Updated September 15, 2026
Pip Farm Discount Code, 30% OFF with JOINPROP
Code JOINPROP takes 30% off any Pip Farm challenge through the link on this page. Pip Farm runs entirely on cTrader, offers four differently named drawdown models you can actually choose between, and is the only firm we cover where the rules get measurably easier the longer you trade well. It scores 8 out of 10 in our review. Base fees start at $25 for a $5,000 account.
How to Claim Your Pip Farm Discount
- Open Pip Farm using the button above so the referral registers.
- Pick a mode. Classic, Endurance, Consistency, One Step Light, an Instant account or Pay with Profits. Classic, Endurance and Consistency each come in one-stage trailing, one-stage static and two-stage formats.
- Pick a size, $5K, $10K, $20K, $50K, $100K or $150K.
- Enter JOINPROP at checkout. Note that the code applies to the challenge fee only, not to add-ons, and bundle discounts stack on top of it afterwards.
The Experience Program: Rules That Loosen as You Rank Up
Most firms treat every funded trader identically forever. Pip Farm runs an XP-based Rank system from 0 to 6, and climbing it changes four separate things at once rather than just your split:
- Profit split rises from 70% at Rank 0 to 75%, 80%, 85%, 90%, 95% and 99% at Rank 6
- Maximum loss allowance widens by a full 1% from Rank 2 upward
- Maximum daily loss widens by 1%, from 3% to 4%, from Rank 4
- Commission falls from $6 per round-turn lot to $3 at Rank 2, $1 at Rank 4 and zero at Rank 6
Your Rank also sets your scaling increment, from 10% of the initial balance at the bottom ranks to 50% at Ranks 5 and 6. Rank-ups take effect after your next payout is approved rather than immediately. Read the 70% starting split honestly: it is the lowest opening split in this group, and the 99% figure is a destination rather than a starting condition. But the direction of travel is genuinely unusual, because at most firms the constraints only ever tighten.
The Pay with Profits route inverts the whole fee model and is worth understanding even if you do not buy it. You pay a small admission fee upfront and get the firm’s most generous limits, a 10% static maximum loss and a 5% daily. Pip Farm then measures how you actually behaved during the challenge, assigns you a Risk Tier, and that tier sets both the one-time fee deducted from your first payout, 1% to 3% of the initial balance, and your permanent profit split, 90% at Very Low risk down to 50% at Very High. You may voluntarily accept a worse tier but never claim a better one. In effect the account prices your own risk discipline after the fact.
The Stop Out Violation, and Two Other Ways to Lose an Account While Compliant
This is the most important section on this page, because Pip Farm’s headline failure mode has nothing to do with the drawdown numbers.
If cTrader’s margin level reaches 100% and the platform auto-closes your positions, the account is terminated immediately and irreversibly. The firm states plainly that you can breach via Stop Out Violation while well within your maximum loss and maximum daily loss limits, that it cannot be overturned, appealed or protected by Power-Ups, and that it does not even consume a Pip Protector strike. Any trader who sizes up expecting the drawdown rule to stop them first is at risk here. Watch margin level, not just the loss counters.
The Pip Protector is the second mechanism to price in. It is a three-strike circuit breaker that auto-closes your positions and halves your risk allowance when it fires. Strike 2 permanently halves your profit split, so an 80% trader becomes a 40% trader for the life of the account. Strike 3 breaches it. A safety net whose second activation halves your pay is a net you want never to touch.
Third, the 28-day inactivity clock. You must close at least one trade every 28 days on every account type at every stage. Any closed trade resets it, and a warning email arrives three days before the deadline, but the clock runs regardless of whether you are in a challenge or funded.
On drawdown itself, Pip Farm is unusually precise, and it names four distinct mechanics rather than blurring them: Static, fixed to your starting balance and never moving. Balance Trailing, which follows your balance high-water mark but ignores intraday equity, and which deducts withdrawals from the high-water mark so your buffer survives a payout. EOD Trailing, updating once daily against the higher of end-of-day balance or equity. Equity Trailing, following your equity high in real time, which is the harshest. Instant accounts also offer Payout Trailing, where your share of each withdrawal is permanently deducted from the remaining allowance. Choosing Static on a one-stage Classic or Endurance is the conservative configuration.
