The5ers vs FTMO – Elite Prop Firms Comparison
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By JoinProp
FTMO product scope: FTMO runs two product lines. The rules and reward terms discussed on this page are its CFD 1-Step and 2-Step programs, while the pricing table also lists its Futures Growth and Pro plans, which are sold on a monthly subscription and carry their own risk limits and payout terms. Both lines are covered in full in our FTMO review.
Introduction
If you are comparing The5ers and FTMO, you are looking at two heavyweight forex firms that reward different priorities. The5ers, based in Israel and operating since 2016, has built its name on a generous payout structure and a tiered program ladder, paying up to a 100% profit split through its Hyper Growth, High Stakes and Bootcamp programs. FTMO, the older of the two at 2015, is one of the most reviewed prop firms anywhere, holding a Trustpilot snapshot of 4.8/5 from 53,102 reviews (checked September 27, 2026), and it pays up to 90%. For traders, the trade-off is reputation and convenience on one side against take-home share and entry cost on the other. The5ers lets you start small and cheaply, with High Stakes challenges from around $39, and offers CFD platform access by region: MT5, cTrader and TradingView for non-US clients, and TradingView for US clients. FTMO’s 2-Step fee is refundable with the first reward, while the 1-Step fee is non-refundable. It supports MetaTrader 4, MetaTrader 5, cTrader and TradingView. Evaluation styles differ as well: The5ers spreads traders across three branded programs covering 1, 2 and 3-step routes, while FTMO keeps a leaner 1-Step or 2-Step model. FTMO’s daily loss limit is 5% on 2-Step and 3% on 1-Step; its profit targets are 10% then 5% on 2-Step and 10% on 1-Step. Compare these with the exact The5ers program you select. Choose The5ers if the 100% split, low entry price and program variety matter most; choose FTMO if you want the largest track record, more platform choice and a refundable fee.
Rules checked on 27 September 2026: The5ers figures differ by program. High Stakes has 10% maximum and 5% daily loss limits; its news window restricts order execution even when holding is allowed. The table primarily compares CFD programs. Any Futures pricing rows do not transfer CFD rules to Futures. Prices and discounts retain their existing snapshot.
Quick Facts
| Feature | The5ers | FTMO |
|---|---|---|
 | 
| |
| Founded | 2016 | 2015 |
| Profit Split | The Four Programmes — High Stakes (2-step): 80% The Four Programmes — Pro Growth (1-step): 75% The Four Programmes — Hyper Growth (instant): 50% The Four Programmes — Bootcamp (3-step): 50% | The Two CFD Challenges Compared — 2-Step: 80%, rising to 90% The Two CFD Challenges Compared — 1-Step: 90% from day one |
| Maximum Account Size | Up to $4M on applicable Growth/Bootcamp scaling plans; High Stakes has its own lower ceiling | CFD: up to $2,000,000 through scaling. Futures: up to $450,000 across 3 Sim-Funded accounts |
| Evaluation Phases | High Stakes: 2 steps; Growth: 1 step; Bootcamp: 3 steps. Separate Futures programs. | CFD: 1 phase (1-Step), 2 phases (2-Step). Futures: Evaluation, then Sim-Funded, then invitation-only Live Funded |
| Trustpilot Rating | 4.8 | Public Track Record and Ratings: 4.8/5 from 53,102 reviews |
| Expert Grade | 9 | 9.1 |
Program Types
| Program | The5ers | FTMO |
|---|---|---|
| Entry Level Program | High Stakes (2-Step) | Yes. CFD 2-Step from EUR 89 one-time; Futures Growth from $119 per month |
| Advanced Program | Hyper Growth (1-Step) | FTMO Challenge and Verification (CFD 2-Step); Futures Pro path with hard daily loss and 100% withdrawals |
| Scaling Options | Bootcamp (3-Step) | The Two CFD Challenges Compared — 2-Step: Subject to eligibility The Two CFD Challenges Compared — 1-Step: Subject to eligibility; see Scaling Plan |
| Demo Account | Available | Free Trials for 1-Step and 2-Step; practice only, not qualification. No free trial on Futures |
Rules & Assessment
| Criteria | The5ers | FTMO |
|---|---|---|
| Profit Target | The Four Programmes — High Stakes (2-step): 10% then 5% (New) / 8% then 5% (Classic) The Four Programmes — Pro Growth (1-step): 10% The Four Programmes — Hyper Growth (instant): 10% per milestone The Four Programmes — Bootcamp (3-step): 6% / 6% / 6% | The Two CFD Challenges Compared — 2-Step: 10% then 5% The Two CFD Challenges Compared — 1-Step: 10% Evaluation objectives — Growth $50K: $3,000 Evaluation objectives — Growth $100K: $6,000 Evaluation objectives — Growth $150K: $9,000 Evaluation objectives — Pro $50K: $3,000 Evaluation objectives — Pro $100K: $6,000 Evaluation objectives — Pro $150K: $9,000 |
