FTMO vs Fxify: Elite Prop Firms Comparison
Introduction
FTMO and Fxify represent two leading proprietary trading firms in the forex funding space, offering traders the opportunity to access significant capital without risking their own money. FTMO, established in 2015, has built a strong reputation with its rigorous two-phase evaluation process and generous profit splits, with Trustpilot data not pinned in this JoinProp review (defer to direct check). Fxify, a newer entrant founded in 2023, has quickly gained popularity for its flexible trading parameters and innovative Express Evaluation option, currently holding a 4.4/5 Trustpilot rating from 5,871 reviews.
Quick Comparison |
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| Feature | FTMO | Fxify |
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|  |  |
| Founded | 2015 | 2023 |
| Trustpilot Rating | 4.8/5 (43,791 reviews, June 2026) | 4.4/5 (5,871 reviews) |
| Max Account Size | $200,000 | $4,000,000 |
| Profit Split | Up to 90% | Up to 90% |
| Evaluation Phases | 1-Step or 2-Step | 1-Step, 2-Step, or 3-Step |
| Review | Read full review | Read full review |
Program Types – Which experience fits your goals? |
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| Program | FTMO | Fxify |
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| Standard Evaluation | Two-phase Challenge & Verification model with multiple account sizes ($10K-$400K) | Two-phase Standard Evaluation with multiple account sizes ($10K-$300K) |
| Express Option | Not available | Express Evaluation (single-phase) with higher entry fee but faster funding |
| Scaling Plan | Account size can increase by up to 100% after consistent performance | Account size can increase by up to 75% after consistent performance |
| Swing Account | Available with more relaxed trading hours and weekend holding | Available with similar relaxed parameters for position holding |
| Free Trial | Free FTMO Challenge demo available | No free trial option |
Assessment Criteria – How can you pass the test? |
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| Criteria | FTMO | Fxify |
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| Profit Target | 10% for Challenge, 5% for Verification | 8% for Phase 1, 5% for Phase 2 (12% for Express) |
| Maximum Loss | 5% of initial balance (daily) and 10% overall | 4% of initial balance (daily) and 8% overall |
| Time Limit | No time limit | 30 days per phase (Express: 60 days single phase) |
| Minimum Trading Days | 4 trading days each phase | 5 trading days required per phase |
| Trading Hours | Standard: No weekend holding allowed | Standard: No weekend holding allowed |
| Position Holding | Overnight holding allowed (except weekends on Standard) | Overnight holding allowed (except weekends on Standard) |
| Extensions | Available for additional fee | Available for additional fee |
Fees and Pricing – How much will you pay? |
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| Option | FTMO | Fxify |
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| $10,000 Account | $155 | $139 (Standard), $199 (Express) |
| $25,000 Account | $250 | $239 (Standard), $349 (Express) |
| $50,000 Account | $345 | $329 (Standard), $449 (Express) |
| $100,000 Account | $540 | $499 (Standard), $649 (Express) |
| $200,000+ Account | $1,080 for $200K, $1,540 for $400K | $899 for $200K, $1,299 for $300K |
| Refund Policy | Fee refunded upon successful Challenge completion | Fee refunded after first profit withdrawal |
| Coupons | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
Platforms/Tools – What can you use? |
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| Feature | FTMO | Fxify |
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| Trading Platforms | MetaTrader 4, MetaTrader 5, cTrader | MetaTrader 4, MetaTrader 5 |
| Mobile Trading | Supported via MT4/MT5/cTrader mobile apps | Supported via MT4/MT5 mobile apps |
| Analytics Dashboard | Comprehensive trading analytics and performance metrics | Basic trading analytics dashboard |
| Demo Environment | Free FTMO Challenge demo available | No free demo environment |
| Educational Resources | Extensive library of webinars, tutorials, and trading guides | Basic educational content and market analysis |
| Trading Journal | Built-in trading journal and evaluation tools | Basic trade analysis tools |
Available Trading Options – What markets can you trade? |
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| Market | FTMO | Fxify |
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| Forex | All major, minor, and exotic pairs | All major and minor pairs, limited exotics |
| Indices | Major global indices (US, EU, Asia) | Major global indices (US, EU, Asia) |
| Commodities | Gold, silver, oil, natural gas, etc. | Gold, silver, oil, natural gas, etc. |
| Stocks | Limited selection of US stocks | Not available |
| Cryptocurrencies | Bitcoin, Ethereum, and other major cryptos | Limited cryptocurrency options |
| Account Currencies | USD, EUR, GBP, AUD, CZK | USD, EUR, GBP |
Technical Capabilities – How’s the performance? |
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| Feature | FTMO | Fxify |
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| Execution Speed | Industry-leading with sub-10ms execution | Standard market execution speeds |
| Spreads | Raw spreads + commission structure | Variable spreads with no additional commission |
| Server Locations | Multiple global server locations for optimal latency | Standard server configurations |
| Trading Algorithms | EAs and automated trading permitted | EAs and automated trading permitted |
| News Trading | Allowed with some restrictions during major events | Allowed with similar restrictions |
| Scalping | Permitted with reasonable limits | Permitted with reasonable limits |
Funding and Withdrawal – How do payouts work? |
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| Feature | FTMO | Fxify |
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| Profit Split | Up to 90% | 75% standard, up to 85% for long-term traders |
| Withdrawal Schedule | Monthly withdrawals available | Bi-weekly withdrawals available |
| Payment Methods | Bank transfer, Skrill, cryptocurrency | Bank transfer, PayPal, cryptocurrency |
| Payment Speed | Typically processed within 1-2 business days | Typically processed within 1-3 business days |
| Minimum Withdrawal | $100 | $50 |
| Profit Target Reset | Account balance resets after withdrawal | Account balance resets after withdrawal |
Conclusion and Final Recommendation |
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| Key Element | FTMO | Fxify |
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| Strengths | Industry-leading reputation, excellent execution, comprehensive educational resources, higher maximum account sizes, and more generous profit splits for experienced traders | More flexible evaluation options with Express path, slightly lower entry fees, more accessible profit targets, and faster withdrawal schedule |
| Weaknesses | Higher barrier to entry with more stringent evaluation criteria, slightly higher fees for most account tiers | Less established reputation, fewer educational resources, more limited platform options, lower maximum account sizes |
| Best For | Experienced traders seeking the most reputable funding provider with superior execution and resources who can meet more demanding performance metrics | Newer traders who prioritize accessible profit targets and flexible path options, including a faster route to funding |
| Final Grade | 4.8/5 | 4.3/5 |
| Discount Codes | Coupon Code | Coupon Code |
| Review | Read full review | Read full review |
FAQ
What makes FTMO popular among users?
