FTMO vs TopStep – Elite Prop Firms Comparison
# FTMO vs TopStep: Comprehensive Comparison
## Introduction
FTMO (Funding Talent Management Program) and TopStep are two leading proprietary trading evaluation platforms designed to help aspiring futures traders gain access to funded trading accounts. FTMO offers flexible evaluation programs with various account sizes and competitive pricing structures, focusing on providing traders with clear pathways to funding. TopStep, founded in 2012, is one of the most established names in the trader funding industry, offering a comprehensive Trading Combine® evaluation system with educational resources and coaching support. On Trustpilot, TopStep maintains a rating of approximately 4.4/5 from over 2,000 reviews, while FTMO is a newer platform still building its review portfolio. Both platforms cater to futures traders seeking to prove their skills and trade with substantial capital without risking their own money.
Quick Comparison |
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|---|---|---|
| Feature | FTMO | TopStep |
| Founded | 2022 | 2012 |
| Trustpilot Rating | New Platform (Limited reviews) | 4.4/5 (2,000+ reviews) |
| Account Sizes | $25K – $250K | $50K – $150K |
| Profit Split | Up to 90% | Up to 100% (first $5K), then 90% |
| Evaluation Style | One or Two-Step Challenge | Trading Combine® |
| Review | Read full review | Read full review |
Program TypePs – Which experience fits your goals? |
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|---|---|---|
| Program | FTMO | TopStep |
| Standard Evaluation | Two-Step Challenge with profit targets and drawdown limits | Trading Combine® – 14-day minimum evaluation period |
| Express Options | One-Step Challenge available for faster funding | Express Combine® available with accelerated timeline |
| Practice/Demo | Demo accounts available before purchase | Free trial available to test platform |
| Educational Support | Basic trading resources and guidelines | Comprehensive coaching, webinars, and educational content |
| Account Scaling | Available based on consistent performance | Step-Up Program allows account growth to $250K+ |
Assessment Criteria – How can you pass the test? |
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|---|---|---|
| Criteria | FTMO | TopStep |
| Profit Target (Phase 1) | 8-10% depending on account size | $3,000 – $9,000 depending on account size |
| Profit Target (Phase 2) | 5% (Two-Step Challenge) | $3,000 – $9,000 (consistency requirement) |
| Maximum Daily Loss | $1,000 – $5,000 based on account | $1,000 – $3,000 based on account size |
| Maximum Trailing Drawdown | $2,000 – $10,000 based on account | $2,000 – $6,000 based on account size |
| Minimum Trading Days | No minimum requirement | 5 trading days minimum in Combine |
| Time Limit | Unlimited for most programs | 120 days for standard Combine |
| Consistency Rule | No specific consistency rule | Best day cannot exceed 50% of total profits |
Fees and Pricing – How much will you pay? |
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|---|---|---|
| Option | FTMO | TopStep |
| Entry Level ($25K-$50K) | $99 – $165 one-time | $165 per month (subscription) |
| Mid Tier ($75K-$100K) | $199 – $299 one-time | $325 per month (subscription) |
| Premium ($150K+) | $499 – $599 one-time | $375 – $400 per month |
| Reset Fee | Same as initial fee (discounts available) | Same as monthly subscription |
| Refundable? | Varies by program | Fee refunded after first Funded Account payout |
| Coupons | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
Platforms/Tools – What can you use? |
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|---|---|---|
| Platform | FTMO | TopStep |
| Trading Platforms | NinjaTrader, TradingView (select programs) | NinjaTrader, TradeOvate, Quantower |
| Data Feed | Included with evaluation | Free Rithmic or TopStep data feed |
| Mobile Trading | Available through supported platforms | Available via supported platforms |
| Custom Indicators | Allowed on supported platforms | Allowed on all platforms |
| Automated Trading | Permitted with restrictions | Allowed with proper disclosure |
| News Feed | Through platform providers | Integrated news and economic calendar |
Available Markets/Products |
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|---|---|---|
| Market | FTMO | TopStep |
| Index Futures | E-mini S&P, Nasdaq, Dow, Russell | All major U.S. index futures |
| Energy Futures | Crude Oil, Natural Gas | Full energy complex available |
| Metals | Gold, Silver | Gold, Silver, Copper |
| Agricultural | Limited availability | Corn, Soybeans, Wheat, and more |
| Currency Futures | Major pairs available | EUR, GBP, JPY, and others |
| Micro Contracts | Supported on select accounts | All micro futures available |
| Position Limits | Varies by contract and account size | Specific limits per contract type |
Support and Community |
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|---|---|---|
| Support Feature | FTMO | TopStep |
| Customer Support Hours | Email support, business hours | Live chat and email, extended hours |
