Updated September 15, 2026
Fxify Discount Code, 10% OFF with Joinprop
Code Joinprop takes 10% off Fxify through the link on this page. Fxify is the most configurable firm we cover: instead of a fixed rule set, you buy a base programme and then choose your own drawdown type, leverage, payout frequency and profit split as paid add-ons. Seven programmes run across MT5, MT4, TradingView and DXtrade, from $5,000 up to $400,000 in starting capital. It scores 8.3 out of 10 in our review, the highest of any firm in this group.
How to Claim Your Fxify Discount
- Open Fxify using the button above so the referral registers.
- Choose a programme. One Phase, Two Phase, Three Phase, Instant Funding, Lightning Challenge, Crypto or Fxify Futures.
- Configure the account. This is where Fxify differs from everyone else, see the section below before you click through the add-ons.
- Enter Joinprop at checkout and confirm the reduction shows. Fxify also runs its own public promotions from time to time, and codes do not stack, so check which is larger on the day you buy.
An A La Carte Prop Firm, and What the Base Price Excludes
No other firm on this site sells its rule set as options. At Fxify you pick static or trailing drawdown, you pick all-in or raw spread pricing, and then you decide whether to buy:
- The performance split add-on. The base split is 75%, not the 90% in the marketing. The add-on is what closes the gap, and the firm’s own pages describe it inconsistently, as an extra 15% on the programme pages and an extra 10% on the homepage. Ask which applies before paying.
- A leverage upgrade, moving from 30:1 to 50:1.
- Bi-Weekly Payouts, without which subsequent payouts default to monthly.
- Performance Protect, which lets you withdraw remaining earnings even if you breach the drawdown. That is a genuinely unusual piece of downside insurance and nothing else here offers it.
Read that list as a price rather than a feature set. A base Fxify account is a 75% split with monthly payouts at 30:1. The account in the advertising is the fully loaded one. Compared honestly against a rival that includes 90% and fortnightly payouts as standard, the gap narrows, so add the add-ons you actually need into the total before deciding what is cheapest.
What is included is worth having: no stop loss required on everything except Lightning, weekend holding allowed, unlimited trading days on the 1, 2 and 3 Phase plans, and a minimum payout of just $50 with no cap on the withdrawal amount. Your first payout is available on demand as soon as your first live trade closes. Fee reimbursement comes with that first payout on request, but only on the 1, 2 and 3 Phase plans. Lightning and Instant Funding do not use that structure at all.
The Trailing Drawdown Window, and Where Fxify Contradicts Itself
The mechanic that decides most Fxify accounts is the interaction between a 4% daily loss measured against the previous day’s ending balance and a 10% maximum drawdown that trails. The important detail is when the trailing stops: in the firm’s words, when a payout gets processed the maximum drawdown locks at your starting balance, regardless of profits made.
So the account has two distinct lives. Before your first processed payout, every equity high drags the liquidation level up behind you and the buffer never widens back. After that payout, the floor is fixed at your starting balance and the account becomes far more forgiving. The practical conclusion is to take a payout early, even a small one, because the $50 minimum makes locking the floor cheap. That is the single most useful thing to know about trading here. If you would rather not deal with trailing at all, Three Phase uses static drawdown and has no consistency rule, and it is also among the cheapest routes to a $50,000 account.
Lightning is a different animal: a 3% daily, a 4% maximum drawdown, a 5% target, a required stop loss, a 30% consistency rule and MT5 only. It is the cheapest entry at around $59, and the tightest.
We also have to flag the contradictions, because you will hit them while comparing plans. Fxify’s own pages state both 150 and 100 tradable symbols, they describe the split add-on as both 15% and 10%, they call Lightning both a 5-day and a 7-day evaluation, and on minimum trading days before a first withdrawal the programme pages say 5 while the fast-payouts page says none, instant. The payout totals in the marketing also disagree with each other across pages. We are not going to pick a number on the firm’s behalf. Get the ones that affect your plan confirmed in writing by support and keep the reply.
Fxify Key Trading Conditions
A note on the licence and on eligibility. An affiliated Mauritius entity holds an Investment Dealer licence, which is more than most firms in this sector can show. However, Fxify’s own general terms state that none of the services provided can be considered investment services, so the licence sits at entity level and does not regulate the prop product you are buying. Separately, US residents are excluded, along with roughly 35 other jurisdictions. Check the list before you pay.
