No Time Limit Prop Firms
A no-time-limit evaluation lets you wait for valid setups without a fixed deadline for reaching the profit target. That can matter for selective strategies, part-time traders and periods when market conditions do not suit a method. However, removing the target deadline does not remove every clock attached to an account.
This category compares programmes that explicitly allow an evaluation to continue without a maximum completion period. The important distinctions are inactivity limits, minimum trading days, recurring billing and any separate expiration after passing. A monthly subscription can have no fixed completion deadline while still charging for each month you remain in evaluation.
Use the table to understand what keeps the account active, what costs accumulate while you wait and what counts as a qualifying trading day. A strategy taking only a handful of trades each month should not need unnecessary entries merely to maintain access. The right programme gives that strategy time on workable terms, rather than replacing a visible deadline with a less obvious inactivity or billing requirement.
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Showing 1–12 of 33 results
- CFD prop firm (AIFO Holding Limited, Hong Kong) on MetaTrader 5, unregulated and simulated, founded 2025
- Four programmes: Instant, 1-Step, 2-Step and a 24-hour Sprint
- 80% base split on the Step programmes and 70% on Instant; 95% is a scaling ceiling, not a starting point
- No payout figures disclosed at all, and no public payout log
- Cheap entry at $79 for a $10,000 2-Step, but no fee rebate on any programme
★★★★★
More details +AIFO
AIFO sells four programmes on MetaTrader 5, from instant funding to a 24-hour Sprint, and its 2-Step is one of the cheaper entries on the market at 79 dollars for a 10,000 dollar account. Drawdown is static on three of the four, there is no time limit on the main programmes, and news trading and weekend holding are both allowed outside a 5-minute blackout around high-impact releases. The catch is disclosure and the cost of the upside. AIFO would not give us a single payout figure and publishes no payout log, there is no fee rebate on any standard programme, and the 95 percent headline is a scaling ceiling rather than a starting point, with Instant starting at 70 percent and a 90 percent split also sold as a paid add-on.PROS:
- Four genuinely different programmes, from instant funding to a 24-hour Sprint
- Cheap entry: 79 dollars for a 10,000 dollar 2-Step account
- 10 percent off a second account and 15 percent off a third, applied at checkout
- No time limit on Instant, 1-Step or 2-Step
- News trading and weekend holding both allowed, outside a 5-minute news blackout
- Static drawdown on three of the four programmes
- No consistency rule on the 1-Step or 2-Step, and elsewhere a breach only delays a payout
- Scaling to 2,000,000 dollars in simulated capital
CONS:
- No payout data disclosed at all, and no public payout log
- No fee rebate on any standard programme, and no refund on a failed challenge
- The 95 percent headline is a scaling ceiling; Instant starts at 70 percent
- A 90 percent split is also sold as a paid add-on at 20 percent of the fee
- Unregulated, founded 2025, contracting through Hong Kong and Anjouan entities
- No swap-free accounts as a standard option
- A 10,000 dollar cap on a single payout request, with the excess deferred
- 21 days of inactivity freezes the account and 30 days closes it permanently
- US futures prop firm (Austin, Texas); unregulated; all funded accounts are simulated
- 100% profit split - there is no split at all on current accounts
- Choose your drawdown: EOD Trail (once daily) or Intraday Trail (real-time on peak equity)
- Evaluations expire in 30 days with NO resets; a funded account closes after 6 payouts
- $500 minimum payout; 5 qualifying days per payout; nothing is refundable
★★★★★
More details +Apex Trader
Apex Trader Funding replaced its entire product line on 1 March 2026. Everything on sale now is a one-time fee with no rebill, a 100% profit split and no consistency rule in the evaluation. The old model - monthly subscription, 90/10 split, the 30% negative P&L rule and the 5:1 risk-reward rule - is now Legacy and cannot be bought. Most reviews of Apex, including our previous one, still describe the old product.PROS:
