1-Step Prop Firms
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- Canada-based prop firm (Lark Funding Inc.; “Lark 3.0”) with a simulated one-step evaluation on DXTrade/cTrader; $10k–$200k
- Signature: a Monthly Base Reward ($50–$1,000/30 days) paid on top of your split — “paid even if you don’t profit”
- The catch: the reward needs 3 profitable days of 0.5%+ and drawdown better than -3.5% each month
- 80% split (90% a paid add-on); 7% static drawdown, 5% daily; no time limit, no news restrictions
- Note: 2-step discontinued, new US clients suspended, $40 fee per payout; ~4.4 Trustpilot
★★★★★
More details +Lark Funding
Lark Funding Monthly Base Reward is a genuinely novel, trader-friendly idea, a recurring cash payment on top of your split, and the current Lark 3.0 setup is clean: a one-step evaluation, a 7% static drawdown, no time limits, fast payouts and a conditional free-retry safety net, with a broadly positive ~4.4 Trustpilot. Read the conditions rather than the tagline: paid-even-if-you-dont-profit actually requires three profitable days a month, 90% is a paid upgrade, and there is a $40 fee on every payout.PROS:
- Novel Monthly Base Reward paid on top of your profit split|Clean Lark 3.0 one-step model with a 7% static drawdown and no time limits|No minimum trading days and no news restrictions|Smart Restart safety net gives up to four evaluation attempts|Fast payouts and a broadly positive ~4.4 Trustpilot
CONS:
- Pays-even-if-you-dont-profit tagline actually requires 3 profitable days a month|The free retry is conditional on very tight trading|90% split is a paid upgrade over an 80% base|A $40 processing fee is deducted from every payout|Accounts are simulated; new US clients are suspended over regulatory issues
- Well-established US prop firm (Prop Account, LLC; since 2021) with simulated one-step evals in forex, futures and equities
- Signature: a genuinely rare funded US-equities program — real S&P 100 stocks, 2:1 buying power, short-selling, overnight holds
- Split 75–80%, with 90% a paid add-on; mostly 6% static drawdown
- Payouts $100 min (forex from day one); claims “not a single refused payout since 2021”; ~4.8 Trustpilot
- Watch: “no consistency rule / no time limits” is forex-only; futures/equities have a 33% rule + 90-day eval
★★★★★
More details +Ment Funding
Ment Funding is one of the more solid, well-regarded firms in this space: operating since 2021, a ~4.8 Trustpilot across 200-plus reviews, a not-a-single-refused-payout-since-2021 claim, and a genuinely uncommon funded-equities program alongside forex and futures. The main thing to get right is reading the rules per program: the attractive no-consistency-rule and no-time-limit headlines apply only to forex, futures and equities carry a 33% consistency rule and a 90-day eval, and the evaluation is simulated with 90% a paid upgrade.PROS:
- Rare funded US-equities program on real S&P 100 stocks with 2:1 buying power|Long-running since 2021 with a strong ~4.8 Trustpilot and a no-refused-payout claim|Payouts from day one on forex, $100 minimum, mostly static drawdown|Three programs (forex, futures, equities) to match your trading|Scaling ladder toward $5m for consistent traders
CONS:
- No-consistency-rule and no-time-limit headlines apply only to forex|Futures and equities carry a 33% consistency rule; futures has a 90-day eval limit|90% split is a paid add-on over a 75 to 80 percent base|Equities has stock-specific rules (1-minute holds, corporate-action hard breach)|Accounts are simulated; unregulated
- Scandinavian-branded prop firm (an affiliate of Forest Park FX) with simulated forex/CFD assessments on MetaTrader 4
- Signature: a “profit-lock” trap — the static 6% max loss locks at your starting balance, so withdrawing all profit auto-closes the account
- 75% base split (90% a paid add-on); its own pages quote 75/80/up-to-90% inconsistently
- One-stage 4% daily / 6% static; a separate aggressive mode is 5% daily / 10% trailing; payouts once per 30 days
- Watch: “simulated” Terms vs “real funds” marketing; ~3.2 Trustpilot with payout-dispute complaints
★★★★★
More details +Nordic Funder
Nordic Funder has a clean-looking pitch, a Scandinavian brand, MT4, a one-time fee and a simple one or two-stage path, but the details temper it. The accounts are simulated despite real-funds marketing, its own figures for the split and targets are internally inconsistent, and the profit-lock trap means you can never withdraw your full profit without breaching the max-loss rule. Add a below-average ~3.2 Trustpilot and complaints about undelivered accounts, large-payout denials and discretionary closures, and it is a firm to approach with real caution.PROS:
- Clean pitch: Scandinavian brand, MetaTrader 4, one-time fee|Simple one-stage, two-stage and aggressive product options|A separate aggressive mode offers a looser 10% trailing drawdown|Weekend holding and higher split available as paid add-ons|First payout can be requested at any time
CONS:
- Profit-lock trap: withdrawing all your profit breaches the static max loss and closes the account|Accounts are simulated despite real-funds and live-account marketing|Own pages give inconsistent split figures (75/80/up-to-90%) and contradictory targets|Below-average ~3.2 Trustpilot with undelivered-account and large-payout-denial complaints|Payouts capped at once every 30 days; drawdown does not reset after a payout