Prop Firms That Scale to $2 Million
TL;DR: scaling to $2 million
A $2 million scaling ceiling is a conditional future allocation, not the starting account or a withdrawable balance. Compare the initial size, qualifying profit, review intervals, payout milestones and overall trader cap. Check how withdrawals, loss limits and position limits affect each increase; buying several accounts is a different route from scaling.
A scaling plan describes how a funded allocation can grow after specified results. Reaching $2 million therefore depends on the starting account, the size and frequency of increases, and the conditions that must be met repeatedly. A high ceiling is only useful when the route toward it is documented and compatible with how you trade and withdraw profits.
This comparison focuses on the progression toward a $2 million allocation: the starting point, each qualifying milestone and the time between reviews. It distinguishes scaling from buying several independent accounts. Keep the starting allocation in view so an eventual maximum is not mistaken for the account issued after evaluation or the amount available to trade immediately.
Read the milestones before the headline ceiling: required profit, review periods, qualifying payouts, retained balance and any discretionary approval. Then check whether loss allowances and position limits grow with the account. Traders planning to withdraw most profits may experience a different progression from those able to retain a buffer. The useful plan is one that can support a sustainable progression under its written rules.
Showing all 10 results
- CFD evaluations and Instant models on simulated capital; rules vary by product and purchase date
- 90% standard profit share; optional 100% add-on and risk penalties apply
- New Instant Standard: 1% floating-loss strike system; Instant Flex and Pay After Pass: 1% hard breach
- Static and trailing drawdown options; consistency and qualifying days vary
- 3% payout processing fee; evaluation fee refunded at the fourth successful payout
- 90% standard profit share
- Multiple CFD model choices
- Static maximum drawdown available on four listed models
- No evaluation completion deadline, subject to activity rules
- MT5, cTrader, MatchTrader and TradeLocker
- Published scaling pathway subject to approval
- Floating-loss limits can cut reward shares or breach an account
- Consistency and profitable-day gates vary by model and purchase date
- 3% payout processing fee
- Initial payout caps on $100K+ accounts; Instant Flex recurring cap
- Evaluation refund requires the fourth successful payout
- Some general help wording differs from product-specific rules
- One of the longest-running prop firms (brand since 2018), built for swing/long-term traders; simulated forex/CFD on MT5 & Match-Trader
- Signature: balance-based drawdown (from closed balance, not floating equity) + no time limits — positions can breathe
- Scaling that doubles the account at each 10% milestone, advertised to $4M (via the funding ladder; evaluations cap ~$200K)
- Offers swap-free Islamic accounts; base split 90% up to 100% at top VIP tier; accepts US traders
- Note: now an offshore/unregulated structure (Comoros/Costa Rica/Dubai), not a UK-regulated broker
- Trading since 2018 with a named, public founding team and eight years of payouts
- Trustpilot 4.2 from 1,625 reviews, only 6% at one star, and a 100% reply rate to negative reviews
- The 1-Step Challenge allows third-party EAs, martingale, news trading and weekend holds, with no daily drawdown and no time limit
- Entry from $29, the cheapest we have verified this month, with resets at a 15% discount
- Does not restrict United States residents
- Scaling to $2,000,000 per account and $4,000,000 in total funding
- Public live symbols page with bid, ask and spread refreshed every two seconds
- Payouts stated as approved within 24 hours, with an advertised 8-hour average
- Broad payment options including card, PayPal, crypto, Skrill, Neteller and bank transfer
- Instant Funding starts at half the advertised balance on a 50% share until the first 10% milestone
- The Anjouan licence is a registration, not financial supervision, and CTI states it is not a broker or investment adviser
- VIP criteria for the 100% profit share are not published on the buying pages
