FunderPro Prop Firm Review
By JoinProp Content Team
Published: · Last updated:
- One Phase and Classic: 80% split, or 90% with add-on; Pro Daily 60% / Weekly 90%
- Static maximum drawdown on evaluations; Instant uses trailing drawdown
- Instant: 15% consistency, five 0.5% profitable days and 2% risk per trade idea
- $100 reward minimum on One Phase, Classic and Instant; Pro requires 1% profit
- $200,000 initial allocation; separate scaling path up to $5 million
Program rules checked on 27 September 2026
Program rules and payout conditions checked against FunderPro official terms and help centre on 27 September 2026. This update covers One Phase, Classic, Pro and Instant; FunderPro Futures is separate. Prices, discounts, ratings and historical company commentary were not re-audited in this pass.
TL;DR: FunderPro in 30 seconds
- What it is: a simulated-capital firm contracting through a Malta company. Unregulated - and unusually, it publishes its own pass rate: 7.35%, in the footer of every page.
- The split: 80% on One Phase and Classic, or 90% with their paid add-on. Pro pays 60% Daily or 90% Weekly.
- The drawdown: static on One Phase, Classic and Pro. Instant trails, despite a homepage badge reading “No Trailing Drawdown”.
- The catch: clause 11.9 lets FunderPro decline to fund you after you have passed, with no refund - and the Funded Trader Agreement that governs your payouts is not published.
- Cost: $100 reward minimum on One Phase, Classic and Instant; Pro requires 1% profit. Evaluation consistency is 40% One Phase and 45% Pro; Instant has its own 15% reward rule.
- Best for: traders wanting a static drawdown on a mainstream platform, taking Classic or Pro-Weekly.
Table of contents
Pricing snapshot
CFD pricing
| Program | Account size | Price | Billing | Notes |
|---|---|---|---|---|
| Listed challenge | $10K | USD 69 | One-time | Migrated from existing JoinProp product price field. |
| Listed challenge | $25K | USD 219 | One-time | Migrated from existing JoinProp product price field. |
| Listed challenge | $50K | USD 319 | One-time | Migrated from existing JoinProp product price field. |
| Listed challenge | $100K | USD 539 | One-time | Migrated from existing JoinProp product price field. |
| Listed challenge | $200K | USD 989 | One-time | Migrated from existing JoinProp product price field. |
Firm Overview
FunderPro is a simulated-capital prop firm offering One Phase, Classic and Pro evaluations plus an Instant account across MetaTrader 5, cTrader and TradeLocker. Two entities sit behind it: FunderPro Ltd (Malta, reg. C 104558), the contracting party under the terms, and FunderPro Saint Lucia Ltd (reg. 2025-00393), named as the provider of the simulated trading services. Governing law is Maltese. There is no regulator - the terms state the company “is not a broker, and does not accept deposits”, and that none of its services constitute investment services.
It deserves credit for one thing almost no competitor does. In the footer of every page, FunderPro publishes its own pass rate:
“Only 7.35% of traders who purchase a challenge successfully pass to the funded phase.”
That is a genuinely useful disclosure, and it is the right number to hold in mind while reading everything below. The firm is less forthcoming elsewhere - two of its headline marketing claims are contradicted by its own binding terms, and the contract that actually governs your payouts is not published at all.
The Product Line
| Programme | Profit target | Daily DD | Max DD | Drawdown type | Split |
|---|---|---|---|---|---|
| One Phase | 10% | 3% | 6% | Static | 80% |
| Classic | 10% then 5% | 5% | 10% | Static | 80% |
| Pro - Weekly | 10% then 8% | 5% | 10% | Static | 90% |
| Pro - Daily | 10% then 8% | 5% | 10% | Static | 60% |
| Instant | None | 3% | 6% | Trailing, then static | Not published |
The standard initial funded allocation is $200,000 across accounts. This differs from the published scaling ceiling of $5 million: the help centre describes 50% increases after earning 10% in each of three consecutive months. Clause 4.10 permits a different allocation at the company’s discretion.
Instant Uses Trailing Drawdown
One Phase, Classic and Pro use static maximum drawdown. Instant instead has a 3% daily limit and 6% trailing maximum loss. Its floor rises with performance and becomes fixed when it reaches the starting balance. The help article contains inconsistent worked examples, so confirm the displayed floor in the dashboard rather than assuming a precise profit percentage triggers the lock.
Pro-Daily Pays 60%
This is the costliest thing to get wrong at checkout, and it is a dropdown selection rather than a warning.
The Pro programme is sold in two variants. The help centre states it plainly: traders “can request rewards daily with 60% profit split or weekly with 90% profit split (you can select Pro - Daily rewards or Pro - Weekly rewards on the checkout page).”
