1-Step Prop Firms
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- One of the longest-running prop firms (brand since 2018), built for swing/long-term traders; simulated forex/CFD on MT5 & Match-Trader
- Signature: balance-based drawdown (from closed balance, not floating equity) + no time limits — positions can breathe
- Scaling that doubles the account at each 10% milestone, advertised to $4M (via the funding ladder; evaluations cap ~$200K)
- Offers swap-free Islamic accounts; base split 90% up to 100% at top VIP tier; accepts US traders
- Note: now an offshore/unregulated structure (Comoros/Costa Rica/Dubai), not a UK-regulated broker
★★★★★
More details +City Traders imperium
City Traders Imperium has been paying traders since 2018, which makes it one of the longest-running firms still operating. It is run by City Traders Imperium Limited, licensed in the Comoros Union under number 15969 with an operating address in Costa Rica, and a Dubai company, CTI FZCO, delivering its academy. Four programmes run in parallel: a 1-Step Challenge from $29, a 2-Step from $39, Instant Funding from $79 and Direct Funding from $229, scaling to $2,000,000 per account and $4,000,000 in total funding. The 1-Step is the standout: an 8% target against a 5% trailing drawdown, with no daily loss limit, no time limit, and news trading, third-party expert advisors, martingale, weekend holds and overnight holds all permitted. Very few firms allow all five. First payouts come at 7 days on the challenges and on demand from day 5 on Direct Funding. The firm does not restrict United States residents. Its Trustpilot profile is the healthiest we have verified this month: 4.2 from 1,625 reviews with only 6% at one star and a 100% reply rate to negative reviews. The main thing to watch is Instant Funding, which starts you on half the advertised balance at a 50% share.PROS:
- Trading since 2018 with a named, public founding team and eight years of payouts
- Trustpilot 4.2 from 1,625 reviews, only 6% at one star, and a 100% reply rate to negative reviews
- The 1-Step Challenge allows third-party EAs, martingale, news trading and weekend holds, with no daily drawdown and no time limit
- Entry from $29, the cheapest we have verified this month, with resets at a 15% discount
- Does not restrict United States residents
- Scaling to $2,000,000 per account and $4,000,000 in total funding
- Public live symbols page with bid, ask and spread refreshed every two seconds
- Payouts stated as approved within 24 hours, with an advertised 8-hour average
- Broad payment options including card, PayPal, crypto, Skrill, Neteller and bank transfer
CONS:
- Instant Funding starts at half the advertised balance on a 50% share until the first 10% milestone
- The Anjouan licence is a registration, not financial supervision, and CTI states it is not a broker or investment adviser
- VIP criteria for the 100% profit share are not published on the buying pages
- Only 53 instruments across five asset classes, with no individual stocks
- Martingale and third-party EAs are blocked on three of the four programmes
- Fees are non-refundable except as set out in the refund policy
- The 2-Step carries a 5% daily drawdown that the 1-Step does not
- US (Las Vegas) futures prop firm on browser-based ArcTrader with TradingView charts and Rithmic data
- Signature: a genuine “Straight to Live” (S2L) path to a real, live-capital account with daily payouts — not an endless simulator
- Unusually flexible: choose intraday-trailing, end-of-day or static drawdown
- Keep up to 100% on simulated Pro accounts; live S2L is an 80/20 split; sizes $25K–$300K, up to 15 accounts
- US traders accepted; futures only (forex/CFDs/stocks/crypto prohibited); core evaluation and Pro stages are simulated
★★★★★
More details +Day Traders
