My Funded Futures - Prop Firm Review
- US futures firm (Texas); every funded account is simulated
- 90% split on Rapid; 80% on Pro, Flex and Builder
- Rapid trails INTRADAY off your equity high; Pro becomes static after your first payout
- The evaluation is a MONTHLY SUBSCRIPTION, not a one-time fee
- $500 minimum payout; no activation fee; Tier-1 news banned once funded
Last reviewed: 13 July 2026. Checked against My Funded Futures’ official terms, help centre, payout policy and cancellation policy. Figures below reflect the plans on sale at the time of review; prop firm rules change often, so always confirm on the firm’s own pages before you buy.
Firm Overview
My Funded Futures (MFFU) is a US futures prop firm operating from MyFunded Futures, LLC, with governing law in the State of Texas and arbitration in Fort Worth. There is no regulator — the terms state plainly that the company “is not a broker-dealer” and is not registered with the CFTC, NFA or anyone else.
The product is strong in the places futures traders care about: seven platforms, no activation fee on any plan, and payouts that can land 24 hours after your first trade. But two things are materially under-signposted, and both cost money.
It Is A Monthly Subscription, Not A One-Time Fee
This is the first thing to understand, and the marketing does not lead with it.
“Recurring billing is authorized by you when subscribing to monthly Services.” (Terms 6.1) … “Monthly payments are non-refundable.” (6.3)
The evaluation bills every month until you pass, fail or cancel — and cancellation requires three business days’ notice. MFFU’s own inactivity article confirms it: “please remember that your monthly subscription will continue during the evaluation period.” A trader who takes four months to pass a $153 Flex evaluation has paid over $600, not $153.
Refunds are narrow: 14 days, only if you have not traded at all — and even accessing market data voids it — minus a non-refundable $75 fee. Once you trade, “all fees are fully earned”.
To be fair, the $0 activation fee is real and consistently stated. Many futures firms charge one after you pass. MFFU does not.
The Rapid Plan Trails Intraday
Rapid is the flagship: 90% split, payouts 24 hours after your first trade, no daily loss limit. It is also the only plan whose drawdown trails intraday, off your equity high-water mark — and that word appears nowhere in the marketing.
The distinction matters enormously in futures. An end-of-day trail moves only on your closing balance. An intraday trail moves against unrealised profit: run a trade $2,000 into the green, give it back, and your loss limit has followed you up even though your balance never changed.
| Plan | Drawdown (funded) | Daily loss limit | Split | First payout |
|---|---|---|---|---|
| Rapid | INTRADAY trailing | None | 90% | 24 hours |
| Pro | End-of-day, then static after first payout | None | 80% | 14 days |
| Flex | End-of-day trailing, fixes after first payout | None | 80% | 5 winning days |
| Builder | End-of-day trailing | $1,000 soft pause | 80% | 48 hours |
The $100 floor. On Rapid, Flex and Builder, once the drawdown locks at $100 you must keep at least $100 in the account permanently. Dip below and you are breached. On live accounts the floor is $140.
If you want a plan that behaves the way most traders assume, take Pro: its max loss becomes genuinely static after your first payout.
Tier-1 News Is Banned On Funded Accounts
And it is allowed during the evaluation — which is exactly how people get caught.
“Trading on T1 news events is prohibited for: Rapid Sim Funded, Pro Sim Funded.”
Positions must be flat two minutes before and two minutes after a Tier-1 release, including limit orders. If CPI lands at 8:30, you must be out by 8:28:00 and cannot re-enter until 8:32:00. T1 covers FOMC, the Employment Report and CPI. And the responsibility is explicitly yours: “it is the trader’s responsibility to monitor and remain up to date of ANY changes to the official date and time release.”
A trader who passes the evaluation trading the CPI print, then does the same thing on the funded account, has broken a rule that did not exist a week earlier.
Payouts
| Payout term | Rapid | Pro | Flex 50k | Builder |
|---|---|---|---|---|
| First payout | 24h after first trade | 14 days | After 5 winning days | 48 hours |
| Cycle | Daily | Every 14 days | Per 5-day cycle | Per cycle |
| Minimum | $500 | $1,000 | $500 | $500 |
| Split | 90% | 80% | 80% | 80% |
| Consistency to be paid | None | None | None | 50% |
Processing is genuinely fast: most payouts are approved instantly, with 6-12 business hours if a manual review is triggered. Payment runs through Riseworks (bank transfer or crypto) after KYC, and US traders receive 1099 tax documents.
