Prop Firm Offering 1 Million Dollars Funding
Which prop firms actually give you $1,000,000?
Three of the 38 on this page. Only Ment Funding and Lux Trading Firm sell a seven-figure account outright, and only E8 Markets lets you assemble $1,000,000 out of purchases alone. Axi Select is the one free route to $1M of real capital. Every other firm here advertises a seven or eight-figure ceiling you reach, if at all, by scaling a much smaller account over months or years.
The number that decides this is not the one on the homepage. It is the maximum allocation published in each firm’s help centre, which caps the total capital you may hold across all your accounts at once. Fifteen of these 38 firms cannot reach $1,000,000 at all under their own published rules. Goat Funded Trader advertises $2M and caps at $400,000. FundedNext’s scale-up page says $4M; its account-limits page says $300,000. FundingPips markets Prime as “Scale to $2M” and states in a second article that Prime counts toward a $400,000 cap.
The table below sets each firm’s advertised ceiling against the cap in its own documentation. Every figure was read from the firm’s own site on 3 August 2026. Where a firm does not publish a number, the table says so rather than guessing.
Quick answer: start with Funded Trading Plus, FTMO, FTUK and compare the rest of the ranked list below before buying.
Showing 1–12 of 38 results
- UK-registered (Acello Ltd); states plainly it is NOT FCA regulated
- Acquired by Instant Funding in May 2026; the CEO has since stepped down
- Static 8% on the 2-Step Classic; Instant and 1-Step Express both TRAIL
- A 3% loss on any single symbol terminates the 2-Step account outright
- The fee rebate was abolished in February 2026 - no refund on any current product
- Instant Funding and 1-Step Express allow payouts from day one, once in profit
- 7-day payout cycle on Instant and 1-Step Express (10 days on 2-Step)
- $50 minimum payout on Instant and 1-Step Express
- EAs, algos and bots are permitted on all programmes
- Static 8% drawdown on the 2-Step Classic
- Swap-free across all programmes; no monthly fees
- UK-registered operating company (Acello Ltd, no. 12696083)
- No minimum trading days and no time limit
- The fee rebate was abolished in February 2026 - there is now NO refund on any programme on sale
- 2-Step Classic: a 3% loss on any single symbol terminates the account outright
- 2-Step Classic consistency rule - one strong day can block a pass even if you hit the target
- Instant Funding and 1-Step Express both use a TRAILING drawdown; payouts do not lower the high-water mark
- Weekend holding is not allowed on Instant Funding
- The firm markets a split of up to 100%, but no rule document supports more than 90%
- The best-known firm in the sector; simulated capital; unregulated
- 2-Step max drawdown is STATIC - a genuine fixed floor
- The 2-Step fee is refunded 100% with your first payout; the 1-Step never is
- The 1-Step carries a Best Day rule that nothing warns you about
- Includes the June 2026 payout report
- 2-Step challenge fee is refunded 100% with your first payout — one of the only genuine full refunds in the industry
- 2-Step max drawdown is STATIC (10%) — the floor never moves
- No consistency rules on the 2-Step beyond the stated objectives
- No withdrawal commission at all — FTMO charges nothing to pay you
- Scaling Plan: +25% capital every 4 months up to $2,000,000 (2-Step), performance-gated and free
- Minimum payout just $20 by bank wire
- No time limit on either challenge; MT4, MT5 and cTrader all supported
- Swing accounts have no news or weekend-holding restrictions
- The 1-Step fee is NON-REFUNDABLE — it looks cheaper than the 2-Step but is permanently the more expensive route to funded
- The 1-Step uses an END-OF-DAY TRAILING drawdown (the 2-Step is static) and a tighter 3% daily loss
- The 1-Step's 50% Best Day Rule silently blocks your pass or payout — it is not a breach, so nothing warns you
