Ment Funding Prop Firm Review
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- Well-established US prop firm (Prop Account, LLC; since 2021) with simulated one-step evals in forex, futures and equities
- Signature: a genuinely rare funded US-equities program — real S&P 100 stocks, 2:1 buying power, short-selling, overnight holds
- Split 75–80%, with 90% a paid add-on; mostly 6% static drawdown
- Payouts $100 min (forex from day one); claims “not a single refused payout since 2021”; ~4.8 Trustpilot
- Watch: “no consistency rule / no time limits” is forex-only; futures/equities have a 33% rule + 90-day eval
Updated and verified on 13 September 2026
Table of contents
TL;DR: Ment Funding in 30 seconds
- What it is: a well-established US prop firm (a trade name of Prop Account, LLC, active since 2021) offering simulated one-step evaluations across three separate programs: Forex, Futures and Equities.
- The rule that defines it: a genuinely rare funded US-equities (cash stock) program - you trade real S&P 100 names with 2:1 buying power, short-selling and overnight/weekend holds, which almost no prop firm offers.
- The split: 75% (forex/futures) or 80% (equities), with 90% a paid checkout add-on.
- Drawdown: mostly 6% static max loss (locks at your starting balance after the first payout), with a trailing option only on equities.
- Payouts: $100 minimum; forex withdraws from day one then every 30 days; equities every 14 days - and the firm claims “not a single refused payout since 2021.”
- Watch for: “no consistency rule” and “no time limits” are only true for forex - futures and equities carry a 33% consistency rule and a 90-day evaluation limit.
Checked against Ment Funding’s own site and program rules. This is a simulated-account firm; where its headline claims apply only to some programs we have flagged it. Confirm current terms on the firm’s own pages before buying.
Pricing snapshot
CFD pricing
| Program | Account size | Price | Billing | Notes |
|---|---|---|---|---|
| Forex 1-Step Static | $25K | USD 325 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
| Forex 1-Step Static | $50K | USD 585 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
| Forex 1-Step Static | $100K | USD 1105 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
| Forex 1-Step Static | $200K | USD 2145 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
| Forex 1-Step Static | $400K | USD 4225 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
| Forex 1-Step Static | $1M | USD 9750 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
| Forex 1-Step Static | $2M | USD 21000 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 5% daily loss, 6% static max loss, one-step evaluation, no consistency rule except the $2M tier carries a 35% consistency rule. |
Pricing last verified: 2026-08-11
Futures pricing
| Program | Account size | Price | Billing | Notes |
|---|---|---|---|---|
| Futures 1-Step Static | $25K | USD 300 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 3% daily loss, 6% static max loss, one-step futures evaluation. The selector did not expose a distinct futures trailing price, so no duplicate trailing futures rows were created. |
| Futures 1-Step Static | $50K | USD 540 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 3% daily loss, 6% static max loss, one-step futures evaluation. The selector did not expose a distinct futures trailing price, so no duplicate trailing futures rows were created. |
| Futures 1-Step Static | $100K | USD 900 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 3% daily loss, 6% static max loss, one-step futures evaluation. The selector did not expose a distinct futures trailing price, so no duplicate trailing futures rows were created. |
| Futures 1-Step Static | $200K | USD 1800 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 3% daily loss, 6% static max loss, one-step futures evaluation. The selector did not expose a distinct futures trailing price, so no duplicate trailing futures rows were created. |
| Futures 1-Step Static | $400K | USD 3900 | One-time | Official Ment Funding list price from the live homepage selector. Temporary reduced prices were excluded from base pricing. Rules shown: 10% target, 3% daily loss, 6% static max loss, one-step futures evaluation. The selector did not expose a distinct futures trailing price, so no duplicate trailing futures rows were created. |
Pricing last verified: 2026-08-11
Stocks pricing
Equities 1-Step Static
| Account size | Price | Billing | Notes |
|---|---|---|---|
| $5K | USD 220 | One-time | Official Ment Funding list price from the live homepage selector. Static Equities rules shown: 15% target, 2% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $10K | USD 420 | One-time | Official Ment Funding list price from the live homepage selector. Static Equities rules shown: 15% target, 2% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $25K | USD 850 | One-time | Official Ment Funding list price from the live homepage selector. Static Equities rules shown: 15% target, 2% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $50K | USD 1675 | One-time | Official Ment Funding list price from the live homepage selector. Static Equities rules shown: 15% target, 2% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $100K | USD 4286 | One-time | Official Ment Funding list price from the live homepage selector. Static Equities rules shown: 15% target, 2% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
Equities 1-Step Trailing
| Account size | Price | Billing | Notes |
|---|---|---|---|
| $5K | USD 220 | One-time | Official Ment Funding list price from the live homepage selector. Trailing Equities rules shown: 10% target, 3% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $10K | USD 420 | One-time | Official Ment Funding list price from the live homepage selector. Trailing Equities rules shown: 10% target, 3% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $25K | USD 850 | One-time | Official Ment Funding list price from the live homepage selector. Trailing Equities rules shown: 10% target, 3% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $50K | USD 1675 | One-time | Official Ment Funding list price from the live homepage selector. Trailing Equities rules shown: 10% target, 3% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
| $100K | USD 4286 | One-time | Official Ment Funding list price from the live homepage selector. Trailing Equities rules shown: 10% target, 3% daily loss, 6% max loss, 2:1 buying power, 80% profit split. |
Pricing last verified: 2026-08-11
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Company and regulation
Ment Funding has been running since 2021 and is a trade name of Prop Account, LLC (which provides the funding assessments and receives the fees), with an affiliated education entity, Ment Funding, LLC. It is US-based and unregulated, and its evaluation is simulated - it “evaluates traders’ skills through demo accounts or simulated trading,” with the service provided “on an ‘as-is’ basis.” It offers three distinct one-step programs: Forex (and CFDs), Futures (the full CME suite) and, unusually, Equities (real S&P 100 stocks).
