FunderPro vs FTMO: Elite Prop Firms Comparison
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FTMO product scope: FTMO runs two product lines. The rules and reward terms discussed on this page are its CFD 1-Step and 2-Step programs, while the pricing table also lists its Futures Growth and Pro plans, which are sold on a monthly subscription and carry their own risk limits and payout terms. Both lines are covered in full in our FTMO review.
Introduction
FunderPro and FTMO stand as two leading proprietary trading firms in the forex industry, each offering traders the opportunity to access significant capital for trading. FTMO, established in 2015, has built a strong reputation with a Trustpilot snapshot of 4.8/5 from 53,102 reviews (checked September 27, 2026), known for its transparent evaluation process and exceptional trader support. FunderPro, though newer to the market, has quickly gained recognition; its Trustpilot listing is rated 2.9/5 from 1,516 reviews (June 2026), distinguishing itself through flexible trading conditions and competitive profit splits. Both firms provide pathways for skilled traders to access funded accounts without risking personal capital.
Quick Facts
| Feature | FunderPro | FTMO |
|---|---|---|
| 
| |
| Founded | 2023-02 | 2015 |
| Profit Split | The Product Line — One Phase: 80% The Product Line — Classic: 80% The Product Line — Pro - Weekly: 90% The Product Line — Pro - Daily: 60% The Product Line — Instant: Not published | The Two CFD Challenges Compared — 2-Step: 80%, rising to 90% The Two CFD Challenges Compared — 1-Step: 90% from day one |
| Maximum Account Size | $200,000 | CFD: up to $2,000,000 through scaling. Futures: up to $450,000 across 3 Sim-Funded accounts |
| Evaluation Phases | One Phase: 1; Classic/Pro: 2; Instant: no evaluation | CFD: 1 phase (1-Step), 2 phases (2-Step). Futures: Evaluation, then Sim-Funded, then invitation-only Live Funded |
| Trustpilot Rating | — | Public Track Record and Ratings: 4.8/5 from 53,102 reviews |
| Expert Grade | 8.4 | 9.1 |
Program Types
| Program | FunderPro | FTMO |
|---|---|---|
| Entry Level Program | Classic Challenge | Yes. CFD 2-Step from EUR 89 one-time; Futures Growth from $119 per month |
| Advanced Program | Pro 2-Phase Challenge | FTMO Challenge and Verification (CFD 2-Step); Futures Pro path with hard daily loss and 100% withdrawals |
| Scaling Options | Up to $5M; 50% increases after 10% profit each month for 3 consecutive months | The Two CFD Challenges Compared — 2-Step: Subject to eligibility The Two CFD Challenges Compared — 1-Step: Subject to eligibility; see Scaling Plan |
| Demo Account | Yes | Free Trials for 1-Step and 2-Step; practice only, not qualification. No free trial on Futures |
Rules & Assessment
| Criteria | FunderPro | FTMO |
|---|---|---|
| Profit Target | The Product Line — One Phase: 10% The Product Line — Classic: 10% then 5% The Product Line — Pro - Weekly: 10% then 8% The Product Line — Pro - Daily: 10% then 8% The Product Line — Instant: None | The Two CFD Challenges Compared — 2-Step: 10% then 5% The Two CFD Challenges Compared — 1-Step: 10% Evaluation objectives — Growth $50K: $3,000 Evaluation objectives — Growth $100K: $6,000 Evaluation objectives — Growth $150K: $9,000 Evaluation objectives — Pro $50K: $3,000 Evaluation objectives — Pro $100K: $6,000 Evaluation objectives — Pro $150K: $9,000 |
| Maximum Drawdown | The Product Line — One Phase: 6% The Product Line — Classic: 10% The Product Line — Pro - Weekly: 10% The Product Line — Pro - Daily: 10% The Product Line — Instant: 6% | The Two CFD Challenges Compared — 2-Step: 10% The Two CFD Challenges Compared — 1-Step: 10% Evaluation objectives — Growth $50K: $2,000 Evaluation objectives — Growth $100K: $3,500 Evaluation objectives — Growth $150K: $5,000 Evaluation objectives — Pro $50K: $3,000 Evaluation objectives — Pro $100K: $4,500 Evaluation objectives — Pro $150K: $6,000 Sim-Funded account and payouts — Growth $50K: $2,000 Sim-Funded account and payouts — Growth $100K: $3,500 Sim-Funded account and payouts — Growth $150K: $5,000 Sim-Funded account and payouts — Pro $50K: $3,000 Sim-Funded account and payouts — Pro $100K: $4,500 Sim-Funded account and payouts — Pro $150K: $6,000 |
| Minimum Trading Days | Classic: 4 per evaluation phase (removable add-on); One Phase: from 3; Instant rewards: 5 days at 0.5% each; Pro: check selected plan | The Two CFD Challenges Compared — 2-Step: 4 per phase The Two CFD Challenges Compared — 1-Step: None |