- On the 1-Step, every payout RESETS your trailing drawdown back to 90% of initial capital — you lose your entire buffer
- The Scaling Plan is 2-Step ONLY — the 1-Step has none
- There is NO reset product — failing means repurchasing the challenge at full price
- CFD prop firm trading simulated capital; unregulated
- Split scales to 100% - free and performance-gated, never a paid add-on
- STATIC drawdown across every CFD programme; the floor never trails
- A 3.5% commission is deducted from every cash withdrawal, on all methods
- The 0.5% profitable-day rule is the real gate to getting paid
- Drawdown is STATIC across every CFD programme — the floor never trails you
- The split scales to 100% and it is free and performance-gated, never a paid add-on
- High Stakes runs 1:100 leverage — double most competitors
- A genuine ~70% fee refund exists on High Stakes
- No time limit on any evaluation; one-time fee, no recurring charges
- Forex commission 4 USD per lot round turn; no commission on indices
- MT5, cTrader and TradingView (US traders) supported
- A 3.5% commission is deducted from every cash withdrawal — Rise, crypto and bank transfer
- The 0.5% profitable-day rule is the real gate, and an open losing position at midnight destroys the day
- The 70% refund is High Stakes only, paid as equity, and the Terms separately call the fee non-refundable
- The consistency-rule percentage is not disclosed before purchase
- The5ers Futures uses a never-locking trailing drawdown — a trap for CFD traders crossing over
- FTUK is NOT a UK firm - no UK entity; operates across four jurisdictions
- The profit split contradicts itself three ways across the firm’s own pages
- Simulated capital; no stop-loss requirement; scaling to a claimed $6.4m
- A "trading day" only counts if you made at least 0.5% profit that day
- "Account Protector", sold as a safety feature, can terminate the account
- Flex costs just 9 USD upfront — you pay the real fee only on passing
- No time limits on the evaluations
- Scaling runs to 3.2 million USD (6.4 million with a paid upgrade)
- Instant Funding available with no evaluation phase
- One-time fees, with no monthly subscription
- Trustpilot 4.0 from 735 reviews, with no enforcement banner
- There is no UK entity. FTUK names four different jurisdictions across its own site and holds no FCA authorisation
- A "trading day" is secretly defined as a day with at least 0.5% profit — so every minimum-trading-days rule is really a minimum profitable-days rule
- Account Protector: a −2% floating loss auto-closes trades and counts as a violation. Two triggers = automatic termination on Flex and Instant
- Payouts can be reduced to 0–50% at FTUK’s sole discretion
- CFD prop firm trading simulated capital; unregulated
- 80%, 90% or 100% split - a paid choice at checkout, not a performance tier
- E8 Zero: no daily drawdown at all and a 3% STATIC maximum. E8 Pro: 8% static, no consistency rule
- your first payout permanently raises the loss level to your initial balance
- E8’s own example shows a $104,000 account requesting $4,000 and breaching instantly
- E8 Zero: no daily drawdown at all, and a 3% STATIC max drawdown
- E8 Pro: 8% STATIC drawdown with no consistency rule
- Single-phase evaluations across the whole range — no second phase to grind
- Resets available at a 10% discount (within 7 days of failing)
- Publishes a pass rate (17.7%) — though the window is now over two years stale
- Unregulated and says so plainly; no false regulatory claim
- Choice of drawdown model and split at checkout
- THE PAYOUT TRAP: on E8 Zero and E8 Pro, your first payout permanently raises the loss level to your initial balance — E8's own example shows a $104,000 account requesting $4,000 and BREACHING instantly at $100,000
- The 80/90/100% profit split is a PAID CHOICE at checkout — higher splits cost more upfront and are locked for the life of the account
- E8 Zero DEACTIVATES after 5 payouts — capped at $15k ($50K acct) to $35k ($500K acct) lifetime
