Mubite - Prop Firm Review

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7.8
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User Rating: 5 (1 vote)
  • Crypto-only prop firm (Mubite s.r.o., Czech Republic) trading simulated USDT perpetual futures on Bybit or Cleo
  • 70% base on Instant, 80% on Two-Step; the advertised 90% needs a paid +10% add-on
  • “Smart Drawdown” trails to +5% profit then locks permanently; evaluations are static
  • The daily limit is 5% of equity at midnight UTC, real-time — a momentary touch fails you
  • News, EAs/bots and weekend holding all allowed; no monthly fee. Entry-fee refund is contradicted by the Terms

TL;DR: Mubite in 30 seconds

  • What it is: a crypto-only prop firm (Mubite s.r.o., Czech Republic) trading simulated USDT perpetual futures - 600+ pairs on Bybit or Cleo, leverage to 1:100. Instant, One-Step and Two-Step programs. $1,250 to $100k.
  • The split: 70% base on Instant, 80% on Two-Step. The advertised “up to 90%” needs a paid +10% add-on (+20% of the fee).
  • The drawdown: a hybrid: Instant uses “Smart Drawdown” that trails to +5% profit then locks permanently. Evaluations are static from the starting balance.
  • The catch: the daily limit is 5% of your equity at midnight UTC, checked in real time - a momentary touch of the level fails you, and floating losses count. It is stricter than the “no hidden traps” marketing implies.
  • Cost: from $79, with a permanent buy-one-get-one deal. No monthly fee. News, EAs and weekend holding all allowed.
  • Best for: crypto traders who want news, bots and weekend holding permitted - and who can trade inside a tight, equity-based daily rule.

Last reviewed: 15 July 2026. Checked against Mubite’s official website, challenge rules, FAQ and Terms. Figures below reflect the products on sale at the time of review; prop firm rules change often, so always confirm on the firm’s own pages before you buy.

7.8Expert Score
Mubite Review
Mubite (Mubite s.r.o., Czech Republic) is a capable crypto-perpetuals firm with real strengths: an EU-registered operator, genuinely permissive trading rules (news, bots and weekend holding all allowed), no monthly fee, on-demand payouts on the evaluation programs, and transparent itemised rule pages. What you must understand is the risk model and the fine print. The daily limit is a hard, equity-based, real-time 5% where a momentary touch fails you - stricter than the marketing suggests. The "up to 90%" split is a paid add-on over 70-80% defaults. The accounts are simulated, the entity is named two different ways across its own documents (s.r.o. vs "ltd."), and the refund promise is contradicted by the binding Terms. Its "Smart Drawdown" on Instant trails to +5% profit then locks permanently.

Overall Score
7.8
PROS
  • EU-registered operator (Czech s.r.o.) - a step up from the offshore norm
  • Genuinely permissive: news trading, EAs/bots and overnight/weekend holding all allowed
  • No monthly or subscription fee - a one-time entry fee only
  • "Smart Drawdown" on Instant banks a buffer by locking permanently after a +5% gain
  • On-demand payouts (no minimum) processed in 24-48 hours on the evaluation programs
  • Transparent, itemised rule pages with worked numeric examples
  • Buy-one-get-one deal and low entry from $79
CONS
  • The daily limit is a hard, real-time 5% of EQUITY at midnight UTC - a momentary touch fails you, and floating losses count
  • The "up to 90%" split is a paid +10% add-on (+20% of the fee) over 70% (Instant) / 80% (Two-Step) defaults
  • The entry-fee refund promise in the FAQ is contradicted by the pricing label and the Terms ("all payments are final")
  • Instant Funding adds a 14-day wait plus 5% milestone before the first payout, against the "on-demand" marketing
  • After the Smart Drawdown locks, a growing account gets no further protection

Pricing snapshot

Company and regulation

Mubite is operated by Mubite s.r.o., a Czech limited company registered in Prague (company number 23221551). A Czech/EU registration is a step up from the offshore norm - though note the binding Terms repeatedly refer to the operator as “Mubite ltd.” rather than the Czech “s.r.o.” in the footer, so the two documents name the entity differently.

It is not a regulated broker: “Mubite does not offer any investment services as defined under the Capital Market Undertakings Act… Mubite is not a brokerage and does not accept deposits.”

The accounts are simulated: the firm markets earning “a share of the profits on our simulated platform” and describes trading “with up to $200,000 in virtual capital.” As with several firms in this project, the marketing also uses “real capital” and “live funded account” language in places - treat the binding “simulated / virtual” framing as the accurate one.

The rule worth understanding: two drawdowns pulling in different directions

Mubite’s risk model is its most distinctive feature, and it combines an unusually generous mechanic with an unusually strict one. Understand both before you buy.

The generous part - “Smart Drawdown” on Instant Funding. Your maximum drawdown starts at −10% of balance. The moment your account hits +5% profit, “the drawdown locks in at a new level equal to 5% below your balance at that moment… Fixed from there… does not move again.” So it trails up to a +5% gain, banks you a small buffer, and then stops moving permanently. That rewards an early winning run - but note the flip side: after the lock, a growing account gets no further protection.

