ATFunded vs FTMO - Prop Firm Comparison
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Introduction
When comparing prop trading firms, ATFunded and FTMO each offer distinct paths to funded trading. ATFunded is UAE (ATFX-backed)-based, founded in 2025, and is known for ATFX-backed institutional backing, Low entry from $25. It holds a Not yet rated Trustpilot rating. FTMO, based in Prague, Czech Republic, was founded in 2015 and stands out for Industry pioneer since 2015, Strongest brand recognition globally, holding a 4.8/5 (14,000+ reviews) Trustpilot rating. Both firms provide paths to funded accounts, but their evaluation structures, pricing, and trader benefits differ in key ways that may suit different trader profiles.
Quick Facts
| Feature | ATFunded | FTMO |
|---|---|---|
| 
| |
| Founded | 2025-01 | 2015 |
| Profit Split | 80% (2-Phase from day 1); 50-80% (Pro Program) | 80-90% (2-Step); 90% flat (1-Step) |
| Maximum Account Size | $200,000 | $2,000,000 |
| Evaluation Phases | 2-Phase Challenge or Pro Program (1-step) | 2 |
| Trustpilot Rating | — | 4.8/5 (43,791 reviews) |
| Expert Grade | 7 | 9.1 |
Program Types
| Program | ATFunded | FTMO |
|---|---|---|
| Entry Level Program | 2-Phase Challenge | Yes |
| Advanced Program | Pro Program | FTMO Challenge + Verification |
| Scaling Options | Yes | Yes |
| Demo Account | Yes | No |
Rules & Assessment
| Criteria | ATFunded | FTMO |
|---|---|---|
| Profit Target | 8% Phase 1, 5% Phase 2 (2-Phase); 10% (Pro) | 10% then 5% (2-Step); 10% (1-Step) |
| Maximum Drawdown | 10% (2-Phase); Trailing (Pro) | 10% static (2-Step); 10% trailing (1-Step) |
| Minimum Trading Days | — | 4 per phase (2-Step); none (1-Step) |
| News Trading | Yes | Restricted on Standard; unrestricted on Swing |
Fees & Pricing
| Option | ATFunded | FTMO |
|---|---|---|
| $10K Account | USD 50 / Listed challenge / One-time | EUR 89 / FTMO 2-Step / One-time |
| $25K Account | USD 99 / Listed challenge / One-time | EUR 250 / FTMO 2-Step / One-time |
| $50K Account | USD 149 / Listed challenge / One-time | EUR 345 / FTMO 2-Step / One-time |
| $100K Account | USD 249 / Listed challenge / One-time | EUR 540 / FTMO 2-Step / One-time |
| $200K Account | USD 499 / Listed challenge / One-time | EUR 1080 / FTMO 2-Step / One-time |
| Coupons / Discount | ATFunded discount | FTMO discount |
Platforms & Markets
| Feature | ATFunded | FTMO |
|---|---|---|
| Trading Platforms | MT5 | MT4, MT5, cTrader |
| Forex | Yes | Yes |
| Stocks | Yes | Yes |
| Indices | — | Yes |
| Commodities | — | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | — | Available |
| EA/Algo Trading | Yes | Yes |
Payout
| Feature | ATFunded | FTMO |
|---|---|---|
| Payout Terms | Bank Transfer, Cryptocurrency, ATFX Brokerage Account transfer; bi-weekly processing; 3-5 business days | Bi-weekly via bank transfer, e-wallets, wire transfer, cryptocurrencies |
| See all prop firm payouts → | ||
Verdict
| Key Element | ATFunded | FTMO |
|---|---|---|
| Strengths | ATFX-backed regulation adds credibility, Fees from $25, 80% split from day one (2-Phase), No time limits on evaluation, EAs and automation permitted, Same-day payout processing reported | Full fee refund on 2-Step; static drawdown; no consistency rules; zero withdrawal commission; scaling to $2M |
| Weaknesses | MT5 only, Very new firm (January 2025), Pro Program starts at 50% split, No weekend crypto trading, Max 5 trades per symbol limit, Only 65+ Trustpilot reviews, Daily drawdown on balance not equity | No reset product; 1-Step fee never refunded; 50% Best Day Rule blocks payouts; 1-Step payout resets buffer |
| Best For | Traders seeking low-cost entry with high profit splits and EA support | 2-Step recommended for most; 1-Step only if 90% split outweighs other concerns |
FAQ
What makes ATFunded stand out among prop firms?
ATFunded, based in UAE (ATFX-backed), was founded in 2025 and is best known for atfx-backed institutional backing, low entry from $25. With a minimum evaluation cost of $25 and a 80% profit split, it offers a developing value proposition for traders who want atfx-backed funding.
How does FTMO differ from other prop firms?
FTMO, based in Prague, Czech Republic and founded in 2015, differentiates itself through Industry pioneer since 2015, Strongest brand recognition globally. With a 80–90% profit split and 2-Step evaluation, it is particularly suited to traders who want the most recognised brand.
Which firm offers better payouts – ATFunded or FTMO?
ATFunded offers a 80% profit split with Bi-weekly payouts processed in 1-3 days. FTMO offers a 80–90% profit split with On-demand (monthly minimum) payouts in ~8 hours processing. The better choice depends on whether you prioritise split percentage or payout frequency.
Are these prop firms suitable for beginners?
Both firms can accommodate beginners, but with different considerations. ATFunded is best suited to Traders who want ATFX-backed funding, while FTMO is better aligned with traders who want the most recognised brand. New traders should start with the smallest available account size and thoroughly review all rules before committing.
What happens if I fail the evaluation at either firm?
Most prop firms allow traders to purchase a reset to restart their evaluation phase, typically at 40-50% of the original fee. Neither firm penalises future attempts based on previous failures. Check each firm’s official site for current reset pricing and terms.
How was this Comparison Created?
1. We Collect
Our research team gathered data directly from the official websites, terms of service documents, and public communications of both ATFunded and FTMO. We supplemented this with verified user reviews on Trustpilot and trading community forums, and consulted active traders with first-hand experience at each firm.
2. We Examine
Our team of professional traders verified all information, cross-checking accuracy against each firm’s current platform, evaluation parameters, and pricing pages. Special attention was paid to profit split structures, drawdown rules, and payout conditions to ensure our assessment reflects the real trader experience.
3. We Score
We apply a scoring methodology across seven key categories: evaluation structure, trading conditions, costs and fees, platform quality, profit potential, customer support, and educational resources. Each category is weighted by importance to traders at different experience levels.
4. You Choose
This comparison is designed to help you identify which firm better aligns with your trading style, experience level, and goals. Consider your priorities – evaluation flexibility, profit split, platform preference, and firm track record – then visit each firm’s full review on JoinProp for the complete picture. Read the ATFunded review or read the FTMO review to go deeper.
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