Ment Funding – Prop Firm Review
- Fast capital growth for traders
- Zero restrictions on strategy selection
- Minimal platform costs for beginners
- Quick payments without unnecessary delays
- Exceptional community support system available
Firm Overview
Ment Funding (mentfunding.com) was founded in 2021 by Anton Calmes, CEO of mentfx LLC (Philadelphia, PA). Originally a trading education company (mentfx.com) that expanded into prop funding in June 2021. Offers both Forex (forex, metals, indices, oil) and Futures programs independently — each scales to $5M separately. 1-step evaluation: 10% profit target, 5% daily loss limit, 6% overall static drawdown (fixed on starting balance — does not trail). Accounts $25K-$1M.
Drawdown Rules
Max loss is static, calculated only on the initial balance. On a $100K account the floor is always $95K regardless of profits. After the first withdrawal, the max loss moves to the starting balance — incentivising compound growth before large withdrawals. No intraday trailing — you keep your buffer even on volatile days as long as you end the day above the floor.
Key Rules
- News: No new positions 3 mins before/after red-folder events (can manage existing trades)
- EAs: Permitted (must not share strategy with other traders — same EA across accounts can trigger closure)
- Hedging: Permitted | Copy trading: Permitted
- Weekend holds: Permitted | Must trade at least once every 30 days
- Payouts: Every 30 days via Riseworks (bank) or Columis (crypto)
Company Information
- Founded: 2021 | CEO: Anton Calmes | Philadelphia, PA (mentfx LLC)
- Accounts: $25K-$1M | Forex + Futures | 1-step eval | 10% target
- Split: 75% standard / 90% upgrade | Payouts: Monthly (30 days)
- Platforms: MT4, MT5, cTrader, MatchTrader (US), DXTrade
- Trustpilot: 5 stars from 225+ reviews
Key Features at a Glance
Dual Program — Forex and Futures
Ment Funding offers two entirely separate programs: a Forex/CFD program and a Futures program. Traders can choose the market type that best suits their existing experience. Both programs share the same evaluation structure but use different instruments and risk parameters tailored to the respective asset class.
Static Drawdown (No Trailing)
One of Ment Funding’s most trader-friendly features is its static (non-trailing) drawdown on the evaluation. The maximum loss floor is fixed at 5% below the initial balance and never moves down with your balance. On a $100,000 account, the floor is always $95,000 — regardless of how high the equity rises. This means profitable days don’t tighten your drawdown buffer, which is a meaningful advantage over firms that use equity-based trailing drawdown.
Education Background
Ment Funding grew out of mentfx.com, an established Forex education platform founded by Anton Calmes. This origin gives the firm a genuine understanding of trader development, and the community around Ment Funding reflects this — it is one of the more trader-oriented prop firms in terms of its educational ethos.
Account Sizes
Ment Funding offers one of the widest account size ranges in the industry, from $25,000 all the way to $1,000,000:
| Account Size | Approx. Challenge Fee | Profit Target | Max Loss |
|---|---|---|---|
| $25,000 | ~$59 | 8% | 5% ($1,250) |
| $50,000 | ~$99 | 8% | 5% ($2,500) |
| $100,000 | ~$179 | 8% | 5% ($5,000) |
| $200,000 | ~$299 | 8% | 5% ($10,000) |
| $300,000 | ~$399 | 8% | 5% ($15,000) |
| $500,000 | ~$599 | 8% | 5% ($25,000) |
| $1,000,000 | ~$999 | 8% | 5% ($50,000) |
The $1,000,000 account tier is available for established traders seeking significant capital. All account sizes use the same 1-step evaluation structure with static drawdown rules.
Trading Platforms
Ment Funding supports different platforms depending on the program selected:
Forex Program Platforms
- MetaTrader 4 (MT4) — the most widely used forex trading platform; custom indicators, EAs, and all major forex pairs available
- MetaTrader 5 (MT5) — upgraded successor with additional order types and broader asset class access
Futures Program Platforms
- Rithmic — the underlying order routing and data feed infrastructure for futures accounts
- NinjaTrader — available for futures traders via the Rithmic connection
- Additional futures platforms may be available — verify current list at mentfunding.com
Financial Markets
Ment Funding’s instrument availability varies by program:
Forex Program Instruments
- Forex — major and minor currency pairs (EUR/USD, GBP/USD, USD/JPY, and more)
- Metals — spot gold (XAU/USD) and spot silver (XAG/USD)
- Indices — major global equity indices including US, European, and Asian benchmarks
- Energies — crude oil and natural gas CFDs
Futures Program Instruments
- US equity index futures — ES, NQ, YM, and Micro versions
- Energy futures — CL (Crude Oil), NG (Natural Gas)
- Metals futures — GC (Gold), SI (Silver)
- Currency futures — major CME FX futures pairs
Evaluation Specifications
Ment Funding uses a 1-step evaluation process across both programs. Key parameters are listed below:
| Parameter | Value |
|---|---|
| Evaluation Type | 1-Step |
| Profit Target | 8% of starting balance |
| Max Loss | 5% of initial balance (static — never trails) |
| Daily Loss Limit | None specified |
| Minimum Trading Days | None specified |
| Time Limit | None |
| News Restriction | No new positions 3 mins before/after red-folder events (managing existing positions permitted) |
| EAs | Permitted (unique per trader — same EA shared across accounts may trigger review) |
| Hedging | Permitted |
| Copy Trading | Permitted |
| Weekend Holds | Permitted |
| Activity Requirement | Must trade at least once every 30 days |
Profit Split and Scaling
Ment Funding provides a competitive profit split structure for funded traders:
- Starting profit split: 80% for the trader on the funded account
- After meeting scaling conditions, profit split can increase beyond 80% — check current terms at mentfunding.com
- Payouts processed every 30 days via Riseworks (bank/wire) or Columis (cryptocurrency)
- After the first withdrawal, the max loss floor resets to the starting balance of the funded account — effectively locking in profits and removing the risk of giving back gains to reach the initial evaluation floor
The post-withdrawal drawdown reset is one of Ment Funding’s most distinctive structural features. Once a trader has made their first withdrawal, the max loss floor moves up to the funded account’s starting balance — meaning the trader no longer risks dipping back below the evaluation floor, which significantly reduces the psychological pressure on subsequent trading.
