Top One Futures vs Tradeify - Prop Firm Comparison
Introduction
Top One Futures and Tradeify are two of the youngest and most generous futures firms around, and they pitch nearly identical headline offers: instant funding and 100% of your early profits. That overlap makes the margins decisive. Top One Futures, founded in Cheyenne in 2023, hands you 100% of your first $20,000 (the larger window), pays on demand in under an hour through Riseworks, permits EAs on every account type, and carries a 4.8/5 Trustpilot score. Tradeify, founded in 2022 by trader Brett Simba, counters with 100% of your first $15,000, Lightning Funded instant accounts, daily payouts on its Select plan, a one-time fee rather than a subscription, and an unusually broad market list that includes BTC and ETH futures.
The clearest practical split is automation. Top One allows EAs on all account types; Tradeify bans EAs and copy trading once you are funded. If you run automated strategies, that alone likely points you to Top One. Beyond that, Top One edges payout speed and the size of the 100% window, while Tradeify offers wider markets and a pay-once fee structure.
Both run instant-funding routes and a modern rule set (neither allows weekend holding, and both trade the standard CME suite), so the decision is fine-grained. Pick Top One Futures for the bigger first-profit window, the fastest payouts, EA support, and the higher rating. Pick Tradeify for broader markets including crypto futures, a one-time fee, and its class-leading instant-funding model. They are close enough that your stance on automation and how you like to pay will usually settle it.
Quick Comparison | ||
|---|---|---|
| Feature | Top One Futures | Tradeify |
 |  | |
| Founded | 2023 (Cheyenne, WY) | 2022 (United States) |
| Trustpilot Rating | 4.8/5 (4,017 reviews, June 2026) | 4.6/5 (3,008 reviews, June 2026) |
| Account Sizes | $25K to $300K | Multiple sizes via Starter, Standard, Lightning Funded |
| Profit Split | 100% of first $20,000, then 90/10 | 100% on first $15,000, then 90/10 |
| Evaluation Style | 1-step Elite Challenge plus instant-funded options | Starter, Standard and Lightning Funded (instant) |
| Review | Read full review | Read full review |
Key Differences Between Top One Futures and Tradeify
- Automated trading: Top One permits EAs on all account types; Tradeify bans EAs and copy trading in the funded phase. The cleanest differentiator for algo traders.
- First-profit window: Top One keeps 100% of your first $20,000; Tradeify keeps 100% of your first $15,000. Both then move to 90/10.
- Payout speed: Top One pays on demand (under an hour via Riseworks); Tradeify pays daily on its Select plan.
- Fee model: Top One uses a monthly Elite Challenge (or one-time instant accounts); Tradeify charges a one-time fee per program.
- Markets: Both trade the CME suite; Tradeify additionally lists BTC and ETH futures and a broader set including SOFR and VIX.
- Daily loss rule: Top One uses a soft 2.5% daily-loss pause; Tradeify applies per-program daily-loss rules.
- Track record and rating: Top One launched in 2023 (4.8/5, $21M+ paid); Tradeify in 2022 (4.6/5, $125M+ paid).
- Shared ground: Both offer instant funding, use a 6% target, and do not allow weekend holding.
Program Types – Which experience fits your goals? | ||
|---|---|---|
| Program | Top One Futures | Tradeify |
| Standard Evaluation | Elite Challenge – 1-step, 6% profit target | Standard evaluation with profit target |
| Instant / Skip-Evaluation | Instant Sim Funded, S2F Sim PRO and Ignite (no evaluation) | Lightning Funded – live from day one, no evaluation |
| Drawdown Structure | 4% EOD trailing; locks at starting balance | Trailing or static drawdown options |
| Educational Support | Onboarding resources and 24/7 support | Trader Development Program; founder-led |
| Account Scaling | Scale to $2.5M+ across multiple accounts | Daily payouts on Select plan; growth via Funded accounts |
Assessment Criteria – How can you pass the test? | ||
|---|---|---|
| Criteria | Top One Futures | Tradeify |
| Profit Target | 6% | Varies by program (Starter/Standard/Lightning) |
| Maximum Daily Loss | 2.5% soft pause (resumes next day, no termination) | Per-program daily loss rules apply |
| Maximum Drawdown | 4% EOD trailing; locks at starting balance | Trailing or static depending on account |
| Minimum Trading Days | None – can pass in a single day | No minimum on most programs |
| Time Limit | None | None |
| Consistency Rule | 25% on funded accounts | Not a fixed percentage in current review |
| Minimum Trade Duration | 10 seconds | Not specified |
Fees and Pricing – How much will you pay? | ||
|---|---|---|
| Option | Top One Futures | Tradeify |
| Pricing Model | Monthly (Elite Challenge) or one-time (instant accounts) | One-time fee per program |
| Entry Level | $105/mo + $149 activation (Elite Challenge) | Starter – entry-level one-time fee |
| Instant Funding | Instant Sim ~$679, S2F PRO ~$421, Ignite ~$398 (one-time) | Lightning Funded – premium instant-access pricing |
| Activation Fee | $149 after passing the Elite Challenge | No separate activation fee |
| Payout Speed | On-demand, average under 1 hour (Riseworks) | Daily payouts on Select plan |
| Coupons | Coupon Code | See discounts |
| Review | Read full review | Read full review |
Platforms/Tools – What can you use? | ||
|---|---|---|
| Platform | Top One Futures | Tradeify |
| Trading Platforms | NinjaTrader, Tradovate, ProjectX, Rithmic | Tradovate, NinjaTrader, TradingView, Quantower, WealthCharts |
| Data Feed | Rithmic data feed supported | Tradovate Level 1 included; depth $16/mo or $41/mo bundle |
| Mobile Trading | Tradovate and NinjaTrader mobile apps | Tradovate web/mobile; NinjaTrader desktop |
| Automated Trading | Expert Advisors permitted on all account types | EAs and copy trading prohibited in funded phase |
| News Trading | Fully permitted, no news restrictions | Via Tradovate/TradingView |
| Execution | Third-party platform execution | Tradovate brokerage execution |
Available Markets/Products | ||
|---|---|---|
| Market | Top One Futures | Tradeify |
| