Lucid Trading vs My Funded Futures - Prop Firm Comparison
Introduction
Lucid Trading and My Funded Futures are two of the largest communities in CME futures funding, and choosing between them comes down to payout speed versus profit-split ceiling. My Funded Futures (MFFU), founded in November 2023 by CEO Matthew Leech, has grown remarkably fast to 72,000+ active traders and 11,000+ Trustpilot reviews. It runs three plans, Core, Rapid and Pro, charges no activation fees on any of them, pays a profit split that can reach 100%, and drops the consistency rule entirely on its Pro account. Lucid Trading counters with the fastest average payout in the industry at around 15 minutes, paid via Plaid, ADP or cryptocurrency, alongside 50,000+ funded traders and a 10+ platform lineup. Both fund CME index, energy and metals contracts with no hard time limit. The mechanics differ in the details. Lucid runs LucidFlex (five qualifying days) and LucidPro (a single-day pass) under static max-loss limits and pays a flat 90%. MFFU offers an intraday trailing drawdown on Rapid and an end-of-day model on Pro, with a path to a 100% split and no activation fees. On entry, Lucid starts lower at $25K versus MFFU’s $50K. The deciding factors are split and payout speed: MFFU’s up-to-100% split and zero activation fees appeal to traders chasing maximum take-home, while Lucid’s 15-minute crypto payouts and single-day evaluation appeal to those who prize speed and flexibility. A trader who wants the highest split and no activation fees will lean toward My Funded Futures; one who wants the fastest withdrawals and crypto options will prefer Lucid Trading.
Quick Comparison |
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| Feature | Lucid Trading | My Funded Futures |
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|  |  |
| Founded | Specialist futures firm (year not publicly stated) | 2023 (USA, Matthew Leech) |
| Trustpilot Rating | 4.7/5 (3,298 reviews) | 11,000+ reviews |
| Trading Focus | CME futures | CME futures |
| Profit Split | 90% (100% on first $10K, early LucidPro) | Up to 100% |
| Evaluation | 1-Step (LucidFlex, LucidPro) | Core, Rapid, Pro |
| Account Sizes | $25K – $150K | $50K – $150K |
| Activation Fee | See firm site | None on any plan |
| Review | Read full review | Read full review |
Key Differences Between Lucid Trading and My Funded Futures
- Profit split: MFFU reaches up to 100%; Lucid pays a flat 90% (100% on the first $10K for early LucidPro).
- Payout speed: Lucid documents ~15-minute payouts with crypto options; MFFU uses a standard payout schedule.
- Activation fees: MFFU charges none on any plan; Lucid’s fee structure is plan-based.
- Drawdown: Lucid uses static max-loss limits; MFFU offers intraday trailing (Rapid) and end-of-day (Pro) drawdowns.
- Platforms: Lucid supports 10+ platforms with crypto payouts; MFFU runs Tradovate, NinjaTrader and TradingView.
- Entry: Lucid starts lower at $25K; MFFU starts at $50K.
- Scale: MFFU has 72,000+ traders and 11,000+ reviews; Lucid has 50,000+ traders and $60M+ paid.
- Consistency rule: MFFU’s Pro account drops it; Lucid applies 50% (LucidFlex) and 40% on payouts (LucidPro).