Pip Farm Key Trading Conditions
Two things to check before you buy. First, US residents and citizens are excluded entirely, along with 13 other jurisdictions. Second, Pip Farm enforces one trader per household, which it applies to family members even at different addresses. Also note that the firm does not publish a legal entity name, registration number or founding year on any page we could reach, and its payout terms were tightened twice during 2026. Figures below come from the firm’s own help centre.
- Platform: cTrader only, with market data from an unnamed institutional broker. Automation through cTrader Automate, plugins, the Open API and FIX
- Markets: 57 forex pairs, 4 metals, 14 indices including volatility and dollar indices, 5 crypto and 3 energies
- Commissions: $6 per round-turn lot on forex and metals at the default Rank, falling to $3, $1 and zero as you rank up. Indices, crypto and energies are commission-free
- Programmes: Classic, Endurance, Consistency, One Step Light, three Instant variants and Pay with Profits
- Account Sizes: $5K to $150K
- Discount Scope: Code JOINPROP gives 30% off the challenge fee, not add-ons
- Fees: $25 to $720 base. Consistency from $25, Endurance from $30, Classic from $35
- Profit Targets: Classic 12% one-stage or 9% then 6%. Endurance 10% or 8% then 5%. Consistency 9% or 6% then 6%. One Step Light 6%. Instant accounts have a 6% payout target rather than a pass target
- Daily Loss: 3% on the three main modes, widening to 4% at Rank 4. Pay with Profits 5%. Instant accounts have none at all
- Maximum Loss: 8% trailing or 6% static on one-stage, 8% to 9% static on two-stage, plus 1% at Rank 2 and above. One Step Light 4% EOD trailing at every Rank. Pay with Profits 10% static
- Drawdown Types: Static, Balance Trailing, EOD Trailing, Equity Trailing and Payout Trailing, each named and defined by the firm. The daily figure is measured against the higher of your previous end-of-day balance or equity, with the new day starting at 22:00 GMT
- Profit Split: 70% at Rank 0 rising to 99% at Rank 6. On Pay with Profits it is set by Risk Tier instead, 50% to 90%
- Scaling: Every fifth payout scales the account automatically by 10% to 50% of the initial balance depending on Rank, adding 360 days of account life each time. Up to 8 scales, a $300,000 allocation ceiling and a highest reachable balance of $1,500,000. Instant and One Step Light do not scale
- Consistency Rule: Consistency Mode needs a score of 40% or below to pass and at every payout. Classic and Endurance funded accounts 50%, One Step Light 50%, Instant accounts 20% to 30% by variant. Splitting one idea across days to game the score is explicitly prohibited
- Time Limits: 90 days per stage by default, extendable to 180 or 360 with an add-on, and the clock resets on stage progression and on every payout. Funded account lifetime starts at 360 days and gains 360 per scale
- Minimum Days: Classic 3 trading days per stage. Endurance 4 profitable days one-stage or 3 per stage. Consistency none, only the score. One Step Light 4 profitable days. Instant accounts 5 winning days
- Payouts: Request-based and manually reviewed, on a default 30-day interval. Fortnightly costs 15% more, weekly 30% more and on demand 50% more. Instant accounts run on 7 days. Review takes 2 to 3 business days and payment 2 to 3 more
- Payout Caps: A percentage cap starting at 3% of balance rising 1% per payout to a 6% ceiling, plus an absolute hard cap of $5,000 per payout regardless of account size. Only one payout per 7 days across all your accounts
- Payout Methods: Skrill and USDT or USDC from $50, bank transfer in GBP, EUR or AUD on request. Rise is listed but temporarily unavailable
- Fee Refund: None from payouts. Refunds only inside a 24-hour grace period from purchase, less a non-refundable $10 issuance fee. Instant accounts are never refundable
- News Trading: Fully allowed with no restriction on opening or closing around high-impact events, though repeatedly placing maximum-size positions just before major releases may be flagged as speculative
- Weekend and Overnight: Both allowed, including weekend crypto. Swaps charged at 22:00 GMT with triple swap Wednesdays on forex and metals, and a Swap-Free add-on available
- EAs and Bots: Allowed, but only bots built around your own strategy. Running a purchased or downloaded marketplace bot is treated exactly like copying another trader and terminates the account, and Pip Farm may ask you to explain how your bot works and where it was built
- Copy Trading: Freely allowed between your own accounts, including to and from other prop firms and brokers in either direction, with named copiers accepted. Copying another person means immediate termination
- Prohibited: High-frequency trading defined as 50 or more trades in minutes, sub-second holds, tick scalping and latency or slippage bots. Manual scalping is fine. Hedging is allowed inside one account but banned across accounts, firms or users
- Inactivity: Close at least one trade every 28 days, at every stage, on every account type
- Allocation Limit: 5 funded accounts and $300,000 maximum
- JoinProp Score: 8 out of 10
Frequently Asked Questions
Q: What is the Pip Farm discount code?