| Maximum Drawdown | The Four Programmes — High Stakes (2-step): 10% The Four Programmes — Pro Growth (1-step): 6% The Four Programmes — Hyper Growth (instant): 6% The Four Programmes — Bootcamp (3-step): 5% eval / 4% funded | The Two CFD Challenges Compared — 2-Step: 10% The Two CFD Challenges Compared — 1-Step: 10% Evaluation objectives — Growth $50K: $2,000 Evaluation objectives — Growth $100K: $3,500 Evaluation objectives — Growth $150K: $5,000 Evaluation objectives — Pro $50K: $3,000 Evaluation objectives — Pro $100K: $4,500 Evaluation objectives — Pro $150K: $6,000 Sim-Funded account and payouts — Growth $50K: $2,000 Sim-Funded account and payouts — Growth $100K: $3,500 Sim-Funded account and payouts — Growth $150K: $5,000 Sim-Funded account and payouts — Pro $50K: $3,000 Sim-Funded account and payouts — Pro $100K: $4,500 Sim-Funded account and payouts — Pro $150K: $6,000 |
| Minimum Trading Days | High Stakes: 3 profitable days per evaluation phase, each meeting the 0.5% threshold; other plans have their own requirements. | The Two CFD Challenges Compared — 2-Step: 4 per phase The Two CFD Challenges Compared — 1-Step: None |
| News Trading | High Stakes: holding allowed, but order execution prohibited 2 minutes before/after high-impact news. Growth permits news subject to prohibited-strategy rules. Separate Futures rules. | Evaluation: allowed within trading rules. Standard FTMO Account: affected instruments restricted 2 minutes before/after selected releases; Swing exempt. Futures: news trading allowed |
| Daily Loss Limit | The Four Programmes — High Stakes (2-step): 5% (breach) The Four Programmes — Pro Growth (1-step): 3% (breach) The Four Programmes — Hyper Growth (instant): 3% — a pause, not a breach The Four Programmes — Bootcamp (3-step): None in evaluation | The Two CFD Challenges Compared — 2-Step: 5% The Two CFD Challenges Compared — 1-Step: 3% Evaluation objectives — Growth $50K: None Evaluation objectives — Growth $100K: None Evaluation objectives — Growth $150K: None Evaluation objectives — Pro $50K: $1,000 hard Evaluation objectives — Pro $100K: $1,500 hard Evaluation objectives — Pro $150K: $2,000 hard Sim-Funded account and payouts — Growth $50K: $1,000 soft Sim-Funded account and payouts — Growth $100K: $2,000 soft Sim-Funded account and payouts — Growth $150K: $3,000 soft Sim-Funded account and payouts — Pro $50K: $1,000 hard Sim-Funded account and payouts — Pro $100K: $1,500 hard Sim-Funded account and payouts — Pro $150K: $2,000 hard |
| Drawdown Type | — | The Two CFD Challenges Compared — 2-Step: STATIC - the floor never moves The Two CFD Challenges Compared — 1-Step: END-OF-DAY TRAILING |
| Time Limit | — | The Two CFD Challenges Compared — 2-Step: Unlimited The Two CFD Challenges Compared — 1-Step: Unlimited |
| Consistency / Best Day Rule | — | The Two CFD Challenges Compared — 2-Step: - The Two CFD Challenges Compared — 1-Step: 50% Evaluation objectives — Growth $50K: 40% Evaluation objectives — Growth $100K: 40% Evaluation objectives — Growth $150K: 40% Evaluation objectives — Pro $50K: 50% Evaluation objectives — Pro $100K: 50% Evaluation objectives — Pro $150K: 50% |
| Maximum Contracts | — | Evaluation objectives — Growth $50K: 5 Evaluation objectives — Growth $100K: 10 Evaluation objectives — Growth $150K: 15 Evaluation objectives — Pro $50K: 5 Evaluation objectives — Pro $100K: 10 Evaluation objectives — Pro $150K: 15 Sim-Funded account and payouts — Growth $50K: 2 to 5 Sim-Funded account and payouts — Growth $100K: 4 to 10 Sim-Funded account and payouts — Growth $150K: 6 to 15 Sim-Funded account and payouts — Pro $50K: 2 to 5 Sim-Funded account and payouts — Pro $100K: 4 to 10 Sim-Funded account and payouts — Pro $150K: 6 to 15 |
Fees & Pricing
| Option | The5ers | FTMO |
|---|---|---|
| CFD $2.5K Account | High Stakes New / USD 19 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Not listed in review pricing source |
| CFD $5K Account | High Stakes New / USD 35 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | Not listed in review pricing source |
| CFD $10K Account | High Stakes New / USD 69 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | FTMO 2-Step (regular fee) / EUR 89 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 79 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $25K Account | High Stakes New / USD 176 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | FTMO 2-Step (regular fee) / EUR 250 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 199 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $50K Account | High Stakes New / USD 278 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | FTMO 2-Step (regular fee) / EUR 345 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 319 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $100K Account | High Stakes New / USD 491 / One-time Official rendered page default, 2-step High Stakes New. Source Checked 2026-08-10 | FTMO 2-Step (regular fee) / EUR 540 / One-time Fee refundable 100% with first payout. Regular fee shown. Offer observed September 26, 2026: EUR 439 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 499 / One-time Fee not refunded. Regular fee shown. Offer observed September 26, 2026: EUR 399 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 |