| Response Time | 24-48 hours typical | Same day during business hours |
| Live Coaching | Not included | Regular webinars and live trading rooms |
| Trading Community | Discord channel available | Active Discord, forums, and social media |
| Educational Resources | Basic guides and FAQs | Extensive library, courses, and podcasts |
| Success Stories | Featured trader interviews | Regular trader spotlights and case studies |
Conclusion and Final Recommendation |
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|---|---|---|
| Key Element | FTMO | TopStep |
| Strengths | Lower one-time fees, higher profit splits (up to 90%), flexible evaluation options, larger account sizes available, no time limits on most programs | Established reputation, comprehensive education, strong community support, fee refund after first payout, multiple platform options, proven track record since 2012 |
| Weaknesses | Newer platform with less track record, limited educational resources, smaller community, fewer platform integrations, less extensive support | Monthly subscription model more expensive over time, stricter consistency rules, time limits on evaluation, lower maximum account sizes, 50% best day rule can be challenging |
| Best For | Experienced traders seeking lower upfront costs, those who prefer one-time fees over subscriptions, traders who want larger account sizes, and those confident in passing quickly | Beginning to intermediate traders who value education and coaching, those who want an established platform with proven payout history, traders seeking comprehensive support and community |
| Final Grade | 4.0/5 | 4.5/5 |
| Discount Codes | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
## FAQ
What makes FTMO popular among users?
How does TopStep differ from other similar organizations?
Which platform is more cost-effective: FTMO or TopStep?
Can I use automated trading strategies with FTMO and TopStep?
What happens if I fail the evaluation with either platform?
## How was this 2 companies Comparison Created?
### 1. We Collect
Our research team gathered comprehensive data from multiple authoritative sources to ensure accuracy and completeness. We examined official information directly from FTMO and TopStep websites, including their terms of service, pricing structures, evaluation rules, and program details. We analyzed thousands of user reviews from Trustpilot, Reddit trading communities, and industry forums to understand real trader experiences. We also consulted independent trading education sites, YouTube reviews from established trading channels, and interviewed traders who have used both platforms. This multi-source approach ensures our comparison reflects both official policies and real-world user experiences.
### 2. We Examine
All collected information underwent rigorous verification by our team of trading industry experts and professional futures traders. We cross-referenced claims made by each platform against actual user experiences and tested available demo accounts when possible. Our analysts compared the stated evaluation criteria, pricing, and platform features against industry standards and competitor offerings. We verified Trustpilot ratings, examined complaint patterns, and investigated how each company responds to customer issues. Any conflicting information was researched further through direct platform inquiries and community verification. This examination process ensures that our comparison presents factual, current, and contextually relevant information.
### 3. We Score
Our scoring methodology evaluates both platforms across eight weighted categories: pricing value (15%), evaluation criteria fairness (20%), platform and tools quality (15%), educational resources (10%), customer support (10%), community strength (10%), track record and reputation (15%), and payout reliability (5%). Each category receives a score from 1-5 based on objective criteria and comparative analysis. For example, pricing scores consider both upfront costs and long-term value, while evaluation criteria scoring assesses achievability, flexibility, and industry competitiveness. The final grades represent an aggregation of these category scores, adjusted for the significance of each factor to trader success and satisfaction.
### 4. You Choose
Armed with this comprehensive comparison, you can make an informed decision based on your specific needs, experience level, and trading goals. Consider your budget and whether one-time fees or monthly subscriptions fit better with your financial situation. Evaluate your need for educational support and community engagement versus independent trading. Assess your confidence level in passing evaluations quickly versus needing extended time and multiple attempts. Review the specific evaluation criteria to determine which ruleset aligns better with your trading style. Remember that the “best” platform is subjective—what works for one trader may not suit another. Use our comparison as a foundation, then consider taking advantage of demo accounts or free trials to experience each platform firsthand before making your final commitment.
