Best Prop Firms in the USA

My Funded Futures offers Builder, Rapid, Rapid EOD and Pro. New evaluations from 25 August 2026 use one-time payments, while legacy subscriptions retain their terms. Compare the funded drawdown model, payout buffer and news rules before choosing: Rapid EOD differs from standard Rapid, and Builder permits Tier-1 news.

OneUp Trader provides simulated futures evaluations and placement with third-party funding partners. Minimums are 10 trading days for standard, 5 for Pro and 3 for eligible returning Express traders. Drawdown trails in real time and locks at starting balance. Traders keep the first $10,000, then 90%; withdrawals require a retained buffer and $1,000 minimum trader share. Evaluation subscriptions renew every 30 days and a funded activation fee also applies. Funded news, scaling and activity rules differ from evaluation rules.

Quant Tekel runs its prop product as QT Funded, a 2023-founded simulated multi-asset firm on MT5, cTrader and TradeLocker, trading forex, indices, commodities and crypto CFDs plus a futures line. Its standout is an unusual Payout Guarantee: if you breach a non-prohibited rule after requesting a payout, you still keep 10 percent of pre-breach profit or a full fee refund, whichever is greater, up to three times. The central concern is payout enforcement: through 2026 there is a rising pattern of denied and delayed payouts, often on after-the-fact rule calls. It offers a low 7 percent Phase-1 target, an 80 to 90 percent split and funding to 300,000, with instant, 1-step pay-later and other options. US traders are accepted via TradeLocker, but the structure is offshore and unregulated.

Take Profit Trader is a US futures funding firm based in Windermere, Florida, trading only exchange-listed futures across CME, COMEX, NYMEX and CBOT on 15-plus third-party platforms such as NinjaTrader, Tradovate and TradingView. Its defining feature is day-one payouts: after a one-step Test of at least 3 trading days, the funded PRO account lets you withdraw from day one with no minimum profit days, once you clear a buffer. The catch is that the funded PRO account is still simulated and uses a stricter intraday trailing drawdown, and profits inside the buffer only pay out, at 50 to 80 percent, if you close the account. The split is 80/20 on PRO and 90/10 on the invitation-based live PRO+, there is no daily loss limit, and US traders are accepted.

Top One Futures offers futures evaluations and instant simulated funded accounts. The current checkout lists Elite Daily, Elite Access, Instant Sim Funded and Ignite. Simulated funded accounts pay a 90% trader share; Pre-Live and Live pay 80%. Pre-Live remains simulated. Compare programme-specific drawdown, payout buffers, consistency and news restrictions. Elite Access has a separate activation fee, while Elite Daily evaluations bill monthly. Elite Daily payouts require a buffer and at least 50% new profit. Automated trading is prohibited.

Top One Trader is registered in Anjouan, Union of Comoros, under licence L15829/TOT - not in the United States, as an earlier version of this review stated. It runs six programmes on Match Trader, TradeLocker and MT5, with splits from 60% to 100% and payouts through RiseWorks. Drawdown varies by product: the 2-Step PRO v2 is static, while FLASH, NOVA and both Instant plans trail.

Top Tier Trader no longer exists as a brand. The firm now trades as TX3 Funding, operating from TX3 Funding FZCO in Dubai, and toptiertrader.com redirects to tx3funding.com. If you hold an old account or are researching the old name, this is the firm you are actually dealing with. Two things most reviews still get wrong: the max drawdown TRAILS on the 1 Phase and both Instant products, and Expert Advisors are banned outright.

Topstep is a Chicago-based futures prop firm offering the standard Trading Combine in three sizes ($50K/$100K/$150K), with separate Labs offers. The split is a flat 90/10 with no upgrade to buy — but the headline "100% of your first $10,000" perk CLOSED to new accounts on 12 January 2026 and is now grandfathered only. The rule that decides most accounts is the Maximum Loss Limit: it trails on your END-OF-DAY balance, but it breaches INTRADAY on unrealised P&L, so you can be liquidated by an open drawdown you never actually realise — and after your first payout it is forced to $0, leaving your balance as your entire buffer. Express Funded accounts are simulated; Topstep's own 2025 data shows 16.8% pass the Combine and just 0.71% reach a real Live account. Minimum payout $125; XFA Standard requires five $150+ winning days, while the Consistency path has separate criteria. No XFA subscription.

Tradeify offers Growth and Select evaluations plus Lightning instant simulated funding. Select lets you choose a payout cadence after passing. Match the plan to its loss limits and withdrawal conditions; a profit goal is not the amount you can withdraw.

UProfit is a US-based futures prop firm trading since 2019, contactable in Dover, Delaware, covering CME, NYMEX, COMEX and CBOT products on TradingView and Tradoverse. Its current line-up is Day Program 2.0, with two accounts at 50K, 100K and 150K: Day Soft, which has a daily loss limit, and Day Flex, which has none, with every other rule identical. Four legacy accounts from 9K to 200K are still sold. Everything is a monthly subscription with no activation fee, starting at $130 a month list for a 50K Day Soft. You keep 90% of profits, can request up to $4,500 per payout, and payouts are processed within 24 hours, but each account is capped at $24,000 in total. Two disclosures set UProfit apart: it publishes an actual pass rate, 22.45% for Q3 2024, and it states plainly that the funded stage is a simulated Virtual Live Account with real capital reserved for a separate top tier. The caveat is that its Trustpilot rating is currently unavailable on the Trustpilot official website, despite a review distribution that looks healthy.

E8 Markets offers single-phase simulated programs with distinct rules by product and market. One and Pro cover Classic Markets and Perpetual Futures; Signature covers Classic Markets and Futures; Zero Starter/Max serves Futures. Zero and Signature use EOD trailing drawdown, while Pro’s standard static floor moves after the first payout. Pro retains half the profit as a buffer that can count toward later payouts. Zero closes after five payout requests and supplies a free challenge of the same size.

TradeDay offers Quick Pay and Fast Pass futures evaluations leading to Funded Sim and potentially Funded Live accounts. Quick Pay has a $10,000 gross-profit review threshold per simulated account, including previous withdrawals; traders must stop there because excess profits are forfeited. This is a transition threshold, not a lifetime earnings cap. Payout splits, consistency and drawdown models differ by program and stage.