| CFD $200K Account | Not listed in review pricing source | FTMO 2-Step (regular fee) / EUR 1080 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 999 / One-time Fee not refunded. Source Checked 2026-09-28 |
| Futures $25K Account | Day Trade / USD 59 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $50K Account | Day Trade / USD 100 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | FTMO Futures Growth / USD 119 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 139 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Futures $100K Account | Day Trade / USD 170 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | FTMO Futures Growth / USD 169 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 199 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Futures $150K Account | Day Trade / USD 199 / One-time Official rendered page default; price refunded on 3rd payout. Source Checked 2026-08-10 | FTMO Futures Growth / USD 229 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 269 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Refund Policy | No | The Two CFD Challenges Compared — 2-Step: 100% The Two CFD Challenges Compared — 1-Step: None |
| Coupons / Discount | The5ers discount | FTMO discount |
Platforms & Markets
| Feature | The5ers | FTMO |
|---|---|---|
| Trading Platforms | CFDs: MT5, cTrader and TradingView for non-US traders; TradingView only for US traders | CFD: MetaTrader 4, MetaTrader 5, cTrader, TradingView. Futures: NinjaTrader, Tradovate, TradingView |
| Forex | Yes | Yes |
| Stocks | No | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes on applicable CFD programs, including High Stakes; symbol and leverage limits vary. | Yes |
| Bonds | Not available | Not verified for CFD accounts; check current Symbols |
| EA/Algo Trading | Yes | Allowed subject to trading rules, allocation and platform limits; third-party EAs can create allocation conflicts. |
Payout
| Feature | The5ers | FTMO |
|---|---|---|
| Payout Terms | First withdrawal 14 days after funded activation, then every 2 weeks from the last approved withdrawal; minimum and caps vary by plan. Approved requests typically processed within 3 business days. Rise, crypto and bank transfer: 3.5%; bank fees may also apply. Hub Credits: 0%, non-cash. | CFD: request from day 14 after the first trade on the specific account, subject to eligibility; close all positions and pending orders. Review usually 1-2 business days; payment usually 1-2 business days after invoice approval. Futures Sim-Funded: every 4 days on Growth (50% withdrawable, cap $2,500 to $4,000), every 5 days on Pro (100% withdrawable, cap $5,000 to $8,000). Live Funded: daily, no cap |
| See all prop firm payouts → | ||
| Payout Frequency | — | Sim-Funded account and payouts — Growth $50K: Every 4 days Sim-Funded account and payouts — Growth $100K: Every 4 days Sim-Funded account and payouts — Growth $150K: Every 4 days Sim-Funded account and payouts — Pro $50K: Every 5 days Sim-Funded account and payouts — Pro $100K: Every 5 days Sim-Funded account and payouts — Pro $150K: Every 5 days |
| Payout Cap | — | Sim-Funded account and payouts — Growth $50K: $2,500 Sim-Funded account and payouts — Growth $100K: $3,000 Sim-Funded account and payouts — Growth $150K: $4,000 Sim-Funded account and payouts — Pro $50K: $5,000 Sim-Funded account and payouts — Pro $100K: $6,000 Sim-Funded account and payouts — Pro $150K: $8,000 |
| Payout Eligibility | — | Sim-Funded account and payouts — Growth $50K: 4 days at $150+ Sim-Funded account and payouts — Growth $100K: 4 days at $250+ Sim-Funded account and payouts — Growth $150K: 4 days at $300+ Sim-Funded account and payouts — Pro $50K: 5 days at $200+ Sim-Funded account and payouts — Pro $100K: 5 days at $300+ Sim-Funded account and payouts — Pro $150K: 5 days at $500+ |
| Withdrawable Amount | — | Sim-Funded account and payouts — Growth $50K: 50% Sim-Funded account and payouts — Growth $100K: 50% Sim-Funded account and payouts — Growth $150K: 50% Sim-Funded account and payouts — Pro $50K: 100% Sim-Funded account and payouts — Pro $100K: 100% Sim-Funded account and payouts — Pro $150K: 100% |
Verdict