FTMO’s popularity stems from several factors: its well-established reputation in the industry since 2015, transparent evaluation process, competitive profit splits (up to 90%), and comprehensive educational resources. Traders particularly appreciate FTMO’s high-quality execution, responsive customer support, and reliable payment processing. The platform’s scaling opportunities allow successful traders to double their account size, making it attractive for serious traders looking to manage significant capital.
How does Fxify differ from other similar organizations?
Fxify distinguishes itself through its flexible evaluation pathways, particularly its Express Evaluation option that allows traders to bypass the traditional two-phase model and secure funding more quickly. This single-phase option, though at a higher entry fee, appeals to confident traders seeking faster certification. Fxify also offers more lenient profit targets (8% vs. FTMO’s 10% in first phase) and trading parameters, with 5 minimum trading days per phase (vs. FTMO’s 4), making it more accessible for traders with limited time availability or less trading experience.
Which organization offers better overall value for traders?
The better value depends on your trading experience and goals. FTMO offers better value for experienced traders seeking maximum account sizes (up to $400K vs. Fxify’s $300K cap), higher profit splits (up to 90%), and superior educational resources and analytics tools. Fxify provides better value for newer traders or those wanting flexibility, with slightly lower entry fees ($139 vs. $155 for $10K accounts), more lenient evaluation criteria, and the Express Evaluation option for faster funding. Consider your trading style, experience level, and priorities when determining which represents better value for your specific situation.
Are withdrawals and profit payments reliable with both companies?
Both FTMO and Fxify have established reliable withdrawal and payment systems. FTMO, with its longer track record since 2015, has processed millions in trader payouts with consistent monthly withdrawal cycles and typically processes payments within 1-2 business days using bank transfers, Skrill, or cryptocurrency. Fxify, though newer, has maintained a solid payment reputation with a slightly more favorable bi-weekly withdrawal schedule and processes payments within 1-3 business days via bank transfer, PayPal, or cryptocurrency. Trustpilot reviews for both companies frequently mention satisfaction with their withdrawal processes and payment reliability.
Can I use automated trading systems with both FTMO and Fxify?
Yes, both FTMO and Fxify allow the use of automated trading systems, including Expert Advisors (EAs) and algorithms, during both the evaluation and funded account phases. However, both companies maintain certain performance requirements and risk parameters that your automated system must adhere to. FTMO provides more detailed analytics for algorithm performance through their proprietary dashboard. Before deploying any automated system, carefully review each company’s terms of service regarding automated trading to ensure your strategy complies with their specific rules about execution frequency, risk management, and trading during specific news events.
How was this 2 companies Comparison Created?
1. We Collect
Our comparison begins with comprehensive data collection from multiple authoritative sources. We analyze the official websites of both FTMO and Fxify to gather accurate information about their programs, evaluation criteria, fee structures, and trading conditions. We supplement this with verified user reviews from Trustpilot and other trading forums, feedback from active traders using both platforms, and insights from industry experts who have directly evaluated both companies’ offerings. We also track changes to their terms and offerings to ensure our information reflects the most current policies.
2. We Examine
Our team of experienced forex traders and financial analysts meticulously examines the collected data, testing claims against actual platform performance when possible. We verify all factual information through multiple sources and cross-reference user experiences to identify consistent patterns rather than isolated incidents. Each comparison point undergoes scrutiny for accuracy, with particular attention to the nuances of each platform’s evaluation process, trading conditions, and withdrawal policies. We maintain direct communication with both companies to clarify any ambiguous terms or conditions.
3. We Score
Our scoring methodology employs a weighted system that evaluates each company across multiple categories: reputation and trustworthiness (20%), trading conditions and platform performance (25%), evaluation criteria accessibility (15%), pricing structure and value (15%), profit-sharing terms (10%), educational resources and support (10%), and withdrawal reliability (5%). Each category receives a score from 1-5, with the weighted average determining the final rating. We adjust scores based on verified user feedback and industry benchmarks to provide the most objective assessment possible.
4. You Choose
Use this comparison as a starting point for your decision, considering which factors matter most for your trading style and goals. If you prioritize reputation and maximum account size, FTMO may be your better option. If you value flexibility and more accessible profit targets, Fxify might be more suitable. Consider your experience level, trading strategies, and time availability when making your choice. We recommend reviewing both companies’ most current terms on their official websites and potentially starting with smaller account sizes to test their services before committing to larger evaluations.
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