FundedNext vs FTMO – Prop Firm Comparison
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FTMO product scope: FTMO runs two product lines. The rules and reward terms discussed on this page are its CFD 1-Step and 2-Step programs, while the pricing table also lists its Futures Growth and Pro plans, which are sold on a monthly subscription and carry their own risk limits and payout terms. Both lines are covered in full in our FTMO review.
Introduction
When comparing prop trading firms, FundedNext and FTMO each offer distinct paths to funded trading. FundedNext is UAE-based, founded in 2022, and is known for 66,000+ Trustpilot reviews – most reviewed prop firm, Up to 95% profit split. It holds a 4.5/5 (70,215 reviews (June 2026)) Trustpilot rating. FTMO, based in Prague, Czech Republic, was founded in 2015 and stands out for Industry pioneer since 2015, Strongest brand recognition globally, holding a Trustpilot rating of 4.8/5 from 53,102 reviews (checked September 27, 2026). Both firms provide paths to funded accounts, but their evaluation structures, pricing, and trader benefits differ in key ways that may suit different trader profiles.
Quick Facts
| Feature | FundedNext | FTMO |
|---|---|---|
| 
| |
| Founded | 2022 | 2015 |
| Profit Split | Up to 95% with paid Lifetime Reward add-on; share varies by model and payout option. Stellar 2-Step: Standard 80%, 3 Day 60%, On-Demand 90%. | The Two CFD Challenges Compared - 2-Step: 80%, rising to 90% The Two CFD Challenges Compared - 1-Step: 90% from day one |
| Maximum Account Size | $4,000,000 | CFD: up to $2,000,000 through scaling. Futures: up to $450,000 across 3 Sim-Funded accounts |
| Evaluation Phases | Not available | CFD: 1 phase (1-Step), 2 phases (2-Step). Futures: Evaluation, then Sim-Funded, then invitation-only Live Funded |
| Trustpilot Rating | 4.5 | Public Track Record and Ratings: 4.8 / 5 (53,102 reviews) |
| Expert Grade | 8.6 | 9.1 |
Program Types
| Program | FundedNext | FTMO |
|---|---|---|
| Entry Level Program | Stellar Lite | Yes. CFD 2-Step from EUR 89 one-time; Futures Growth from $119 per month |
| Advanced Program | Stellar 2-Step | FTMO Challenge and Verification (CFD 2-Step); Futures Pro path with hard daily loss and 100% withdrawals |
| Scaling Options | Stellar 1-Step | The Two CFD Challenges Compared - 2-Step: Subject to eligibility The Two CFD Challenges Compared - 1-Step: Subject to eligibility; see Scaling Plan |
| Demo Account | No | Free Trials for 1-Step and 2-Step; practice only, not qualification. No free trial on Futures |
Rules & Assessment
| Criteria | FundedNext | FTMO |
|---|---|---|
| Profit Target | The Product Line - Stellar 1-Step: 10% The Product Line - Stellar 2-Step: 8% then 5% The Product Line - Stellar Lite: 8% then 4% The Product Line - Stellar Instant: None | The Two CFD Challenges Compared - 2-Step: 10% then 5% The Two CFD Challenges Compared - 1-Step: 10% Evaluation objectives - Growth $50K: $3,000 Evaluation objectives - Growth $100K: $6,000 Evaluation objectives - Growth $150K: $9,000 Evaluation objectives - Pro $50K: $3,000 Evaluation objectives - Pro $100K: $6,000 Evaluation objectives - Pro $150K: $9,000 |
| Maximum Drawdown | The Product Line - Stellar 1-Step: 6% The Product Line - Stellar 2-Step: 10% The Product Line - Stellar Lite: 8% The Product Line - Stellar Instant: 6% | The Two CFD Challenges Compared - 2-Step: 10% The Two CFD Challenges Compared - 1-Step: 10% Evaluation objectives - Growth $50K: $2,000 Evaluation objectives - Growth $100K: $3,500 Evaluation objectives - Growth $150K: $5,000 Evaluation objectives - Pro $50K: $3,000 Evaluation objectives - Pro $100K: $4,500 Evaluation objectives - Pro $150K: $6,000 Sim-Funded account and payouts - Growth $50K: $2,000 Sim-Funded account and payouts - Growth $100K: $3,500 Sim-Funded account and payouts - Growth $150K: $5,000 Sim-Funded account and payouts - Pro $50K: $3,000 Sim-Funded account and payouts - Pro $100K: $4,500 Sim-Funded account and payouts - Pro $150K: $6,000 |
