Updated September 15, 2026
Funded Academy Discount Code, 35% OFF with joinprop
Code joinprop takes 35% off Funded Academy through the link on this page. Despite the name, this is not an education-and-funding hybrid: the academy is a free 9-lesson primer of about 45 minutes with no sign-up required, and what is sold is challenge access only. The firm runs 1-Step and 2-Step challenges on MetaTrader 5 and cTrader, applies no consistency rule at all, imposes no time limit, and requires a stop loss on every single trade. That last rule is the one to plan your whole approach around.
How to Claim Your Funded Academy Discount
- Open Funded Academy using the button above so the referral registers.
- Choose 1-Step or 2-Step. They differ on drawdown type, split and, critically, on whether you can hold positions overnight once funded.
- On the 2-Step, choose Standard or Pro Flex. This choice is close to permanent, see below.
- Enter joinprop at checkout and confirm the reduction shows. Swap-free accounts cost around 10% more than the standard versions.
Every Trade Needs a Stop, and Everything Must Be Manual
Funded Academy’s rule set is built around one assumption: that you are a discretionary manual trader who places stops. It enforces that assumption unusually hard.
A stop loss is mandatory on every trade. In the firm’s own words, trades opened without a stop loss are not permitted. Most firms treat a missing stop as risky. Here it is a rule violation in itself, which turns an ordinary habit, opening a position and then deciding where the risk sits, into a breach.
Alongside it sits one of the widest automation bans we have catalogued. All trading must be conducted manually, and the prohibited list covers VPS services, Expert Advisors, automated systems of any kind, copy trading and account sharing, plus hedging, high-frequency trading, grid trading, one-sided betting, all-in trading, tick scalping, latency and triangular arbitrage, quick strike trading and gambling-style trading. Note that VPS use alone is prohibited, not just what you run on it, which is stricter than the usual wording and catches traders who use a VPS purely for a stable connection.
What you get in exchange is genuinely worth something: there is no consistency rule. The firm states plainly that it does not apply one. No best-day cap, no profit-distribution test, no statistical quality gate. Combined with no time limit on any phase and only 4 minimum trading days per phase, that means one strong session can carry your challenge, which is the opposite of how most firms now operate. For a discretionary trader who catches a few good moves a month, that combination is a real advantage.
The 1-Step and 2-Step Are Different Products, Not Different Lengths
The two routes here diverge on three things that matter more than the number of phases.
Drawdown type. The 1-Step uses an 8% trailing maximum loss that adjusts upward as the account makes new highs. The 2-Step uses 10% fixed from the starting balance, and the firm is explicit that there is no trailing drawdown on it. So the 2-Step gives you a quarter more room and a floor that stays put.
Profit split. The 1-Step starts at 85% and the 2-Step at 80%, both rising to a maximum of 95% through consistent performance and scaling. The 1-Step is the better split and the tighter risk, which is a coherent trade rather than a contradiction.
Overnight holding, and this is the one that catches people. During a challenge, overnight holding is allowed on every account. Once funded, overnight holding is only permitted on Pro Flex, and Pro Flex exists only within the 2-Step model. Since every 1-Step account is Standard, a funded 1-Step trader cannot hold a position past the daily close at all. Weekend holding is likewise Pro Flex only. And the conversion is one-way: you can move from Pro Flex to Standard after funding by contacting support, but never Standard to Pro Flex. If you are a swing trader, the only configuration that works for you is 2-Step Pro Flex, chosen at purchase, and there is no way back to it later.
News trading follows the same pattern of being relaxed during the challenge and tighter once funded: fully allowed on all challenge accounts, then no trade may be opened within 2 minutes either side of a high-impact release on a funded account, with medium and low impact events unrestricted.
On scaling, accounts grow 40% per step-up, which is a large increment, and qualification requires 10% account growth across four consecutive months, at least three payouts in that period, and the most recent cycle finishing in profit. Maximum allocation starts at $300,000 and reaches $1,000,000 through scaling.
Funded Academy Key Trading Conditions
Check the country list before anything else. Funded Academy’s restricted list is unusually long and includes several markets most prop firms serve: the United Kingdom, Canada, Hong Kong, Malaysia, Vietnam, Sri Lanka and Bangladesh, alongside the usual sanctioned jurisdictions. JoinProp has not completed a data-request review of this firm, so the figures below come from its own FAQ and terms rather than a finished verification.
