FTMO vs FTUK: Elite Prop Firms Comparison

Published: April 10, 2025 · Last updated: August 13, 2026

Table of Contents

Introduction

FTMO and FTUK are leading proprietary trading firms that provide funded trading accounts to qualified traders. FTMO, established in Prague, has become one of the industry’s most recognized names with its comprehensive educational resources and transparent evaluation process. FTUK, a UK-based alternative, offers similar opportunities with unique features tailored to British and international traders. On Trustpilot, FTUK currently shows 3.9/5 from 646 reviews (per live Trustpilot data); FTMO’s Trustpilot data is not pinned in this JoinProp review (defer to direct check).

🕑 Last updated: Aug 13, 2026⚖ How we rank firms ↗

FTMO ▲ Higher rated

Grade 9.1/10 · 80-90% (2-Step); 90% flat (1-Step) split

Visit FTMO →🎟 FTMO discount code

FTUK

Grade 9/10 · 50-80% split

Visit FTUK →🎟 FTUK discount code

TL;DR: FTMO (grade 9.1) offers a 80-90% (2-Step); 90% flat (1-Step) profit split; FTUK (grade 9) offers 50-80%. Full side-by-side below. Best for: FTMO - 2-Step recommended for most; 1-Step only if 90% split outweighs other concerns. FTUK - Disciplined traders seeking capital without personal risk. Our higher-rated pick: FTMO (9.1 vs 9).

Quick Facts

Feature	FTMO	FTUK

Founded	2015	2021-02
Profit Split	80-90% (2-Step); 90% flat (1-Step)	50-80%
Maximum Account Size	$2,000,000	$6,400,000
Evaluation Phases	2	2
Trustpilot Rating	4.8/5 (43,791 reviews)	—
Expert Grade	9.1	9

Program Types

Program	FTMO	FTUK
Entry Level Program	Yes	One Step
Advanced Program	FTMO Challenge + Verification	Two Step
Scaling Options	Yes	Yes
Demo Account	No	Yes

Rules & Assessment

Criteria	FTMO	FTUK
Profit Target	10% then 5% (2-Step); 10% (1-Step)	—
Maximum Drawdown	10% static (2-Step); 10% trailing (1-Step)	5-12%
Minimum Trading Days	4 per phase (2-Step); none (1-Step)	10
News Trading	Restricted on Standard; unrestricted on Swing	Yes

Real trader stories

Read a trading story of a FTMO trader →Read a trading story of a FTMO trader →

Fees & Pricing

Option	FTMO	FTUK
$10K Account	EUR 89 / FTMO 2-Step / One-time	USD 99 / Listed challenge / One-time
$25K Account	EUR 250 / FTMO 2-Step / One-time	USD 179 / Listed challenge / One-time
$50K Account	EUR 345 / FTMO 2-Step / One-time	USD 269 / Listed challenge / One-time
$100K Account	EUR 540 / FTMO 2-Step / One-time	USD 499 / Listed challenge / One-time
$200K Account	EUR 1080 / FTMO 2-Step / One-time	Not offered
Coupons / Discount	FTMO discount	FTUK discount

Platforms & Markets

Feature	FTMO	FTUK
Trading Platforms	MT4, MT5, cTrader	MatchTrader, TradeLocker, FTUK XT
Forex	Yes	Yes
Stocks	Yes	Yes
Indices	Yes	Yes
Commodities	Yes	Yes
Cryptocurrencies	Yes	Yes
Bonds	Available	No
EA/Algo Trading	Yes	No

Payout

Feature	FTMO	FTUK
Payout Terms	Bi-weekly via bank transfer, e-wallets, wire transfer, cryptocurrencies	Monthly (15th); methods: bank wire, PayPal, Skrill, crypto, Wise; min $50
See all prop firm payouts →

