FTMO vs Crypto Fund Trader: Elite Prop Firms Comparison

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Introduction

FTMO and Crypto Fund Trader are leading prop trading firms offering traders access to funded accounts after passing assessment challenges. FTMO, established in 2015, has built a strong reputation in forex and multi-asset trading with exceptional educational resources and risk management tools, boasting a strong reputation in the funded-trading community (live Trustpilot data not in the current JoinProp review). Crypto Fund Trader, a newer entrant focused primarily on cryptocurrency markets, offers innovative digital asset trading opportunities with competitive profit splits and has a Trustpilot listing currently flagged as unavailable (April 2026), with 1,132 reviews on file for its specialized crypto trading infrastructure.

FeatureFTMOCrypto Fund Trader
FTMO Crypto Fund Trader
Founded20152021
Profit Split80-90% (2-Step); 90% flat (1-Step)80
Maximum Account Size$2,000,000$300,000
Evaluation Phases22-Phase, 1-Phase, Instant Evaluation
Trustpilot Rating4.8/5 (43,791 reviews)
Expert Grade9.18.9
ProgramFTMOCrypto Fund Trader
Entry Level ProgramYes2-Phase Challenge
Advanced ProgramFTMO Challenge + Verification1-Phase Challenge
Scaling OptionsYesInstant Evaluation
Demo AccountNoYes
CriteriaFTMOCrypto Fund Trader
Profit Target10% then 5% (2-Step); 10% (1-Step)8% (Phase 1), 5% (Phase 2) for 2-Phase; 8% for 1-Phase
Maximum Drawdown10% static (2-Step); 10% trailing (1-Step)10% fixed (2-Phase); 6% trailing (1-Phase)
Minimum Trading Days4 per phase (2-Step); none (1-Step)5
News TradingRestricted on Standard; unrestricted on SwingYes
OptionFTMOCrypto Fund Trader
CFD $10K AccountEUR 89 / FTMO 2-Step / One-time
CFD $25K AccountEUR 250 / FTMO 2-Step / One-time
CFD $50K AccountEUR 345 / FTMO 2-Step / One-time
CFD $100K AccountEUR 540 / FTMO 2-Step / One-time
CFD $200K AccountEUR 1080 / FTMO 2-Step / One-time
Crypto $2.5K AccountUSD 125 / Instant Evaluation / One-time fee
Crypto $5K AccountUSD 58 / 2 Phases Evaluation / One-time fee
Crypto $10K AccountUSD 110 / 2 Phases Evaluation / One-time fee
Crypto $25K AccountUSD 240 / 2 Phases Evaluation / One-time fee
Crypto $50K AccountUSD 389 / 2 Phases Evaluation / One-time fee
Crypto $100K AccountUSD 660 / 2 Phases Evaluation / One-time fee
Crypto $200K AccountUSD 1250 / 2 Phases Evaluation / One-time fee
Coupons / DiscountFTMO discountCrypto Fund Trader discount
FeatureFTMOCrypto Fund Trader
Trading PlatformsMT4, MT5, cTraderMetaTrader 5, Match-Trader, Bybit
ForexYesYes
StocksYesYes
IndicesYesYes
CommoditiesYesYes
CryptocurrenciesYesYes
BondsAvailable
EA/Algo TradingYesYes
FeatureFTMOCrypto Fund Trader
Payout TermsBi-weekly via bank transfer, e-wallets, wire transfer, cryptocurrenciesWeekly, processed within 48 business hours; bank transfer or crypto
See all prop firm payouts →
Key ElementFTMOCrypto Fund Trader
StrengthsFull fee refund on 2-Step; static drawdown; no consistency rules; zero withdrawal commission; scaling to $2M556+ crypto instruments, 80% profit split, Multiple evaluation paths, Three platform options, Crypto and bank payouts, No time limits
WeaknessesNo reset product; 1-Step fee never refunded; 50% Best Day Rule blocks payouts; 1-Step payout resets bufferLacks regulatory oversight, Prone to market manipulation, High volatility risk, Security vulnerabilities, Limited mainstream adoption
Best For2-Step recommended for most; 1-Step only if 90% split outweighs other concernsCrypto-focused traders seeking high profit splits and flexible evaluation options

FAQ

What makes FTMO popular among users?

FTMO’s popularity stems from its established track record since 2015, comprehensive multi-asset trading options, and trader-friendly policies. Users particularly value the full refund of challenge fees upon successful completion, advanced performance analytics through their proprietary dashboard, and the scaling program that offers increased account sizes and profit splits up to 90%. Their educational resources and responsive customer support also contribute significantly to their strong reputation in the funded trading community.

How does Crypto Fund Trader differ from other similar organizations?