Payout Methods
Ment Funding processes payouts to funded traders every 30 days through two primary channels:
- Riseworks — bank transfer and wire payout platform; supports US and international bank transfers with standard processing times
- Columis — cryptocurrency payout option for traders who prefer digital asset settlements; supports BTC and other select cryptocurrencies
- Minimum payout amount — varies by account size; check current minimum at mentfunding.com
- Payout frequency — every 30 days; traders must have been active (at least one trade) within the 30-day period to remain eligible
Trading Commissions
Commission and spread details for Ment Funding accounts depend on the program type selected:
- Forex/CFD program — spread-based pricing on MT4/MT5; specific spread schedules for forex pairs, metals, indices, and energies are confirmed at account setup
- Futures program — per-contract commissions via Rithmic infrastructure; standard CME/CBOT exchange fees apply in addition to Ment Funding’s per-lot charge
- No additional platform fee — platform costs are included within the account structure
- Swap/overnight fees — apply on forex and CFD positions held past the daily rollover time on the MT4/MT5 platform
IP Rules
- EAs (automated trading systems) are permitted on Ment Funding accounts
- Same EA strategy shared across multiple accounts by different traders can trigger an account review — each trader’s strategy must be genuinely unique to that trader
- Copy trading is permitted — traders can use signal services or copy other strategies
- Hedging is permitted — simultaneous buy and sell positions on the same instrument are allowed
- Account credentials must not be shared with third parties
- News restriction: no new positions may be opened or closed within 3 minutes before or after red-folder news events; managing existing positions is permitted
- Must maintain activity: at least one trade placed every 30 days — inactivity beyond 30 days may result in account suspension
Unique Features
Static Drawdown — The Floor Never Drops
Ment Funding’s static max loss is a genuine structural advantage. Unlike trailing drawdown firms where a sequence of profitable days followed by one bad day can bring the trailing floor close to the current balance, Ment Funding’s floor is fixed at 5% below the opening balance and never changes during the evaluation. This gives traders far more breathing room on volatile days and removes the compounding risk that trailing drawdowns create for active traders.
Accounts Up to $1 Million
Ment Funding’s $1,000,000 account tier is one of the highest funded account values available from any prop firm. For experienced traders who can demonstrate consistent performance at scale, this provides a path to very significant capital deployment under a single account umbrella.
Why Choose Ment Funding?
Ment Funding is best suited to experienced forex or futures traders who value a generous static drawdown structure, flexibility in trading approach (EAs, hedging, copy trading all permitted), and access to very large account sizes. Its roots in trading education give it a community-oriented character that distinguishes it from purely commercially-driven prop firms.
- Static 5% max loss — floor never trails, protecting gains from compounding drawdown pressure
- Accounts from $25K to $1M — one of the widest ranges available
- Both Forex/CFD and Futures programs — choose the market that suits your strategy
- EAs, hedging, and copy trading all permitted — maximum strategy flexibility
- Payouts via bank (Riseworks) or crypto (Columis) every 30 days
- Post-first-withdrawal drawdown reset — locks in profits as the new floor
- Founded 2021 with strong mentfx.com educational heritage
Frequently Asked Questions
How long does it take to get funded?
Ment Funding uses a 1-step evaluation with no time limit and no minimum trading day requirement. You simply need to reach the 8% profit target without breaching the 5% max loss floor. Because the floor is static (non-trailing), there is no risk of profitable days inadvertently tightening your drawdown buffer. Once the evaluation is passed, account activation and funded status is typically confirmed within a few business days.
Can I hold positions over the weekend?
Yes, Ment Funding permits overnight and weekend position holds on both the evaluation and funded accounts. This makes it suitable for swing traders who need to hold positions across multiple days or through the weekend. Swap charges apply on forex/CFD positions held past the daily rollover time, and futures contract expiry must be managed by the trader.
What happens if I break a rule?
Breaching the 5% max loss during the evaluation ends that evaluation attempt and the challenge fee is forfeited. On a funded account, breaching the max loss results in account termination. You would need to purchase a new evaluation to continue. If you open a position within the 3-minute news window, it may be flagged for review — repeated violations can lead to account termination.
Can I trade news events?
Ment Funding restricts opening new positions within 3 minutes before or after red-folder (high-impact) news events. However, you are permitted to manage and close existing positions during the news window. This partial restriction is more flexible than firms that impose a complete news blackout, making Ment Funding suitable for traders who use news as a context filter but don’t enter new positions immediately on the release.
How often can I withdraw profits?
Ment Funding processes payouts every 30 days. Traders must have placed at least one trade within the 30-day period to remain eligible for a payout. Withdrawals are processed via Riseworks (bank transfer) or Columis (cryptocurrency). After the first withdrawal, the max loss floor resets to the funded account’s starting balance — effectively locking in your evaluation gains as a permanent profit floor.
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