The strict part - the daily limit. This is where Mubite is tougher than its friendly marketing suggests. The daily drawdown is “5% of your equity at midnight UTC,” measured on equity, in real time. Their own worked example is blunt: on a $10,000 account, “if your equity touches $9,499 even momentarily, the challenge fails.” Floating, unrealised losses count, and a single intraday spike through the level ends the account - there is no end-of-day grace. In a 24/7 market with 1:100 leverage available, that is a genuinely tight constraint, and it is the rule most likely to catch people out.

Put together, the two drawdowns tell you who Mubite suits: a trader who can bank an early 5% and then trade cautiously inside a hard, equity-based daily line - not someone who rides volatility with wide stops.

The split and the fine print

The split needs the same care as elsewhere in this sector. The defaults are 70% on Instant Funding and 80% on Two-Step; the funded-trader widget on the pricing page even shows a bare “Profit split 70%.” The “up to 90%” in the marketing requires buying a +10% split add-on that costs an extra 20% of the fee. It is not earned and it is not the default.

There is also a direct contradiction on refunds worth knowing: the FAQ says “the entry fee is refunded with your first payout,” while the pricing page label states the One-Step entry fee is “non-refundable,” and the Terms say “ALL PAYMENTS ARE FINAL.” Those cannot all be true; the binding Terms are the safe assumption, so do not count on a refund.

Payouts and rules

  • Minimum payout: none, on demand, processed within 24-48 hours - paid by bank transfer, crypto or Wise. (Note: Instant Funding adds a 14-day wait plus a 5% profit milestone before the first payout, and a 14-day cooldown after, which sits awkwardly against the “on-demand” marketing.)
  • Targets: One-Step 10%; Two-Step 10% then 5% (with 10 and 3 valid days). Instant has no target.
  • Risk per trade: capped at 3% of equity; max position size 2× balance on evaluations, 1× on Instant.
  • News, EAs/bots and overnight/weekend holding are all allowed - unusually permissive, and a genuine plus for crypto traders.
  • Prohibited: latency arbitrage, HFT exploitation, cross-account hedging, group trading and manipulative tick scalping.
  • Fees: a one-time entry fee, no monthly or subscription charge. Commission 0.04% per order, plus a 0.033% daily funding fee on open positions.

Verdict

Mubite is a capable crypto-perps firm with real strengths: an EU-registered operator, genuinely permissive trading rules (news, bots and weekend holding all allowed), no monthly fee, on-demand payouts on the evaluation programs, and transparent, itemised rule pages with worked examples. For an active crypto trader, that permissiveness is rare and valuable.

What you must go in understanding is the risk model and the fine print. The daily limit is a hard, equity-based, real-time 5% where a momentary touch fails you - stricter than the marketing suggests. The “up to 90%” split is a paid add-on over 70-80% defaults. The accounts are simulated, the entity is named two different ways across its own documents, and the refund promise is contradicted by the binding Terms. A good fit for a disciplined crypto trader who banks early and respects a tight daily line - provided the small print is read, not assumed.

Frequently Asked Questions

Is Mubite regulated?

No. Mubite is operated by Mubite s.r.o., a Czech limited company in Prague, and states that it does not offer investment services under the Czech Capital Market Undertakings Act, is not a brokerage, and does not accept deposits. Note the binding Terms refer to the operator as “Mubite ltd.” rather than the “s.r.o.” in the footer, so the entity is named two ways.

What does Mubite let you trade?

Crypto only - USDT perpetual futures, more than 600 pairs, on Bybit or Cleo, with leverage up to 1:100. There is no forex, no indices and no commodities. All trading is in a simulated environment on demo accounts.

What is the Mubite profit split?

The default is 70% on Instant Funding and 80% on the Two-Step. The advertised “up to 90%” requires buying a +10% split add-on that costs an extra 20% of the challenge fee - it is not the default and it is not earned through performance.

How does Mubite’s Smart Drawdown work?

On Instant Funding, the maximum drawdown starts at minus 10% of balance and trails upward. Once your account reaches +5% profit, it locks permanently at 5% below your balance at that moment and never moves again. So it banks you a small buffer after an early gain, but a growing account gets no further protection after the lock. Evaluation accounts use a static drawdown from the starting balance instead.

What is Mubite’s daily loss limit?

It is 5% of your equity as measured at midnight UTC, checked in real time. Because it is equity-based, floating and unrealised losses count, and the firm states that if your equity touches the breach level even momentarily, the challenge fails - there is no end-of-day grace. In a 24/7 leveraged market this is a genuinely tight constraint and the rule most likely to catch traders out.

Is the Mubite entry fee refundable?

The firm contradicts itself. The FAQ says the entry fee is refunded with your first payout, but the pricing page labels the One-Step entry fee non-refundable, and the Terms state all payments are final. Because the binding Terms are what apply, you should not count on a refund.

Are Mubite accounts simulated?

Yes. Mubite markets earning a share of profits on its simulated platform and trading with virtual capital, and the Bybit accounts are demo accounts. Some marketing uses “real capital” and “live funded account” language, but the binding framing is simulated or virtual.

Does Mubite allow bots and news trading?

Yes. News trading, Expert Advisors and bots, and overnight and weekend holding are all allowed, which is unusually permissive for the sector and a genuine advantage for active crypto traders. Prohibited activities are limited to latency arbitrage, HFT exploitation, cross-account hedging, group trading and manipulative tick scalping.

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