- Only 53 instruments across five asset classes, with no individual stocks
- Martingale and third-party EAs are blocked on three of the four programmes
- Fees are non-refundable except as set out in the refund policy
- The 2-Step carries a 5% daily drawdown that the 1-Step does not
- Dubai (DIFC) prop firm (Finotive Funding Technologies Ltd), operating since 2021; simulated forex/CFD on MT5 & Match-Trader
- Signature: a 10% “strike” soft-breach system — rule breaks cut your next payout to a 10% split rather than closing the account
- Cheap entry (from ~$25), sizes $2,500–$200,000, scaling advertised to $5.4M
- Three families: Challenge, Instant Funding, and Finotive Pro (1% monthly salary + 100% split after 30 days)
- Payouts on demand then ~weekly (Fridays); watch the discretionary “holistic assessment” behind payout reductions
- Cheap entry and broad instruments (FX, metals, indices, energy, crypto, stock CFDs)
- Forgiving static (non-trailing) drawdown
- Finotive Pro pays a 1% monthly salary, 100% split after 30 days, and refunds the fee
- Weekly Friday payouts, with fast reports from many traders
- Instant funding and 1-step options; scaling advertised to 5.4M
- The 10% strike reductions rest on a discretionary holistic assessment (top complaint)
- Instant funding pays a lower base split
- A hard breach closes the account with no refund
- Five current programme choices
- Static maximum loss on evaluation models
- No evaluation deadline, subject to inactivity rules
- Pro offers 80% weekly; eligible monthly accounts offer 100% with conditions
- MT5, cTrader and Match-Trader
- Standard registration fee refund at the fourth reward
- Standard weekly pays 60%; rates differ across programmes
- Monthly 100% requires consistency and profitable-day conditions
- Master weekend holding restrictions on evaluation models
- Reset fees and legacy-account rules require careful checking
- Zero combines trailing drawdown, a 1% floating-loss limit and multiple reward gates
- 1 Step Flex, Pro, Flex and Zero excluded from the fourth-reward registration refund
- UK-based prop firm (Lux Trading Firm, London + Dubai) pitched as a professional-trader career firm; funding to $10m on MatchTrader
- Signature rule: a strict Single Trade Profit Limit — one trade can realise at most 5% of the target (just $500 on a $100k)
- Flat 80% split; 6% static drawdown, no daily limit, no min/max trading days
- Evaluation is demo; funded stages claimed to be real (A-Book); audited track record + monthly salary marketed
- Watch: “regulated member of TPA” (a trade body, not a regulator) and “instant withdrawals” vs weeks-long payout reports
- Distinctive professional-trader career model with an audited track record and monthly salary
- 6% static drawdown, no daily limit, no minimum or maximum trading days
- Evaluation fee fully refunded after passing Stage 1
- Funding scales to an advertised $10,000,000
- Can copy trades from any platform or broker into your Lux account
- Regulated-member-of-TPA badge is a trade body, not a financial regulator
- Instant-withdrawal marketing contradicted by weeks-long payout reports
- 5% Single Trade Profit Limit rules out big one-shot wins (just $500 on a $100k)
- Well-established US prop firm (Prop Account, LLC; since 2021) with simulated one-step evals in forex, futures and equities
- Signature: a genuinely rare funded US-equities program — real S&P 100 stocks, 2:1 buying power, short-selling, overnight holds
- Split 75–80%, with 90% a paid add-on; mostly 6% static drawdown
- Payouts $100 min (forex from day one); claims “not a single refused payout since 2021”; ~4.8 Trustpilot
- Watch: “no consistency rule / no time limits” is forex-only; futures/equities have a 33% rule + 90-day eval
- Rare funded US-equities program on real S&P 100 stocks with 2:1 buying power
- Long-running since 2021 with a strong ~4.8 Trustpilot and a no-refused-payout claim
- Payouts from day one on forex, $100 minimum, mostly static drawdown
- Three programs (forex, futures, equities) to match your trading
- Scaling ladder toward $5m for consistent traders
- No-consistency-rule and no-time-limit headlines apply only to forex
- Futures and equities carry a 33% consistency rule; futures has a 90-day eval limit
