Funder Trading Prop Firm Review

Program rules checked on 27 September 2026

Program rules checked against the official website, Terms and help center on 27 September 2026. This check does not refresh the historical pricing snapshot or ratings. Funder Trading is a different company from FunderPro.

Company and what it is

Funder Trading LLC lists a Chicago address. Its Terms say it is not a registered broker-dealer or investment adviser. They describe educational and hypothetical training, but also simulation trading, a live platform and funding in a discretionary account held by Funder Trading. The education disclaimer alone does not establish that funded accounts are simulated. Obtain the funded agreement before relying on capital or payout promises. The Terms contain a no-refunds clause for courses and training materials; the Challenge page separately advertises reimbursement of challenge costs once funded.

The rule that defines it: options and stock funding

Funder Trading’s genuine differentiator is its niche. The overwhelming majority of prop firms fund futures or forex traders; Funder Trading is one of the very few built around options and stock trading, with a $100,000 simulated challenge documented in its help center. Current higher funded tiers should be confirmed directly. It delivers this through its own TrueEdge Trader Pro desktop platform, an options dashboard, a market-data feed and a live prop-trading room, effectively bundling an education-and-community product with the funding evaluation. For an options trader who can’t find a home at the futures-centric firms, that focus is the main reason to look here.

The official challenge guidelines require all trades to close on the same market day. This is a documented evaluation restriction, not merely a user report. Confirm the separate funded-account holding rules for your intended strategy.

How it is priced

Funder Trading is the rare prop firm that publishes almost none of its pricing. We checked every public page on fundertrading.com on 18 September 2026, including the TrueEdge Challenge page, the how-it-works page, the payouts page and the full terms, and found no price for the challenge itself. The firm runs a recurring TrueEdge Challenge subscription plus a separate market data subscription, and both amounts appear only after you create an account. The plan chooser sits behind the sign-up form.

The only figures the firm publishes openly are its account reset packs, which are identical on the stocks and the options reset pages:

Two things follow from that. First, you cannot compare Funder Trading on cost against a one-time-fee firm without registering, which is a real friction point. Second, because the cost recurs monthly and the terms carry a strict no-refunds policy, the money you spend before passing is not recoverable. The offsetting factor is that Funder Trading reimburses your challenge costs in full once you are funded, so the subscription behaves more like a deposit for traders who pass.

The TrueEdge Challenge rules, verified

The help center describes a $100,000 simulated account and a new attempt every 22 trading days. Its published requirements include:

• Profit target: more than $5,000.
• Trade on at least 12 different days inside each 22 trading day month.
• Place at least 80 round turn trades, and never more than 1,000 shares of any one security.
• Close every trade the same market day. No overnight positions.
• Your biggest win must be larger than your biggest loss.
• The help center says a daily loss above $500 stops trading for that day; trading can resume the next trading day. No more than three daily maximum losses are allowed per attempt. The marketing page says not to hit or exceed $500, so confirm the exact trigger.
• Maximum drawdown of $3,000.
• NASDAQ and NYSE stocks or options, according to the help center; the marketing challenge page describes stocks only.
• Average winning trade divided by average losing trade of at least 1.20, plus a winning-trade rate (BAT) of at least 40%.

Pass and you keep 80% of profits, your challenge costs are refunded, and the firm states it covers 100% of losses in the live funded account. Trading runs on TradeFundrr, the firm own platform, with NASDAQ and NYSE level I and II market data included.

What we could not confirm

The 80% profit share and dollar loss thresholds are public. The pages checked do not establish the full drawdown calculation, payout minimum, payment methods, frequency or first-payout timing. Do not assume these match the unrelated FunderPro. Confirm the current funded agreement and available account tiers directly.

Reset timing: the reset guidance says a reset restores the account to $100,000 and clears statistics, but does not restart the attempt clock. At least 12 days must remain, and trading resumes the next trading day.

At a glance

• Niche: stock and options day trading; $100,000 simulated challenge documented.
• Platform: TradeFundrr; True Edge Pro (funded/options), plus an options dashboard and a live trading room.
• Pricing: recurring subscription (TrueEdge Challenge + Market Data), not a one-time fee; no refunds.
• Framing: simulated evaluation; Terms also describe a firm-held discretionary funded account.
• Key constraint: official challenge rules require same-day closing.
• Not published: payout mechanics and detailed drawdown calculation still need confirmation.

Verdict

Funder Trading occupies a genuinely useful niche: it is one of the few places an options or stock trader can pursue a funded account, with its own platform and an active education-and-community layer. If your strategy is options-based and the futures-first firms don’t fit you, it is worth a look for that reason alone.

The published challenge is demanding: minimum activity, trade statistics, dollar loss limits and same-day closing all matter. The 80% profit share is public, while payout mechanics and the funded agreement still need direct confirmation. Evaluate the recurring cost and reimbursement conditions before subscribing; a live website alone does not verify payout reliability.

Frequently Asked Questions

What makes Funder Trading different from other prop firms?

It focuses on stock and options day traders, with a documented $100,000 simulated TrueEdge Challenge and coaching. It is a different company from FunderPro.

Is Funder Trading regulated, and is it real capital?

Its Terms say it is not a registered broker-dealer or investment adviser. The challenge is simulated. The Terms also describe a discretionary funded account held by the firm; request the funded agreement for the exact arrangements.

How much does Funder Trading cost?

The historical pricing section above describes recurring challenge and market-data subscriptions. Prices were not rechecked in this rules update. The Terms state no refunds for courses and training materials, while the Challenge page separately advertises challenge-cost reimbursement once funded.

Can you hold positions overnight with Funder Trading?

The official challenge guidelines require every trade to close on the same market day. Confirm the separate funded-account rules before using an overnight strategy.

What is the Funder Trading profit split and drawdown?

The official website publishes an 80% funded profit share. Challenge limits include $3,000 maximum loss and a $500 daily limit. The help center describes a daily stop with trading resuming the next day, with no more than three such stops per attempt. The precise drawdown calculation and payout schedule still need direct confirmation.

Does a reset restart the TrueEdge Challenge clock?

No. It restores the account to $100,000 and resets statistics, but the attempt deadline stays in place. At least 12 days must remain to reset, and trading resumes the next trading day.

Is Funder Trading currently operating?

Its official website and help center were accessible on 27 September 2026. That does not independently verify current onboarding or payout reliability; confirm availability and the funded agreement directly.

Visit Funder Trading →