Two cautions. MFFU’s older payout policy page still advertises a Flex cap of “up to $5,000” per cycle, while the current Flex guide caps it at $2,000 and openly says the cap “was reduced to $2,000 (previously $5,000)”. The stale page is still live. Similarly, the minimum payout on Flex is stated as $250 on two older pages and $500 on the current one.
And the terms reserve wide discretion: corrective actions include “withholding or forfeiture of funds, payouts, or rewards“, with the company holding “sole and absolute discretion in determining whether a violation has occurred”.
Trading Rules
- Automation and EAs: permitted, provided they do not “exploit the favorable fills offered in the Simulated Environment”. HFT is not allowed.
- Copy trading: allowed across your own accounts (MFFU partners with Tradesyncer). Copying another person is prohibited under the Fair Play policy — the two articles read as contradictory, but that is the sensible reading.
- Hedging: banned outright, and more broadly than most realise — E-mini NQ against Micro NQ counts as hedging, because the underlying asset is the same.
- Overnight and weekend holding: not permitted. Positions are auto-closed at session end.
- Consistency: 50% in the evaluation on Rapid, Pro and Flex (the homepage’s “no consistency rules on Rapid” refers only to funded payouts). Builder has none in the evaluation but 50% to be paid.
- Inactivity: one trade every 7 calendar days on sim-funded accounts, or the account is breached.
- Restricted countries: over 80, including China, UAE, Turkey, Malaysia, Indonesia, Nigeria and South Africa.
Simulated Or Live?
MFFU’s own documents disagree, and traders should know which one binds.
The disclaimer is unambiguous: “All accounts — including evaluation and funded accounts — operate in a simulated, non-executing environment. No real capital is deployed at any stage.” The terms go further: the funds are “fictitious” and “you are not entitled to the payment of those funds“.
The help centre, meanwhile, says live traders are “managing actual capital on behalf of My Funded Futures”, and the homepage headline reads “Trade Firm Capital”.
The reconciliation is in the homepage’s own small print: the funded stage is always simulated, and live capital exists only by invitation, “at our sole discretion“, through an unnamed affiliate company. Note also that if you are selected, you cannot decline: “rejecting the move to a Live Funded Account is not possible once you are selected.”
Company Information
- Entity: MyFunded Futures, LLC. The registration number and registered address are not published on the site
- Governing law: State of Texas; arbitration in Fort Worth, with class-action and jury-trial waivers
- Regulation: none. The terms state the company is not a broker-dealer, FCM, investment adviser or money manager
- Account type: simulated at every stage, including funded. Live capital is by invitation only, through an affiliate that is never named
- Fee model: monthly subscription; $0 activation fee
- Trustpilot: 4.9 out of 5 from over 20,000 reviews, with no consumer alert. Trustpilot does display its standard “may be associated with high-risk investments” label, which is a category notice rather than a misconduct warning
Who My Funded Futures Actually Suits
For an active intraday futures trader, the payout terms are among the best available: 24-hour first payouts on Rapid, a 90% split, no daily loss limit, no activation fee, and instant approvals. The platform range is excellent and automation is allowed. If you trade every day and withdraw often, this is a serious product.
The reservations are structural. The evaluation bills monthly, so a slow pass is an expensive pass. The flagship plan trails intraday, which is the harshest drawdown model in futures and is never described as such in the marketing. Tier-1 news is legal in the evaluation and banned once funded. Hedging is banned more broadly than most expect. And several of the firm’s own pages carry stale numbers — a trader reading the payout page today would see a Flex cap 2.5 times higher than the real one.
Consider it if you are a daily intraday trader who wants fast, frequent payouts, you are taking Pro (for the static drawdown) or you fully understand Rapid’s intraday trail, and you will pass quickly enough that the subscription stays cheap.
Avoid it if you swing or hold overnight, you trade the CPI and FOMC prints, you hedge across E-mini and Micro contracts, or you are likely to take several months to pass.
