FTMO vs Crypto Fund Trader: Elite Prop Firms Comparison

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Introduction

FTMO and Crypto Fund Trader are leading prop trading firms offering traders access to funded accounts after passing assessment challenges. FTMO, established in 2015, has built a strong reputation in forex and multi-asset trading with exceptional educational resources and risk management tools, with a Trustpilot rating of 4.8/5 from 53,102 reviews (checked September 27, 2026). Crypto Fund Trader, a newer entrant focused primarily on cryptocurrency markets, offers innovative digital asset trading opportunities with competitive profit splits and has a Trustpilot listing currently flagged as unavailable (April 2026), with 1,132 reviews on file for its specialized crypto trading infrastructure.

FeatureFTMOCrypto Fund Trader
FTMO Crypto Fund Trader
Founded20152021
Profit Split
Maximum Account SizeCFD: up to $2,000,000 through scaling. Futures: up to $450,000 across 3 Sim-Funded accounts$300,000
Evaluation PhasesCFD: 1 phase (1-Step), 2 phases (2-Step). Futures: Evaluation, then Sim-Funded, then invitation-only Live Funded1-Phase, 2-Phase, Instant, Break and Ascend; availability varies
Trustpilot Rating
Expert Grade9.18.5
ProgramFTMOCrypto Fund Trader
Entry Level ProgramYes. CFD 2-Step from EUR 89 one-time; Futures Growth from $119 per month2-Phase Challenge
Advanced ProgramFTMO Challenge and Verification (CFD 2-Step); Futures Pro path with hard daily loss and 100% withdrawals1-Phase Challenge
Scaling OptionsInstant doubles at 10% profit; published ceiling $1.28M
Demo AccountFree Trials for 1-Step and 2-Step; practice only, not qualification. No free trial on FuturesYes
CriteriaFTMOCrypto Fund Trader
Profit Target
Maximum Drawdown
Minimum Trading DaysStandard evaluations 0; Break cards 1; older evaluation page conflicts at 5
News TradingEvaluation: allowed within trading rules. Standard FTMO Account: affected instruments restricted 2 minutes before/after selected releases; Swing exempt. Futures: news trading allowedStandard allowed; Ascend restricts new/increased risk ±2 minutes around high-impact news/openings
Daily Loss Limit
Drawdown Type
Time Limit
Consistency / Best Day Rule
Maximum Contracts
OptionFTMOCrypto Fund Trader
CFD $10K Account
CFD $25K Account
CFD $50K Account
CFD $100K Account
CFD $200K Account
Crypto $2.5K Account
Crypto $5K Account


Crypto $10K Account


Crypto $25K Account


Crypto $50K Account


Crypto $100K Account


Crypto $200K Account

Futures $50K Account
Futures $100K Account
Futures $150K Account
Refund Policy14-day money-back guarantee if no positions opened
Coupons / DiscountFTMO discountCrypto Fund Trader discount
FeatureFTMOCrypto Fund Trader
Trading PlatformsCFD: MetaTrader 4, MetaTrader 5, cTrader, TradingView. Futures: NinjaTrader, Tradovate, TradingViewMatch-Trader, MetaTrader 5
ForexYesYes
StocksYesYes
IndicesYesYes
CommoditiesYesYes
CryptocurrenciesYesYes
BondsNot verified for CFD accounts; check current Symbols
EA/Algo TradingAllowed subject to trading rules, allocation and platform limits; third-party EAs can create allocation conflicts.Permitted with restrictions; HFT, tick scalping and arbitrage prohibited
FeatureFTMOCrypto Fund Trader
Payout TermsCFD: request from day 14 after the first trade on the specific account, subject to eligibility; close all positions and pending orders. Review usually 1-2 business days; payment usually 1-2 business days after invoice approval. Futures Sim-Funded: every 4 days on Growth (50% withdrawable, cap $2,500 to $4,000), every 5 days on Pro (100% withdrawable, cap $5,000 to $8,000). Live Funded: daily, no capStandard: 15 traded days or 30 calendar days; weekly add-on 7 traded days; special models differ; up to 48 business hours review
See all prop firm payouts →
Payout Frequency
Payout Cap
Payout Eligibility
Withdrawable Amount
Key ElementFTMOCrypto Fund Trader
StrengthsFull fee refund on 2-Step; static drawdown; no consistency rules on CFD; zero withdrawal commission; scaling to $2M; futures line with no minimum trading days and no activation feeCrypto-focused platform choices; static 2-Phase option; no standard evaluation deadline; bank/crypto rewards
Weaknesses1-Step fee non-refundable; 50% Best Day condition for passing/rewards; new 1-Step account after reward starts with a 90%-of-initial-capital loss floor; futures is a recurring monthly subscription, Growth pays out only 50% per request, and the Live Funded step is by invitation onlyProfit caps; reward discretion; trailing 1-Phase loss limit; model-specific rules and paid add-ons
Best ForCFD: 2-Step for most, 1-Step only if the 90% split outweighs other concerns. Futures: Pro if you want 100% withdrawals, Growth if you want the cheapest entryCrypto-focused traders who match their strategy to platform, leverage and reward requirements

Conclusion and Final Recommendation

Consider FTMO if you want a choice of 1-Step or 2-Step evaluations and MT4, MT5, cTrader or TradingView. Its Free Trials let you practise before buying. Choose Crypto Fund Trader if a cheaper entry, from USD 58, news trading allowed and a demo account to test the platform first (FTMO also offers Free Trials) matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.

Frequently asked questions

How We Compared FTMO and Crypto Fund Trader

Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.

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JoinProp By JoinProp Content Team