- 100% profit split on all current simulated funded accounts - no split at all
- One-time fee, no rebill and no monthly charge on the funded account
- No consistency rule in the evaluation; no MAE rule; no 5:1 risk-reward rule
- No minimum trading days - you can pass in a single day
- News trading permitted for a normal strategy
- An EOD account option, so you can avoid intraday trailing entirely
- NinjaTrader licence and real-time data included
- Trustpilot 4.3 from over 20,000 reviews, with no consumer alert
CONS:
- Evaluations now expire after 30 days and there are NO RESETS - a failed eval must be repurchased
- A 50% consistency rule applies on the funded account and gates the payout button
- Only 6 payouts per funded account, then it closes and you must qualify again
- The safety net must now be maintained for the LIFE of the account, not just the first three payouts
- Contract limits are roughly halved when you move to the funded account
- Holding a position through the market close forfeits the account and all balances
- Forex/CFD prop firm (Atlas Funded Ltd, Saint Lucia; parent in Dubai) trading simulated capital on MT5, TradeLocker and Match-Trader
- 80% base split; the advertised 100% is a paid add-on (+20% of the fee)
- Mostly static drawdown (only Instant trails); no activation or monthly fee
- A 0.5%-profit-per-day qualifying rule and a 3-minute minimum hold make the funded stage tougher than the challenge
- On Pay-After-You-Pass, the drawdown tightens (10%→6%, 5%→3%) the moment you go funded
★★★★★
More details +AtlasFunded Review 2026
Atlas Funded (Atlas Funded Ltd, Saint Lucia; Dubai parent) is a competent, feature-rich forex/CFD firm with genuine strengths: a static drawdown on most models, no activation or monthly fee, a fee refund on your fourth reward, news and weekend trading and EAs all allowed, and clear worked examples of its drawdown maths. The things to price in: the "100%" split is a PAID add-on (+20% of the fee) over an 80% base; the funded stage is TIGHTER than the challenge - a 0.5%-profit-per-day qualifying rule, a 3-minute minimum hold, and on the Pay-After-You-Pass model a drawdown that shrinks at funding (10%->6%, 5%->3%); and the accounts are simulated with two offshore entities behind them. Trustpilot sits around 4 stars on ~600 reviews, but Trustpilot flags removed fake reviews and the on-site testimonial wall repeats identical payout text.PROS:
- Static drawdown on most models - fixed from your starting balance, not trailing
- No activation fee and no monthly fee - genuinely one-time
- Challenge fee refunded on your fourth reward
- News trading, weekend holding and EAs all allowed
- Clear, worked drawdown and daily-loss maths with midnight-UTC reset
- EU-adjacent transparency: two named entities and a merchant of record disclosed
CONS:
- The advertised "100%" split is a paid add-on (+20% of the fee) over an 80% base
- The funded stage is harder than the challenge: a 0.5%-profit-per-day qualifying-day rule and a 3-minute minimum hold
- On Pay-After-You-Pass, the drawdown tightens the moment you go funded (10%->6% overall, 5%->3% daily)
- Payouts are Rise or crypto only - no bank wire or PayPal
- CFD/forex prop firm trading simulated capital on MT5, broker-backed by Taurex
- 80/20 base split per the binding Terms; the “keep 90%” marketing is a paid add-on
- Mixed drawdown: 1-Step (6%) and Instant (5%) trail equity, 2-Step (10%) static; locks at start on payout request
- Operator is a Dubai “marketing research” company (plus a Cyprus entity); funds are “purely virtual”
- Detailed rulebook: 20% consistency, 45-second hold, no news. The $5 Nova Challenge is a stripped-down funnel
★★★★★
More details +AtmosFunded
Atmos Funded is a capable, transparent CFD firm with a real advantage most peers lack: broker backing from Taurex and an optional path to move funds to a live account. Its rulebook is unusually detailed and honest - a full risk table, a defined 45-second hold, a stated 20% consistency rule, named prohibited practices - and it pairs an unlimited time limit, weekend holding and personal EAs with a low $100 payout and a fast 14-day cycle. Go in clear on three things: the "keep 90%" split is a PAID add-on over an 80/20 base; the operator is a Dubai "marketing research" company (with a separate Cyprus entity), unregulated, trading PURELY VIRTUAL funds; and the funded rules (20% consistency, 45-second hold, 0.5%-per-day, no news) are specific enough to catch out fast or streaky traders. Its $5 Nova Challenge is a stripped-down customer-acquisition funnel.PROS:
