Blue Guardian Puts 25% Off Every Account Behind BG25 With No Closing Date, and Its Own Payout Policy Adds a 3% Fee on the Way Out
Blue Guardian is running a site wide discount code, BG25, that takes 25% off every account across both its CFD and its futures ranges, and the firm displays no closing date for it anywhere on the page. The discount is already applied to the prices shown, so a trader sees the reduced figure before the checkout rather than after. That is the useful part of the campaign and also the limit of it. Blue Guardian publishes its payout rules in a separate help centre, and those rules decide whether a funded trader ever sees money. BG25 changes none of them. Reading the promotion against the firm’s own payout policy is the only way to work out what the 25% is worth, and the two documents do not always agree.
What BG25 Takes Off the Price
On the Instant CFD plan, which the firm flags as its most popular, the price ladder runs across eight sizes. The first figure is what the page shows with BG25 applied, the second is the standard rate struck through beside it.
The $5,000 account is $54.00 against $72.00. The $10,000 is $75.00 against $100.00. The $25,000 is $156.00 against $208.00. The $50,000 is $243.00 against $324.00. The $100,000 is $467.00 against $623.00. The $200,000 is $716.00 against $954.00. The $300,000 is $1,284.00 against $1,712.00. The $400,000 is $1,650.00 against $2,200.00.
Six of those eight pairs are an exact quarter off. Two are not quite: a true 25% off $954.00 is $715.50 and the page shows $716.00, and a true 25% off $623.00 is $467.25 and the page shows $467.00. Those few cents matter only for what they reveal, that these are final displayed amounts rather than a percentage calculated at the till. A discount that appears only at checkout cannot be compared across firms. One printed on the price card can, and our prop trading discounts page tracks the live codes.
The saving in cash terms runs from $18 on the smallest account to $550 on the largest. Blue Guardian has not said when BG25 ends, and silence is not permanence. A code with no published end date can be withdrawn without notice.
The Bundle Discount, and the Question the Firm Leaves Open
Beneath the price card sits a second structure. Buying two accounts is marked as 30% off extra with a stated saving of $187, three accounts as 35% off extra saving $405, and four accounts as 40% off extra saving $654.
Those savings are cumulative rather than independent. The steps between them are $187, then $218, then $249, and each is the matching percentage of the $623.00 standard rate for the $100,000 account the page has selected: 30% of $623.00 is $186.90, 35% is $218.05, and 40% is $249.20. That is arithmetic on the firm’s own displayed numbers rather than a mechanism Blue Guardian has described, and it reads as each additional account earning the next discount step against the standard rate.
What the page does not say is whether that bundle discount sits on top of BG25 or replaces it. The quantity selector sits at one, the total shows $467.00, and nothing explains what happens to the code when the quantity rises. Blue Guardian has not confirmed either reading, and a trader planning a multi account purchase should check what the basket actually charges before committing.
Where the 90% Profit Split Actually Lives
Every CFD plan card on the home page advertises a profit split of up to 90%, and the rules panel for the Instant account repeats it. Further down the same page, under the heading of available add ons, the 90% profit split appears as a purchasable extra. On the CFD side, in other words, the headline number is something a trader buys rather than something the account comes with, and the base split is not stated on that page at all.
The futures side is different and clearer. Blue Guardian’s futures payout policy states plainly that all funded traders receive a 90% profit split, and works the example: on $2,000 of profit the trader receives $1,800 and the firm keeps $200. No add on is mentioned. The same firm therefore sells 90% on one product line and includes it on the other, which is worth knowing before choosing a market.
A third figure reconciles with neither. The payouts section of the home page says splits reach up to 90%, with select plans paying out 100%. No plan is named, no condition is attached, and no page we could find explains it. Until Blue Guardian identifies which plan pays 100% and on what terms, that claim is unexplained rather than a feature, and our profit split glossary entry sets out why the advertised percentage is rarely the number that decides a payout.
The Rules BG25 Does Not Touch
Blue Guardian’s futures payout policy, which the firm last updated in mid September, is unusually specific, and it is where the real cost sits. Every payout carries a 3% processing fee, and the firm states directly that the final amount received may differ from the figure shown on the payout certificate. The minimum withdrawal is $500 on both rails, Rise and crypto. After any approved payout the drawdown floor locks at the starting balance plus $100, which keeps the account alive but leaves almost no room beneath it.
Each funded model adds its own gate. Standard requires a buffer running from $1,600 on a $25,000 account to $5,100 on a $150,000 account, and profits inside that buffer cannot be withdrawn at all; its first payout is capped between $1,500 and $4,000 by size and becomes available three days after the first trade. Reserve needs five winning days, with a minimum winning day of $100 to $250 by size, and the count resets after each payout. Direct carries no buffer but sets a first profit goal reaching $6,000 on a $100,000 account, and stays subject to a consistency rule.
Three of the four futures summaries on the home page do not survive a comparison with that policy. Express is advertised with a $1,100 daily cap described as the highest in the industry, but the policy varies that cap by size: $600 at $25,000, $1,100 at $50,000, $1,500 at $100,000 and $2,500 at $150,000. The advertised figure is the $50,000 number, understating the cap on the two larger accounts and overstating it on the smallest. Reserve is advertised with flat payout caps of $1,000, $2,000, $2,500 and $3,000, but the policy defines the cap per request as 50% of profit up to those ceilings, which is not flat. And Direct is sold on instant payouts while the policy gates the first one behind a profit goal. None of this is hidden, since the policy is public and linked. These are summaries that have drifted from the document they summarise, and a trader who reads only the home page will price the account wrongly.
One commitment runs the other way. Blue Guardian guarantees that eligible futures payouts are processed within 24 business hours, and pays an additional 10% profit share on any payout that exceeds that window. The exclusions are listed rather than buried: weekends and bank holidays, compliance and risk reviews, payment processor onboarding, and anything still waiting on the trader. A firm that puts a penalty on its own slowness, and publishes the exceptions in the same article, is doing more than most. On the evaluation side the Instant CFD account at $100,000 pairs a $3,000 daily loss limit with a $6,000 trailing drawdown, caps leverage at 1:30 and does not permit news trading, and our explainer on drawdown in prop trading covers how those two limits interact.
What This Means for the Broader Prop Industry
Discount codes have stopped being news in this industry because almost every firm runs one almost all the time. What distinguishes BG25 is not the 25%, it is that Blue Guardian prints the discounted price on the card and publishes a payout policy detailed enough to check the promotion against. Most firms do neither. The result is a campaign that is easy to verify and therefore easy to judge, which is a commercial risk the firm has chosen to take.
The gaps it throws up are worth watching across the market: a profit split that is standard on one product line and a paid add on for the other, a 100% figure with no plan attached, and marketing summaries that have aged out of step with the policy they point at. None of that is unique to Blue Guardian, and in most firms it would be invisible because there is no published policy to compare against. A comparison is only as good as its primary sources, which is why our prop firm comparison works from firm published rules rather than marketing copy. For traders the lesson is simpler. A 25% discount on entry is worth 25% of one fee. The buffer, the cap, the fee on the way out and the consistency rule decide the rest.
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