FundYourFX - Prop Firm Review
- Hong Kong entity (FYFX Capital LTD); states directly it is NOT a regulated financial institution
- Splits start at 50-85% by plan and rise to 95% by performance – not a paid add-on
- There IS a daily drawdown: 4% on most plans, 5% on Pro. Only 10X Quest has none
- The pricing cards say static; the binding trading rules say TRAILING – assume trailing
- Fee rebate needs 3 payouts OR 24% of your reward share, whichever is higher – forfeited on breach
Correction, 14 July 2026. An earlier version of this review stated that FundYourFX has no daily drawdown limit. That was wrong, and we have corrected it. A daily drawdown limit does apply — 4% on most plans and 5% on the Pro plans — on every programme except 10X Quest. If you read the earlier version, please size your risk accordingly.
Last reviewed: 14 July 2026. Checked against FundYourFX’s official terms, trading rules, refund policy, FAQ and pricing pages. Figures below reflect the products on sale at the time of review; prop firm rules change often, so always confirm on the firm’s own pages before you buy.
FundYourFX: the short version
- What it is: a Hong Kong company (FYFX Capital LTD) trading simulated capital on MatchTrader. It states directly that it is not a regulated financial institution.
- The split: starts between 50% and 85% depending on the plan, and rises to 95% by performance — 10 points every three payouts. Not a paid add-on, which is to its credit.
- The drawdown: the firm contradicts itself: the pricing cards say static, the binding trading rules say trailing. Assume trailing, and confirm with support.
- The catch: there IS a daily drawdown limit — 4% on most plans, 5% on Pro. Only 10X Quest has none. A stop-loss is mandatory, and a 25% profit rule applies despite the cards saying no consistency rule.
- Cost: among the lowest entry prices in the market. The fee rebate needs 3 payouts or 24% of your reward share — whichever is higher — and is forfeited if you breach first.
- Best for: low-cost entry for disciplined traders who use a stop-loss as standard and work to the stricter reading of each rule.
Firm Overview
FundYourFX operates from FYFX Capital LTD, a Hong Kong company (registration 75280952-000), trading at fundyourfx.io — the .com address now redirects there. All accounts are simulated, and the firm answers the regulation question directly in its own FAQ: “No — FundYourFX is not a regulated financial institution, and it doesn’t need to be.”
The commercial offer is genuinely competitive. Entry prices are among the lowest we have seen, there is no time limit, EAs are permitted, weekend holding is allowed, and the profit split scales to 95% through performance rather than through a paid add-on. A Pay After Pass option lets you defer the fee until you have passed.
Where care is needed is in the detail, because a number of the firm’s published rules appear in more than one version. We have set out the most important ones below, with both versions quoted, so you can see exactly where the ambiguity lies.
The Daily Drawdown Limit
This is the correction we most want readers to take away, and it is straightforward.
FundYourFX applies a daily drawdown limit on every programme except 10X Quest. The figures come from the firm’s own pricing cards:
| Programme | Daily drawdown |
|---|---|
| 1-Step Classic | 4% |
| 1-Step Pay After Pass | 4% |
| 2-Step Classic | 4% |
| 2-Step Pro | 5% |
| Instant Funding Classic | 4% |
| Instant Funding Pro | 5% |
| 10X Quest | None |
The firm’s own rules page for the 2-Step Pro is unambiguous about the consequence: the 5% daily limit applies “across all phases”, and “exceeding this triggers a hard breach“. Size your positions on the assumption that a daily limit exists, because it does.
Static Or Trailing? The Firm Says Both
On the maximum drawdown, FundYourFX’s marketing and its binding rules do not currently agree, and we think readers should see both.
The homepage says static. Under “Why Us”: “Static Drawdown — No trailing drawdown moving against you while you trade.” The pricing cards for the 2-Step and Instant plans repeat the word “Static”.
The binding trading rules say trailing. Clause 3.1: “FundYourFX operates a trailing drawdown model whereby: the drawdown limit adjusts upward as your account equity increases; the drawdown limit does not decrease if your equity subsequently falls.” The definitions section of the Terms says the same.
We cannot resolve this from the documents, and we are not going to guess. Our suggestion is to treat the drawdown as trailing — the more conservative reading, and the one the binding contract supports — and to ask support to confirm in writing before you rely on the static version. If the marketing is correct, you lose nothing by being cautious. If the rules are correct, the assumption protects your account.
The Consistency Rule That Is Not On The Pricing Cards
Every pricing card states “Consistency Rule: No”, and the homepage repeats that there are no consistency rules. The general trading rules describe something that functions as one:
“There is no limit on the total profit a trader can make. However, no single trade or single trading day can account for more than 25% of the total profit earned.“
Their own worked example: on $4,000 of total profit, no single day should contribute more than $1,000. It is disclosed only in the general FAQ, and the individual plan pages answer “are there consistency or lot-size rules?” with “No”. It is worth knowing about before you plan a strategy around a small number of strong sessions.
The Product Line
| Programme | Profit target | Daily DD | Max DD | Base split |
|---|---|---|---|---|
| 1-Step Classic | 10% | 4% | 6% | 80% |
| 1-Step Pay After Pass | 12% | 4% | 6% | 70% |
| 2-Step Classic | 8% then 5% | 4% | 8% | 80% |
| 2-Step Pro | 6% then 4% | 5% | 10% | 85% |
| Instant Funding Classic | 10% | 4% | 6% | 50% |
| Instant Funding Pro | 8% | 5% | 8% | 60% |
| 10X Quest | 1% a day for 10 days | None | 10% | – |
Account sizes run $5,000 to $200,000, and there is no time limit on any plan.