- Broker-backed by Taurex, with an optional path to move a payout to a live Taurex account (10% deposit bonus)
- Unusually detailed, itemised binding rulebook with a full risk table and worked figures
- The trailing drawdown locks at your starting balance the moment you request a payout
- Unlimited time to complete the challenge (only a 60-day inactivity expiry)
- Weekend and overnight holding allowed; personal EAs permitted
- Low $100 payout minimum on a fast 14-day cycle (5 days on Instant)
- No recurring monthly fee
CONS:
- The "keep 90%" split is a paid add-on over an 80/20 base
- The operator is a Dubai "Marketing Research and Consultancies" company, with a separate Cyprus entity - two jurisdictions, no regulator
- Specific funded gates: 20% consistency, 45-second minimum hold, 0.5%-per-day qualifying rule
- Tick scalping (under 15s) and reversing within 90s are banned; 30 trades/hour cap
- The $5 Nova Challenge is a funnel product; the full-price accounts carry tighter rules
- Simulated prop firm trading since 2012, one of the longest records in the category. Three programmes on MT5 and DXTrade, $5,000 to $200,000. Contracting entity AudaCity Global LTD, licensed in the Union of Comoros.
- The loosest rules on this site: the two-step allows 7.5% daily loss and 15% maximum in phase 1, static and measured on initial balance. No time limit on any evaluation.
- News trading, weekend holding, expert advisors and copy trading all permitted on every programme.
- Avoid FTP: instant funding costs $1,299 at $50K against $329 for the two-step, pays a lower split, and still imposes a 10% profit target.
- Watch: the site says no consistency rule while the terms still carry an active consistency clause; the advertised 90% split is shown as 85% or 75% in the firm own calculator; and the Trustpilot rating is unavailable on Trustpilot’s official website.
★★★★★
More details +AudaCity Capital
AudaCity Capital has been trading since 2012, one of the longest records in this category. It sells three programmes on MetaTrader 5 and DXTrade, from 5,000 to 200,000 dollars. The contracting entity is AudaCity Global LTD, registration 15850, operating under an International Brokerage and Clearing House Licence issued by the Union of Comoros, with a London office and a Cyprus payment partner. That licence is real, which puts it ahead of rivals holding none, but it is a light-touch offshore regime rather than a major-market regulator. Its strongest feature is drawdown room: phase one of the Ability Challenge allows a 7.5 percent daily loss and a 15 percent maximum, static and measured on the initial balance, with no time limit and news trading, weekend holding, expert advisors and copy trading all permitted. Three cautions. FTP, the instant funding route, costs 1,299 dollars at 50,000 against 329 for the two-step, pays a lower split and still imposes a 10 percent profit target. The site advertises no consistency rule while the terms still contain an active consistency clause that can fail a challenge. And the advertised 90 percent split is shown as 85 percent or 75 percent in the firm's own scaling calculator.PROS:
- Trading since 2012, one of the longest records in the category
- Holds an Anjouan brokerage licence where most rivals hold none
- The loosest drawdown rules measured on this site: 7.5 percent daily and 15 percent maximum in phase one
- Drawdown is static and measured on initial balance, not trailing
- No time limit on any evaluation, and news, weekends, expert advisors and copy trading all permitted
- Scaling doubles the account across ten steps, plus free competition and education routes
CONS:
- FTP instant funding costs about four times the two-step at 50,000 dollars, pays a lower split and still has a 10 percent target
- The site advertises no consistency rule while the terms carry an active consistency clause
- The advertised 90 percent split is not supported by the firm's own calculator, which shows 85 or 75 percent
- The scaling ceiling is stated inconsistently as 2M, 240K and 768K in different places