Crypto Fund Trader differentiates itself through its specialized focus on cryptocurrency markets, offering access to 556 cryptocurrency instruments alongside 106 forex pairs, 15 indices, 22 commodities, and 25 stock CFDs (720+ total). It offers three platform choices (Match-Trader, MetaTrader 5, and Bybit), direct cryptocurrency payouts in USDT/BTC/ETH alongside bank transfer, and a 14-day money-back guarantee. CFT runs three evaluation paths (2-Phase, 1-Phase, and Instant) with no time limits and an 80% profit split on the funded stage.

Which has easier evaluation criteria – FTMO or Crypto Fund Trader?

Crypto Fund Trader generally offers slightly more forgiving evaluation criteria with an 8% profit target in their standard challenge compared to FTMO’s 10%. CFT’s 2-Phase variant uses the same 10% fixed maximum overall loss as FTMO’s 2-Step Challenge (CFT’s 1-Phase variant uses a stricter 6% trailing drawdown). FTMO offers an alternative 1-Step Challenge for faster funding (10% target, 3% daily, 10% maximum). Both firms have no time limits on any evaluation phase. The best choice depends on your trading style – consistently profitable day traders might find FTMO’s standard challenge easier, while traders wanting weekend holding flexibility may prefer FTMO’s Swing Account or CFT’s permitted weekend holding across all evaluation types.

Can I trade cryptocurrencies with both firms?

Yes, but with significant differences in scope. Crypto Fund Trader offers extensive cryptocurrency trading options with access to 556 cryptocurrency instruments (the largest crypto coverage among prop firms per the CFT review), with futures and perpetuals available via the Bybit platform integration. FTMO provides cryptocurrency trading but with a much more limited selection, primarily focusing on major coins like Bitcoin and Ethereum. If cryptocurrency trading is your primary interest, Crypto Fund Trader’s specialized platform, 24/7 market access, and broader asset selection make it the more suitable choice.

Which firm offers better scaling opportunities for successful traders?

Both firms offer scaling opportunities, but with different approaches. FTMO provides a more structured scaling program where consistently profitable traders can scale their account by 25% per step on meeting performance criteria, up to $2,000,000, and reach a 90% profit split via the Scaling Plan. Crypto Fund Trader pays a flat 80% profit split on the funded stage; the Instant Evaluation programme provides a structured scaling path up to $1,280,000 in virtual funded capital. FTMO offers a larger scaling cap ($2M vs CFT’s $1.28M), making it potentially more attractive for experienced traders seeking substantial capital. However, CFT’s scaling happens more quickly for crypto-focused traders who can capitalize on market volatility.

How was this 2 companies Comparison Created?

1. We Collect

Our team gathered comprehensive data directly from FTMO and Crypto Fund Trader’s official websites, terms of service, and publicly available resources. We supplemented this with verified user reviews from Trustpilot, TrustScore, and specialized trading forums. Additionally, we consulted industry experts and professional traders who have experience with both platforms to gain insights beyond the marketing materials.

2. We Examine

Our financial analysts and trading professionals thoroughly examined all collected information, testing both platforms where possible. We verified claim accuracy, compared stated terms with actual implementation, and cross-referenced user experiences across multiple sources. This examination focused on practical aspects like platform reliability, execution quality, payment processing, and customer support responsiveness rather than just advertised features.

3. We Score

We developed a weighted scoring system with key criteria including company reputation (15%), program structure (20%), platform functionality (15%), asset availability (10%), cost structure (15%), profit distribution (15%), and customer support (10%). Each category contains multiple sub-criteria evaluated on a 1-5 scale. Final scores represent the weighted average across all categories, with particular emphasis on factors most important to traders seeking funded accounts.

4. You Choose

Use this comparison as a starting point for your decision-making process. Consider your specific trading style, preferred markets, and financial goals. FTMO may be preferable for traditional market traders seeking larger account sizes and established reputation, while Crypto Fund Trader offers advantages for cryptocurrency specialists. We recommend trying demo accounts from both providers before committing financially, and carefully reviewing their most current terms as offerings may change over time.

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JoinProp FTMO and Crypto Fund Trader are leading prop trading firms offering traders access to funded accounts after passing assessment challenges. FTMO, established in 2015, has built a strong reputation in forex and multi-asset trading with exceptional educational resources and risk management tools, boasting a strong reputation in the funded-trading community (live Trustpilot data not in the current JoinProp review). Crypto Fund Trader, a newer entrant focused primarily on cryptocurrency markets, offers innovative digital asset trading opportunities with competitive profit splits and has a Trustpilot listing currently flagged as unavailable (April 2026), with 1,132 reviews on file for its specialized crypto trading infrastructure.

About JoinProp

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