| Key Element | The5ers | FTMO |
|---|---|---|
| Strengths | Multiple evaluation routes; eligible scaling can increase profit share to 100%; no maximum completion deadline on core CFD evaluations, subject to inactivity limits | Full fee refund on 2-Step; static drawdown; no consistency rules on CFD; zero withdrawal commission; scaling to $2M; futures line with no minimum trading days and no activation fee |
| Weaknesses | Plan-specific drawdown, news and profitable-day rules; cash withdrawal fees; US platform choice restricted; fee reimbursement depends on the program and eligibility | 1-Step fee non-refundable; 50% Best Day condition for passing/rewards; new 1-Step account after reward starts with a 90%-of-initial-capital loss floor; futures is a recurring monthly subscription, Growth pays out only 50% per request, and the Live Funded step is by invitation only |
| Best For | Structured traders seeking established firm with clear scaling path | CFD: 2-Step for most, 1-Step only if the 90% split outweighs other concerns. Futures: Pro if you want 100% withdrawals, Growth if you want the cheapest entry |
Conclusion and Final Recommendation
Choose The5ers if you want a higher profit split, up to 100%, a scaling ceiling up to $4M on applicable Growth/Bootcamp plans and a cheaper entry, from USD 19. Consider FTMO if you want a choice of 1-Step or 2-Step evaluations and MT4, MT5, cTrader or TradingView. Its Free Trials let you practise before buying. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about The5ers’s programs?
The5ers High Stakes is a two-step program with a scaling ladder; Growth is one-step and Bootcamp is three-step. High Stakes requires three profitable days per evaluation phase, each satisfying its 0.5% rule. Its advertised maximum profit share is reached through scaling rather than being the standard starting share. The5ers official rules; The5ers official program information.
What should I know about FTMO’s programs?
FTMO offers a one-phase 1-Step and a two-phase 2-Step evaluation. The 2-Step has targets of 10% then 5%, a 5% daily loss limit and four minimum trading days per phase. The 1-Step has a 10% target, a 3% daily loss limit, no minimum trading days and a 50% Best Day Rule. Both have unlimited completion time. FTMO program comparison.
FTMO offers Free Trials for both evaluation models; they are practice accounts, not a qualification route. Supported platforms are MT4, MT5, cTrader and TradingView, selected in the Challenge configurator.
How do payouts differ between The5ers and FTMO?
High Stakes starts at 80% and the published ladder reaches 100% at advanced levels. Its payout guide allows funded-stage requests on a biweekly basis. It lists a $150 minimum withdrawal after the split, alongside account-specific minimum P&L of $300 on 50K and $500 on 100K accounts, and caps of $3,000 and $4,000 respectively. Crypto withdrawals are capped at $1,500 per transaction. The5ers official rules; The5ers official program information.
FTMO pays a 90% reward share on 1-Step and 80% on 2-Step, rising to 90% under applicable scaling or premium conditions. Requests can be made from day 14 after the first trade on the specific account, subject to eligibility, with all positions and pending orders closed. Review usually takes 1–2 business days; payment usually follows within 1–2 business days after invoice approval. FTMO reward terms.
Which account rules matter when comparing The5ers and FTMO?
High Stakes fee benefits are divided into 10% and 20% non-withdrawable Hub credits after the evaluation steps and a conditional 70% refund at the funded stage. Passing alone does not return the whole fee as cash. The5ers official rules; The5ers official program information.
Do not apply the 2-Step objectives to 1-Step: drawdown and consistency requirements differ. Both routes have no maximum evaluation completion period. FTMO official rules; FTMO official program information.
Is The5ers or FTMO automatically the better choice?
No. Each firm wins on a different axis. The5ers has the higher profit split at 100% and up to $4M scaling on applicable Growth/Bootcamp plans. FTMO offers 1-Step and 2-Step CFD evaluations. Both firms offer crypto on applicable CFD accounts; instrument availability must be checked by program, and bonds are not confirmed here. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and the evaluation objectives for the exact program you buy, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
Official rule sources: The5ers platforms, High Stakes rules, drawdown, payout policy, and FTMO comparison table.
How We Compared The5ers and FTMO
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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