- The terms reserve an absolute right to withdraw any trader without explanation
- No per-payout proof published, only headline totals and a named feed
- Prop arm of Blueberry Markets, an ASIC-regulated Australian broker (since 2016); simulated forex/CFD on MT4/MT5/TradeLocker/DXtrade
- Signature: real regulated-broker parentage — genuine infrastructure and longevity most standalone props lack
- Permissive rules: no consistency rule, no time limit, split 80% up to 90%, scaling to a simulated $2M
- Catch: ASIC covers the broker, not the challenges (offshore); documented breach-at-payout complaints
- 1-/2-/3-step + Instant Funding; sizes $5K–$200K; swap-free available; no US traders
★★★★★
More details +Blueberry Funded
Blueberry Funded launched in August 2024 as the prop arm of the broker Blueberry Markets, and the broker relationship is structurally real: funded traders can take payouts straight into a Blueberry Markets trading account. The operating entity is Blueberry Markets (SVG) LLC in Saint Vincent and the Grenadines, so the prop product itself is unregulated, and residents of the United States and Australia are both on the restricted list. Six plans run in parallel: 1-Step, Flex 1-Step, Prime 2-Step, Instant Elite, Instant Lite and a separate Synthetic Indices challenge, priced from $25 for a $5,000 synthetic account and $44 for a $5,000 1-Step, scaling 25% every three months to a simulated $2,000,000 with the split rising to 90%. There is no payout on demand: the first withdrawal comes 14 days after activation, or 7 with a paid add-on. Platforms are MetaTrader 5 and TradeLocker only. Its Trustpilot rating is currently unavailable on the Trustpilot official website, with 35% of 1,725 reviews at one star.PROS:
- Genuine broker backing, with payouts payable directly into a Blueberry Markets trading account
- Cheap evaluations: $25 for a $5,000 synthetic account and $44 for a $5,000 1-Step, with no discount code needed on 1-Step
- Instant Elite carries no daily drawdown at all, which is rare
- Scaling of 25% every three months to a simulated $2,000,000, with the split rising to 90%
- Public rules document and a live, timestamped payout tracker verified by a third party
- Account reset option lets you restart a phase instead of rebuying
- No consistency rule on 1-Step, Flex or Prime
CONS:
- Not available to residents of the United States or Australia
- No payout on demand; the first withdrawal is 14 days after activation, or 7 with a paid add-on
- Trustpilot rating unavailable on the Trustpilot official website, with 35% of 1,725 reviews at one star
- Martingale, grid, tick scalping and high-frequency trading are prohibited, with a five-minute minimum hold on every position
- Flex bans weekend holding and cuts the split from 85% to 60% on a second news-trading strike
- MetaTrader 5 and TradeLocker only; TradingView is not offered
- The firm publishes three different trader counts across three of its own pages
- Dubai company (Bright Global FZCO) with publicly named leadership; unregulated
- Base 80%; 90% is a paid add-on; 100% needs three scale-ups (12+ months)
- Static on both 2-Step plans; the 1-Step TRAILS in real time off equity
- Their own example breaches an account that is only 3.5% down
- The fee refund is a PAID ADD-ON; no minimum payout (withdraw from $0.01)
★★★★★
More details +Bright Funded
Bright Funded is a Dubai firm (Bright Global FZCO) running three plans on DXtrade, cTrader and MT5, with no consistency rule and weekend holding allowed. Two points deserve attention before you buy: the 1-Step uses a real-time TRAILING drawdown - the firm's own worked example breaches an account that is only 3.5% down - and the fee refund is a paid add-on rather than something included.PROS:
- No consistency rule at all - one of the few firms that can say this
- Static drawdown on the 2-Step Bright (8%) and 2-Step Classic (10%)
- No minimum payout - you can withdraw from $0.01
- Weekend and overnight holding both permitted
- Expert Advisors allowed (though not on DXtrade)
- Three platforms: DXtrade, cTrader and MetaTrader 5
- Payouts processed within one day of request
- No recurring or monthly fees
CONS:
- The 1-Step drawdown trails in real time - their own example breaches an account only 3.5% down