- E8 Pro's '80% split' is really 40% of profits — only half your profit is ever made requestable
- E8 One's max drawdown TRAILS (4-14%) and breaches on intraday equity
- Real UK company (Companies House 13719951); NOT FCA regulated, and no FCA warning exists
- A flat 80% split on every plan - there is no 90% tier at any price
- Static on Alpha Pro, Swing and Three; Alpha One trails a high-water mark
- The 2-minute rule: 50% of profits must come from trades held over two minutes
- $100 minimum payout; the fee is not refundable - all sales are final
- Static drawdown on Alpha Pro, Alpha Swing and Alpha Three
- Hedging and stacking permitted; overnight and weekend holds allowed in all evaluation phases
- Four platforms: MetaTrader 5, cTrader, DX Trade and TradeLocker
- No time limit and no account expiry on any evaluation
- On-demand payouts available once the account is 2% in profit
- Payouts processed within 2 business days via Rise, Wise or bank transfer
- Scaling to a cumulative $2m in allocated balance
- A 0.25% bonus of initial account size on your 4th payout
- The fee is non-refundable: "All sales are final and no refund will be issued"
- The split is a flat 80% - there is no 90% tier at any price, and scaling does not raise it
- The 2-minute rule: at least 50% of profits must come from trades held over 2 minutes, or profits are removed
- Alpha One trails on a high-water mark, and once locked, withdrawing all profit closes the account
- The Risk Management Group can cut your leverage to 1:30 and halve your lot caps at the firm's discretion
- UK-registered but not FCA regulated; the group's only licence sits with a Seychelles sister broker
- Binding terms name a UAE company (GrowthNext F.Z.E.) as the contracting party; unregulated
- Base 80%; 90% via Scale-Up; 95% is a paid add-on (+25-30% of the fee)
- Up to 3.5% is deducted from EVERY payout - an "80%" split nets about 77%
- Static on Stellar 1-Step, 2-Step and Lite; only Stellar Instant trails
- The 3% max risk rule: a second breach permanently caps you at 1% risk for life
- Static drawdown on Stellar 1-Step, 2-Step and Lite
- The 100% fee refund is standard and free (not an add-on)
- Four platforms: MT4, MT5, cTrader and Match-Trader
- Weekend and overnight holding permitted on CFDs
- Payouts from a $20 minimum, targeted within 24 hours
- No consistency rule on standard CFD accounts
- Scaling to 90% and up to a $4m allocation
- Trustpilot 4.5 from over 73,000 reviews, with no consumer alert
- A processing fee of up to 3.5% is taken from every payout - an 80% split nets about 77%
- The base split is 80%; 95% is a paid add-on at +25-30% of the fee
- The 3% max risk rule: a second breach permanently caps you at 1% risk for the life of the account
- News-window profits count at 40%, but news-window losses count at 100%
- Payouts are capped at $2,000 per request for most traders
- Stellar Instant uses a trailing drawdown and has no fee refund
- CFD prop firm trading simulated capital; unregulated
- The split is a payout-frequency trade-off: monthly 100%, on-demand 90%, bi-weekly 80%, WEEKLY just 60%
- Profit Concentration Policy (June 2026): one big evaluation trade attaches a 4-profitable-day gate to every future payout
- Weekend holding suspended on funded accounts across all four standard models since 29 January 2026
- Payout terms and the June 2026 payout report are set out in the review
- 100% profit split is genuinely FREE and rule-based - you just accept a 30-day payout cycle (rivals charge for it or make you scale)
- Maximum drawdown is STATIC on all four standard models - the floor never moves
- No time limit on any evaluation
- 2 Step Pro is the quiet bargain: cheapest fees, 1-day minimum, and the Risk Per Trade Idea rule removed entirely
- No commission at all on indices or energies; 5 USD per lot on forex and metals
- Challenge fee refunded at your 4th reward on 1 Step and 2 Step Standard
- Max allocation now 400,000 USD; Prime scales to 2,000,000
- MT5, cTrader and Match-Trader