| News Trading | One Phase/Classic/Pro evaluation allowed; funded requires Swing for restricted news. Instant restricted by default. | Evaluation: allowed within trading rules. Standard FTMO Account: affected instruments restricted 2 minutes before/after selected releases; Swing exempt. Futures: news trading allowed |
| Daily Loss Limit | The Product Line — One Phase: 3% The Product Line — Classic: 5% The Product Line — Pro - Weekly: 5% The Product Line — Pro - Daily: 5% The Product Line — Instant: 3% | The Two CFD Challenges Compared — 2-Step: 5% The Two CFD Challenges Compared — 1-Step: 3% Evaluation objectives — Growth $50K: None Evaluation objectives — Growth $100K: None Evaluation objectives — Growth $150K: None Evaluation objectives — Pro $50K: $1,000 hard Evaluation objectives — Pro $100K: $1,500 hard Evaluation objectives — Pro $150K: $2,000 hard Sim-Funded account and payouts — Growth $50K: $1,000 soft Sim-Funded account and payouts — Growth $100K: $2,000 soft Sim-Funded account and payouts — Growth $150K: $3,000 soft Sim-Funded account and payouts — Pro $50K: $1,000 hard Sim-Funded account and payouts — Pro $100K: $1,500 hard Sim-Funded account and payouts — Pro $150K: $2,000 hard |
| Drawdown Type | The Product Line — One Phase: Static The Product Line — Classic: Static The Product Line — Pro - Weekly: Static The Product Line — Pro - Daily: Static The Product Line — Instant: Trailing, then static | The Two CFD Challenges Compared — 2-Step: STATIC - the floor never moves The Two CFD Challenges Compared — 1-Step: END-OF-DAY TRAILING |
| Time Limit | — | The Two CFD Challenges Compared — 2-Step: Unlimited The Two CFD Challenges Compared — 1-Step: Unlimited |
| Consistency / Best Day Rule | — | The Two CFD Challenges Compared — 2-Step: - The Two CFD Challenges Compared — 1-Step: 50% Evaluation objectives — Growth $50K: 40% Evaluation objectives — Growth $100K: 40% Evaluation objectives — Growth $150K: 40% Evaluation objectives — Pro $50K: 50% Evaluation objectives — Pro $100K: 50% Evaluation objectives — Pro $150K: 50% |
| Maximum Contracts | — | Evaluation objectives — Growth $50K: 5 Evaluation objectives — Growth $100K: 10 Evaluation objectives — Growth $150K: 15 Evaluation objectives — Pro $50K: 5 Evaluation objectives — Pro $100K: 10 Evaluation objectives — Pro $150K: 15 Sim-Funded account and payouts — Growth $50K: 2 to 5 Sim-Funded account and payouts — Growth $100K: 4 to 10 Sim-Funded account and payouts — Growth $150K: 6 to 15 Sim-Funded account and payouts — Pro $50K: 2 to 5 Sim-Funded account and payouts — Pro $100K: 4 to 10 Sim-Funded account and payouts — Pro $150K: 6 to 15 |
Fees & Pricing
| Option | FunderPro | FTMO |
|---|---|---|
| CFD $10K Account | Listed challenge / USD 69 / One-time | FTMO 2-Step (regular fee) / EUR 89 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 79 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $25K Account | Listed challenge / USD 219 / One-time | FTMO 2-Step (regular fee) / EUR 250 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 199 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $50K Account | Listed challenge / USD 319 / One-time | FTMO 2-Step (regular fee) / EUR 345 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 319 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $100K Account | Listed challenge / USD 539 / One-time | FTMO 2-Step (regular fee) / EUR 540 / One-time Fee refundable 100% with first payout. Regular fee shown. Offer observed September 26, 2026: EUR 439 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 499 / One-time Fee not refunded. Regular fee shown. Offer observed September 26, 2026: EUR 399 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 |
| CFD $200K Account | Listed challenge / USD 989 / One-time | FTMO 2-Step (regular fee) / EUR 1080 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 999 / One-time Fee not refunded. Source Checked 2026-09-28 |
| Futures $50K Account | Not listed in review pricing source | FTMO Futures Growth / USD 119 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 139 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Futures $100K Account | Not listed in review pricing source | FTMO Futures Growth / USD 169 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 199 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Futures $150K Account | Not listed in review pricing source | FTMO Futures Growth / USD 229 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 269 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Refund Policy | 14 days if unused; One Phase/Classic fee credit within 7 days after first funded reward; no Pro credit; upgrades: difference only | The Two CFD Challenges Compared — 2-Step: 100% The Two CFD Challenges Compared — 1-Step: None |
