Topstep vs FTUK – Elite Prop Firms Comparison
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Topstep and FTUK cater to different trader types from the outset: Topstep is a futures-only prop firm offering access to CME Group markets, while FTUK is a forex and CFD firm covering currency pairs, indices, commodities, crypto, and stocks. If you already know which asset class you prefer, that alone may settle the decision. If you’re comparing on program structure, fees, payouts, and rules, read on – the differences run deeper than market access.
At a Glance
Quick Facts
| Feature | Topstep | FTUK |
|---|---|---|
|
| |
| Founded | 2012 | 2021-02 |
| Profit Split | 100% first $10,000, then 90/10 | 50-80% |
| Maximum Account Size | $150,000 | $6,400,000 |
| Evaluation Phases | 1 | 2 |
| Trustpilot Rating | 3.4 | — |
| Expert Grade | 9 | 9 |
Program Types
| Program | Topstep | FTUK |
|---|---|---|
| Entry Level Program | Yes | One Step |
| Advanced Program | — | Two Step |
| Scaling Options | No | Yes |
| Demo Account | No | Yes |
Rules & Assessment
| Criteria | Topstep | FTUK |
|---|---|---|
| Profit Target | 6% | — |
| Maximum Drawdown | Trailing MLL: $2,000-$4,500 | 5-12% |
| Minimum Trading Days | 5 | 10 |
| News Trading | Yes | Yes |
Fees & Pricing
| Option | Topstep | FTUK |
|---|---|---|
| CFD $10K Account | Not offered | USD 99 / Listed challenge / One-time |
| CFD $25K Account | Not offered | USD 179 / Listed challenge / One-time |
| CFD $50K Account | Not offered | USD 269 / Listed challenge / One-time |
| CFD $100K Account | Not offered | USD 499 / Listed challenge / One-time |
| Futures $50K Account | USD 49 / Trading Combine / Monthly | Not offered |
| Futures $100K Account | USD 99 / Trading Combine / Monthly | Not offered |
| Futures $150K Account | USD 149 / Trading Combine / Monthly | Not offered |
| Coupons / Discount | Topstep discount | FTUK discount |
Platforms & Markets
| Feature | Topstep | FTUK |
|---|---|---|
| Trading Platforms | TopstepX | MatchTrader, TradeLocker, FTUK XT |
| Forex | Yes | Yes |
| Stocks | No | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | Yes |
| Bonds | Yes | No |
| EA/Algo Trading | Yes | No |
Payout
| Feature | Topstep | FTUK |
|---|---|---|
| Payout Terms | Bi-weekly via ACH, wire, or Rise; $50 minimum | Monthly (15th); methods: bank wire, PayPal, Skrill, crypto, Wise; min $50 |
| See all prop firm payouts → | ||
Verdict
| Key Element | Topstep | FTUK |
|---|---|---|
| Strengths | Industry pioneer, generous first $10K profit split, no time limits, EAs permitted, no daily loss limit, $1B+ paid to traders | Multiple funding programs, Up to $6.4M scaling, 80% profit share, No stop loss requirement, 14-day free trial |
| Weaknesses | Monthly subscription fees compound, $149 activation fee, TopstepX platform exclusive, futures-only, trailing MLL can catch intraday profit-takers | Simulated capital only, One Step starts at 50%, No MT4/MT5/TradingView, Max $100k purchasable |
| Best For | Serious futures traders seeking established firm with forgiving evaluation | Disciplined traders seeking capital without personal risk |
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Which Firm Is Right for You?
Choose Topstep if: You are a futures trader who wants access to CME Group markets. Topstep invented the prop firm evaluation model, has over a decade of track record, $1 billion in verified payouts, and offers the only structure where you keep 100% of your first $10,000 in profits. No daily drawdown limit and no restrictions on EAs or news trading give you maximum flexibility on the funded account.
Choose FTUK if: You trade forex, CFDs, or multi-asset markets. FTUK’s one-time fee structure avoids ongoing monthly costs, its $5K entry point is lower than Topstep’s minimum, and the scaling program reaches up to $6.4 million. Traders who want on-demand payouts (via Instant Funding) or prefer not to pay a monthly subscription will find FTUK’s model more predictable.
The core trade-off: Topstep is the proven leader for futures; FTUK is the multi-asset alternative with a simpler fee model. Both are unregulated evaluation firms -“neither holds your money as a regulated broker would.
See full Topstep review | See full FTUK review