FunderPro - Prop Firm Review
- Malta-contracted, unregulated; publishes its own pass rate of 7.35% in the site footer
- Base split 80%; 90% is a paid add-on. Pro-Daily pays just 60%
- Static on One Phase, Classic and Pro; Instant TRAILS despite a “No Trailing Drawdown” homepage badge
- Clause 11.9 lets FunderPro decline to fund you after you pass, with no refund
- $100 minimum payout, including the first; the Funded Trader Agreement is not published
Last reviewed: 13 July 2026. Checked against FunderPro’s official Challenge and Instant Account terms, help centre and pricing pages. Figures below reflect the products on sale at the time of review; prop firm rules change often, so always confirm on the firm’s own pages before you buy.
FunderPro: the short version
- What it is: a simulated-capital firm contracting through a Malta company. Unregulated — and unusually, it publishes its own pass rate: 7.35%, in the footer of every page.
- The split: base 80%. 90% is a paid add-on. Pro-Daily pays 60% — a dropdown at checkout, not a warning.
- The drawdown: static on One Phase, Classic and Pro. Instant trails, despite a homepage badge reading “No Trailing Drawdown”.
- The catch: clause 11.9 lets FunderPro decline to fund you after you have passed, with no refund — and the Funded Trader Agreement that governs your payouts is not published.
- Cost: one-time fee, $100 minimum payout (including the first). Consistency rules of 40% and 45% on two of the four products.
- Best for: traders wanting a static drawdown on a mainstream platform, taking Classic or Pro-Weekly.
Firm Overview
FunderPro is a simulated-capital prop firm selling four evaluations across MetaTrader 5, cTrader and TradeLocker. Two entities sit behind it: FunderPro Ltd (Malta, reg. C 104558), the contracting party under the terms, and FunderPro Saint Lucia Ltd (reg. 2025-00393), named as the provider of the simulated trading services. Governing law is Maltese. There is no regulator — the terms state the company “is not a broker, and does not accept deposits”, and that none of its services constitute investment services.
It deserves credit for one thing almost no competitor does. In the footer of every page, FunderPro publishes its own pass rate:
“Only 7.35% of traders who purchase a challenge successfully pass to the funded phase.”
That is a genuinely useful disclosure, and it is the right number to hold in mind while reading everything below. The firm is less forthcoming elsewhere — two of its headline marketing claims are contradicted by its own binding terms, and the contract that actually governs your payouts is not published at all.
The Product Line
| Programme | Profit target | Daily DD | Max DD | Drawdown type | Split |
|---|---|---|---|---|---|
| One Phase | 10% | 3% | 6% | Static | 80% |
| Classic | 10% then 5% | 5% | 10% | Static | 80% |
| Pro – Weekly | 10% then 8% | 5% | 10% | Static | 90% |
| Pro – Daily | 10% then 8% | 5% | 10% | Static | 60% |
| Instant | None | 3% | 6% | Trailing, then static | Not published |
Aggregate allocation across all your funded accounts is capped at $200,000 by clause 4.10, despite marketing elsewhere referring to scaling up to $5M. The $5M path is not documented in any binding term.
“No Trailing Drawdown” – Except On The Product It Is Advertised Next To
The FunderPro homepage runs a feature strip alongside its “Go Instant” call to action. One of the features listed is “No Trailing Drawdown”.
The binding Instant Account terms, clause 6.1, are headed “Maximum Loss / Trailing Drawdown”:
“From the initial Account balance, the Account equity must not fall below 94% at any time. A trailing drawdown applies, meaning the minimum allowable equity level will increase as the Account achieves higher performance… Once the trailing drawdown reaches initial starting Account balance, it becomes fixed and no longer trails.”
The help centre agrees with the terms, not the homepage — its article is titled “Maximum Drawdown – Trailing Until Initial Balance”. And FunderPro’s own launch blog gives a third version, saying the drawdown “only trails until it reaches 4%”, which matches neither.
So there are three published descriptions of the same rule, and the one printed next to the buy button is the one that is wrong. The practical position: Instant does trail, until you are 6% up, at which point the floor locks at your starting balance. The evaluation products (One Phase, Classic, Pro) genuinely are static — that part of the claim holds.
Pro-Daily Pays 60%
This is the costliest thing to get wrong at checkout, and it is a dropdown selection rather than a warning.
The Pro programme is sold in two variants. The help centre states it plainly: traders “can request rewards daily with 60% profit split or weekly with 90% profit split (you can select Pro – Daily rewards or Pro – Weekly rewards on the checkout page).”