Choosing daily payouts costs you a third of your profit share, permanently. Not a fee, not a deduction - the split itself drops from 90% to 60%. A trader optimising for cashflow selects the worst split on the site, and the pricing page frames the choice as a payout-frequency preference rather than a 30-point split cut.
The base split elsewhere is 80%. The advertised “up to 90%” is reachable two ways: buy the 90/10 Profit Split add-on at checkout (available on Classic and One Phase), or take Pro-Weekly. It is not a performance tier and it is not earned.
Passing Does Not Guarantee Funding
Clause 11.9 of the Challenge terms:
“The Company reserves the right, acting reasonably and in good faith, to decline entry into the FunderPro Funded Phase following completion of the Evaluation Phase and/or KYC process where such decision is justified by risk management considerations, compliance requirements, fraud prevention concerns, market integrity considerations, breach of these Challenge T&Cs, or other legitimate business grounds. In such circumstances, the Client shall not be entitled to any refund of the Challenge Fee.”
Clause 11.6 reinforces it: the company “may, at its sole discretion, offer the Client a Funded Trader Service Agreement.” Funding after a pass is discretionary, and “other legitimate business grounds” is an open-ended catch-all.
And the contract that governs your payouts is not published. Clause 11.7 states that a funded trader’s rights “shall be governed exclusively by the Funded Trader Service Agreement, which is separate from and independent of these Challenge T&Cs.” That agreement appears nowhere on the site, in the legal menu, or in the sitemap. You buy a challenge, pass it, and only then see the terms that decide whether and how you are paid.
There is also now an Activation Fee account type: a second, separate fee payable after you pass, before the funded account is issued. Miss the 14-day window to pay it and you lose eligibility with no refund of the original challenge fee - and the 14-day refund policy explicitly “does not apply to any Activation Fee.”
Payouts
| Payout term | Detail |
|---|---|
| Minimum payout | $100 in profit (One Phase, Classic, Instant); 1% of initial balance on Pro |
| First payout | One Phase and Classic: 14 days, or 7 with their paid add-on; Instant: bi-weekly subject to eligibility; Pro: selected daily/weekly schedule |
| Cycle | Bi-weekly (One Phase, Classic, Instant); daily or weekly on Pro |
| Processing | After approval, typically within 24 hours on business days; not a guaranteed request-to-payment time |
| Methods | USDC (ERC20) or Riseworks |
| Instant early cap | First two rewards capped at 5% of the account balance |
Note the $100 minimum applies to the first reward as well as every subsequent one, and that the bi-weekly cycle on One Phase, Classic and Instant “cannot be upgraded to a daily or weekly rewards structure” - the payout frequency is fixed by the product you bought.
Trading Rules
- Consistency: Classic has none. One Phase uses 40% during evaluation and Pro uses 45% in both evaluation phases; those evaluated products have no funded-stage consistency rule. Open profit/equity counts. Instant separately requires a 15% best-day ratio for reward eligibility.
- Expert Advisors: the homepage says “Your EAs Allowed”. The terms are narrower - clause 13.10 forbids EAs used “to replicate trades among multiple Clients”, and 13.11 requires that you own the source code of any third-party EA. Instant terms 7.4(a) prohibit automated/AI/high-frequency systems designed to manipulate, disrupt or gain an unfair advantage; do not treat the general EA marketing as blanket Instant permission.
- News trading: allowed in One Phase, Classic and Pro evaluations. Their funded accounts require Swing to open, close or hold through restricted high-impact events. Instant also restricts news by default. The normal blackout is two minutes before and after the relevant release.
- Weekend holding: One Phase, Classic and Pro require Swing; otherwise close by the published Friday 16:30 EST cutoff, including crypto. Instant permits overnight and weekend holding by default. Swing reduces leverage.
- Margin cap: on funded One Phase, Classic and Pro accounts, combined used margin per asset class is limited to 20% of the initial balance; the challenge-stage cap was removed. Instant has a separate 80% available-margin ceiling.
- Lot-size consistency: “trading one (1) lot followed by ten (10) lots without a clear strategic basis” may be deemed reckless behaviour or gambling.
- Inactivity: no closed position for 30 consecutive days terminates the account, with no refund.
- VPN/VPS: permitted subject to country restrictions and compliance. Shared infrastructure that enables coordinated or non-independent trading remains prohibited; it is not a blanket ban on all VPS use.
- Execution restrictions: the challenge HFT help page permits fair use, while clause 13.9 prohibits HFT. These official statements conflict; obtain written clarification before relying on HFT. Arbitrage, gap exploitation and cross-account hedging remain restricted.
Instant Reward and Risk Requirements
Instant requires five profitable days of at least 0.5% each, plus its 15% consistency condition before a reward. Its first two rewards are capped at 5% of account balance; the consistency calculation uses reward-eligible profit. Risk is limited to 2% of balance per trade idea, including multiple entries for that setup. The help centre says the first risk breach removes account profits and a second terminates the account; grid and martingale strategies may trigger immediate closure.