The rule that defines it: a real funded-equities program
Ment’s clearest differentiator is its funded US-equities program, which is genuinely rare - the overwhelming majority of prop firms restrict traders to forex, CFDs or futures. On the equities track you get an evaluation on real S&P 100 cash stocks with 2:1 buying power, an 80% split, short-selling allowed (with overnight borrow cost), and swing, overnight and weekend holds permitted - a much closer approximation of actual stock trading than a CFD product.
It carries stock-specific rules you won’t see elsewhere, and they’re worth knowing: a 1-minute minimum hold (faster trades forfeit that trade’s profit), a 3% daily profit cap (a soft breach that just pauses you to the next session), and a hard breach for holding through any announced corporate action - earnings, dividends, splits or mergers. If you actually want to trade stocks rather than an index CFD, this program is the reason to look at Ment; just respect the corporate-action rule, which can end an account.
Products, split and drawdown
All three programs are one-step. Forex sizes run $25k to $2m directly, scaling toward $5m; Futures and Equities run roughly $5k to $100k. The split is 75% on forex/futures and 80% on equities, with 90% available as a paid add-on (around a 15% surcharge on equities), rather than earned.
Drawdown is mostly static: a 6% maximum loss that does not trail and locks at your starting balance after your first payout, plus a daily limit (5% forex, 3% futures, 2-3% equities). Equities also offer a trailing variant. Fees are one-time per evaluation, from about $250, with no monthly subscription. There’s an “account doubling” scaling ladder toward $5m for consistent traders.
Contradictions to be aware of
- “No consistency rule” (headline) is only true for Forex $25k-$1m - Futures and Equities carry a 33% consistency rule, and accounts over $1m a 35% one.
- “No time limits” vs a 90-day maximum on the Futures evaluation (a 365-day window only via a paid add-on).
- “Up to 90% split” implies attainable, but 90% is a paid add-on over a 75-80% base.
- “No daily profit cap” vs a 2.5% daily cap on the $2m forex tier and a 3% cap on equities.
Verdict
Ment Funding is one of the more solid, well-regarded firms in this space: it has operated since 2021, holds a ~4.8 Trustpilot across 200-plus reviews, claims “not a single refused payout since 2021,” and offers a genuinely uncommon funded-equities program alongside forex and futures. Payouts from day one on forex and a mostly-static drawdown add to the appeal.
The main thing to get right is reading the rules per program. The attractive “no consistency rule / no time limits” headlines apply only to forex; futures and equities carry a 33% consistency rule and a 90-day evaluation limit, and the equities track has stock-specific rules (1-minute holds, a corporate-action hard breach). The evaluation is simulated, and 90% is a paid upgrade. Match your program to your trading, respect its specific rules, and Ment is a credible, long-running choice - particularly if you want to trade real stocks.
Frequently Asked Questions
Is Ment Funding regulated, and is the capital real?
Ment Funding is a US-based trade name of Prop Account, LLC, active since 2021, and is unregulated. Its evaluation is simulated: it evaluates traders through demo or simulated accounts, and the service is provided on an as-is basis. It offers three one-step programs, in forex, futures and equities.
What is unusual about Ment Funding equities program?
It is a genuinely rare funded US-equities program on real S&P 100 cash stocks, with 2:1 buying power, an 80 percent split, short-selling allowed and swing, overnight and weekend holds permitted, which almost no prop firm offers. It carries stock-specific rules, including a 1-minute minimum hold, a 3 percent daily profit cap, and a hard breach for holding through any announced corporate action such as earnings, dividends, splits or mergers.
What is the Ment Funding profit split?
The split is 75 percent on forex and futures and 80 percent on equities, with 90 percent available as a paid checkout add-on rather than something you earn through performance. The 90 percent surcharge is around 15 percent on the equities program.
What are the Ment Funding drawdown rules?
Drawdown is mostly static: a 6 percent maximum loss that does not trail and locks at your starting balance after your first payout, plus a daily limit of 5 percent on forex, 3 percent on futures and 2 to 3 percent on equities. The equities program also offers a trailing variant. There is an account-doubling scaling ladder toward $5m for consistent traders.
Does Ment Funding really have no consistency rule or time limits?
Only on forex. The no-consistency-rule and no-time-limit headlines apply to Forex $25k to $1m. The Futures and Equities programs carry a 33 percent consistency rule, accounts over $1m a 35 percent one, and the Futures evaluation has a 90-day maximum (a 365-day window only via a paid add-on). Confirm the rules for the specific program you buy.
Is Ment Funding trustworthy and paying?
It has a strong reputation: operating since 2021, a roughly 4.8 Trustpilot across more than 200 reviews, and a claim of not a single refused payout since 2021, with All systems operational on its site as of mid-2026. There is one isolated complaint about a KYC denial, but no systemic payout-failure pattern. Payouts have a $100 minimum, with forex withdrawable from day one then every 30 days.
Official resources and pricing
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