- Company: Funded Academy Ltd., registration no. 2025-00736, Cap Estate, Gros Islet, Saint Lucia. Founder and CEO named as Sal Azad
- Regulation: None. The firm states it is not a broker, investment adviser, financial institution, custodian or exchange, and does not provide investment services
- Platforms: MetaTrader 5 and cTrader
- Markets: Forex pairs, indices, commodities and cryptocurrencies. No instrument count published
- Programmes: 1-Step Challenge, and 2-Step Challenge in Standard or Pro Flex variants. All 1-Step accounts are Standard
- Account Sizes: 2-Step $5K to $200K. 1-Step $5K to $100K
- Discount Scope: Code joinprop gives 35% off
- Fees: 1-Step from about $55.88 at $5K to $576.88 at $100K. 2-Step from about $49.99 at $5K to $1,080.99 at $200K. Swap-free versions cost roughly 10% more
- Profit Targets: 1-Step 10%. 2-Step 7% then 5%. No target on funded accounts
- Daily Loss: 1-Step 4%, 2-Step 5%. A breach fails the challenge
- Maximum Loss: 1-Step 8% trailing. 2-Step 10% static, fixed from the starting balance with no trailing
- Profit Split: 85% on 1-Step, 80% on 2-Step, rising to a maximum 95% with consistent performance and scaling
- Consistency Rule: None. The firm states it does not apply one
- Time Limit: None on any phase
- Minimum Trading Days: 4 per phase
- Stop Loss: Mandatory on every trade. A position opened without one is not permitted
- Scaling: 40% per scale-up, requiring 10% growth across four consecutive months, three payouts in that period and a profitable most recent cycle. Allocation from $300,000 up to $1,000,000
- Payouts: A 2-week trading cycle starting from your first trade, with a new cycle beginning automatically. First payout on demand once eligible, minimum $100, processed within 24 hours. No payout cap published
- Payout Methods: Cryptocurrency and RISE. Accounts are USD denominated, and the funded account is issued within 12 hours of KYC
- Local Payment Rails: Unusually broad, including Indonesian bank virtual accounts, DANA, OVO, ShopeePay and QRIS, India UPI, Brazil PIX and Colombia PSE
- Fee Refund: Never through a payout. Refunds only if no trades have been placed and the request is made within 7 days of purchase. Resets cost the same size again at a fixed 10% discount, which does not accumulate
- News Trading: Fully allowed during challenges. On funded accounts, no opening within 2 minutes either side of a high-impact release. Medium and low impact unrestricted
- Overnight Holding: Allowed on all challenge accounts. On funded accounts, Pro Flex only, so not available on any funded 1-Step account
- Weekend Holding: Pro Flex within the 2-Step model only. Pro Flex can be converted to Standard after funding, but Standard can never be converted to Pro Flex
- Prohibited: All automation. VPS services, EAs, automated systems, copy trading, account sharing, hedging, HFT, grid trading, one-sided betting, all-in trading, tick scalping, latency and triangular arbitrage, quick strike trading, server spamming, gambling-style trading and account rolling
- Inactivity: 30 consecutive days terminates the account automatically
- JoinProp Score: Not yet rated, review pending
Frequently Asked Questions
Q: What is the Funded Academy discount code?
A: joinprop, for 35% off. Enter it at checkout after opening Funded Academy through the link on this page.
Q: Is the academy part a paid course?
A: No. It is a free 9-lesson primer of roughly 45 minutes with no sign-up required, and nothing is sold inside it. The only thing you buy from this firm is challenge access, so treat it as a standard simulated-account prop firm with a free teaching section attached, not as an education product.
Q: Do I really have to put a stop loss on every trade?
A: Yes. The firm states that trades opened without a stop loss are not permitted, which makes a missing stop a rule breach rather than just poor practice. If you habitually enter first and set risk afterwards, change that habit before you buy here, because the window between the two is when you are non-compliant.
Q: Can I hold trades overnight?
A: During a challenge, yes, on any account. Once funded, only on Pro Flex, which exists only in the 2-Step model. Every 1-Step account is Standard, so a funded 1-Step trader must close everything by the daily close. Weekend holding is also Pro Flex only. If you swing trade, buy 2-Step Pro Flex, because you cannot upgrade to it later, only downgrade away from it.
Q: Is there a consistency rule?
A: No, and this is the firm’s strongest selling point. Funded Academy states directly that it does not apply a consistency rule. There is no best-day cap and no profit-distribution gate, so a single outstanding session can legitimately carry your challenge or your payout. Very few firms still work this way.
Q: Which route has more room, 1-Step or 2-Step?
A: The 2-Step, comfortably. It gives you 10% of maximum loss fixed from your starting balance with no trailing, against the 1-Step’s 8% that trails your new highs upward. The 1-Step pays a slightly better split at 85% versus 80%, and asks a 10% target instead of 7% then 5%. Choose the 2-Step if retracements are what usually end your accounts.
Q: Can I use an Expert Advisor or a VPS?
A: Neither. All trading must be manual, and the prohibited list names EAs, automated systems, copy trading and VPS services specifically. The VPS ban is worth noting because many traders use one only for connection stability rather than automation, and it is still not permitted here.
Q: How quickly do payouts arrive?
A: The cycle is two weeks from your first trade, the first payout is available on demand once you are eligible, the minimum is $100, and processing takes within 24 hours. Payment is by crypto or RISE. There is an unusually wide set of local rails for deposits, including Indonesian e-wallets, India UPI, Brazil PIX and Colombia PSE.
Q: Do I get my fee back?
A: Not through a payout, ever. The only refund is within 7 days of purchase with no trades placed. Resets are offered at the same account size with a fixed 10% discount that does not accumulate. Price the fee as a sunk cost when you compare this firm against one that reimburses.
Q: Can I sign up from the UK or Canada?
A: No. Both are on the restricted list, along with Hong Kong, Malaysia, Vietnam, Sri Lanka and Bangladesh. That list is longer than most and includes several markets other prop firms serve without issue, so check it before you spend any time configuring an account.
Q: Is the capital real?
A: No. The firm states that all accounts are demo accounts and that no transactions are executed on live financial markets or involve real capital at any stage, and that fees are service fees rather than deposits, investments or client funds.
Funded Academy suits a manual discretionary trader who places stops as a matter of course and wants no consistency rule, no time limit, static drawdown on the 2-Step, an 85% split on the 1-Step, and payouts processed inside 24 hours. Weigh that against a mandatory stop loss on every position, a total ban on EAs, copy trading and even VPS use, no overnight holding on funded 1-Step accounts, a one-way Pro Flex to Standard conversion, a fee that never returns through a payout, and a restricted country list that rules out the UK, Canada, Hong Kong and Malaysia. Code joinprop takes 35% off through the link on this page.
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