DayTraders.com is a US futures prop firm founded in 2023 and based in Las Vegas, trading only CME, COMEX, NYMEX and CBOT futures on its browser-based ArcTrader platform with TradingView charts and a live Rithmic feed. Its defining feature is Straight to Live, a genuine path to a real, live-capital brokerage account with the firm's own capital, real execution, daily payouts and an 80/20 split, rather than a perpetual simulator. It is unusually flexible on drawdown, offering trailing, end-of-day and static versions, plus an instant Straight to Funded route. You keep up to 100 percent on the simulated Pro accounts, sizes run 25,000 to 300,000, and US traders are accepted. The core evaluation and Pro stages are still simulated.PROS:
- Straight to Live gives a genuine real-capital account with daily payouts
- Unusually flexible: choose trailing, end-of-day or static drawdown
- Keep up to 100 percent on simulated Pro accounts
- Fast, verified payouts and strong Trustpilot standing
- US-friendly futures firm; up to 15 funded accounts
CONS:
- Core evaluation and Pro stages are simulated, not real capital
- The keep-100-percent headline applies to sim Pro; the live account is an 80/20 split
- Consistency requirements vary by product (50/30/20 percent)
- US futures evaluation firm (Wyoming); funded accounts issued by three partner prop firms
- Publishes its own pass rate: 8.89% for 2025
- For evaluations bought from July 6, 2026: 50% below the withdrawal threshold, 80% at or above it; TCP400 60%
- The evaluation is a MONTHLY SUBSCRIPTION that renews until you pass or cancel
- Five consecutive trading days of unscheduled absence terminates a funded account
★★★★★
More details +Earn2Trade
Earn2Trade provides futures education and evaluations, with funded offers from partner prop firms. Evaluations bought from July 6, 2026 have no fixed minimum days, but consistency requires at least four profitable days. Their funded accounts pay 50% below each withdrawal threshold, 80% at or above it, and 60% on TCP400. Earlier purchases retain their terms. Evaluation/LiveSim drawdown trails at EOD; Live trails intraday except fixed-drawdown TCP200/400. Payouts are weekly with a $100 net minimum and plan-specific LiveSim caps.PROS:
- No fixed minimum days for purchases from July 6, 2026; consistency still applies
- News trading permitted with no restrictions
- Publishes its own pass rate - 8.89% for 2025
- Wide platform choice, including NinjaTrader, Tradovate and TradingView
- Non-professional LiveSim activation is deducted from the first withdrawal
- One free reset after every rebill on the Trader Career Path
- Weekly payouts, processed every Wednesday
- Trustpilot 4.7 from nearly 4,900 reviews, with no consumer alert
CONS:
- The split is TIERED by withdrawal size: 50% on small withdrawals, 80% at or above a threshold (purchases from July 6, 2026)
- The evaluation is a MONTHLY SUBSCRIPTION that auto-renews until you pass or cancel
- Live uses intraday trailing drawdown, except fixed-drawdown TCP200/400
- A 30% consistency rule means about four profitable days in practice
- No refunds of any kind - the terms state goods are irrevocable
- Overnight and weekend holding are not permitted
- CFD prop firm (Eleonex doo, Serbia) on cTrader, unregulated and simulated, founded 2025
- Eight programmes, offered in both static and trailing drawdown versions
- 80% base split; 90% available only as a paid add-on
- News trading and weekend holding generally forbidden once funded, both hard breaches
- Fee rebated with the first reward on all programmes except Ignite
★★★★★
More details +Eleonex
Eleonex offers something few firms do: the same evaluation in both trailing and static drawdown versions, an 80 percent base split, a fee rebated with your first reward rather than your fifth, and full self-reported payout data, 974,257 dollars paid to traders since inception. The rules you get at the funded stage depend on which variant you buy. Flex accounts are built for traders who want news trading and weekend holding, while Core accounts restrict both once funded: weekend holding is an immediate hard breach, while a first news-trading violation is a soft breach and only a repeat ends the account. The 90 percent split is a paid add-on, and the faster payout add-ons throttle the first payouts they were bought to speed up.PROS:
