Why Funding Rock Is Better Than FTMO
Updated September 14, 2026
Funding Rock vs FTMO
A complete, data‑driven comparison of two prop firms ‑ and why Funding Rock wins for modern traders in 2025.
6 Reasons Funding Rock Outperforms FTMO
The trader‑first features that give Funding Rock a real edge in 2025.
No Time Limit on Challenges
Funding Rock imposes zero time pressure on evaluations. Trade at your own pace with unlimited duration. FTMO’s standard challenge runs to a 30‑day Phase 1 window.
Crypto Markets Included
Trade Bitcoin, Ethereum, and major altcoins directly on your Funding Rock account. FTMO does not offer crypto trading on any account type.
Lower Profit Target (Phase 1)
Funding Rock requires just 8% to pass Phase 1 vs FTMO’s 10% target. That’s 20% less performance needed to get funded on the same account.
Zero Minimum Trading Days
No forced minimum sessions. Pass the target and move forward any day, any speed. FTMO mandates at least 4 minimum trading days.
Auto‑Scaling ‑ Every 3 Months
Funding Rock grows your account by 20% every 3 months automatically for traders maintaining profitability. No applications or manual reviews needed.
Monthly Trading Competitions
Active monthly competitions with real prizes, free challenges, and account upgrades open to all Funding Rock traders. FTMO runs no equivalent competitions.
Funding Rock vs FTMO: Full Comparison
Click any row to expand the analysis. Green = winner for that feature.
›Expert Score (JoinProp) 9.3 / 10 9.1 / 10Funding Rock holds a 9.3 expert score on JoinProp vs FTMO’s 9.1 ‑ a meaningful gap that reflects better trader‑centric conditions.
›Minimum Account Size $5,000 $10,000Funding Rock’s entry account starts at $5,000 ‑ half of FTMO’s minimum. Much more accessible for traders getting started.
›Entry Pricing ($5K account) $59 one‑time fee Not availableFunding Rock offers a $5K account for just $59. FTMO’s minimum tier is $10,000 ‑ there is no $5K account option at FTMO.
›Challenge Duration Unlimited ‑ no time limit 30 days (Phase 1)Funding Rock challenges have no expiry date. You can take as long as you need to hit the profit target. FTMO’s Phase 1 expires after 30 days.
›Profit Target (Phase 1) 8% only 10% requiredAn 8% target is meaningfully easier to hit than FTMO’s 10% ‑ that’s 20% less work for the same phase.
›Min. Trading Days None required 4 days minimumFunding Rock has no minimum trading day requirement. FTMO forces at least 4 active trading days before you can complete a phase.
›Crypto Trading Yes ‑ BTC, ETH & more Not offeredFunding Rock offers crypto markets including Bitcoin and Ethereum. FTMO does not provide crypto instruments on any account type.
›Markets Available Forex, Indices, Commodities, Crypto Forex, Indices, CommoditiesFunding Rock covers 4 asset classes including crypto. FTMO covers 3, with no crypto offering.
›Auto‑Scaling Program 20% every 3 months automatic Manual scaling plan requiredFunding Rock automatically increases your account by 20% every 3 months. FTMO requires you to complete a specific scaling plan by hitting 25% gain targets.
›Monthly Competitions Cash prizes + free challenges NoneFunding Rock runs monthly competitions open to all traders, offering cash prizes, free challenge entries, and account upgrades. FTMO has no equivalent.
›Discount Code Available 30% off with “JOINPROP” No equivalent offerUse the code JOINPROP at checkout for a 30% discount on any Funding Rock challenge. FTMO offers no comparable discount code for new traders.
›$50K Challenge Price $349 €345 (~$375)At the $50K tier, Funding Rock charges $349 vs FTMO’s €345 (approximately $375 USD). Funding Rock is cheaper in USD at this level.
›Challenge Fee Refund Included in first withdrawal Included in first payoutBoth firms refund your challenge fee ‑ but Funding Rock’s unlimited timeline means you’re never rushing to hit the target just to recover your fee.
›Track Record Founded 2025 Founded 2015FTMO has a decade of operational history since 2015. Funding Rock launched in 2025 ‑ newer, but building quickly with strong early terms.
