Top One Futures vs My Funded Futures - Prop Firm Comparison
Published: · Last updated:
Introduction
Top One Futures and My Funded Futures are both futures prop firms built around CME Group markets, which makes them direct competitors for traders who want funded access to contracts like ES, NQ, CL and GC. Top One Futures, founded 2023 (Cheyenne, WY) funds $25K to $300K accounts on CME futures, keeps 100% of first $20,000, then 90/10, and runs 1-step Elite Challenge plus instant-funded options, with on-demand, average under 1 hour (Riseworks). My Funded Futures, founded 2023 (United States) funds Core (to $50K), Rapid, Pro plans accounts on CME futures, keeps up to 90% (plan-dependent), and runs core, Rapid and Pro plans, with standard processing, 2+ years clean payout history. Top One Futures is best for traders who want the fastest payouts and the highest first-profit threshold, while My Funded Futures suits cost-conscious futures traders who want cheap entry and a flexible Pro plan.
Quick Facts
| Feature | Top One Futures | My Funded Futures |
|---|---|---|
| 
| |
| Founded | 2023 | 2023 |
| Profit Split | 100% of first $20,000, then 90/10 | 80/20 (Core), 90/10 (Rapid), 80/20 (Pro) |
| Maximum Account Size | $300,000 | $150,000 |
| Evaluation Phases | 1 | 1 |
| Trustpilot Rating | 4.8 | 4.9 |
| Expert Grade | 8.6 | 7.9 |
Program Types
| Program | Top One Futures | My Funded Futures |
|---|---|---|
| Entry Level Program | Yes | Core |
| Advanced Program | Yes | Pro |
| Scaling Options | Yes | Yes |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | Top One Futures | My Funded Futures |
|---|---|---|
| Profit Target | 6% | 6% |
| Maximum Drawdown | 4% EOD trailing | 3% EOD (Core/Pro), 4% intraday (Rapid) |
| Minimum Trading Days | 0 | 2 |
| News Trading | Yes | Yes |
Fees & Pricing
| Option | Top One Futures | My Funded Futures |
|---|---|---|
| $25K Account | USD 69 / Elite ACCESS / Monthly | USD 109 / Rapid / Monthly |
| $50K Account | USD 105 / Elite ACCESS / Monthly | USD 157 / Rapid / Monthly |
| $100K Account | USD 209 / Elite ACCESS / Monthly | USD 267 / Rapid / Monthly |
| $150K Account | USD 309 / Elite ACCESS / Monthly | USD 347 / Rapid / Monthly |
| Coupons / Discount | Top One Futures discount | My Funded Futures discount |
Platforms & Markets
| Feature | Top One Futures | My Funded Futures |
|---|---|---|
| Trading Platforms | NinjaTrader, Tradovate, ProjectX | Tradovate, NinjaTrader, TradingView, Quantower, ATAS, Volumetrica |
| Forex | Yes | No |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | No |
| Bonds | No | Yes |
| EA/Algo Trading | Yes | Yes |
Payout
| Feature | Top One Futures | My Funded Futures |
|---|---|---|
| Payout Terms | On-demand, averaging under 1 hour via Riseworks | Every 5 winning days (Core/Rapid) or bi-weekly (Pro) |
| See all prop firm payouts → | ||
Verdict
| Key Element | Top One Futures | My Funded Futures |
|---|---|---|
| Strengths | 100% profit threshold highest in industry, fastest payouts under 1 hour, soft daily loss pause vs termination | No activation fees, Six platform options, 4.9/5 Trustpilot from 11,000+ reviews, 5-winning-day payout trigger, Pro plan no consistency rule |
| Weaknesses | founded 2023 limited track record, no weekend holdings, tightened payout cycles in 2025 | Founded 2023 shorter track record, Rapid plan intraday trailing drawdown more punishing, Core plan limited to $50K only, Operations suspended in 20+ countries, Plan structure changed July 2025 |
| Best For | Traders seeking fastest payouts and highest early-stage profit threshold | Futures traders seeking platform flexibility and zero activation fees |
FAQ
Are Top One Futures and My Funded Futures both futures-only?
Yes. Both fund traders on CME Group futures – index, energy, metals and currency contracts. Neither offers forex or CFD funded accounts, so the choice comes down to rules, platforms and payouts rather than markets.
Which firm pays out faster?
Top One Futures offers on-demand, average under 1 hour (Riseworks), while My Funded Futures offers standard processing, 2+ years clean payout history. Match the payout cadence to how often you plan to withdraw.
Which firm has the better profit split?
Top One Futures keeps 100% of first $20,000, then 90/10, and My Funded Futures keeps up to 90% (plan-dependent). The better deal depends on the account tier and how far you scale.
Does either firm offer instant funding?
Top One Futures offers a skip-evaluation route (instant Sim Funded, S2F Sim PRO and Ignite (no evaluation)), while My Funded Futures offers one (pro plan: full contract size from day one).
Which firm gives more platform choice?
Top One Futures supports NinjaTrader, Tradovate, ProjectX, Rithmic, while My Funded Futures supports Tradovate, NinjaTrader, TradingView, Quantower, ATAS, Volumetrica.
How was this 2 companies Comparison Created?
This comparison was compiled using the published review data on JoinProp for each firm. All figures – account sizes, profit splits, drawdown rules, platforms and payout structures – are taken from each firm’s review page. Where a detail is not publicly disclosed, the cell reads “Not specified.” Verify current terms directly with Top One Futures and My Funded Futures before purchasing a challenge.
Related comparison: Compare all futures prop firms
View More Elite Prop Firms Compared: TradeDay vs The5ers
