Hola Prime Moves 2-Step Fly Funded Accounts to an Intraday Trailing Loss Limit, With a Permanent 3% Floor, for Accounts Bought From November 4
Hola Prime has changed how the Maximum Loss Limit works on new 2-Step Fly accounts, moving it from an end-of-day trailing calculation to an intraday trailing one while keeping a permanent floor 3% below the starting balance, according to a Forex Prop Reviews report published on 6 November 2026. The rule applies to accounts bought on or after 4 November 2026 at 8:00 AM Eastern, and only once they reach the Sim. Funded stage. For anyone trading Hola Prime accounts, the practical effect is that floating profit now matters in a way it did not before.
What Changed in the 2-Step Fly Maximum Loss Limit
A maximum loss limit sets the equity level at which an account is breached. A trailing version moves upward as the account makes money, so the buffer a trader has depends on how the trailing level is calculated. Under the older end-of-day model, the level only adjusted once the trading day closed, using the day’s final result. Under the new intraday model, as reported, the level follows the account during the session.
The report says the change covers 2-Step Fly accounts at the Sim. Funded stage that were purchased from 4 November 2026 at 8:00 AM EST. Accounts bought before that moment stay on the original end-of-day trailing calculation and are not changed by the announcement. That makes the purchase timestamp the dividing line between the two rule sets, which is worth knowing for any trader who holds accounts bought across the cutoff.
JoinProp has described these rules as reported by Forex Prop Reviews. Hola Prime has not been quoted directly in this story, and JoinProp did not find a contradicting statement on the firm’s public pages.
The Permanent 3% Floor
The most trader-friendly element of the update is the lock. According to the report, the Maximum Loss Limit stops trailing once it sits 3% below the initial account balance. On a $100,000 account that would be $97,000, a figure JoinProp has worked out from the reported percentage rather than taken from the firm. After that point the level stays where it is, even after a payout.
The report adds that this applies even when a trader requests a payout of 100% of accumulated profits. In other words, withdrawing everything does not leave the trader sitting on the original balance with no room, because the floor stays 3% below it. That is a meaningful protection for traders who withdraw regularly, since a trailing limit that kept rising would otherwise squeeze the buffer after each profitable period.
The report does not explain whether the lock is reached at a specific profit level, or whether the same floor logic applies in earlier stages of the 2-Step Fly program. Those are the kind of details a trader would want in the rules document before relying on the change.
Why Intraday Trailing Changes How Traders Manage Risk
Intraday trailing tends to be stricter than end-of-day trailing in one specific situation: a position that moves well into profit and then reverses. Under an end-of-day model the unrealized peak may never be recorded, because only the closing result counts. Under an intraday model, as the report describes it, a peak reached during the session can lift the limit, and a later reversal can then run into the higher level.
That shifts the emphasis toward floating equity and open exposure. Traders who hold positions through volatile sessions, scale in, or let winners run now have to think about the equity high water mark during the day, not only at the close. Our comparison of prop firm challenges shows how much the same headline target can feel different depending on the loss mechanism behind it.
None of this makes the new rule unfair. Many firms already use intraday trailing, and the 3% lock is a real offset. But it does mean that a strategy tuned for the old calculation may need adjusting, and the report is clear that the old and new rules will now coexist depending on purchase date.
What Traders Holding Older Accounts Should Do
Traders with 2-Step Fly accounts bought before the cutoff do not need to change anything, according to the report. Their accounts remain on the end-of-day trailing calculation. Anyone planning a new purchase, or a reset that creates a new account, should check which rule set the new account will run under before paying.
The change also illustrates why traders should keep a record of the terms in force when they buy. Our rule change playbook explains how to document rules at purchase, which matters most when a firm updates a mechanism like this one. Reports of rule changes should be compared with the firm’s own terms page, which remains the final reference.
What This Means for the Broader Prop Industry
Loss limit design is one of the quietest levers in prop trading. A firm can leave its profit target, split and fees untouched and still change the difficulty of a program by altering how the loss limit trails. This update shows the trade-off clearly: a stricter calculation in exchange for a permanent floor that protects regular withdrawers.
Dated, forward-only changes are also a sign of a more careful approach than retroactive edits. Applying the rule only to accounts bought after a stated time gives traders a clear line. How firms handle those lines, and how openly they publish them, is a useful input when weighing survival rates and payout proof across the industry.
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