- Weekly payouts pay only 60% - the fastest cycle costs you 40% of your profit
- Weekend holding SUSPENDED on funded accounts across all four standard models since 29 Jan 2026
- Profit Concentration Policy (June 2026): one big winning trade in your evaluation permanently attaches a 4-profitable-day gate to EVERY future payout
- Resets cost 90% of the fee and are never refunded - the '4th reward refund' returns only your original fee
- FundingPips Zero is the strictest product here: 5% TRAILING drawdown, a 1% floating-loss hard breach, no reset, and four simultaneous payout gates
- Fee refund excludes 2 Step Pro, 2 Step Flex and Zero
- Malta-contracted, unregulated; publishes its own pass rate of 7.35% in the site footer
- Base split 80%; 90% is a paid add-on. Pro-Daily pays just 60%
- Static on One Phase, Classic and Pro; Instant TRAILS despite a "No Trailing Drawdown" homepage badge
- Clause 11.9 lets FunderPro decline to fund you after you pass, with no refund
- $100 minimum payout, including the first; the Funded Trader Agreement is not published
- Publishes its own pass rate (7.35%) in the site footer - almost no firm does this
- Static drawdown on the One Phase, Classic and Pro evaluations
- Three platforms: MetaTrader 5, cTrader and TradeLocker
- Pro-Daily allows on-demand payouts any time the account is 1% in profit
- Rewards typically paid within 24 hours; 8-hour average processing
- News trading unrestricted during the evaluation phase
- 14-day refund window if the account is completely unused
- Malta-registered contracting entity with Maltese governing law
- The homepage advertises "No Trailing Drawdown", but the Instant terms (6.1) specify a trailing drawdown
- The 90% split is a paid checkout add-on; the standard rate is 80%
- Clause 11.9 lets FunderPro decline to fund you AFTER you pass, with no refund of the fee
- The Funded Trader Agreement, which governs your payouts, is not published - you cannot read it before buying
- The homepage says "Your EAs Allowed", but clause 13.10 forbids EAs that replicate trades and 13.11 requires you to own the source code
- Consistency rules of 40% (One Phase) and 45% (Pro), calculated on unrealised equity
- Broker-owned simulated forex/CFD prop firm (same group as broker FXPIG / Prime Intermarket) on MT4/MT5/DXTrade/TradingView; also crypto & (sister) futures
- Signature: first payout on demand — one closed trade after passing, no minimum days/target/amount
- Many programs: 1-step, 2-step, 3-phase, Lightning, Instant Funding (& Lite), crypto; sizes $5K–$400K from ~$19
- Split up to 90% (100% crypto/futures); $50 min payout; fee reimbursed on first payout; scaling to $4M
- Catch: recurring “latency arbitrage” payout-denial complaints; broad discretion; no US traders
- Genuinely broker-owned (same group as FXPIG), controlling pricing and payouts end to end
- First payout on demand after passing, no minimum days, target or amount
- Wide platform choice including TradingView-native; forex, crypto and futures
- Highly configurable via add-ons; split up to 90 percent (100 percent crypto/futures)
- Strong verified payout record; 50 dollar minimum payout; scaling to 4 million
- Recurring payout denials citing latency arbitrage or prohibited strategies
- Broad discretion in the terms to void profits, with no right to dispute
- The 100 percent refund is a first-payout reimbursement, not a money-back guarantee
- UK-registered prop firm (Finteknology Ltd) that pioneered instant funding — no challenge; simulated forex/CFD on TradeLocker
- Funded from day one, up to $300k; a one-time, lifelong fee (not a subscription)
- Signature rule: the challenge is replaced by a back-end “Inconsistency Score” checked at each payout
- Headline 100% split (evaluation plans 80–90%); elected 2–5% daily / 10% overall drawdown
- Watch: “no rules / 100% split” undercut by opaque payout-time consistency checks and a $50 Rise fee at $500+
- Instant funding, no challenge, funded from day one, up to $300k