- The fee refund is a PAID ADD-ON - without it, there is no refund at all once you trade
- The base split is 80%; 90% is a paid add-on and 100% needs three scale-ups (12+ months)
- Weekly payouts are a paid add-on; the default first payout is 30 days, then every 14
- News-window profits are deducted, but news-window losses are not compensated
- US futures prop firm (Bulenox LLC, Delaware) trading simulated capital — unregulated
- 100% of your first $10,000, then a free 90% split — no paid upgrade, no higher tier to buy
- Sold as a recurring monthly subscription ($145–$535), not a one-off fee
- Choose your drawdown at checkout: real-time trailing with no daily loss limit, or end-of-day with scaling
- The Safety Threshold Reserve ($3,100 on a $100k) must stay in the account — so a first payout needs ~$4,100 of profit, not $1,000
★★★★★
More details +Bulenox
Bulenox gets the split right where most futures firms do not: 100% of your first $10,000, then a free 90% - no paid upgrade, no tier to unlock. The rules are patient too: no minimum trading days, no time limit, and a daily loss limit that pauses you rather than fails you. The catches are the recurring MONTHLY subscription (a slow evaluation gets expensive) and the Safety Threshold Reserve, which locks $3,100 in a $100k account and counts toward the consistency rule - so a first payout needs roughly $4,100 of profit, not the advertised $1,000. Note also that the binding Terms of Use, dated July 2021, state that Bulenox does not provide live trading, while the Funded Account page promises real capital.PROS:
- 100% of your first $10,000, then a free 90% split - the headline number is the real one
- No minimum trading days and no time limit on the evaluation
- No recurring monthly fee on the funded (Master) account
- Hitting the daily loss limit is a lockout, not a breach
- Choose your drawdown model at checkout: real-time trailing or end-of-day
- The drawdown locks at starting balance +$100 on the Master account
- Free reset on your billing date, with completed trading days carried over
- Open commission-rate disclosure and worked drawdown examples in the help centre
CONS:
- The Safety Threshold Reserve is not yours until you terminate the agreement - and it counts toward the 40% consistency rule on your first payout
- The evaluation is a RECURRING monthly subscription, so a slow pass costs far more than the headline price
- Option 1 trails on equity including unrealised profit, so an open gain you never bank still raises your loss floor permanently
- Your first three payouts are capped
- You cannot decline the transition to a Funded Account - refusing means no payout at all
- Windows only; roughly 90 countries restricted; nothing is refundable
- US (Las Vegas) futures prop firm on browser-based ArcTrader with TradingView charts and Rithmic data
- Signature: a genuine “Straight to Live” (S2L) path to a real, live-capital account with daily payouts — not an endless simulator
- Unusually flexible: choose intraday-trailing, end-of-day or static drawdown
- Keep up to 100% on simulated Pro accounts; live S2L is an 80/20 split; sizes $25K–$300K, up to 15 accounts
- US traders accepted; futures only (forex/CFDs/stocks/crypto prohibited); core evaluation and Pro stages are simulated
★★★★★
More details +Day Traders
DayTraders.com is a US futures prop firm founded in 2023 and based in Las Vegas, trading only CME, COMEX, NYMEX and CBOT futures on its browser-based ArcTrader platform with TradingView charts and a live Rithmic feed. Its defining feature is Straight to Live, a genuine path to a real, live-capital brokerage account with the firm's own capital, real execution, daily payouts and an 80/20 split, rather than a perpetual simulator. It is unusually flexible on drawdown, offering trailing, end-of-day and static versions, plus an instant Straight to Funded route. You keep up to 100 percent on the simulated Pro accounts, sizes run 25,000 to 300,000, and US traders are accepted. The core evaluation and Pro stages are still simulated.PROS:
- Straight to Live gives a genuine real-capital account with daily payouts
- Unusually flexible: choose trailing, end-of-day or static drawdown
- Keep up to 100 percent on simulated Pro accounts
- Fast, verified payouts and strong Trustpilot standing
- US-friendly futures firm; up to 15 funded accounts
CONS:
- Core evaluation and Pro stages are simulated, not real capital
- The keep-100-percent headline applies to sim Pro; the live account is an 80/20 split
- Consistency requirements vary by product (50/30/20 percent)
- CFD prop firm (Eleonex doo, Serbia) on cTrader, unregulated and simulated, founded 2025
- Eight programmes, offered in both static and trailing drawdown versions
- 80% base split; 90% available only as a paid add-on
- News trading and weekend holding generally forbidden once funded, both hard breaches
- Fee rebated with the first reward on all programmes except Ignite
★★★★★
More details +Eleonex
Eleonex offers something few firms do: the same evaluation in both trailing and static drawdown versions, an 80 percent base split, a fee rebated with your first reward rather than your fifth, and full self-reported payout data, 974,257 dollars paid to traders since inception. The rules you get at the funded stage depend on which variant you buy. Flex accounts are built for traders who want news trading and weekend holding, while Core accounts restrict both once funded: weekend holding is an immediate hard breach, while a first news-trading violation is a soft breach and only a repeat ends the account. The 90 percent split is a paid add-on, and the faster payout add-ons throttle the first payouts they were bought to speed up.PROS:
- Static and trailing drawdown offered as separate products at the same firm
- Flex accounts allow news trading and weekend holding, including once funded
- 80 percent base split, at the market standard
- Fee rebated with the first reward on every programme except Ignite
- Full payout data supplied: 466,802 dollars across 1,308 payouts in August 2026, and 974,257 dollars since inception
- Four product families, Ignite, Pulse, Forge and 2-Step Forge, from instant funding to a wider-tolerance Prime tier
- No time limit on any programme, and payouts processed within 24 hours once approved
- Consistency rule delays a payout rather than failing the account
CONS:
- Core accounts restrict news trading and weekend holding once funded, and weekend holding is an immediate hard breach
- The 90 percent split is a paid add-on, not something you scale into
- Faster payout add-ons cost 20 to 30 percent of the fee and cut the first payouts to 60 or 40 percent
- Ignite fees are not refundable at all
- Prices are almost always displayed behind a promotional code, so the list price is easy to miss
- No swap-free accounts, and unregulated with only a year of history
- Czech prop firm (Fintokei a.s.) with a large Japan/Asia user base; simulated forex/CFD evals on MT4, MT5 and cTrader
- Signature: a Dynamic Performance Reward — the split slides 50–100% based on four behaviours, recalculated each payout
- Branded the first FX/CFD firm with true Instant Payouts (Aug 2025), auto-approved in seconds
- Three programs (StartTrader 3-step, ProTrader 2-step, SwiftTrader instant); accounts to ~EUR 400k
- Strong ~4.5 Trustpilot; note the split is earned/dynamic and rules were tightened in Jan 2025
★★★★★
More details +Fintokei
Fintokei is one of the more solid, actively-operating firms in this space: a Czech company with a large, loyal Japanese user base, a strong ~4.5 Trustpilot, genuinely fast (often instant) payouts, and a broad three-program line-up. Its Dynamic Performance Reward is a legitimately interesting idea, a split you earn through discipline rather than buy. Buy it knowing the specifics: the accounts are simulated, the up-to-100% split is dynamic and often lower, and rules were tightened in early 2025 for newer accounts.PROS:
- Dynamic Performance Reward: higher splits are earned through discipline, not bought
- Industry-first true Instant Payouts (Aug 2025), auto-approved in seconds
- Strong ~4.5 Trustpilot across a thousand-plus reviews
- Three programs (StartTrader, ProTrader, SwiftTrader) and MT4/MT5/cTrader
- Accounts to about EUR 400,000 with scaling
CONS:
- The up-to-100% split is dynamic and often lower in practice
- Reports of sudden bans for prohibited practices (hedging, copy trading)
- Unregulated; aggressive real-time risk monitoring
- Binding terms name a UAE company (GrowthNext F.Z.E.) as the contracting party; unregulated
- Base 80%; 90% via Scale-Up; 95% is a paid add-on (+25-30% of the fee)
- Up to 3.5% is deducted from EVERY payout - an "80%" split nets about 77%