- 90% split is a paid add-on over a 75 to 80 percent base
- Registered in ANJOUAN, UNION OF COMOROS (licence L15829/TOT) - not the United States
- Split reaches 100%: earned on the Instant plans, a paid add-on on FLASH, NOVA and 2-Step PRO v2
- Static 9% on the 2-Step PRO v2; FLASH, NOVA and both Instant plans TRAIL
- A 2% fee is charged on every payout; minimum trade duration is 5 minutes
- From 5 Feb 2026, new 1-Step and 2-Step accounts lost the first-payout fee refund
- Splits reach 100% - earned on Instant Prime, or bought as an add-on elsewhere
- 2-Step PRO v2 uses a static 9% drawdown
- Documented scaling plan to a $5,000,000 maximum allocation
- Six programmes, including a $7 pay-after-pass NOVA entry
- Weekend and overnight holding permitted
- EAs allowed during the challenge phase
- Payouts twice monthly as standard, with a weekly add-on
- Trustpilot 4.5 from over 3,400 reviews, with no consumer alert
- Registered in Anjouan, Comoros - there is no US entity, and US IPs are blocked on cTrader
- FLASH, NOVA and both Instant plans use a TRAILING drawdown
- The 100% split is a paid add-on on FLASH, NOVA and 2-Step PRO v2
- From 5 February 2026, new 1-Step and 2-Step accounts no longer get the fee refund on first payout
- The terms include a clause asking traders not to post negative public reviews
- A stop-loss is mandatory on every trade unless you buy the add-on
- Forex One/Two Step: 80% share; Flex starts at 60%, Instant at 65%, with level increases
- Flex/Instant on-demand payouts depend on consistency; One/Two Step use qualifying-day gates
- 2% Account Protector and 30-second minimum trade duration
- MT5, MatchTrader and TradeLocker for Forex; FTUK XT for Futures
- Simulated trading; current operator listed in the Netherlands
- Flex pay-after-pass entry model
- Instant Forex skips evaluation
- MT5, MatchTrader and TradeLocker for eligible Forex traders
- Published program-specific profit-share progression
- Eligible One/Two Step capital scaling
- 2% Account Protector can trigger termination after the applicable number of violations
- All trades must remain open at least 30 seconds
- Flex/Instant consistency and partial-close restrictions
- One/Two Step qualifying-day gates and challenge Payout Locker
- Fees generally non-refundable; exact payout eligibility differs by program
- The best-known firm in the sector; simulated capital; unregulated
- 2-Step max drawdown is STATIC - a genuine fixed floor
- The 2-Step fee is refunded 100% with your first payout; the 1-Step never is
- The 1-Step Best Day result is displayed in Account MetriX
- Includes dated public reward and Trustpilot snapshots
- 2-Step challenge fee is refunded 100% with your first payout — one of the only genuine full refunds in the industry
- 2-Step max drawdown is STATIC (10%) — the floor never moves
- No consistency rules on the 2-Step beyond the stated objectives
- FTMO charges no additional reward-withdrawal commission
- Scaling Plan: 25% account growth per qualifying four-month period, up to $2,000,000; eligibility and approval required
- Bank-wire rewards require at least $20 in closed profit
- No time limit on either challenge; MT4, MT5, cTrader and TradingView all supported
- Swing accounts have no news or weekend-holding restrictions
- The 1-Step fee is non-refundable; net fee comparisons depend on attempts and reward eligibility
- The 1-Step uses an END-OF-DAY TRAILING drawdown (the 2-Step is static) and a tighter 3% daily loss
- The 1-Step Best Day Rule must be satisfied for passing and rewards; the result is displayed in Account MetriX
- On 1-Step, the maximum-loss floor returns to 90% of initial capital when a reward is withdrawn and a new account is provided
- Scaling requires meeting performance and account-specific eligibility conditions
- A discounted CFD reset policy has not been verified; check current terms before budgeting for repeat attempts
- CFD prop firm trading simulated capital; unregulated
- Split scales to 100% - free and performance-gated, never a paid add-on
- STATIC drawdown across every CFD programme; the floor never trails
- A 3.5% commission is deducted from every cash withdrawal, on all methods
- The 0.5% profitable-day rule is the real gate to getting paid
- Drawdown is STATIC across every CFD programme — the floor never trails you