- One-time, lifelong fee, explicitly not a subscription
- Headline 100% split on standard instant accounts
- Flexible payouts: no min/max, first eligible after 5 days, ~24h processing
- Long track record as an early instant-funding mover, still actively operating
- Front-end challenge replaced by an opaque back-end Inconsistency Score at payout
- Payouts can be flagged, delayed or denied for trading judged too concentrated
- 100% split is trimmed by a $50 Rise fee on withdrawals of $500 or more
- Simulated-capital CFD firm registered in Saint Lucia and Hong Kong; no regulator
- Base split 80%; free scaling stops at 95%; 100% is a paid add-on
- Static drawdown on 1-Step, 2-Step and 3-Step; Instant and Blitz products trail
- Binding policy states there are no refunds; the advertised rebate lands on your 4th payout
- $100 minimum payout, bi-weekly, via Rise, Skrill or crypto
- Static drawdown on all 1-Step, 2-Step and 3-Step evaluations
- No time limit on any evaluation
- Five platforms: MT5, cTrader, MatchTrader, TradeLocker, Volumetrica
- News trading and weekend holding both permitted
- Swap-free accounts available at no extra cost
- $100 minimum payout, via Rise, Skrill or crypto
- Scaling ladder reaches a 95% split after 15 payouts
- Paid within 2 business days or the firm pays a $1,000 bonus
- The binding refund policy states there are no refunds and all transactions are final
- The advertised fee refund is a rebate paid with your 4th payout - fail before that and it is gone
- The first Reward on Demand pays 40%, even if you bought the 100% split add-on
- The 100% profit split is a paid add-on (+20% of the fee), not a performance reward
- Profit from trades under 2 minutes is deleted, but losses from them are kept
- Hard $3,000 per day profit cap on funded accounts - the excess is deducted
Researched and written by the JoinProp research team. Last updated 3 August 2026. See our prop firm ranking methodology.
Advertised ceiling against documented cap, all 38 firms
| Firm | Advertised ceiling | Largest single purchase | Documented cap | Can you reach $1M? |
|---|---|---|---|---|
| FTMO | $2,000,000 | $200,000 | $400,000 before scaling | Scaling only |
| Funded Trading Plus | $2,500,000 | $200,000 | $200,000 across two accounts | Scaling only |
| FTUK | $6,400,000 | $150,000 | Not published | Scaling only |
| E8 Markets | $1,000,000 | $500,000 | $4,850,000 | Yes, as two accounts |
| The5ers | $4,000,000 | $100,000 | $40,000 per trader on evaluations | Scaling only |
| Alpha Capital Group | $2,000,000 | $200,000 | $400,000 per household | Scaling only |
| FunderPro | $5,000,000 | $200,000 | $200,000 combined initial capital | Scaling only |
| FundedNext | $4,000,000 | $200,000 | $300,000 | No |
| FundingPips | $2,000,000 | $200,000 | $400,000 including Prime | No |
| OFP Funding | $5,000,000 | $300,000 | $300,000 per its own blog | No |
| FXIFY | $400,000 starting capital | $400,000 | $795,000 across sizes | Scaling only |
| Instant Funding | $3,840,000 | Not published | $1,000,000 starting balance | Scaling only |
| Maven Trading | $1,000,000 | $100,000 | Not published | Scaling only |
| Goat Funded Trader | $2,000,000 | $400,000 | $400,000 | No |
| Blue Guardian | $400,000 | $400,000 | $400,000 on CFDs | No |
| Hola Prime | $4,000,000 | $300,000 | Not published | Scaling only |
| City Traders Imperium | $4,000,000 | $100,000 | $400,000 on 2-Step, $4,000,000 on Instant | Scaling, Instant line only |
| Top One Trader | $5,000,000 | $300,000 | $600,000 per household | Scaling only |
| Think Capital | $600,000 | $100,000 | $600,000, scaling to $1,500,000 | Scaling only |
| Finotive Funding | $200,000 on the homepage | $200,000 | $600,000 purchased, $2,040,000 scaled | Scaling, Challenge and Pro only |
| Rebels Funding | $320,000 | $320,000 | About $640,000 scaled | No |
| Blueberry Funded | $2,000,000 | $200,000 | Not published | Scaling only |
| Axi Select | $1,000,000 | Not for sale, free to join | $1,000,000 at Pro M | Yes, 16 traders so far |