- Company: Prime Intermarket Group Eurasia Ltd, Mauritius, Investment Dealer licence GB24204066, with FXIFY Solutions Limited, company no. 14451720, England and Wales, as the UK operating entity
- Launched: Press material dates the launch to March 2023
- Platforms: MetaTrader 5, MetaTrader 4, TradingView and DXtrade. Lightning is MT5 only
- Markets: Forex, stocks, gold, indices, oil and crypto. The firm states 150 symbols in one place and 100 in another
- Programmes: One Phase, Two Phase, Three Phase, Instant Funding and Instant Lite, Lightning Challenge, Crypto, and Fxify Futures
- Account Sizes: $5,000 to $400,000. Instant Funding up to $50K, Lightning up to $100K, Futures up to $450K simulated
- Discount Scope: Code Joinprop gives 10% off
- Fees: From around $59 on Lightning. At $50,000: Three Phase $249, Lightning $249, One Phase $379, Two Phase $379, Instant Funding $1,749
- Profit Targets: 10% then 5% on One and Two Phase, 5% per stage across three stages on Three Phase, 5% on Lightning, none on Instant Funding
- Daily Loss Limit: 4%, measured against the previous day’s ending balance. Lightning 3%
- Maximum Drawdown: 10% trailing as standard. Lightning 4%. Three Phase static
- Drawdown Type: Your choice, static or trailing. The trailing version locks at your starting balance once a payout is processed
- Profit Split: 75% base, rising with the paid performance split add-on. Futures advertise up to 100%
- Stop Loss: Not required, except on Lightning where it is mandatory
- Time Limit: Unlimited trading days on the 1, 2 and 3 Phase plans. Lightning is a short accelerated evaluation, described as both 5 and 7 days on the firm’s own pages
- Consistency Rule: Lightning 30%. Three Phase has none. Not published for the other plans
- Payouts: First on demand as soon as your first live trade closes, then monthly by default or fortnightly with the add-on. Instant Funding and Futures run on 14 days
- Minimum Payout: $50 across all account types, with no cap on the amount
- Fee Refund: With the first payout on request, on the 1, 2 and 3 Phase plans only. Not on Lightning or Instant Funding. No cash refund once you have placed a trade
- Weekend Holding: Allowed. Swap-free accounts referenced
- EAs and Strategies: The site states EAs, martingale and grid are allowed, while the general terms separately prohibit excessive risk-taking and trades lacking market-standard risk management. Those two positions sit in tension, so treat aggressive automation as discretionary rather than safe
- Copy Trading: Permitted between your own Fxify accounts and outward to other accounts, but not on Instant Funding Lite. One profile per trader
- News Trading: No standalone rule published. The terms prohibit gap trading around major news and within two hours of a long market closure
- Inactivity: Two months without a trade and the account is deemed inactive
- Eligibility: US residents excluded, plus roughly 35 other jurisdictions
- JoinProp Score: 8.3 out of 10
Frequently Asked Questions
Q: What is the Fxify discount code?
A: Joinprop, for 10% off. Enter it at checkout after opening Fxify through the link on this page. Fxify also runs its own seasonal promotions, and codes do not stack, so compare the two on the day you buy and use whichever is larger.
Q: Do I really get a 90% split?
A: Not at the base price. The starting split is 75%, and the higher figure requires the performance split add-on. The firm describes that add-on as worth an extra 15% on its programme pages and an extra 10% on its homepage, so confirm the number before you pay and include it in your cost comparison against other firms.
Q: Should I choose static or trailing drawdown?
A: If you are unsure, static. Trailing pulls your liquidation level up behind every new equity high and never gives the room back, which is what ends most accounts here. If you do take trailing, remember it locks at your starting balance as soon as a payout is processed, and the minimum payout is only $50. Taking one small payout early is the cheapest risk reduction available on this platform.
Q: Which is the cheapest route to funding?
A: At $50,000, Three Phase and Lightning both sit around $249 against $379 for One or Two Phase. They are not equivalent. Three Phase gives you static drawdown, no consistency rule and unlimited days across three 5% stages. Lightning gives you a few days, a 3% daily, a 4% maximum drawdown, a mandatory stop loss, a 30% consistency rule and no fee refund. For most traders Three Phase is the better value at the same price.
Q: When do I get my fee back?
A: With your first payout, on request, and only on the 1, 2 and 3 Phase plans. Lightning and Instant Funding never refund the fee. There is also no cash refund once you have placed a trade, even inside the 14-day consumer withdrawal window.
Q: How fast is the first payout?
A: On demand, as soon as your first trade on the live account closes, with a $50 minimum and no upper limit on the amount. That is among the fastest first-payout policies in the sector. After that it is monthly unless you buy the fortnightly add-on.
Q: Can I trade from the United States?
A: No. US residents are excluded, along with around 35 other jurisdictions including Russia, Belarus, Kenya, Ghana, Algeria, Vietnam and Venezuela. Check the current list before purchase rather than after.
Q: Are EAs and martingale allowed?
A: The marketing says yes to both, and the general terms separately prohibit highly speculative strategies involving excessive risk-taking and trades that lack market-standard risk management. Both statements come from Fxify. In practice that means an aggressive automated strategy is permitted until the firm decides it is not, so get your specific approach cleared in writing if it is central to your edge.
Q: What is Performance Protect?
A: A paid add-on that lets you withdraw your remaining earnings even if you breach the drawdown. Nothing else we cover offers that, and on a trailing account it is worth pricing seriously, because breaching while net profitable is the normal failure mode rather than an unlucky one.
Q: Is the capital real?
A: No. The general terms state that trading is not real and uses fictitious funds the customer has no right to possess beyond the scope of the agreement, and that the funded stage is with a third-party company on terms strictly between you and that company, with a recommendation from Fxify guaranteeing nothing.
Fxify suits a trader who wants to configure the rules rather than accept them, and who will use that freedom deliberately: static drawdown, a fee refund on the phased plans, weekend holding, no required stop loss, unlimited days, a $50 minimum payout and downside insurance through Performance Protect. Weigh that against a 75% base split, add-ons for things rivals include as standard, a trailing drawdown that only locks after your first payout, several figures the firm states two different ways, and exclusion if you live in the United States. Code Joinprop takes 10% off through the link on this page.
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