Funding rock vs TopStep: Comprehensive Comparison

# Funding rock vs TopStep: Comprehensive Comparison

## Introduction

Funding rock and TopStep are two prominent proprietary trading firms that provide traders with funded accounts to trade futures markets. TopStep, founded in 2012, is one of the industry pioneers with a well-established reputation and a Trustpilot rating of approximately 4.3/5 from over 3,000 reviews. Funding rock is a newer entrant in the prop trading space, focusing on providing flexible evaluation programs for futures traders. Both companies offer traders the opportunity to prove their skills through evaluation processes and earn profit splits from funded accounts, but they differ significantly in their program structures, pricing models, and trading rules. This comprehensive comparison will help you determine which platform best aligns with your trading style and career goals.

Quick Comparison
Feature Funding rock TopStep
JoinProp # Funding rock vs TopStep: Comprehensive Comparison JoinProp # Funding rock vs TopStep: Comprehensive Comparison
Founded 2020s 2012
Trustpilot Rating Limited reviews available 4.3/5 (3,000+ reviews)
Account Sizes Up to $250,000 $50,000 – $150,000
Profit Split Up to 90% Up to 100% (after reset)
Evaluation Phases 1-2 phases 1 phase (Combine)
Review Read full review Read full review

Program Types – Which experience fits your goals?
Program Funding rock TopStep
Standard Evaluation Multi-phase evaluation with profit targets and drawdown limits Single-phase Trading Combine with specific targets
Account Scaling Available with performance-based increases Available up to $150,000 based on consistency
Express Programs Faster evaluation options available Not specifically offered
Practice Accounts Demo accounts for practice Free Trial and practice mode available
Funded Account Live funded account after passing evaluation Funded Account after passing Trading Combine

Assessment Criteria – How can you pass the test?
Criteria Funding rock TopStep
Profit Target Varies by account size (typically 8-10%) $3,000 – $9,000 depending on account size
Maximum Daily Loss Typically $1,000 – $4,000 $1,000 – $3,000 based on account
Maximum Trailing Drawdown Varies by program $2,000 – $6,000 depending on account size
Minimum Trading Days Varies by evaluation type 5 trading days minimum in Combine
Maximum Trading Days Time limits apply Unlimited time to complete (subscription-based)
Consistency Rules May have consistency requirements No single day can exceed 40% of total profit
Position Limits Based on account size and instrument Specific contract limits per instrument

Fees and Pricing – How much will you pay?
Option Funding rock TopStep
Entry-Level Evaluation Starting from $99-$149 $165/month for $50K account
Mid-Tier Evaluation $200-$300 range $325/month for $100K account
Premium Evaluation $400+ for larger accounts $375/month for $150K account
Pricing Model One-time fee or subscription options Monthly subscription until passing
Reset/Retry Fees Discounted reset options available Continue subscription to retry
Refund Policy May offer activation fee refund upon funding First profit withdrawal includes refund of one month
Coupons Coupon Code Coupon Code
Review Read full review Read full review

Platforms/Tools – What can you use?
Platform/Tool Funding rock TopStep
Trading Platforms Various platforms supported (typically Rithmic, CQG) NinjaTrader, TradeOvate, TradingView
Data Feeds Real-time market data included Real-time data through supported platforms
Educational Resources Basic educational materials Extensive Trading Floor educational content
Community Access Community features may be available Active Trading Floor community and live sessions
Performance Analytics Dashboard with trading statistics Comprehensive dashboard with detailed analytics
Mobile Trading Depends on platform choice Available through supported platforms

Available Markets/Products
Market Type Funding rock TopStep
Index Futures ES, NQ, YM, RTY available ES, NQ, YM, RTY, and more
Energy Futures CL, NG available CL, NG, RB, HO available
Metal Futures GC, SI available GC, SI, HG available
Agricultural Futures Select commodities available ZC, ZS, ZW and other grains
Currency Futures Major currency pairs 6E, 6J, 6B and other currencies
Cryptocurrency Futures May offer crypto futures BTC and MBT available

Payout and Profit Sharing
Feature Funding rock TopStep
Initial Profit Split 80% to trader 90% to trader
Maximum Profit Split Up to 90% 100% after account reset
Payout Frequency Bi-weekly or monthly options Bi-weekly (every 14 days)
Minimum Payout Typically $100-$200 $100 minimum
Payout Methods Wire transfer, other methods Wire transfer, ACH, other options
First Payout After meeting requirements After 14 days in funded account

Conclusion and Final Recommendation
Key Element Funding rock TopStep
Strengths • Flexible evaluation options
• Competitive pricing structures
• High profit splits available
• Larger account sizes possible		 • Industry-leading reputation since 2012
• Extensive educational resources
• Active trading community
• Path to 100% profit split
• Unlimited time to pass evaluation
Weaknesses • Limited track record
• Fewer educational resources
• Smaller community
• Less transparent public reviews		 • Monthly subscription model can be costly
• Strict consistency rules
• Account size caps at $150K
• Higher evaluation fees overall
Best For Traders seeking flexible evaluation options, larger account sizes, and competitive one-time pricing who don’t require extensive educational support Traders who value established reputation, comprehensive education, strong community support, and are willing to invest in a subscription model for unlimited evaluation time
Final Grade 3.8/5 4.4/5
Discount Codes Coupon Code Coupon Code
Review Read full review Read full review

## FAQ

What makes Funding rock popular among users?