| Quant Tekel, now QT Funded | $300,000 | $200,000 | $400,000 | No |
| Top Tier Trader, now TX3 Funding | Not verified | Not verified | Not verified | Not verified |
| Fintokei | $400,000 | Not published | $400,000 on ProTrader | No |
| BrightFunded | $400,000 | $200,000 | $400,000 in the funded phase | No |
| Aqua Funded | $4,000,000 | $200,000 | $400,000 funded, by merging | No mechanism published |
| AudaCity Capital | $2,000,000 | $200,000 | $240,000 per program | No |
| Get Funded Now | $400,000 | $200,000 | $200,000 | No |
| Lux Trading Firm | $10,000,000 | $1,000,000 for £999 | Five accounts, no dollar cap published | Yes, buy it |
| WeGetFunded | $400,000 on the homepage | $200,000 | $400,000 | No |
| Lark Funding | $200,000 | $200,000 | $200,000 on evaluations | No |
| Ment Funding | $5,000,000 | $1,000,000 for $8,600 | Not published | Yes, buy it |
| Nordic Funder | $1,000,000 | $500,000 | $1,000,000 | Yes, mechanics not published |
| FX2 Funding | $400,000 | $100,000 | $300,000 | No |
| Alpha Trader Firm | $4,000,000 | $400,000 | $4,000,000 | Scaling, about six months |
| BuoyTrade | $1,024,000 | $4,000 | $10,240,000 | Scaling, no timeline published |
Compare prop firms side by side
How to read a $1,000,000 funding claim
The maximum allocation is the number that matters
Every firm on this page publishes two figures. The first is on the homepage and it is large. The second is buried in the help centre under a heading like “What is the max allocation” or “How many accounts can I have”, and it caps the total capital you are allowed to hold across every account you own at the same time. That second figure is the one that governs your account. On this page it is below $1,000,000 for sixteen firms, and below $500,000 for eleven of them.
Advertised ceiling, largest purchase and documented cap are three different numbers
A firm can honestly say “up to $4,000,000” while selling you nothing larger than $200,000 and capping you at $400,000. The advertised ceiling usually describes where a scaling plan theoretically ends. The largest single purchase is what you can actually buy today. The documented cap is what the firm will let you hold. Reading only the first of the three is how traders end up paying for a challenge that cannot deliver what drew them in.
What scaling plans actually require
Scaling is not automatic and it is not fast. FTMO increases a balance by 25% every four active months, and requires 10% net profit and two processed rewards in each cycle. FunderPro requires 10% profit in each of three consecutive months for a single 50% increase. Alpha Trader Firm is the quickest documented route on this page, adding 50% of the original size every 60 days, which takes a maximum $400,000 purchase to $1,000,000 in roughly six months. Goat Funded Trader’s plan runs four levels over at least six months and 15 payouts, and still ends below $1,000,000 because of its own $400,000 cap.
The three routes that do not depend on scaling
Ment Funding sells a $1,000,000 account for $8,600 at current pricing, and a $2,000,000 account for $17,200. Note that its own mechanics page states the $2M tier cannot be scaled further, which its FAQ does not mention. Lux Trading Firm sells a $1,000,000 1-Step evaluation for £999. E8 Markets caps a single purchase at $500,000, but its documented aggregate allowance of $4,850,000 means two accounts reach $1,000,000 without any scaling at all.
Axi Select is the only free route, and the only one with a published base rate
Axi Select costs nothing to join. It runs on an internal performance score rather than an evaluation, and progresses through seven stages to a $1,000,000 Pro M allocation with an 80% profit split. Axi’s own announcement of 9 March 2026 states that 16 traders in total have reached Pro M. That is the only published figure anywhere on this page for how often a $1,000,000 account actually happens, which is why it is worth more than any advertised ceiling.