| Minimum Trading Days | The Product Line - Stellar 1-Step: 2 The Product Line - Stellar 2-Step: 5 The Product Line - Stellar Lite: 5 The Product Line - Stellar Instant: None | The Two CFD Challenges Compared - 2-Step: 4 per phase The Two CFD Challenges Compared - 1-Step: None |
| News Trading | Yes | Evaluation: allowed within trading rules. Standard FTMO Account: affected instruments restricted 2 minutes before/after selected releases; Swing exempt. Futures: news trading allowed |
| Daily Loss Limit | The Product Line - Stellar 1-Step: 3% The Product Line - Stellar 2-Step: 5% The Product Line - Stellar Lite: 4% The Product Line - Stellar Instant: None | The Two CFD Challenges Compared - 2-Step: 5% The Two CFD Challenges Compared - 1-Step: 3% Evaluation objectives - Growth $50K: None Evaluation objectives - Growth $100K: None Evaluation objectives - Growth $150K: None Evaluation objectives - Pro $50K: $1,000 hard Evaluation objectives - Pro $100K: $1,500 hard Evaluation objectives - Pro $150K: $2,000 hard Sim-Funded account and payouts - Growth $50K: $1,000 soft Sim-Funded account and payouts - Growth $100K: $2,000 soft Sim-Funded account and payouts - Growth $150K: $3,000 soft Sim-Funded account and payouts - Pro $50K: $1,000 hard Sim-Funded account and payouts - Pro $100K: $1,500 hard Sim-Funded account and payouts - Pro $150K: $2,000 hard |
| Drawdown Type | The Product Line - Stellar 1-Step: Static The Product Line - Stellar 2-Step: Static The Product Line - Stellar Lite: Static The Product Line - Stellar Instant: Trailing | The Two CFD Challenges Compared - 2-Step: STATIC - the floor never moves The Two CFD Challenges Compared - 1-Step: END-OF-DAY TRAILING |
| Time Limit | Not available | The Two CFD Challenges Compared - 2-Step: Unlimited The Two CFD Challenges Compared - 1-Step: Unlimited |
| Consistency / Best Day Rule | Not available | The Two CFD Challenges Compared - 2-Step: - The Two CFD Challenges Compared - 1-Step: 50% Evaluation objectives - Growth $50K: 40% Evaluation objectives - Growth $100K: 40% Evaluation objectives - Growth $150K: 40% Evaluation objectives - Pro $50K: 50% Evaluation objectives - Pro $100K: 50% Evaluation objectives - Pro $150K: 50% |
| Maximum Contracts | Not available | Evaluation objectives - Growth $50K: 5 Evaluation objectives - Growth $100K: 10 Evaluation objectives - Growth $150K: 15 Evaluation objectives - Pro $50K: 5 Evaluation objectives - Pro $100K: 10 Evaluation objectives - Pro $150K: 15 Sim-Funded account and payouts - Growth $50K: 2 to 5 Sim-Funded account and payouts - Growth $100K: 4 to 10 Sim-Funded account and payouts - Growth $150K: 6 to 15 Sim-Funded account and payouts - Pro $50K: 2 to 5 Sim-Funded account and payouts - Pro $100K: 4 to 10 Sim-Funded account and payouts - Pro $150K: 6 to 15 |
Fees & Pricing
| Option | FundedNext | FTMO |
|---|---|---|
| CFD $10K Account | Not listed in review pricing source | FTMO 2-Step (regular fee) / EUR 89 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 79 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $25K Account | Listed challenge / USD 199.99 / One-time | FTMO 2-Step (regular fee) / EUR 250 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 199 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $50K Account | Listed challenge / USD 299.99 / One-time | FTMO 2-Step (regular fee) / EUR 345 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 319 / One-time Fee not refunded. Source Checked 2026-09-28 |
| CFD $100K Account | Listed challenge / USD 549.99 / One-time | FTMO 2-Step (regular fee) / EUR 540 / One-time Fee refundable 100% with first payout. Regular fee shown. Offer observed September 26, 2026: EUR 439 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 499 / One-time Fee not refunded. Regular fee shown. Offer observed September 26, 2026: EUR 399 only if you do not already have that Challenge active; confirm current eligibility. Source Checked 2026-09-28 |