- Static and trailing drawdown offered as separate products at the same firm
- Flex accounts allow news trading and weekend holding, including once funded
- 80 percent base split, at the market standard
- Fee rebated with the first reward on every programme except Ignite
- Full payout data supplied: 466,802 dollars across 1,308 payouts in August 2026, and 974,257 dollars since inception
- Four product families, Ignite, Pulse, Forge and 2-Step Forge, from instant funding to a wider-tolerance Prime tier
- No time limit on any programme, and payouts processed within 24 hours once approved
- Consistency rule delays a payout rather than failing the account
CONS:
- Core accounts restrict news trading and weekend holding once funded, and weekend holding is an immediate hard breach
- The 90 percent split is a paid add-on, not something you scale into
- Faster payout add-ons cost 20 to 30 percent of the fee and cut the first payouts to 60 or 40 percent
- Ignite fees are not refundable at all
- Prices are almost always displayed behind a promotional code, so the list price is easy to miss
- No swap-free accounts, and unregulated with only a year of history
- Dubai (DIFC) prop firm (Finotive Funding Technologies Ltd), operating since 2021; simulated forex/CFD on MT5 & Match-Trader
- Signature: a 10% “strike” soft-breach system — rule breaks cut your next payout to a 10% split rather than closing the account
- Cheap entry (from ~$25), sizes $2,500–$200,000, scaling advertised to $5.4M
- Three families: Challenge, Instant Funding, and Finotive Pro (1% monthly salary + 100% split after 30 days)
- Payouts on demand then ~weekly (Fridays); watch the discretionary “holistic assessment” behind payout reductions
★★★★★
More details +Finotive Funding
Finotive Funding is a Dubai (DIFC) simulated forex and CFD prop firm operating since 2021 on MT5 and Match-Trader. Entry is cheap from about 25 dollars, sizes run 2,500 to 200,000 dollars, and scaling is advertised to 5.4 million. Its defining feature is a 10 percent strike system: rule breaks cut your next payout to a 10 percent split rather than closing the account, though the discretionary holistic assessment behind reductions is its top complaint. The Pro tier adds a 1 percent monthly salary and a 100 percent split after 30 days. Drawdown is static and payouts are weekly on Fridays.PROS:
- Cheap entry and broad instruments (FX, metals, indices, energy, crypto, stock CFDs)
- Forgiving static (non-trailing) drawdown
- Finotive Pro pays a 1% monthly salary, 100% split after 30 days, and refunds the fee
- Weekly Friday payouts, with fast reports from many traders
- Instant funding and 1-step options; scaling advertised to 5.4M
CONS:
- The 10% strike reductions rest on a discretionary holistic assessment (top complaint)
- Instant funding pays a lower base split
- A hard breach closes the account with no refund
- Czech prop firm (Fintokei a.s.) with a large Japan/Asia user base; simulated forex/CFD evals on MT4, MT5 and cTrader
- Signature: a Dynamic Performance Reward — the split slides 50–100% based on four behaviours, recalculated each payout
- Branded the first FX/CFD firm with true Instant Payouts (Aug 2025), auto-approved in seconds
- Three programs (StartTrader 3-step, ProTrader 2-step, SwiftTrader instant); accounts to ~EUR 400k
- Strong ~4.5 Trustpilot; note the split is earned/dynamic and rules were tightened in Jan 2025
★★★★★
More details +Fintokei
Fintokei is one of the more solid, actively-operating firms in this space: a Czech company with a large, loyal Japanese user base, a strong ~4.5 Trustpilot, genuinely fast (often instant) payouts, and a broad three-program line-up. Its Dynamic Performance Reward is a legitimately interesting idea, a split you earn through discipline rather than buy. Buy it knowing the specifics: the accounts are simulated, the up-to-100% split is dynamic and often lower, and rules were tightened in early 2025 for newer accounts.PROS:
- Dynamic Performance Reward: higher splits are earned through discipline, not bought