| Coupons / Discount | FunderPro discount | FTMO discount |
Platforms & Markets
| Feature | FunderPro | FTMO |
|---|---|---|
| Trading Platforms | MetaTrader 5, TradeLocker, cTrader | CFD: MetaTrader 4, MetaTrader 5, cTrader, TradingView. Futures: NinjaTrader, Tradovate, TradingView |
| Forex | Yes | Yes |
| Stocks | Yes | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | Not verified for CFD accounts; check current Symbols |
| EA/Algo Trading | Challenge EAs subject to own-source-code and no cross-client copying terms; Instant prohibits abusive automation | Allowed subject to trading rules, allocation and platform limits; third-party EAs can create allocation conflicts. |
Payout
| Feature | FunderPro | FTMO |
|---|---|---|
| Payout Terms | One Phase/Classic: 14 days ($100 minimum; first 7-day add-on); Instant bi-weekly $100 plus eligibility/caps; Pro Daily 60% or Weekly 90%, 1% minimum; USDC ERC20/Riseworks; processing after approval | CFD: request from day 14 after the first trade on the specific account, subject to eligibility; close all positions and pending orders. Review usually 1-2 business days; payment usually 1-2 business days after invoice approval. Futures Sim-Funded: every 4 days on Growth (50% withdrawable, cap $2,500 to $4,000), every 5 days on Pro (100% withdrawable, cap $5,000 to $8,000). Live Funded: daily, no cap |
| See all prop firm payouts → | ||
| Payout Frequency | — | Sim-Funded account and payouts — Growth $50K: Every 4 days Sim-Funded account and payouts — Growth $100K: Every 4 days Sim-Funded account and payouts — Growth $150K: Every 4 days Sim-Funded account and payouts — Pro $50K: Every 5 days Sim-Funded account and payouts — Pro $100K: Every 5 days Sim-Funded account and payouts — Pro $150K: Every 5 days |
| Payout Cap | — | Sim-Funded account and payouts — Growth $50K: $2,500 Sim-Funded account and payouts — Growth $100K: $3,000 Sim-Funded account and payouts — Growth $150K: $4,000 Sim-Funded account and payouts — Pro $50K: $5,000 Sim-Funded account and payouts — Pro $100K: $6,000 Sim-Funded account and payouts — Pro $150K: $8,000 |
| Payout Eligibility | — | Sim-Funded account and payouts — Growth $50K: 4 days at $150+ Sim-Funded account and payouts — Growth $100K: 4 days at $250+ Sim-Funded account and payouts — Growth $150K: 4 days at $300+ Sim-Funded account and payouts — Pro $50K: 5 days at $200+ Sim-Funded account and payouts — Pro $100K: 5 days at $300+ Sim-Funded account and payouts — Pro $150K: 5 days at $500+ |
| Withdrawable Amount | — | Sim-Funded account and payouts — Growth $50K: 50% Sim-Funded account and payouts — Growth $100K: 50% Sim-Funded account and payouts — Growth $150K: 50% Sim-Funded account and payouts — Pro $50K: 100% Sim-Funded account and payouts — Pro $100K: 100% Sim-Funded account and payouts — Pro $150K: 100% |
Verdict
| Key Element | FunderPro | FTMO |
|---|---|---|
| Strengths | Static evaluation drawdown; Classic no consistency rule; MT5/cTrader/TradeLocker; published scaling path | Full fee refund on 2-Step; static drawdown; no consistency rules on CFD; zero withdrawal commission; scaling to $2M; futures line with no minimum trading days and no activation fee |
| Weaknesses | Instant trailing drawdown and 15% consistency; Pro Daily 60% split; funded margin cap; conflicting official HFT guidance | 1-Step fee non-refundable; 50% Best Day condition for passing/rewards; new 1-Step account after reward starts with a 90%-of-initial-capital loss floor; futures is a recurring monthly subscription, Growth pays out only 50% per request, and the Live Funded step is by invitation only |
| Best For | Static-drawdown evaluation traders comparing Classic and Pro Weekly | CFD: 2-Step for most, 1-Step only if the 90% split outweighs other concerns. Futures: Pro if you want 100% withdrawals, Growth if you want the cheapest entry |
FTMO programs, practice accounts and rewards
FTMO offers a one-phase 1-Step and a two-phase 2-Step evaluation. The 2-Step has targets of 10% then 5%, a 5% daily loss limit and four minimum trading days per phase. The 1-Step has a 10% target, a 3% daily loss limit, no minimum trading days and a 50% Best Day Rule. Both have unlimited completion time. FTMO program comparison.