Plans, Pricing and Evaluation Specs
The evaluation is the same shape across plans: hit the target, respect the max loss, trade the minimum number of days. There is no daily loss limit in the evaluation on Rapid, Pro or Flex, and no time limit.
| Account | Profit target | Max loss (end-of-day) | Min days | Consistency |
|---|---|---|---|---|
| 25k (Flex / Rapid) | $1,500 | $1,000 | 2 | 50% |
| 50k (Flex / Rapid / Pro) | $3,000 | $2,000 | 2 | 50% |
| 100k (Rapid / Pro) | $6,000 | $3,000 | 2 | 50% |
| 150k (Rapid / Pro) | $9,000 | $4,500 | 2 | 50% |
| Builder 50k | $3,000 | $2,000 (or $1,500 add-on) | 1 | None |
Monthly subscription prices (list, before the discount codes the firm runs almost continuously):
| Plan | 25k | 50k | 100k | 150k |
|---|---|---|---|---|
| Flex | $95 | $153 | – | – |
| Rapid | $109 | $157 | $267 | $347 |
| Pro | – | $227 | $344 | $477 |
| Builder | – | $153 | – | – |
Resets are cheaper than a fresh evaluation (a 25k Flex reset is $84 against $95), and MFFU runs heavy promotions — a 50% code was live at the time of review. Because the fee recurs monthly, the effective cost of a challenge is the sticker price multiplied by however many months you take to pass. That is the single most useful piece of arithmetic to do before buying here.
The Builder plan is the interesting outlier. It is the newest addition, and it is the most forgiving evaluation on the site: one minimum trading day, no consistency rule, unrestricted news trading, and a $1,000 daily loss limit that pauses you rather than breaching you. For a trader who has failed evaluations elsewhere on a technicality, it is the gentlest route in. The trade-off is that it is $50k only, capped at 4 minis, carries a 50% consistency rule at payout, and allows a maximum of five sim payouts.
Contract Limits and Scaling
Contract limits are where futures firms quietly differ, and MFFU’s vary by plan and — on Flex — by your account balance.
- Rapid: 3 minis on 25k, rising to 10 minis on 150k (with ten times that in micros).
- Pro: 5 minis on 50k, 10 on 100k, 15 on 150k. Note the Pro micro allowance is stated as equal to the mini count, not ten times it.
- Flex 50k: scales with your balance — 1 mini below $1,500, 2 above $1,500, 3 above $2,000. You earn your size as you build the account.
- Builder: 4 minis / 40 micros.
One caution: MFFU’s evaluation article and its dedicated Rapid articles give different contract limits for the 100k and 150k accounts (10/15 minis versus 8/10). Exceeding the limit “can result in a breach”, so the discrepancy is not academic. Confirm your limit in the dashboard rather than trusting either page.
You may hold up to 10 active evaluations, and up to five sim-funded accounts — reduced to three if any of them is a 100k or 150k.
Frequently Asked Questions
Is My Funded Futures a monthly subscription?
Yes. The evaluation is billed monthly and recurs until you pass, fail or cancel — and cancellation requires three business days’ notice. The terms state that “monthly payments are non-refundable”. There is, however, no activation fee after you pass, which is a genuine saving compared with many futures firms.
Does My Funded Futures have a trailing drawdown?
Yes, on most plans, but the type differs and it matters. Rapid trails INTRADAY off your equity high-water mark, so unrealised profit moves your loss limit up. Pro uses end-of-day and becomes fully static after your first payout. Flex and Builder trail end-of-day and lock at $100. If you want a static floor, take Pro.
Can you trade news at My Funded Futures?
In the evaluation, yes. On a funded account, Tier-1 news trading is prohibited on Rapid and Pro — you must be flat two minutes before and after FOMC, the Employment Report and CPI, including limit orders. The rule changes between the evaluation and the funded stage, which is how most traders fall foul of it.
What is the minimum payout at My Funded Futures?
$500 on Rapid, Flex and Builder, and $1,000 on Pro. Payouts run through Riseworks by bank transfer or crypto after KYC. Most are approved instantly, with 6-12 business hours if a manual review is needed.
Can you hold trades overnight at My Funded Futures?
No. All positions must be closed before the end of the trading session, and anything left open is closed automatically by the platform. There is no overnight or weekend holding on any plan.
Does My Funded Futures allow hedging?
No. Hedging of any kind is prohibited — and the definition is broader than most expect. Holding an E-mini NQ position against a Micro NQ position counts as hedging, because the underlying asset is the same.
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