Program Types – Which experience fits your goals? |
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| Program | Lucid Trading | My Funded Futures |
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| Evaluation Format | Single-step (LucidFlex, LucidPro) | Core, Rapid, Pro |
| Fast Pass | LucidPro can pass in a single trading day | See firm site |
| Static-Drawdown Option | Static max-loss limits | Not offered; intraday/EOD trailing |
| Account Variants | LucidFlex, LucidPro | Core, Rapid, Pro |
| Consistency Rule | 50% (LucidFlex), 40% on payouts (LucidPro) | None on Pro |
Assessment Criteria – How can you pass the test? |
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| Criteria | Lucid Trading | My Funded Futures |
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| Profit Target | About 6% (LucidFlex); 5-6% (LucidPro) | Plan-based target (see firm site) |
| Daily Loss Limit | None (LucidFlex); scaled by size (LucidPro) | Plan-based limits |
| Maximum Loss | Static max loss (about 3-4% by size) | Intraday trailing (Rapid); EOD (Pro) |
| Minimum Trading Days | 5 qualifying days (LucidFlex); none (LucidPro) | None specified |
| Time Limit | None | None |
| News Trading | Permitted within plan rules | Permitted within rules |
Fees and Pricing – How much will you pay? |
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| Option | Lucid Trading | My Funded Futures |
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| Pricing Model | Plan-based evaluation fee | Monthly subscription |
| Activation Fee | See firm site | None on any plan |
| Profit Split | 90% (100% on first $10K, early LucidPro) | Up to 100% |
| Payout Speed | 15-minute average | Standard payout schedule |
| Payout Methods | Plaid, ADP and crypto (BTC, ETH, USDT, USDC) | Standard processing |
| Coupons | See discounts | See discounts |
Platforms/Tools – What can you use? |
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| Platform | Lucid Trading | My Funded Futures |
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| Trading Platforms | CQG, Rithmic, NinjaTrader, Tradovate, TradingView, Sierra Chart and more (10+) | Tradovate, NinjaTrader, TradingView |
| Data Feeds | CQG and Rithmic | Rithmic and Tradovate |
| Mobile Trading | Via supported platform apps | Via supported platform apps |
| Automated Trading | Permitted within rules | Permitted within rules |
| Order-Flow Tools | Bookmap, ATAS, Jigsaw, Quantower | TradingView and platform tools |
Available Markets/Products |
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| Market | Lucid Trading | My Funded Futures |
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| Index Futures | ES, NQ, YM, RTY plus micros and NKD | ES, NQ, YM, RTY and CME index futures |
| Energy / Metals | CL, NG, GC, SI (CME) | CL, NG, GC, SI (CME) |
| Forex | CME FX futures | CME FX futures |
| Crypto | Not offered | Not offered |
| Micro Futures | CME micro contracts | CME micro contracts |
| Weekend Holding | Per CME session rules | Per CME session rules |
Technical Capabilities/Performance |
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| Feature | Lucid Trading | My Funded Futures |
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| Execution | CQG and Rithmic execution | Established platform execution |
| Platform Breadth | 10+ platforms, among the broadest in futures | Tradovate, NinjaTrader, TradingView |
| Payout Speed | 15-minute average, fastest documented | Standard payout schedule |
| Payout Record | $60M+ paid to 50,000+ traders | 72,000+ active traders |
| Automated Trading | Permitted within rules | Permitted within rules |
Support and Community |
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| Support Feature | Lucid Trading | My Funded Futures |
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| Customer Support | Email and active community support | Email and support |
| Trading Community | 50,000+ registered traders | 72,000+ active traders |
| Educational Resources | Guides, tutorials and market resources | Guides and trading resources |
| Track Record | 4.7/5 from 3,298 reviews; $60M+ paid | 11,000+ reviews since 2023 |
Conclusion and Final Recommendation |
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| Key Element | Lucid Trading | My Funded Futures |
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| Strengths | Fastest payouts (15 min), crypto payouts, 10+ platforms, single-day LucidPro pass, lower $25K entry | Up to 100% split, no activation fees, 72,000+ traders, Pro account with no consistency rule, popular and proven |
| Weaknesses | Consistency rules on both plans, futures-only | $50K minimum entry, plan terms vary, futures-only |
| Best For | Traders who want the fastest withdrawals, crypto options and platform choice | Traders who want the highest split and no activation fees |
Final Grade
How we rank firms ↗ | 8.4 | 7.4 |
| Discount Codes | See discounts | See discounts |
| Review | Read full review | Read full review |
FAQ
Which firm has the higher profit split, Lucid Trading or My Funded Futures?
My Funded Futures, which reaches up to a 100% split. Lucid Trading pays a flat 90%, with 100% of the first $10,000 on early LucidPro accounts. MFFU is the better pick for maximum take-home share, while Lucid leads on payout speed.
Which firm pays out faster?
Lucid Trading. It documents an average payout of around 15 minutes with Plaid, ADP and cryptocurrency options. My Funded Futures uses a standard payout schedule, which is reliable but does not match Lucid’s on-demand speed or crypto support.
Which firm has lower upfront fees?
My Funded Futures charges no activation fees on any of its plans. Lucid Trading’s fees are plan-based, so for traders focused on minimising upfront cost MFFU has a clear edge, though both charge evaluation fees.
How was this 2 companies Comparison Created?
This comparison was compiled using the published review data on JoinProp for each firm, along with each firm’s stated evaluation rules, account structures, platforms and payout terms as of 2026. Where a detail is not publicly disclosed, the cell notes this. Verify current terms directly with Lucid Trading and My Funded Futures before purchasing a challenge.