| CFD $200K Account | Listed challenge / USD 1099.99 / One-time | FTMO 2-Step (regular fee) / EUR 1080 / One-time Fee refundable 100% with first payout. Source Checked 2026-09-28 FTMO 1-Step (regular fee) / EUR 999 / One-time Fee not refunded. Source Checked 2026-09-28 |
| Futures $50K Account | Not listed in review pricing source | FTMO Futures Growth / USD 119 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 139 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Futures $100K Account | Not listed in review pricing source | FTMO Futures Growth / USD 169 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 199 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Futures $150K Account | Not listed in review pricing source | FTMO Futures Growth / USD 229 / Monthly Soft daily loss, Sim-Funded only. Payout cap from $2,500. Payout eligibility 4 days. No activation fee. Source Checked 2026-09-28 FTMO Futures Pro / USD 269 / Monthly Hard daily loss. Payout caps $5,000 to $8,000. Payout eligibility 5 days. No activation fee. Source Checked 2026-09-28 |
| Refund Policy | No | The Two CFD Challenges Compared - 2-Step: 100% The Two CFD Challenges Compared - 1-Step: None |
| Coupons / Discount | FundedNext discount | FTMO discount |
Platforms & Markets
| Feature | FundedNext | FTMO |
|---|---|---|
| Trading Platforms | MetaTrader 4, MetaTrader 5, cTrader, Match-Trader, TradingView, NinjaTrader, Tradovate | CFD: MetaTrader 4, MetaTrader 5, cTrader, TradingView. Futures: NinjaTrader, Tradovate, TradingView |
| Forex | Yes | Yes |
| Stocks | No | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | Not verified for CFD accounts; check current Symbols |
| EA/Algo Trading | Not available | Allowed subject to trading rules, allocation and platform limits; third-party EAs can create allocation conflicts. |
Payout
| Feature | FundedNext | FTMO |
|---|---|---|
| Payout Terms | Standard 2-Step/Lite: first reward after 21 days, then every 14 days. 1-Step: every 5 business days. Alternative 3 Day and On-Demand options have separate conditions. Limits and fees depend on method and eligibility; compliance review applies. | CFD: request from day 14 after the first trade on the specific account, subject to eligibility; close all positions and pending orders. Review usually 1-2 business days; payment usually 1-2 business days after invoice approval. Futures Sim-Funded: every 4 days on Growth (50% withdrawable, cap $2,500 to $4,000), every 5 days on Pro (100% withdrawable, cap $5,000 to $8,000). Live Funded: daily, no cap |
| See all prop firm payouts → | ||
| Payout Frequency | Not available | Sim-Funded account and payouts - Growth $50K: Every 4 days Sim-Funded account and payouts - Growth $100K: Every 4 days Sim-Funded account and payouts - Growth $150K: Every 4 days Sim-Funded account and payouts - Pro $50K: Every 5 days Sim-Funded account and payouts - Pro $100K: Every 5 days Sim-Funded account and payouts - Pro $150K: Every 5 days |
| Payout Cap | Not available | Sim-Funded account and payouts - Growth $50K: $2,500 Sim-Funded account and payouts - Growth $100K: $3,000 Sim-Funded account and payouts - Growth $150K: $4,000 Sim-Funded account and payouts - Pro $50K: $5,000 Sim-Funded account and payouts - Pro $100K: $6,000 Sim-Funded account and payouts - Pro $150K: $8,000 |
| Payout Eligibility | Not available | Sim-Funded account and payouts - Growth $50K: 4 days at $150+ Sim-Funded account and payouts - Growth $100K: 4 days at $250+ Sim-Funded account and payouts - Growth $150K: 4 days at $300+ Sim-Funded account and payouts - Pro $50K: 5 days at $200+ Sim-Funded account and payouts - Pro $100K: 5 days at $300+ Sim-Funded account and payouts - Pro $150K: 5 days at $500+ |