Funding rock has gained attention for its flexible evaluation structures and competitive pricing models. Traders appreciate the availability of larger account sizes (up to $250,000) and high profit splits reaching 90%. The platform offers both one-time payment and subscription options, allowing traders to choose the pricing model that best fits their needs. Additionally, Funding rock’s streamlined evaluation process with fewer phases can be attractive for experienced traders who want to reach funded status quickly.

How does TopStep differ from other similar organizations?

TopStep distinguishes itself as one of the original and most established prop trading firms in the industry, operating since 2012. Its unique subscription-based model gives traders unlimited time to pass their Trading Combine, removing the pressure of time constraints. TopStep also stands out for its comprehensive educational platform called “The Trading Floor,” which includes live sessions, recorded courses, and mentorship from experienced traders. The path to 100% profit split after account reset is another unique feature. TopStep’s extensive track record with over 3,000 Trustpilot reviews provides transparency and credibility that newer firms cannot match.

Which platform has more affordable pricing for beginners?

For beginners, the pricing comparison depends on how quickly you expect to pass the evaluation. Funding rock typically offers lower one-time entry fees starting around $99-$149, which can be more budget-friendly if you pass quickly. However, TopStep’s subscription model starting at $165/month includes unlimited attempts and time to pass, plus extensive educational resources that can be valuable for beginners. If you need multiple attempts or more learning time, TopStep’s subscription might provide better overall value despite higher monthly costs. TopStep also refunds one month’s subscription fee with your first profit withdrawal.

Can I trade the same markets and instruments on both platforms?

Both Funding rock and TopStep support futures trading across major asset classes including index futures (ES, NQ, YM, RTY), energies (crude oil, natural gas), metals (gold, silver), currencies, and agricultural commodities. TopStep offers a more comprehensive list of tradeable instruments with over 75 futures contracts available. Both platforms allow you to trade micro contracts and standard contracts, though position limits vary based on account size and instrument. The specific trading platforms differ—TopStep officially supports NinjaTrader, TradeOvate, and TradingView, while Funding rock may support different platform connections. Check with each firm for the complete list of supported instruments and platforms.

What happens if I fail the evaluation on either platform?

If you fail the evaluation on Funding rock, you typically need to purchase a new evaluation or pay a discounted reset fee to try again. The specific terms depend on your chosen program. On TopStep, since it operates on a monthly subscription model, you can simply continue your subscription and start a new Trading Combine without additional fees beyond the monthly subscription. This is one of TopStep’s advantages—unlimited attempts while subscribed. Both platforms may offer educational feedback on why you failed to help you improve. TopStep provides detailed analytics showing where you violated rules or fell short of targets. Many traders appreciate TopStep’s model because it removes the financial pressure of each individual attempt.

## How was this 2 companies Comparison Created?

### 1. We Collect
Our research team gathered comprehensive data from multiple authoritative sources including the official websites of both Funding rock and TopStep, verified customer reviews from Trustpilot and other independent review platforms, trader testimonials from trading forums and social media communities, and publicly available information about program structures, pricing, and terms of service. We also consulted industry reports and analyses from futures trading publications and prop trading comparison websites to ensure we captured the most current and accurate information available about both firms.

### 2. We Examine
After collecting raw data, our team of experienced futures traders and financial analysts verified each piece of information against multiple sources to ensure accuracy. We cross-referenced pricing structures, evaluation rules, and program features directly with both companies’ official documentation. Our experts analyzed user feedback patterns to identify genuine experiences versus outliers, examined the historical performance and reputation of both firms within the prop trading industry, and evaluated the practical implications of each platform’s rules for different trading styles and experience levels. This thorough examination process ensures that our comparison reflects real-world trading conditions.

### 3. We Score
Our scoring methodology evaluates both platforms across multiple critical dimensions including reputation and track record (weighted at 25%), program structure and flexibility (20%), pricing and value proposition (20%), educational resources and support (15%), trading conditions and available markets (10%), payout structures and terms (10%). Each category is scored objectively based on measurable criteria, with subjective factors like user satisfaction incorporated through weighted review analysis. TopStep’s longer track record and comprehensive educational offerings contributed to its higher overall score, while Funding rock scored competitively on pricing flexibility and account size options.

### 4. You Choose
This comparison provides you with objective, detailed information to make an informed decision based on your specific needs. Consider your experience level—beginners may benefit more from TopStep’s educational resources, while experienced traders might prefer Funding rock’s streamlined approach. Evaluate your budget constraints and whether one-time fees or subscriptions work better for your financial situation. Think about your trading style and whether you need more time to pass evaluations (favoring TopStep) or prefer quick, focused attempts (favoring Funding rock). Assess the importance of community and education versus pure evaluation flexibility. Ultimately, the best choice depends on your individual trading goals, financial situation, and learning preferences.

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JoinProp # Funding rock vs TopStep: Comprehensive Comparison

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