A: JOINPROP, for 30% off the challenge fee. Enter it at checkout after opening Pip Farm through the link on this page. It does not apply to add-ons, and bundle discounts apply after the code.
Q: What is the Stop Out Violation and why does it matter so much?
A: It is the rule most likely to end your account, and it is independent of the drawdown limits. If cTrader’s margin level hits 100% and the platform closes your positions for you, the account is terminated on the spot. Pip Farm states this can happen while you are comfortably inside both your maximum loss and your daily loss, that it cannot be appealed, and that it does not even use up a Pip Protector strike. Monitor margin level as a hard risk metric of its own.
Q: Do I really start at a 70% split?
A: Yes. Rank 0 is 70%, the lowest opening split among the firms we list, and it climbs through XP to 99% at Rank 6. Rank-ups apply after your next approved payout. Treat the 99% as a long-term target rather than a reason to buy.
Q: How much can I actually withdraw?
A: Less than the percentage suggests, because two caps apply at once. The percentage cap starts at 3% of balance and climbs 1% per payout to a 6% maximum, and on top of that there is an absolute hard cap of $5,000 per payout regardless of account size. The firm’s own example makes the point: a $150,000 trader at the 6% cap collects $5,000, not $9,000. There is also a limit of one payout per 7 calendar days across all your accounts.
Q: Which drawdown model should I choose?
A: If you are unsure, Static, on a one-stage Classic or Endurance. It is fixed to your starting balance and never moves. Of the trailing options, Balance Trailing is the most forgiving because intraday equity swings do not move it and withdrawals are deducted from the high-water mark, preserving your buffer. Equity Trailing is the harshest because it follows your equity high in real time.
Q: What is Pay with Profits?
A: A reversed fee model. You pay a small admission fee, trade with the firm’s most generous limits, and your measured risk behaviour during the challenge then sets both the one-time fee taken from your first payout, 1% to 3% of initial balance, and your permanent split, from 90% at Very Low risk down to 50% at Very High. You can accept a worse tier voluntarily but never a better one. It rewards genuine discipline and punishes a lucky aggressive run.
Q: Can I run an Expert Advisor?
A: Yes, provided you built it around your own strategy. Buying or downloading a marketplace bot, from the cTrader cBot store, MQL5 Market or any vendor, is treated identically to copying another trader and ends the account. Pip Farm may ask you to explain your bot’s logic and its origin, so be ready to answer.
Q: Can I trade the news?
A: Yes, without restriction on opening or closing before, during or after high-impact releases, which is more permissive than most. The one caution the firm gives is that repeatedly placing maximum-size positions immediately before major events may be flagged as speculative behaviour.
Q: Can I join from the United States?
A: No. US residents and citizens are excluded entirely, along with 13 other jurisdictions. Pip Farm also allows only one trader per household, and applies that to family members even at different addresses, so a second account in a relative’s name is a rule breach rather than a workaround.
Q: Is the capital real?
A: No. Pip Farm consistently describes a simulated trading environment, a Simulated Funded Account and simulated market data. It does not publish a legal entity, a registration number or a founding year on any page we could reach.
Pip Farm suits a cTrader trader who intends to stay: news trading unrestricted, weekend and overnight holding allowed, own-built bots permitted, four clearly defined drawdown models to choose from, and a Rank system that widens your limits, cuts your commission to zero and lifts your split toward 99%. Weigh that against a 70% starting split, a $5,000 hard cap on every payout, a maximum loss that decays as you withdraw, a 28-day inactivity clock, no fee refund after 24 hours, exclusion for US traders, and a Stop Out Violation that ends the account even when you are inside every published limit. Code JOINPROP takes 30% off through the link on this page.