Note the entry split on Instant Funding Classic. It begins at 50%, not the “up to 95%” headline. The 95% is real and it is earned rather than bought — the split rises by 10 percentage points every three consecutive payouts, running 50 → 60 → 70 → 80 → 90 → 95 — but it takes a sustained run of payouts to get there. One further note for accuracy: a panel on the homepage advertises “up to 100%”, while the trading rules set the ceiling at 95%. The rules are the binding document.
Fees, Refund and Payouts
The fee rebate is real, and the conditions are worth reading closely. From the refund policy:
“Funded traders may become eligible for a refund of the challenge fee only after meeting one of the following conditions, whichever is higher: completion of three (3) successful payouts, or cumulative payouts totalling twenty-four percent (24%) of their reward share.”
Two things follow. First, “whichever is higher” means you must clear the more demanding of the two tests, not the easier one. Second, the rebate is forfeited if the account breaches first: refund eligibility “does not apply to accounts terminated for breach… or accounts that have reached their drawdown limit”.
| Payout term | Detail |
|---|---|
| First payout | Six trading days (Instant Classic); three per step on 2-Step Pro |
| Processing | The FAQ says within 24 hours; the binding terms say up to five business days |
| Methods | Crypto – BTC, ETH, USDT, USDC. The terms also permit bank transfer |
| Fees | No firm fee; network fees apply, and the terms note processing fees are deducted from the payout |
| Minimum payout | Not published |
One clause worth being aware of. Trading rule 4.7 states that “all payouts are discretionary and are not guaranteed“, and that nothing in the rules “creates any entitlement to receive a payout”. Most firms in this sector reserve similar discretion; few state it quite so plainly, which is arguably to FundYourFX’s credit.
Trading Rules
- Expert Advisors: permitted.
- Copy trading: permitted between your own accounts only.
- Weekend and overnight holding: both allowed.
- News trading: allowed, but no opening or closing within five minutes either side of a high-impact release. Bracket orders around news are a hard breach.
- Stop-loss: mandatory. The FAQ says within three minutes of opening a trade; the terms say five. Two soft breaches are allowed; a third ends the account. Assume three minutes.
- Minimum hold time: the FAQ says 60 seconds, the terms say 45. Assume 60.
- Stacking: a maximum of two trades in the same instrument and direction. Exceeding it is a hard breach.
- Inactivity: one trade of at least 0.1 lots every 30 days, or the account is terminated.
- Platform: MatchTrader only. MetaTrader 5 is listed as “coming soon” and is not currently available.
Company Information
- Entity: FYFX Capital LTD, Hong Kong, registration 75280952-000
- Regulation: none. The firm states directly that it is not a regulated financial institution
- Account type: simulated throughout. “We are not a broker and no real financial instruments are bought or sold”
- Restricted: Hong Kong, North Korea and Iran. Note the firm does not accept residents of the country in which it is registered
- Trustpilot: Trustpilot is not currently displaying a star rating for FundYourFX, so we do not quote one here. The listing remains live and its reviews are readable, and ratings can change – check it directly for the current position. The firm displays a 4.7 figure on its own site; that figure is not currently visible on the Trustpilot listing
Who FundYourFX Actually Suits
There is a lot to like. The prices are low, the split genuinely reaches 95% without a paid upgrade, there is no time limit, EAs are allowed and weekend holding is fine. The Pay After Pass route is a sensible product for a trader who would rather prove themselves before paying. For a disciplined trader who reads the rules carefully, this is a workable firm at a very accessible price.
The reservation is about documentation rather than intent. On several material points — the drawdown model, the payout processing time, the consistency rule, the stop-loss window, the minimum hold time — the firm’s marketing and its binding rules give different answers. None of that means a trader will be treated unfairly. It does mean that the safe approach is to assume the stricter version of each rule, and to get anything you plan to rely on confirmed in writing.
Consider it if you want a low-cost entry with a genuinely earnable 95% split, you trade with a stop-loss as standard, and you are comfortable working to the stricter reading of each rule.
Avoid it if you were relying on there being no daily drawdown limit, you need certainty about whether your drawdown trails, or you plan to make most of your profit in one or two strong sessions.
Frequently Asked Questions
Does FundYourFX have a daily drawdown limit?
Yes. A daily drawdown limit of 4% applies on the 1-Step, 2-Step Classic and Instant Classic plans, and 5% on the Pro plans. The only programme without one is 10X Quest. Exceeding it is a hard breach on the 2-Step Pro. Any source telling you FundYourFX has no daily drawdown is incorrect.
Is FundYourFX’s drawdown static or trailing?
The firm’s own documents disagree. The homepage and pricing cards describe a static drawdown; the binding trading rules (clause 3.1) describe a trailing model that “adjusts upward as your account equity increases”. We suggest treating it as trailing, which is the more conservative reading and the one the contract supports, and asking support to confirm in writing.
What is FundYourFX’s profit split?
It depends on the plan. Base splits run from 50% on Instant Funding Classic to 85% on the 2-Step Pro. The ceiling is 95%, and it is earned rather than bought — the split rises 10 points every three consecutive payouts. A homepage panel advertises “up to 100%”, but the trading rules cap it at 95%.
Does FundYourFX refund the challenge fee?
There is a rebate, subject to conditions. You become eligible after three successful payouts, or payouts totalling 24% of your reward share — whichever is higher. It is forfeited if the account breaches before you reach that point.
Does FundYourFX have a consistency rule?
Effectively yes, though the pricing cards say no. The general trading rules state that no single trade or trading day may account for more than 25% of your total profit. It is disclosed only in the general FAQ, not on the individual plan pages.
What platform does FundYourFX use?
MatchTrader, with TradingView charts integrated. MetaTrader 5 is not currently available — it is listed on the site as “coming soon”. cTrader is also listed as coming soon.
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