- Industry-first true Instant Payouts (Aug 2025), auto-approved in seconds
- Strong ~4.5 Trustpilot across a thousand-plus reviews
- Three programs (StartTrader, ProTrader, SwiftTrader) and MT4/MT5/cTrader
- Accounts to about EUR 400,000 with scaling
CONS:
- The up-to-100% split is dynamic and often lower in practice
- Reports of sudden bans for prohibited practices (hedging, copy trading)
- Unregulated; aggressive real-time risk monitoring
- European-branded prop firm (FT Trading Ltd, Saint Lucia + Dubai; formerly “Billionsclub”); simulated forex/crypto/futures on cTrader/TradeLocker/MT5
- Signature: “Drawdown Protection” — a first -2% floating-loss breach halves your split to 50% (a second closes the account)
- The other trap: a “40% margin = gambling” rule that can void that profit
- 80% base split (90% a paid upgrade); 3% daily / 6% max drawdown, trailing or static
- Payouts $100 min, 14-day cycle, $15k/cycle cap; a 48-hour guarantee, but Terms call payouts “discretionary”
★★★★★
More details +For Traders
For Traders is an actively-marketed, broadly-positive firm (around 4/5 Trustpilot) with a wide product menu, fast advertised payouts, a 48-hour guarantee and novel touches like the soft-breach Drawdown Protection and a built-in AI coach. But the rules matter more than the marketing: the accounts are simulated and payouts explicitly discretionary, the up-to-90% split and payout-on-demand headlines are softer in the fine print, and two rules, the -2% soft breach that halves your split and the 40%-margin gambling void, are the main ways traders lose earnings.PROS:
- Novel soft-breach Drawdown Protection: a first breach halves your split rather than closing the account
- Unusually broad menu: 1/2/3-step, instant and pay-after-pass, in trailing or static variants
- Built-in AI coach and a 48-hour reward guarantee
- Fast advertised payouts and a $100 minimum
- Broadly positive ~4/5 Trustpilot across hundreds of reviews
CONS:
- Two earnings traps: a -2% soft breach halves your split and a 40%-margin gambling rule voids profit
- Payout-on-demand marketing vs a 14-day cycle with a $15k-per-cycle cap
- Unregulated Saint Lucia/Dubai firm that rebranded from Billionsclub
- Italy-based prop firm (Quantum SRL, Latina) with simulated forex/CFD challenges on MT4/MT5 and cTrader
- Signature: a free “Second Chance” retry — but it tightens limits, cuts first payout to 50% and voids the fee refund
- Split 80% up to 90% after five payouts (homepage “95%” unsupported)
- Static max drawdown (2-step 5%/10%, 1-step 3%/8%); one-time fee
- Main caution: documented payout denials under a “per-strategy risk limit” and wide discretionary clauses
★★★★★
More details +Funded Elite
Funded Elite free Second Chance is a genuinely novel safety net, the platform choice is good, and many traders report being paid quickly. Weigh it with the fine print, though: the accounts are simulated, the Second Chance permanently worsens your risk limits, first-payout split and refund, the up-to-95% split is not supported by the rules, and there are documented payout-denial complaints under a per-strategy risk limit alongside broad discretionary clauses. Trade well inside the stated limits.PROS:
- Free Second Chance retry is a genuine safety net against one bad day
- Good platform choice (MT4/MT5 and cTrader) across many instruments
- Split scales to 90% after five payouts
- Low-cost entry including a $5 Flash Activation promo
- Many traders report fast payouts and responsive support
CONS:
- Second Chance permanently tightens limits, cuts first payout to 50% and voids the fee refund
- Documented payout denials under a per-strategy risk limit
- Terms grant wide discretion, including terminating over a threatened negative review
- Binding terms name a UAE company (GrowthNext F.Z.E.) as the contracting party; unregulated
- Base 80%; 90% via Scale-Up; 95% is a paid add-on (+25-30% of the fee)
- Up to 3.5% is deducted from EVERY payout - an "80%" split nets about 77%
- Static on Stellar 1-Step, 2-Step and Lite; only Stellar Instant trails