Choosing daily payouts costs you a third of your profit share, permanently. Not a fee, not a deduction — the split itself drops from 90% to 60%. A trader optimising for cashflow selects the worst split on the site, and the pricing page frames the choice as a payout-frequency preference rather than a 30-point split cut.
The base split elsewhere is 80%. The advertised “up to 90%” is reachable two ways: buy the 90/10 Profit Split add-on at checkout (available on Classic and One Phase), or take Pro-Weekly. It is not a performance tier and it is not earned.
Passing Does Not Guarantee Funding
Clause 11.9 of the Challenge terms:
“The Company reserves the right, acting reasonably and in good faith, to decline entry into the FunderPro Funded Phase following completion of the Evaluation Phase and/or KYC process where such decision is justified by risk management considerations, compliance requirements, fraud prevention concerns, market integrity considerations, breach of these Challenge T&Cs, or other legitimate business grounds. In such circumstances, the Client shall not be entitled to any refund of the Challenge Fee.”
Clause 11.6 reinforces it: the company “may, at its sole discretion, offer the Client a Funded Trader Service Agreement.” Funding after a pass is discretionary, and “other legitimate business grounds” is an open-ended catch-all.
And the contract that governs your payouts is not published. Clause 11.7 states that a funded trader’s rights “shall be governed exclusively by the Funded Trader Service Agreement, which is separate from and independent of these Challenge T&Cs.” That agreement appears nowhere on the site, in the legal menu, or in the sitemap. You buy a challenge, pass it, and only then see the terms that decide whether and how you are paid.
There is also now an Activation Fee account type: a second, separate fee payable after you pass, before the funded account is issued. Miss the 14-day window to pay it and you lose eligibility with no refund of the original challenge fee — and the 14-day refund policy explicitly “does not apply to any Activation Fee.”
Payouts
| Payout term | Detail |
|---|---|
| Minimum payout | $100 in profit (One Phase, Classic, Instant); 1% of balance on Pro |
| First payout | 14 days; reducible to 7 with the paid add-on |
| Cycle | Bi-weekly (One Phase, Classic, Instant); daily or weekly on Pro |
| Processing | Typically within 24 hours; 8-hour average |
| Methods | USDC (ERC20) or Riseworks |
| Instant early cap | First two rewards capped at 5% of the account balance |
Note the $100 minimum applies to the first reward as well as every subsequent one, and that the bi-weekly cycle on One Phase, Classic and Instant “cannot be upgraded to a daily or weekly rewards structure” — the payout frequency is fixed by the product you bought.
Trading Rules
- Consistency: none on Classic. 40% on One Phase, 45% on Pro, applied to both phases. It is calculated on unrealised equity, and the help centre warns that “even if your account is in loss, the Consistency Rule still counts towards your highest profit day.”
- Expert Advisors: the homepage says “Your EAs Allowed”. The terms are narrower — clause 13.10 forbids EAs used “to replicate trades among multiple Clients”, and 13.11 requires that you own the source code of any third-party EA. The Instant terms (7.4a) go further and prohibit automated systems, AI and high-frequency strategies outright. Treat the homepage claim as marketing.
- News trading: unrestricted during the evaluation. On funded accounts, no entry within 2 minutes either side of high-impact news, unless you buy the Swing add-on.
- Weekend holding: positions must be flat by Friday close unless you buy the Swing add-on, which also reduces your leverage.
- Margin cap: using more than 20% of available margin per asset class “may constitute a breach”.
- Lot-size consistency: “trading one (1) lot followed by ten (10) lots without a clear strategic basis” may be deemed reckless behaviour or gambling.
- Inactivity: no closed position for 30 consecutive days terminates the account, with no refund.
- Shared VPS or IP: prohibited, even between your own accounts.
- Prohibited: HFT, arbitrage, gap trading and hedging across accounts.
Platforms, Markets and Costs
FunderPro supports MetaTrader 5, cTrader and TradeLocker. MT5 is not available to US residents. Leverage is 1:50 on forex for One Phase, and 1:100 on Classic and Pro.
Add-ons available at checkout are: First Reward in 7 Days, 90/10 Profit Split, No Minimum Trading Days, Second Chance, and Swing (which enables news and weekend trading at reduced leverage). Prices are only shown inside the logged-in checkout, so we do not quote them here.
The standard refund window is 14 days, and it applies only if the account is completely unused — a single trade voids it.
Company Information
- Contracting entity: FunderPro Ltd (Malta, reg. C 104558). Governing law and jurisdiction: Malta
- Service entity: FunderPro Saint Lucia Ltd (reg. 2025-00393)
- Regulation: none. The terms state the company does not provide investment services, is not a broker and does not accept deposits
- Account type: simulated throughout
- Published pass rate: 7.35%, disclosed in the site footer
- Maximum allocation: $200,000 aggregate across all funded accounts (clause 4.10)
- Trustpilot: Trustpilot is not currently displaying a star rating for FunderPro, so we do not quote one here. To its credit the firm addressed this publicly in a blog post of 19 January 2026 rather than staying quiet about it. The listing remains live and ratings can change – check it directly for the current position.
