout guarantee — approved withdrawals paid within a day or the firm pays extra
- The catch: the guarantee covers speed, not approval; payouts are “discretionary” and the promise is worded two ways on its own pages
- Instant/1-/2-/3-step (CFD) + Standard/Express/Reserve/Direct (futures); sizes to $400K; split up to 90% (100% select plans)
- US: futures welcomed, CFD side reportedly restricts US residents; not a scale-to-millions firm
- Both CFD and CME futures under one roof
- Very wide platform choice (MT5, Match-Trader, TradeLocker, NinjaTrader, Tradovate and more)
- A 24-hour payout-speed guarantee with a self-imposed penalty
- Instant, 1-, 2- and 3-step options; split up to 90% (100% select plans)
- Live payouts feed with on-chain proofs
- The payout guarantee covers speed, not whether you get paid, and is worded two ways
- Recurring complaints of accounts closed after profit under shared-device or multiple-account rules
- A reported quiet change of the daily-loss limit from soft to hard breach
- One of the longest-running prop firms (brand since 2018), built for swing/long-term traders; simulated forex/CFD on MT5 & Match-Trader
- Signature: balance-based drawdown (from closed balance, not floating equity) + no time limits — positions can breathe
- Scaling that doubles the account at each 10% milestone, advertised to $4M (via the funding ladder; evaluations cap ~$200K)
- Offers swap-free Islamic accounts; base split 90% up to 100% at top VIP tier; accepts US traders
- Note: now an offshore/unregulated structure (Comoros/Costa Rica/Dubai), not a UK-regulated broker
- Long, verifiable payout track record since 2018
- Balance-based drawdown and no time limits suit swing and position traders
- News trading and weekend holding allowed
- Swap-free Islamic accounts available
- Base split 90% up to 100%; accepts US traders
- Now an offshore, unregulated, simulated structure (Comoros/Costa Rica/Dubai), not UK-regulated
- Some traders report a monthly withdrawal cap at lower tiers
- Occasional account closures at payout citing high-risk exposure checks
This page is a comparison hub, not a guarantee that every firm is right for every trader. The best choice depends on your country, market, account size, platform and tolerance for rules such as trailing drawdown, payout consistency and minimum trading days.
The ranked list
Firms are shown in the same order as JoinProp’s live category ranking. Use the list as a shortlist, then read the individual reviews before opening an account.
1. E8 Markets. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
2. Topstep. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
3. TradeDay. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
4. Apex Trader Funding. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
5. Top One Futures. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
6. Trade The Pool. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
7. Lucid Trading. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
8. Maven Trading. Review this firm first if you want a category-relevant option, then check the firm’s own review for drawdown type, payout rules, fees, platform access and trader restrictions before buying.
Comparison table
| Firm | Why it belongs here | Main check before buying |
|---|---|---|
| E8 Markets | US eligibility | Check the live review before buying |
| Topstep | US eligibility | Check the live review before buying |
| TradeDay | US eligibility | Check the live review before buying |
| Apex Trader Funding | US eligibility | Check the live review before buying |
| Top One Futures | US eligibility | Check the live review before buying |
| Trade The Pool | US eligibility | Check the live review before buying |
How this list was built
JoinProp reviews firms across rules, payouts, transparency, platform access, support, costs, restrictions and track record. For this category, we also check US eligibility, futures access, platform fit, payout rules and whether the advertised product is genuinely available to US residents. No firm can buy its position in the editorial ranking.
FAQ
What is the best firm in this category? The highest-ranked firms above are the best starting points, but the right answer depends on your market, country, platform and risk style.
Are all firms on this page available to every trader? No. Availability can depend on country, platform, asset class and current terms. Always check the review and the firm’s current checkout before paying.
Does JoinProp operate any of these firms? No. JoinProp is an independent comparison and review platform. The individual firm handles evaluations, accounts and payouts.