AtlasFunded - Prop Firm Review

Pricing snapshot

Company and regulation

Atlas Funded is operated by two named entities: Atlas Funded Ltd, a Saint Lucia corporation (company number 2025-00597) that “provides the simulated trading services,” and a parent, Atlas Vanquish FZCO, a Dubai free-zone company, named as “the Supplier.” Payments run through a third-party merchant of record.

It is not regulated: “The Company does not carry out any regulated activities; the Company’s exclusive activity is simulated trading… is not a financial broker, financial advisor… and does not accept client deposits.”

The accounts are simulated - the site says so plainly (“Simulated Capital in Simulated Trading Environment”) and carries the standard CFTC hypothetical-performance disclaimer.

The split and the drawdown

On the split, the help centre is unambiguous even where the marketing is not: “At Atlas Funded, the default profit split is 80%. Add-ons can boost the split to 100%.” The 100% plastered across the homepage and pricing table is a paid add-on costing +20% of the fee, not a standard rate. Treat 80% as what you actually get.

The drawdown is a real strength. “Most challenges use static drawdown” - fixed from your starting balance, not trailing - with only the Instant model trailing (and that one locks at your initial balance once you are 5% in profit). Breaches are measured on the worse of your balance or equity, so floating losses count. The daily loss limit recalculates at midnight UTC on the higher of your balance or equity and is then fixed for the day, which is a clear and fair method.

There is no activation fee and no monthly fee - genuinely, one-time only - and the challenge fee is refunded on your fourth reward. News trading, weekend holding and EAs are all allowed. So far, so trader-friendly.

The rule worth understanding: the funded stage is harder than the challenge

Atlas’s distinctive feature is not one rule but a pattern: its funded-stage requirements are quietly tougher than its evaluation requirements, and two specific rules drive that.

The first is the “0.5% profit per day” qualifying-day rule. It is not enough to trade on five days - each of those days must produce at least 0.5% profit to count. That quietly raises the bar versus firms where any small trade ticks off a day, and it is designed to stop people farming the minimum-day requirement with a token trade.

The second is a 3-minute minimum hold: “Trades held under 3 minutes are not permitted.” Combined with the qualifying-day rule, that rules out fast scalping as a way to build days.

And on the Pay-After-You-Pass (“Access”) model, the drawdown itself tightens at funding: the maximum drawdown drops from 10% to 6% and the daily limit from 5% to 3% the moment you become funded. A trader who passed comfortably under the evaluation rules can find the funded account materially harder - which is exactly the point at which most people stop reading the specs. If you buy Atlas, read the funded-stage numbers for your chosen model, not the evaluation ones.

Payouts and rules

• Cycle: 14 days after your first funded trade, then bi-weekly (on-demand and weekly are paid add-ons). Processing typically 1-3 business days.
• Methods: Rise and cryptocurrency only - no bank wire or PayPal.
• Minimum trading days: 5, each meeting the 0.5% profit rule.
• Risk cap (funded): single-instrument risk limited to 50% of your daily drawdown limit.
• Prohibited: sub-3-minute trades, tick scalping, latency and arbitrage plays, cross-account hedging, copy trading between different traders and account-passing services.
• Fees: no activation fee, no monthly fee; the challenge fee is refunded on your 4th reward. Reset fees apply to breached or Pay-Later accounts.

One reputation note for balance: Atlas’s Trustpilot sits around 4 stars on roughly 600 reviews, but Trustpilot itself flags that it has removed a number of fake reviews for the company, and the on-site testimonial wall repeats identical “received my payout” text - a soft signal to weight the star rating with some caution.

Verdict

Atlas Funded is a competent, feature-rich firm with genuine strengths: a static drawdown on most models, no activation or monthly fee, a fee refund on your fourth reward, news and weekend trading and EAs all allowed, and clear worked examples of its drawdown maths. For a disciplined swing or intraday trader, the evaluation is fair.

The things to price in: the “100%” split is a paid add-on over an 80% base; the funded stage is tighter than the challenge, with a 0.5%-per-day qualifying rule, a 3-minute minimum hold, and a drawdown that shrinks at funding on the Pay-Later model; and the accounts are simulated with two offshore entities behind them. Read the funded-stage numbers for your specific model before you buy, and treat the headline 100% as marketing.

Frequently Asked Questions

Is Atlas Funded regulated?

No. Atlas Funded is operated by Atlas Funded Ltd, a Saint Lucia corporation, with a Dubai parent (Atlas Vanquish FZCO). It states plainly that it does not carry out regulated activities, that its exclusive activity is simulated trading, and that it is not a financial broker and does not accept client deposits.

What is the Atlas Funded profit split?

The default split is 80%. The “100%” shown across the marketing is a paid add-on that costs an extra 20% of the challenge fee, not a standard or earned rate. So 80% is what you get unless you pay to upgrade.

Is the Atlas Funded drawdown static or trailing?

Most models use a static drawdown fixed from your starting balance - for example 10% on the 2-Step - and only the Instant model trails (locking at your initial balance once you are 5% in profit). Breaches are measured on the worse of your balance or equity, and the daily loss limit is recalculated at midnight UTC and fixed for the day.

What is Atlas Funded’s 0.5% per day rule?

To count toward your minimum trading days, each day must produce at least 0.5% profit - simply placing a trade is not enough. Combined with a 3-minute minimum hold on every trade, this stops traders farming the minimum-day requirement with token or ultra-short trades, and it makes the requirement meaningfully harder than at firms that count any day with activity.

Are Atlas Funded’s funded rules harder than the challenge?

Yes, in places. On the Pay-After-You-Pass (“Access”) model, the maximum drawdown tightens from 10% to 6% and the daily limit from 5% to 3% the moment you become funded. A trader who passed comfortably under the evaluation rules can find the funded account materially harder, so it is important to read the funded-stage numbers for your chosen model.

How do Atlas Funded payouts work?

The default cycle is your first payout 14 days after your first funded trade, then bi-weekly, with weekly and on-demand available as paid add-ons. Processing typically takes 1 to 3 business days, and payouts are made via Rise or cryptocurrency only. The challenge fee is refunded on your fourth reward.

Are Atlas Funded accounts simulated?

Yes. The firm states its exclusive activity is simulated trading, describes the environment as a simulated trading environment with simulated capital, and carries the standard hypothetical-performance disclaimer. Payouts are real money paid against simulated performance.

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