- Static on Stellar 1-Step, 2-Step and Lite; only Stellar Instant trails
- The 3% max risk rule: a second breach permanently caps you at 1% risk for life
★★★★★
More details +Funded Next
FundedNext is a UAE proprietary trading firm operating through GrowthNext F.Z.E. (Ajman Free Zone), running the Stellar range: 1-Step, 2-Step, Lite and Instant. Per its own disclaimer it is a simulation-based platform. The base profit split is 80% — 90% is reached through the Scale-Up plan, and 95% is a PAID add-on costing 25–30% on top of the challenge fee. A processing fee of up to 3.5% is deducted from EVERY payout, so a nominal 80% split nets closer to 77%. Since 12 January 2026 the 1-Step split starts at 80% rather than 90% — and resetting an older account moves you onto the newer, worse terms. The 1-Step pays on a 5-business-day cycle; the 2-Step's first cycle is 21 days, then 14 thereafter. Minimum payout from 20 USD, and only 2 minimum trading days on the 1-Step.PROS:
- Static drawdown on Stellar 1-Step, 2-Step and Lite
- The 100% fee refund is standard and free (not an add-on)
- Four platforms: MT4, MT5, cTrader and Match-Trader
- Weekend and overnight holding permitted on CFDs
- Payouts from a $20 minimum, targeted within 24 hours
- No consistency rule on standard CFD accounts
- Scaling to 90% and up to a $4m allocation
- Trustpilot 4.5 from over 73,000 reviews, with no consumer alert
CONS:
- A processing fee of up to 3.5% is taken from every payout - an 80% split nets about 77%
- The base split is 80%; 95% is a paid add-on at +25-30% of the fee
- The 3% max risk rule: a second breach permanently caps you at 1% risk for the life of the account
- News-window profits count at 40%, but news-window losses count at 100%
- Payouts are capped at $2,000 per request for most traders
- Stellar Instant uses a trailing drawdown and has no fee refund
Firm comparison
| Firm | Score | No-time-limit evidence | Best fit | Main caution |
|---|---|---|---|---|
| FTMO | 9.1 | No time limit on either challenge | Best overall 2-Step route | 1-Step Best Day rule |
| Funded Trading Plus | 9.1 | No minimum trading days and no time limit | Fast payout access | No current fee refund |
| Topstep | 9.0 | Trading Combine time limit: none | Futures traders | Payout and reactivation rules |
| The5ers | 9.0 | Unlimited on all programmes | Static-drawdown CFD traders | 3.5% withdrawal commission |
| Crypto Fund Trader | 8.9 | No time limit on any evaluation | Crypto-native traders | $10,000 daily/trade profit cap |
| Alpha Capital | 8.9 | No time limit and no account expiry | Swing/position CFD traders | 2-minute profit rule |
| Sabio Trade | 8.5 | No time limit | One-step evaluation | 30-day inactivity breach |
| Funding Pips | 8.4 | No time limit on any evaluation | Value-focused challenge traders | Payout frequency affects split |
| Goat Funded Trader | 8.2 | No time limit on any evaluation | Multi-platform CFD traders | Consistency rule can cap split |
| Bulenox | n/a | No time limit | Patient futures traders | Monthly subscription cost |
| AtmosFunded | n/a | Unlimited time | Position-style CFD traders | Paid split upgrade |
| Rebels Funding | 7.9 | No deadline / no time limit | Slow, patient evaluations | Refund wording inconsistencies |
| Blueberry Funded | 7.8 | No time limit | Non-US traders wanting broker infrastructure | Broker licence does not cover challenges |
| AudaCity Capital | 7.7 | 5-day minimum, no time limit | Instant-funding ladder | Tight trailing daily drawdown |
| Bright Funded | 7.7 | No time limit on any plan | 2-Step static drawdown | 1-Step trails in real time |
| Stampede | 7.5 | No time limit on challenge ladder | Clean new rulebook | No payout history yet |
| Take Profit Trader | 7.5 | No time limit while subscription remains active | Futures one-step test | Time becomes monthly cost |
| Lux Trading | 7.4 | No min/max trading days | Static drawdown career model | Single Trade Profit Limit |
Unlimited completion time needs explicit support
The inclusion test is a published rule stating that the relevant evaluation has no maximum completion deadline. Silence about a deadline is not the same evidence. Check each phase separately if the product has more than one, and distinguish evaluation time from the duration of a funded-stage account.