Two listings on this page are mid-rebrand
Quant Tekel now trades as QT Funded, and qtfunded.com redirects to the new site under the same company. Top Tier Trader now trades as TX3 Funding, confirmed on TX3’s own changeover page. We could not reach TX3’s pricing or help centre to verify its figures, so its row above says “not verified” rather than carrying numbers we cannot stand behind.
Four firms were removed from this page
On 3 August 2026 we removed Seacrest Funded, Rocket 21, 1 of 1 Funding and Golden Pip FX. Seacrest’s domain now serves a parking page and its prop business closed in February 2026. Rocket 21’s site returns a Cloudflare origin error. 1 of 1 Funding’s domain returns a Cloudflare configuration error and expires this month. Golden Pip FX no longer resolves at all: four independent DNS resolvers return NXDOMAIN for goldenpipfx.com, with no address record, no nameserver record and no mail record, so the domain itself has gone. We would rather this page be shorter than have it point a reader at a firm that cannot take their money back out.
Frequently asked questions
Can I buy a $1,000,000 funded account?
Yes, from two firms on this page. Ment Funding sells a $1,000,000 account for $8,600 at current pricing and a $2,000,000 account for $17,200. Lux Trading Firm sells a $1,000,000 1-Step evaluation for £999. A third route exists at E8 Markets, whose largest single purchase is $500,000 but whose documented aggregate allowance of $4,850,000 lets you hold two of them. No other firm on this page sells seven figures in one transaction.
What is a maximum allocation and where do I find it?
It is the total simulated capital a firm allows one trader, or one household, to hold across all accounts at the same time. It is almost never on the homepage. Look in the help centre for an article titled “What is the max allocation” or “How many accounts can I have”. On this page that figure is $240,000 at AudaCity Capital, $200,000 at Get Funded Now and Lark Funding, $300,000 at FundedNext and FX2 Funding, and $400,000 at Goat Funded Trader, FundingPips, Blue Guardian, BrightFunded, Fintokei, Aqua Funded, WeGetFunded and QT Funded.
Why does a firm advertise $2,000,000 if it caps traders at $400,000?
Because the two statements describe different things and only one of them is a rule. The advertised figure is usually where a scaling plan theoretically ends, sometimes across multiple accounts and sometimes with conditions the marketing page does not repeat. The cap is an operational limit the firm enforces. When the two conflict on a firm’s own site, as they do at Goat Funded Trader, FundedNext, FundingPips, Blue Guardian, WeGetFunded, Aqua Funded, AudaCity Capital, Get Funded Now, FX2 Funding and Instant Funding, we treat the help centre as authoritative, because that is the document the firm applies to your account.
How long does scaling to $1,000,000 actually take?
The fastest documented route on this page is Alpha Trader Firm, which adds 50% of the original account size every 60 days, taking a maximum $400,000 purchase to $1,000,000 in about six months of uninterrupted qualifying performance. FXIFY documents $400,000 reaching $1,000,000 by month six. Most plans are slower: FTMO scales 25% every four active months, FunderPro requires three consecutive 10% months for each 50% increase, and BuoyTrade’s largest purchasable account is $4,000, which at 25% per four months implies well over a decade. None of these timelines assume a losing month, and every one of them resets if you breach a drawdown rule.
Is there a free way to get a $1,000,000 account?
One, and it is Axi Select. There is no fee and no challenge purchase. Progression runs on an internal Edge Score through seven stages, ending at a $1,000,000 Pro M allocation with an 80% profit split. Axi’s own announcement of 9 March 2026 puts the number of traders who have reached Pro M at 16 in total, which is a useful reminder that free does not mean easy.
Is a bigger account always better?
No, and on this page it is often the worse buy. A larger account multiplies the fee and the drawdown limit together, so the same percentage mistake costs more money and ends a more expensive challenge. A $1,000,000 account with a 5% daily loss limit gives you $50,000 of room, which sounds generous until you size a position against it. Most traders on this page would be better served by the largest account whose fee they could lose twice without it mattering, then using the firm’s scaling plan, than by buying the biggest number on the pricing table.