Who FunderPro Actually Suits
The trading product is solid. The One Phase, Classic and Pro evaluations all use a genuinely static drawdown, three real platforms are offered, payouts process in hours rather than days, and the firm publishes a pass rate that most competitors would bury. If you take Classic, there is no consistency rule at all.
The reservations are contractual rather than mechanical. You cannot read the agreement that governs your payouts until after you have paid and passed. Clause 11.9 permits the firm to decline to fund you even once you have passed, on “other legitimate business grounds”, keeping the fee. The Instant product trails despite a homepage badge saying it does not. And Pro-Daily quietly pays 60%.
Consider it if you want a static-drawdown evaluation on a mainstream platform, you are taking Classic or Pro-Weekly, and you treat the 7.35% pass rate as the honest base rate that it is.
Avoid it if you are buying Instant on the strength of the “No Trailing Drawdown” badge, you would select Pro-Daily for the cashflow without noticing the split, or you are not comfortable committing to a payout contract you have not been allowed to read.
Frequently Asked Questions
What is FunderPro’s minimum payout?
$100 in profit on One Phase, Classic and Instant accounts — and it applies to your first reward as well as all later ones. On Pro accounts the threshold is 1% of your initial account balance instead.
Does FunderPro have a trailing drawdown?
On the Instant product, yes — despite the “No Trailing Drawdown” line on the homepage. The binding Instant terms (clause 6.1) specify a trailing drawdown that rises with performance and only locks once it reaches your initial balance. The One Phase, Classic and Pro evaluations use a static drawdown.
What profit split does FunderPro pay?
80% as standard. Pro-Daily pays 60% and Pro-Weekly pays 90%, selected at checkout. On Classic and One Phase, 90% is available as a paid add-on. It is a price tier, not a performance reward.
Can FunderPro refuse to fund me after I pass?
Yes. Clause 11.9 reserves the right to decline entry to the funded phase after you complete the evaluation, on grounds including “other legitimate business grounds”, and states you are not entitled to any refund of the challenge fee if it does.
Is FunderPro legit?
FunderPro is a real, operating firm, and it is more transparent than most in one important respect: it publishes its own pass rate — 7.35% — in the footer of every page. It is not regulated; the contracting entity is FunderPro Ltd (Malta), the terms state it is not a broker and does not accept deposits, and all accounts are simulated.
Does FunderPro have a consistency rule?
Yes, on two of the four programmes. One Phase carries a 40% rule and Pro carries 45%, applied across both phases. Classic has none. Note it is calculated on unrealised equity, and the help centre warns that “even if your account is in loss, the Consistency Rule still counts towards your highest profit day”.
Can you hold trades over the weekend at FunderPro?
Not by default. Positions must be flat by Friday close unless you buy the Swing add-on, which also reduces your leverage. The same add-on lifts the 2-minute news blackout on funded accounts.
Are Expert Advisors allowed at FunderPro?
The homepage says “Your EAs Allowed”, but the terms are narrower. Clause 13.10 forbids EAs used “to replicate trades among multiple Clients”, 13.11 requires you to own the source code of any third-party EA, and the Instant terms prohibit automated systems, AI and high-frequency strategies outright.
Is FunderPro legit?
FunderPro is a real, operating firm, and it is more transparent than most in one important respect: it publishes its own pass rate – 7.35% – in the footer of every page. It is not regulated; the contracting entity is FunderPro Ltd (Malta), the terms state it is not a broker and does not accept deposits, and all accounts are simulated.
Does FunderPro have a consistency rule?
Yes, on two of the four programmes. One Phase carries a 40% rule and Pro carries 45%, applied across both phases. Classic has none. Note it is calculated on unrealised equity, and the help centre warns that “even if your account is in loss, the Consistency Rule still counts towards your highest profit day”.
Can you hold trades over the weekend at FunderPro?
Not by default. Positions must be flat by Friday close unless you buy the Swing add-on, which also reduces your leverage. The same add-on lifts the 2-minute news blackout on funded accounts.
Are Expert Advisors allowed at FunderPro?
The homepage says “Your EAs Allowed”, but the terms are narrower. Clause 13.10 forbids EAs used “to replicate trades among multiple Clients”, 13.11 requires you to own the source code of any third-party EA, and the Instant terms prohibit automated systems, AI and high-frequency strategies outright.
There are no reviews yet.