Platforms, Markets and Costs
FunderPro supports MetaTrader 5, TradeLocker, cTrader. MT5 is not available to US residents. Leverage is 1:50 on forex for One Phase, and 1:100 on Classic and Pro.
Classic offers First Reward in 7 Days, 90/10 Profit Split, No Minimum Trading Days, Second Chance and Swing. One Phase offers First Reward in 7 Days, 90/10 and Swing. Pro offers Swing. Prices are only shown inside the logged-in checkout, so we do not quote them here.
The standard unused-account refund window is 14 days; placing a trade removes eligibility. Separately, One Phase and Classic challenge fees are credited within seven days after the first funded reward; Pro has no such credit. For upgrades, only the upgrade difference qualifies. Classic requires four trading days per evaluation phase unless its relevant add-on removes the requirement; One Phase is advertised as completable in three days.
Company Information
- Contracting entity: FunderPro Ltd (Malta, reg. C 104558). Governing law and jurisdiction: Malta
- Service entity: FunderPro Saint Lucia Ltd (reg. 2025-00393)
- Regulation: none. The terms state the company does not provide investment services, is not a broker and does not accept deposits
- Account type: simulated throughout
- Published pass rate: 7.35%, disclosed in the site footer
- Maximum allocation: $200,000 standard initial funded allocation; scaling help describes growth to $5 million
- Trustpilot: Trustpilot is not currently displaying a star rating for FunderPro, so we do not quote one here. To its credit the firm addressed this publicly in a blog post of 19 January 2026 rather than staying quiet about it. The listing remains live and ratings can change - check it directly for the current position.
Who FunderPro Actually Suits
The trading product is solid. The One Phase, Classic and Pro evaluations all use a genuinely static drawdown, three real platforms are offered, approved payouts are normally processed within a business day, and the firm publishes a pass rate that most competitors would bury. If you take Classic, there is no consistency rule at all.
The reservations are contractual rather than mechanical. You cannot read the agreement that governs your payouts until after you have paid and passed. Clause 11.9 permits the firm to decline to fund you even once you have passed, on “other legitimate business grounds”, keeping the fee. Instant trails and has additional consistency, profitable-day and per-idea risk requirements. And Pro-Daily quietly pays 60%.
Consider it if you want a static-drawdown evaluation on a mainstream platform, you are taking Classic or Pro-Weekly, and you treat the 7.35% pass rate as the honest base rate that it is.
Avoid it if you need static drawdown on Instant, you would select Pro-Daily for the cashflow without noticing the split, or you are not comfortable committing to a payout contract you have not been allowed to read.
Frequently Asked Questions
What is FunderPro’s minimum payout?
$100 profit on One Phase, Classic and Instant, including the first reward. Pro requires 1% of the initial balance. Other reward conditions still apply.
Does FunderPro have a trailing drawdown?
Instant has a 6% trailing maximum drawdown, becoming fixed when the floor reaches the starting balance. One Phase, Classic and Pro have static maximum drawdown.
What profit split does FunderPro pay?
One Phase and Classic pay 80%, or 90% with the paid add-on. Pro Daily pays 60% and Pro Weekly pays 90%. Confirm the separate Instant offer before purchasing.
Can FunderPro refuse to fund me after I pass?
Yes. Challenge clause 11.9 permits refusal on specified risk, compliance and other legitimate business grounds, without refunding the challenge fee.
Is FunderPro legit?
FunderPro operates a simulated trading service through its named Malta and Saint Lucia entities. It is not a broker, does not accept deposits and does not describe its service as regulated investment services. Its published challenge pass rate is 7.35%.
Does FunderPro have a consistency rule?
Classic has none. One Phase has a 40% evaluation rule and Pro has 45% in both evaluation phases; these products have no funded-stage consistency rule. Instant separately applies a 15% reward-eligibility rule.
Can you hold trades over the weekend at FunderPro?
Instant permits overnight and weekend holding. One Phase, Classic and Pro require Swing; without it, close by the published Friday 16:30 EST cutoff, including crypto.
Are Expert Advisors allowed at FunderPro?
Challenge terms restrict copying between clients and require ownership of third-party EA source code. Instant prohibits automation designed to manipulate, disrupt or gain an unfair advantage. Confirm the specific strategy rather than assuming unrestricted EA permission.
What are Instant’s additional reward conditions?
Instant requires five profitable days of at least 0.5% each and a 15% consistency ratio. Its first two rewards are capped at 5% of balance. A separate 2% per-trade-idea risk limit applies.
Official resources and pricing
Links we checked while writing this review:
Prices and rules change often. Check these pages before buying.
Rules-check sources: Reward schedules · Evaluation consistency · Instant risk limits · Instant rewards · Instant weekend holding · Funded margin cap · Scaling · Fee credit · Instant terms
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