Verdict

Key Element	FTMO	FTUK
Strengths	Full fee refund on 2-Step; static drawdown; no consistency rules; zero withdrawal commission; scaling to $2M	Multiple funding programs, Up to $6.4M scaling, 80% profit share, No stop loss requirement, 14-day free trial
Weaknesses	No reset product; 1-Step fee never refunded; 50% Best Day Rule blocks payouts; 1-Step payout resets buffer	Simulated capital only, One Step starts at 50%, No MT4/MT5/TradingView, Max $100k purchasable
Best For	2-Step recommended for most; 1-Step only if 90% split outweighs other concerns	Disciplined traders seeking capital without personal risk

Visit FTMO →Read full FTMO review

Visit FTUK →Read full FTUK review

Real funded traders – in their own words

Named traders JoinProp interviewed who passed and traded with these firms. Read their full stories:

Traders who chose FTMO

FAQ

What makes FTMO popular among users?

FTMO has gained popularity due to its established reputation in the prop firm industry, transparent evaluation process, and comprehensive educational resources. Traders particularly appreciate their robust analytics dashboard, diverse instrument offerings, and the scaling program that allows account growth of up to 25% after consistent performance. Their bi-weekly withdrawal schedule is also more favorable than many competitors, allowing traders more frequent access to their profits.

How does FTUK differ from other similar organizations?

FTUK differentiates itself with slightly more lenient trading parameters, particularly with a maximum overall loss limit of 8% compared to FTMO’s 10%. Being UK-based provides certain regulatory and operational advantages for British and European traders. Their Fast-Track option for experienced traders is also competitively structured.

Which firm offers better profit-sharing terms?

FTMO generally offers slightly better profit-sharing terms with a range of 70-90% profit splits for traders, while FTUK typically offers 70-80%. However, FTMO’s top-tier 90% profit split is reserved for their most successful long-term traders who have demonstrated consistent profitability. Both firms offer competitive profit shares compared to industry standards, with FTMO having a slight edge for established traders who can qualify for their highest tier.

Are the evaluation fees refundable at both companies?

Yes, both FTMO and FTUK offer full refunds of evaluation fees upon successful completion of their initial testing phase. FTMO refunds the Challenge fee when you pass and move to the Verification stage, while FTUK similarly refunds the Initial Test fee upon passing. This refund policy effectively means that successful traders can access funded accounts without ultimately paying evaluation fees, making both programs more accessible to skilled traders.

Which platform is better for beginner traders?

FTMO generally provides a more comprehensive environment for beginner traders due to its extensive educational resources, more developed community, and robust analytics dashboard that helps identify strengths and weaknesses. They also offer a free demo challenge to practice before committing financially. However, FTUK’s slightly more lenient trading parameters (4% maximum daily loss vs. FTMO’s 5%) might be less intimidating for newcomers. Consider starting with FTMO’s educational resources while evaluating which platform’s specific rules better match your trading style.

How was this 2 companies Comparison Created?

1. We Collect

Our data collection process involves gathering information directly from FTMO and FTUK’s official websites, terms of service, and publicly available documentation. We supplement this with verified user experiences from Trustpilot, trading forums, and social media communities. We also consult industry experts and professional traders who have direct experience with both platforms to ensure our information captures real-world performance beyond marketing claims.

2. We Examine

All collected information undergoes verification by our team of experienced traders and financial analysts who have personal experience with prop trading firms. We cross-reference details against multiple sources to eliminate inconsistencies and carefully evaluate user feedback to distinguish between isolated incidents and systematic issues. Any conflicting information is resolved through direct inquiries to the companies’ support teams to ensure accuracy.

3. We Score

Our scoring methodology evaluates each platform across seven key dimensions: reputation/trustworthiness, trading conditions, platform reliability, educational resources, profit potential, customer support, and overall value. Each category is weighted based on importance to most traders, with trading conditions and reliability receiving the highest priority. Final scores incorporate both objective metrics and subjective user experiences to provide a balanced assessment.

4. You Choose

Use this comparison as a starting point for your decision, but consider your specific trading style and goals. If you value institutional reputation and extensive resources, FTMO may be your preference. If you prefer slightly more flexible trading parameters and UK-based operations, FTUK might better suit your needs. Consider testing both platforms’ demo accounts before committing financially, and remember that the best choice depends on your individual trading approach, experience level, and financial objectives.