FTMO offers Free Trials for both evaluation models; they are practice accounts, not a qualification route. Supported platforms are MT4, MT5, cTrader and TradingView, selected in the Challenge configurator.
FTMO pays a 90% reward share on 1-Step and 80% on 2-Step, rising to 90% under applicable scaling or premium conditions. Requests can be made from day 14 after the first trade on the specific account, subject to eligibility, with all positions and pending orders closed. Review usually takes 1–2 business days; payment usually follows within 1–2 business days after invoice approval. FTMO reward terms.
FAQ
What makes FunderPro popular among users?
FunderPro offers several challenge structures with different reward schedules. Its published help guide distinguishes biweekly rewards on Classic and One-Phase accounts from daily or weekly options on Pro accounts. These choices can suit different payout preferences, but they do not establish that FunderPro is always cheaper or easier than FTMO. Compare the same account size, program and add-ons before buying. FunderPro reward rules.
How does FTMO differ from other similar organizations?
FTMO offers a one-phase 1-Step and a two-phase 2-Step evaluation. The 2-Step has targets of 10% then 5%, a 5% daily loss limit and four minimum trading days per phase. The 1-Step has a 10% target, a 3% daily loss limit, no minimum trading days and a 50% Best Day Rule. Both have unlimited completion time. FTMO program comparison.
FTMO offers Free Trials for both evaluation models; they are practice accounts, not a qualification route. Supported platforms are MT4, MT5, cTrader and TradingView, selected in the Challenge configurator.
Which company has more favorable trading conditions?
There is no universal winner because conditions depend on the selected program. FTMO publishes separate 1-Step and 2-Step trading objectives. FunderPro offers program-specific add-ons, including options affecting minimum trading days and holding conditions. Compare the exact drawdown calculation, targets, consistency rules and permitted trading style for the accounts you intend to purchase. A lower target alone does not make an evaluation easier. FTMO objectives; FunderPro add-ons.
Are the profit splits comparable between FunderPro and FTMO?
They depend on the program. FTMO states a 90% reward ratio for 1-Step and 80% for 2-Step, rising to 90% when the applicable scaling or premium conditions are met. FTMO reward claims can be requested from day 14 after the first trade on the specific account, subject to eligibility, with all positions and pending orders closed. Review usually takes 1–2 business days, followed by payment usually within 1–2 business days after invoice approval. FunderPro lists biweekly rewards for Classic and One-Phase, and Pro options of daily rewards at 60% or weekly rewards at 90%. Its minimum profit requirement is $100 for Classic and One-Phase, or 1% of initial balance for Pro. FTMO also has payment-method-specific minimum closed-profit requirements. FTMO reward rules; FunderPro reward rules.
Which firm offers better support for algorithmic traders?
Both publish permission for EAs or algorithmic trading subject to restrictions. FunderPro requires traders to own their EA or bot and prohibits renting, sharing and exploitative use. FTMO permits legitimate algorithmic strategies but warns about third-party EAs and maximum capital allocation, and prohibits excessive server activity and other forbidden practices. These policies do not substantiate a claim that one firm has faster execution or better uptime. Check your specific strategy against both rulebooks. FunderPro EA policy; FTMO strategy policy.
Conclusion and Final Recommendation
Choose FunderPro if you want a larger funded ceiling at $5M, a cheaper entry, from USD 69 and a demo account to test the platform first (FTMO also offers Free Trials). Consider FTMO if you want a choice of 1-Step or 2-Step evaluations and MT4, MT5, cTrader or TradingView. Its Free Trials let you practise before buying. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
How We Compared FunderPro and FTMO
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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