- The 3% max risk rule: a second breach permanently caps you at 1% risk for life
★★★★★
More details +Funded Next
FundedNext is a UAE proprietary trading firm operating through GrowthNext F.Z.E. (Ajman Free Zone), running the Stellar range: 1-Step, 2-Step, Lite and Instant. Per its own disclaimer it is a simulation-based platform. The standard profit split is 80% — 90% is reached through the Scale-Up plan, and 95% is a PAID add-on costing 25–30% on top of the challenge fee. A processing fee of up to 3.5% is deducted from EVERY payout, so an 80% share nets 77.2% if the full fee applies. Since 12 January 2026 the 1-Step split starts at 80% rather than 90% — and resetting an older account moves you onto the newer, worse terms. The 1-Step pays on a 5-business-day cycle; standard 2-Step begins at 21 days, then 14. Alternative 2-Step/Lite options change eligibility and share: 3 Day at 60%, On-Demand at 90%, or 95% with the Lifetime Reward add-on. Minimum payout from 20 USD, and only 2 minimum trading days on the 1-Step.PROS:
- Static drawdown on Stellar 1-Step, 2-Step and Lite
- The 100% fee refund is standard and free (not an add-on)
- Four platforms: MT4, MT5, cTrader and Match-Trader
- Weekend and overnight holding permitted on CFDs
- Payouts from a $20 minimum, targeted within 24 hours
- No consistency rule on standard CFD accounts
- Scaling to 90% and up to a $4m allocation
- Trustpilot 4.5 from over 73,000 reviews, with no consumer alert
CONS:
- A processing fee of up to 3.5% is taken from every payout - an 80% share nets 77.2% if the full fee applies
- The base split is 80%; 95% is a paid add-on at +25-30% of the fee
- The 3% max risk rule: a second breach permanently caps you at 1% risk for the life of the account
- News-window profits count at 40%, but news-window losses count at 100%
- Withdrawal limits depend on payment method and country; check your eligible routes
- Stellar Instant uses a trailing drawdown and has no fee refund
Funding Pips provides simulated CFD evaluation and Master accounts. The current catalogue has five programmes, with USD list prices from $29 to $888. Reward terms depend on model: Standard weekly pays 60%, Pro weekly 80%, Flex models offer biweekly options, and Zero pays 95% biweekly. Eligible monthly accounts offer 100% with consistency, profitable-day and risk conditions. Compare the selected model’s loss limits, reset costs and refund exclusions. Platforms are MT5, cTrader and Match-Trader.
★★★★★
More details +Funding Pips
Funding Pips provides simulated CFD evaluation and Master accounts. The current catalogue has five programmes, with USD list prices from $29 to $888. Reward terms depend on model: Standard weekly pays 60%, Pro weekly 80%, Flex models offer biweekly options, and Zero pays 95% biweekly. Eligible monthly accounts offer 100% with consistency, profitable-day and risk conditions. Compare the selected model’s loss limits, reset costs and refund exclusions. Platforms are MT5, cTrader and Match-Trader.PROS:
- Five current programme choices
- Static maximum loss on evaluation models
- No evaluation deadline, subject to inactivity rules
- Pro offers 80% weekly; eligible monthly accounts offer 100% with conditions
- MT5, cTrader and Match-Trader
- Standard registration fee refund at the fourth reward
CONS:
- Standard weekly pays 60%; rates differ across programmes
- Monthly 100% requires consistency and profitable-day conditions
- Master weekend holding restrictions on evaluation models
- Reset fees and legacy-account rules require careful checking
- Zero combines trailing drawdown, a 1% floating-loss limit and multiple reward gates
- 1 Step Flex, Pro, Flex and Zero excluded from the fourth-reward registration refund
- Simulated forex/CFD programs with distinct One, Two, Three Phase, Instant and Lightning rules; crypto uses separate terms.
- First on-demand request on One, Standard and Three Phase only; $50 minimum, then 30-day cycles or 14 with add-on.
- Classic offers 80%/14 days or 100%/30 days; Pro pays 80% every 10 days with early payout caps.