A programme with a fixed completion window and paid extensions is a different offer. Likewise, a temporary promotion removing a deadline needs its applicable purchase dates and conditions recorded. Compare the product a new applicant can actually obtain with the terms of any old account type held by existing customers.
Inactivity can create a second deadline
Establish when the inactivity clock starts: purchase, account issuance, first login or first trade. Then determine which action resets it. Logging in or modifying a pending order may not qualify if the rule requires an executed trade. A rule based on closed trades creates another consideration for long-held positions.
Check how calendar days, weekends and holidays are counted, and whether planned pauses can be requested. Someone buying ahead of a holiday can lose useful access before intending to begin if inactivity starts immediately. The relevant comparison is the complete activity requirement, not the word “unlimited” in isolation.
Waiting may still have a monthly price
Separate one-time purchases from subscription evaluations. On a recurring plan, a selective trader can spend more while taking fewer trades. Calculate the cost of several plausible completion periods and include data, platform or account-maintenance charges where they apply.
Record minimum trading days and the definition of a qualifying day. A minimum based on a profit threshold can require more activity than a minimum based on simply executing a trade. It may be possible to reach the headline profit target and still need additional qualifying days. The absence of a maximum does not waive that minimum.
Match the terms to a low-frequency method
Replay a recent quiet period from your trading journal against the rules. Would an inactivity limit have been reached? How many bills would have fallen due? Would your profitable sessions satisfy the day’s definition? That exercise reveals whether the programme gives your strategy useful flexibility or simply a longer opportunity to incur charges.
This category does not suit traders seeking an account they can abandon indefinitely without cost or monitoring. It also does not establish permission to hold positions overnight or over weekends; those are separate restrictions. A trader who habitually delays reviewing losses will not solve that problem by removing an evaluation deadline. Choose unlimited time because the strategy benefits from patience, while retaining a clear schedule for reviewing progress and deciding whether to continue.
Unlimited evaluation time questions
Can a no-time-limit account still expire through inactivity?
Yes, if a separate inactivity condition applies. An unlimited evaluation deadline and a requirement to trade within a specified interval address different things. Check what counts as activity: signing into the dashboard may not satisfy a rule that requires opening or closing a trade.
Will taking longer increase the cost of an unlimited challenge?
It depends on the billing model. With recurring charges, additional months can raise the total cost even when the profit target has no deadline. For a one-time purchase, inspect platform, data and account-maintenance charges separately. Unlimited time is a scheduling feature, not a promise of unlimited free access.
Does unlimited time remove the minimum number of trading days?
No. A maximum deadline limits how long you have; a minimum-days requirement sets how much qualifying activity you need. You might reach the target quickly and still need additional qualifying days. Check whether each day must contain a trade or exceed a specified profit threshold.
Can I pause an unlimited challenge for a holiday?
Check for a formal pause facility and whether it suspends inactivity deadlines, subscriptions and data charges. Simply leaving the account untouched may not pause any of those obligations. Obtain the pause dates and reactivation process in writing if your planned break approaches the inactivity limit.
Do the original rules remain fixed throughout a long-running evaluation?
Read the provisions governing programme changes and notice periods. Ask whether existing purchases retain their original conditions when the provider launches revised plans. Keep the agreement accepted at checkout so that a long evaluation can be assessed against the correct version of the rules.