- The split scales to 100% and it is free and performance-gated, never a paid add-on
- High Stakes runs 1:100 leverage — double most competitors
- A genuine ~70% fee refund exists on High Stakes
- No time limit on any evaluation; one-time fee, no recurring charges
- Forex commission 4 USD per lot round turn; no commission on indices
- MT5, cTrader and TradingView for non-US traders; TradingView only for US traders
- A 3.5% commission is deducted from every cash withdrawal — Rise, crypto and bank transfer
- The 0.5% profitable-day rule is the real gate, and floating losses at midnight may reduce qualifying profit below the threshold
- The 70% refund is High Stakes only, paid as equity, and the Terms separately call the fee non-refundable
- Consistency rules vary by programme and stage; consult the specific published plan
- The5ers Futures uses a never-locking trailing drawdown — a trap for CFD traders crossing over
Firm comparison
Checked 5 October 2026. These are conditional scaling limits, not starting balances or cash available to withdraw. Existing JoinProp scores are retained; the official links document the scaling rules.
| Firm | JoinProp score | Published ceiling | Applicable model | Scaling milestone | Qualification and source |
|---|---|---|---|---|---|
| FTMO | 9.1 | $2 million combined | Eligible FTMO Accounts | 25% increase after each qualifying four-month period | 10% net profit, two processed rewards and a positive balance; official plan. |
| FTUK | 9.0 | Up to $6.4 million | Model and starting-size dependent | Follow the selected model’s level schedule | Instant normally ends at Level 6; Level 7 needs the optional unlock. Scaling schedules; Level 7 conditions. |
| The5ers | 9.0 | Up to $4 million | Bootcamp and Hyper Growth routes | Bootcamp Pro increases at 5% targets; Hyper Growth follows its doubling ladder | Evaluation and funded-stage rules differ. Bootcamp; Hyper Growth. |
| FundingPips | 8.4 | $2 million per Prime Account | Prime, not ordinary evaluation allocation | Each increase adds 10%; profit targets are 5% for the first four increases and 10% thereafter | Qualifying-day requirements increase by level. Prime rewards use an 80% split; Prime schedule. |
| Top One Trader | 8.1 | Official pages conflict: $2 million / $5 million | 2-Step PRO v2 | Obtain the applicable written scaling agreement | The allocation page states $5 million; the overview states $2 million. Do not assume the higher cap. |
| City Traders Imperium | 8.1 | $2 million per account; $4 million across two | Direct / Instant Funding | Direct doubles at each 10% milestone | The $4 million figure combines two accounts; challenge programmes have different caps. Direct Funding rules. |
| Finotive Funding | 7.9 | $2.04 million aggregate for Challenge / Pro | Multiple-account allocation, not one $2 million account | 30% scaling cycles; maximum $680,000 per account under current terms | Instant Standard / Lite have a $680,000 scaled allocation cap. The old $5.4 million claim is not the current terms table. Terms, sections 10–11. |
| AquaFunded | 7.7 | $4 million | Eligible funded accounts | 12% return over three months permits a 25% increase of initial allocation | Subject to review and approval; official scaling policy. |
| Lux Trading | 7.4 | $10 million final tier | Published funded-account ladder | 10% targets at intermediate funded tiers; starting route affects the number of steps | The $100,000 route lists $200,000, $400,000, $1 million, $2.5 million and $10 million tiers. Rules of engagement. |
| Ment Funding | 7.3 | $5 million scaling cap | Eligible initial accounts up to $1 million | First withdrawal, three months above 2% within six months and 10% total qualifying profit | A qualifying upgrade doubles the account up to the cap. The direct $2 million account is not scalable. Official scaling conditions. |
A ceiling needs a documented ladder
The category’s entry requirement is a written scaling route reaching at least $2 million in US dollars, with any other account currency and its conversion basis clearly identified. Record the initial allocation, increase formula, minimum review interval and overall trader cap. Treat a marketing statement that says “up to millions” without explaining those steps as an unsupported claim.