- EAs require approval on eligible evaluations and are prohibited on DXtrade, Instant, Lightning and crypto.
- Lite has 20% payout consistency; trailing-account withdrawals reduce the loss buffer.
★★★★★
More details +Fxify
FXIFY offers several simulated forex/CFD programs plus a separate crypto line. One Phase, Two Phase Standard and Three Phase support first payout requests on demand with a $50 minimum, followed by 30-day cycles or 14 with an add-on. Classic, Pro, Instant and Lightning use different payout schedules. Pro has early payout caps; Lite has 20% consistency. Eligible evaluations require approval for EAs and exclude DXtrade automation. Withdrawals on trailing accounts can leave little or no loss buffer. Prices, offers and historical corporate/reputation statements retain their earlier review dates.PROS:
- First on-demand payout request on One, Standard and Three Phase, subject to eligibility
- Static and trailing drawdown options
- Published performance-based scaling on eligible evaluations
- Fee rebate with first payout on specified evaluation programs
- Broad instrument selection
- EAs available with prior approval on eligible platforms/programs
CONS:
- Trailing-account withdrawals reduce the remaining loss buffer
- Pro first two requests capped at the lower of 5% initial balance or $8,000
- Classic and Lite payout consistency requirements
- EAs prohibited on DXtrade, Instant, Lightning and crypto
- Classic/Pro have no fee rebate
- Lightning help article conflicts on challenge-stage consistency
- Prior review recorded US restrictions and payout-dashboard concerns; those retain their original review scope
- Futures prop firm trading simulated CME capital — a separate entity from Goat Funded Trader (the CFD firm)
- No monthly subscription and no activation fee on any plan — a real edge over Topstep, Apex and Bulenox
- EOD and Flex pay a 80% base; the 90% is a paid add-on. Sprint pays 90% free; Instant pays 100% of the first $10,000
- The trailing drawdown locks permanently at your starting balance on every product
- Payouts only in two windows a month, capped at 50% of profit on EOD/Flex/Sprint
★★★★★
More details +
Goat Funded Futures (WITI Limited, Hong Kong) is a separate company from Goat Funded Trader, the CFD firm. Its strengths are real: no monthly subscription, no activation fee, one-step evaluations, and a trailing drawdown that locks permanently at your starting balance on every product. Its weaknesses are twofold. The marketing overstates - "no daily drawdown" is untrue of three of the four funded products, and the advertised 100% split applies only to Instant, while EOD and Flex pay 80% with the 90% sold as an upsell. More seriously, the firm's own specification pages contradict each other on Sprint's drawdown type, Sprint's consistency rule, EOD's profit split and Instant's price. Screenshot the spec of whatever you buy, on the day you buy it.
PROS:
- No monthly subscription and no activation fee on any plan — a real edge over Topstep, Apex and Bulenox
- The trailing drawdown locks permanently at your starting balance, on every product, before any payout
- One-step evaluations with a 6% target and no time limit
- Daily loss limits are soft breaches — a pause, not an account failure
- 48-hour payout promise, backed by a $500 penalty if they miss it
- Flex is a genuinely clean rule set: no daily loss limit, no funded consistency rule, no minimum hold time
- Honest that the capital is simulated, with a full CFTC hypothetical-performance disclosure
- The help centre warns you about the traps in its own rules — including the zero-cushion problem after a payout
CONS:
- The firm’s own specification pages contradict each other on Sprint’s drawdown type, Sprint’s consistency rule, EOD’s profit split and Instant’s price
- The 90% split on EOD and Flex is a PAID add-on — the base is 80%
- You can withdraw only 50% of your profit on EOD, Flex and Sprint, with per-cycle caps on top
- Profit is capped at 5% a day, with an automatic trading cutoff
- Path to Live cannot be declined, force-merges your accounts, and forfeits unwithdrawn profit
- “No daily drawdown” on the homepage is untrue for three of the four funded products