| Withdrawable Amount | Not available | Sim-Funded account and payouts - Growth $50K: 50% Sim-Funded account and payouts - Growth $100K: 50% Sim-Funded account and payouts - Growth $150K: 50% Sim-Funded account and payouts - Pro $50K: 100% Sim-Funded account and payouts - Pro $100K: 100% Sim-Funded account and payouts - Pro $150K: 100% |
Verdict
| Key Element | FundedNext | FTMO |
|---|---|---|
| Strengths | Up to 95% profit split, 15% challenge-phase reward, No consistency rule, $4M scaling potential | Full fee refund on 2-Step; static drawdown; no consistency rules on CFD; zero withdrawal commission; scaling to $2M; futures line with no minimum trading days and no activation fee |
| Weaknesses | No fee refund on failure, Complex add-on pricing, January 2026 scale-up rule change | 1-Step fee non-refundable; 50% Best Day condition for passing/rewards; new 1-Step account after reward starts with a 90%-of-initial-capital loss floor; futures is a recurring monthly subscription, Growth pays out only 50% per request, and the Live Funded step is by invitation only |
| Best For | Traders seeking high profit splits with flexible trading rules | CFD: 2-Step for most, 1-Step only if the 90% split outweighs other concerns. Futures: Pro if you want 100% withdrawals, Growth if you want the cheapest entry |
Conclusion and Final Recommendation
Choose FundedNext if you want a higher profit split, up to 95%, a larger funded ceiling at $4M and news trading allowed. Consider FTMO if you want a choice of 1-Step or 2-Step evaluations and MT4, MT5, cTrader or TradingView. Its Free Trials let you practise before buying. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about FundedNext’s programs?
FundedNext distinguishes Stellar 1-Step and Stellar 2-Step accounts. Their reward schedules and optional payout arrangements differ. FundedNext official rules.
What should I know about FTMO’s programs?
FTMO offers a one-phase 1-Step and a two-phase 2-Step evaluation. The 2-Step has targets of 10% then 5%, a 5% daily loss limit and four minimum trading days per phase. The 1-Step has a 10% target, a 3% daily loss limit, no minimum trading days and a 50% Best Day Rule. Both have unlimited completion time. FTMO program comparison.
FTMO offers Free Trials for both evaluation models; they are practice accounts, not a qualification route. Supported platforms are MT4, MT5, cTrader and TradingView, selected in the Challenge configurator.
How do payouts differ between FundedNext and FTMO?
Stellar 1-Step starts at an 80% reward share with a five-business-day cycle. Standard Stellar 2-Step starts at 80%, with its first reward after 21 days and later rewards every 14 days. Eligible scaling can increase the share to 90%. FundedNext official rules.
FTMO pays a 90% reward share on 1-Step and 80% on 2-Step, rising to 90% under applicable scaling or premium conditions. Requests can be made from day 14 after the first trade on the specific account, subject to eligibility, with all positions and pending orders closed. Review usually takes 1–2 business days; payment usually follows within 1–2 business days after invoice approval. FTMO reward terms.
Which account rules matter when comparing FundedNext and FTMO?
Stellar 2-Step also offers alternative payout options with their own conditions; the three-day option pays 60% and requires three profitable days of at least 1% each. FundedNext official rules.
Do not apply the 2-Step objectives to 1-Step: drawdown and consistency requirements differ. Both routes have no maximum evaluation completion period. FTMO official rules; FTMO official program information.
Is FundedNext or FTMO automatically the better choice?
No. Each firm wins on a different axis. FundedNext has the higher profit split at 95% and the larger funded ceiling at $4M. FTMO has the cheaper entry at EUR 89 and market access the other lacks, namely stocks and bonds. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared FundedNext and FTMO
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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