Check whether the plan applies to every product or only selected evaluations. FTMO’s published scaling plan provides an example of a growth formula and a combined ceiling; its details should not be transferred to unrelated programmes under the same or another brand.
Calculate the minimum path, then the interruptions
Distinguish a fixed increment from a percentage increase. In a purely illustrative doubling model, $125,000 becomes $250,000, $500,000, $1 million and then $2 million after four increases. If each increase requires a completed review period, even uninterrupted qualifying performance takes several periods. This example describes arithmetic, not an available offer or a likely result.
Then identify what delays or restarts progress. A missed profit target, an unprofitable month, a withdrawal or an account replacement may affect eligibility. Determine whether milestones must be consecutive and whether accumulated results survive a change in account stage. These details govern the practical timeline more than the largest figure on the homepage.
Does more allocation create more usable room?
Record what happens to maximum loss, daily loss, contract or lot limits and the reward split at each increase. A bigger balance can come with a different risk formula. If trading capacity grows more slowly than nominal allocation, doubling the headline number does not double what the strategy can do.
Check whether profits must remain in the account to qualify and whether the firm reviews scaling automatically or at its discretion. A trader who needs frequent withdrawals should calculate the effect on both eligibility and the remaining buffer. Growth is not the same as permission to take larger payouts.
Build a progression you can track
Keep a milestone record showing the next review date, qualifying profit, completed payouts and the evidence needed to request an increase. Update it after each review rather than planning around uninterrupted growth. A clear record helps distinguish a delayed milestone from a change to the programme’s terms. It also makes the next achievable step more useful than a distant maximum.
This category does not suit traders needing seven-figure access immediately or anyone relying on a particular future allocation to fund living expenses. It also offers limited value if a strategy regularly violates the current account’s constraints. Evaluate whether the first increase is achievable under your demonstrated behaviour before assigning value to a distant ceiling that requires repeated success and the firm’s continued operation.
Questions about scaling to $2 million
How do I estimate the time needed to scale to $2 million?
List each allocation increase and the earliest review date that can trigger it. Add required profitable periods, payout milestones and waiting intervals. The result is an earliest possible path under the stated rules, not a forecast of your progress. Missing a review condition can extend the timeline.
Can withdrawing profits slow my progress toward the $2 million tier?
It can when the scaling calculation depends on retained profit or account equity. Other plans assess realised performance over a review period. Ask the provider to show how an ordinary withdrawal affects the next upgrade so you can compare taking income with meeting the growth conditions.
Does reaching $2 million mean my permitted position size doubles at every upgrade?
Read the tier-specific position and risk limits. Nominal allocation, maximum lots and monetary loss allowance may grow on different schedules. Check each increase separately, including whether daily-loss percentages change. Scale the strategy using the usable risk limits rather than automatically multiplying every order by the new balance ratio.
Does an upgrade toward $2 million reset my trading statistics?
Ask which figures carry into the larger account, including drawdown reference, qualifying days and the current payout cycle. Establish whether the upgrade creates new credentials or adjusts the existing account. These details determine the conditions for your first trade and next reward after an increase.
Can I reach $2 million faster by purchasing a larger entry account?
Compare the full scaling schedules for both starting sizes. A larger purchase may reduce the number of increases, but review intervals or tier-specific requirements can still control the timeline. Calculate the additional fee against the documented difference in progression rather than assuming the higher starting balance guarantees faster advancement.