›Trustpilot Reviews Growing ‑ early reviews 10,000+ verified reviewsFTMO’s massive Trustpilot review count reflects 10 years in the market. Funding Rock is accumulating reviews rapidly for a 2025 firm.
›Trading Platforms cTrader, TradeLocker (2) MT4, MT5, cTrader, DXtrade (4)FTMO supports 4 industry‑standard platforms including MT4 and MT5. Funding Rock uses cTrader and TradeLocker ‑ no MT4/MT5 compatibility.
›Max Account via Scaling Up to $1,000,000 Up to $2,000,000FTMO’s scaling plan allows combined capital up to $2M. Funding Rock’s maximum is $1M across accounts ‑ still substantial, but FTMO has the ceiling edge.
›Payout Methods Rise, Crypto (2 options) Bank, Skrill, Neteller, Crypto, PayPal (5)FTMO offers five payment methods for withdrawals. Funding Rock currently supports two (Rise and Crypto) ‑ a meaningful limitation for some traders.
›Weekend Holding Requires add‑on purchase Swing Account availableBoth firms restrict overnight weekend holding by default ‑ Funding Rock requires an add‑on, FTMO requires a Swing Account. FTMO’s option is more established.
›News Trading 2‑minute restriction window Restricted on funded accountsBoth firms restrict news trading. Funding Rock limits trading 2 minutes before/after major events. FTMO restricts news trading entirely on funded accounts ‑ Funding Rock is slightly more flexible here but both constrain it.
Funding Rock Is Cheaper Across Every Tier
All prices are one‑time challenge fees. Use code JOINPROP for 30% off Funding Rock.
*FTMO prices in EUR converted at ~1.085 USD/EUR. Funding Rock listed in USD.
Get 30% Off Your Challenge
Use the exclusive JoinProp discount code when signing up for any Funding Rock challenge and save 30% on your entry fee.
Apply code at checkout · Limited time offer
The Verdict
Both firms run legitimate, structured challenges ‑ but for traders who want lower barriers, more markets, and more flexibility, Funding Rock is the stronger choice in 2025.
Funding Rock’s unlimited challenge duration, no minimum trading days, crypto market access, automatic scaling, and competitive pricing make it the more trader‑friendly option.
FTMO remains a respected global brand with a longer track record and broader platform support ‑ but it comes with stricter conditions, fewer markets, and slower pathways to the top.
Start with Funding Rock ‑ Free Demo
Use code JOINPROP for 30% off · No minimum trading days · Crypto assets included
Frequently asked questions
What programs does Funding Rock offer?
FundingRock lists Instant, Pay Later and evaluation options. Program rules and optional add-ons change both the risk limits and reward eligibility. Funding Rock official rules
What programs does FTMO offer?
FTMO offers separate 1-Step and 2-Step CFD evaluations. The 2-Step route requires at least four trading days per phase; the 1-Step route uses different objectives, including a Best Day Rule. FTMO official rules
How do the payout requirements compare?
The displayed programs list an 80% share, with a 95% add-on. The one-step and two-step evaluation-funded arrangements list 14-day reward eligibility; the displayed Instant arrangement has separate instant-withdrawal conditions. Funding Rock official rules
FTMO lists a 90% reward ratio for 1-Step and 80% for 2-Step, with an increase to 90% under applicable scaling or premium conditions. Reward requests are available from day 14 after the first trade, subject to eligibility. FTMO official rules
Which loss limits and account rules should I compare?
For the displayed one-step option, maximum loss is 6% trailing-lock; the two-step option uses 6% static maximum loss. The funded consistency limits differ from the Instant option. Funding Rock official rules
Do not apply the 2-Step objectives to 1-Step: drawdown and consistency requirements differ. Both routes have no maximum evaluation completion period. FTMO official rules
Does the lowest advertised fee make a firm the best choice?
No. Compare the exact account and current checkout total, including subscriptions, activation charges, resets and optional upgrades. Also compare payout eligibility, usable loss allowance, platform availability and country eligibility. A larger nominal account or headline profit share does not guarantee a better outcome.