Lucid Trading vs My Funded Futures - Prop Firm Comparison
Introduction
Lucid Trading and My Funded Futures are two of the largest communities in CME futures funding, and choosing between them comes down to payout speed versus profit-split ceiling. My Funded Futures (MFFU), founded in November 2023 by CEO Matthew Leech, has grown remarkably fast to 72,000+ active traders and 11,000+ Trustpilot reviews. It runs three plans, Core, Rapid and Pro, charges no activation fees on any of them, pays a profit split that can reach 100%, and drops the consistency rule entirely on its Pro account. Lucid Trading counters with the fastest average payout in the industry at around 15 minutes, paid via Plaid, ADP or cryptocurrency, alongside 50,000+ funded traders and a 10+ platform lineup. Both fund CME index, energy and metals contracts with no hard time limit. The mechanics differ in the details. Lucid runs LucidFlex (five qualifying days) and LucidPro (a single-day pass) under static max-loss limits and pays a flat 90%. MFFU offers an intraday trailing drawdown on Rapid and an end-of-day model on Pro, with a path to a 100% split and no activation fees. On entry, Lucid starts lower at $25K versus MFFU’s $50K. The deciding factors are split and payout speed: MFFU’s up-to-100% split and zero activation fees appeal to traders chasing maximum take-home, while Lucid’s 15-minute crypto payouts and single-day evaluation appeal to those who prize speed and flexibility. A trader who wants the highest split and no activation fees will lean toward My Funded Futures; one who wants the fastest withdrawals and crypto options will prefer Lucid Trading.
TL;DR: Lucid Trading (grade 8.4) offers a 90 profit split; My Funded Futures (grade 7.9) offers 80/20 (Core), 90/10 (Rapid), 80/20 (Pro). Full side-by-side below, plus who each is best for. Our higher-rated pick: Lucid Trading (8.4 vs 7.9).
Quick Facts
| Feature | Lucid Trading | My Funded Futures |
|---|
|  |  |
| Founded | — | 2023 |
| Profit Split | 90 | 80/20 (Core), 90/10 (Rapid), 80/20 (Pro) |
| Maximum Account Size | $150,000 | $150,000 |
| Evaluation Phases | 2 | 1 |
| Trustpilot Rating | 4.8 | 4.9 |
| Expert Grade | 8.4 | 7.9 |
Program Types
| Program | Lucid Trading | My Funded Futures |
|---|
| Entry Level Program | Yes | Core |
| Advanced Program | Yes | Pro |
| Scaling Options | Yes | Yes |
| Demo Account | — | Yes |
Rules & Assessment
| Criteria | Lucid Trading | My Funded Futures |
|---|
| Profit Target | 25k: $1250; 50k: $3000; 100k: $6000; 150k: $9000 | 6% |
| Maximum Drawdown | Flex 25k: $1000; 50k: $2000; 100k: $3000; 150k: $4500 | 3% EOD (Core/Pro), 4% intraday (Rapid) |
| Minimum Trading Days | Flex: 5; Pro: 1 | 2 |
| News Trading | — | Yes |
Fees & Pricing
| Feature | Lucid Trading | My Funded Futures |
|---|
| Trading Platforms | NinjaTrader, Tradovate, TradingView, Sierra Chart, ATAS, Bookmap, Quantower, Jigsaw, MotiveWave, R|Trader Pro, MultiCharts | Tradovate, NinjaTrader, TradingView, Quantower, ATAS, Volumetrica |
| Forex | Yes | No |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | No |
| Bonds | No | Yes |
| EA/Algo Trading | — | Yes |
Payout
| Feature | Lucid Trading | My Funded Futures |
|---|
| Payout Terms | 15-minute average via Plaid, ADP, or crypto | Every 5 winning days (Core/Rapid) or bi-weekly (Pro) |
| See all prop firm payouts → |
Verdict
| Key Element | Lucid Trading | My Funded Futures |
|---|
| Strengths | 15-minute average payout speed, Dual plans for different experience levels, 10+ professional platforms, Crypto payout options, Large active community | No activation fees, Six platform options, 4.9/5 Trustpilot from 11,000+ reviews, 5-winning-day payout trigger, Pro plan no consistency rule |
| Weaknesses | Max account size $150,000 smaller than competitors, LucidFlex payout caps on initial withdrawals, Futures-only, Daily loss limits on larger LucidPro accounts | Founded 2023 shorter track record, Rapid plan intraday trailing drawdown more punishing, Core plan limited to $50K only, Operations suspended in 20+ countries, Plan structure changed July 2025 |
| Best For | Futures traders seeking rapid payouts and flexible challenge structures | Futures traders seeking platform flexibility and zero activation fees |
Verdict: Who each is best for: Lucid Trading — Futures traders seeking rapid payouts and flexible challenge structures. My Funded Futures — Futures traders seeking platform flexibility and zero activation fees.
FAQ
Which firm has the higher profit split, Lucid Trading or My Funded Futures?
My Funded Futures, which reaches up to a 100% split. Lucid Trading pays a flat 90%, with 100% of the first $10,000 on early LucidPro accounts. MFFU is the better pick for maximum take-home share, while Lucid leads on payout speed.
Which firm pays out faster?
Lucid Trading. It documents an average payout of around 15 minutes with Plaid, ADP and cryptocurrency options. My Funded Futures uses a standard payout schedule, which is reliable but does not match Lucid’s on-demand speed or crypto support.
Which firm has lower upfront fees?
My Funded Futures charges no activation fees on any of its plans. Lucid Trading’s fees are plan-based, so for traders focused on minimising upfront cost MFFU has a clear edge, though both charge evaluation fees.
How was this 2 companies Comparison Created?
This comparison was compiled using the published review data on JoinProp for each firm, along with each firm’s stated evaluation rules, account structures, platforms and payout terms as of 2026. Where a detail is not publicly disclosed, the cell notes this. Verify current terms directly with Lucid Trading and My Funded Futures before purchasing a challenge.
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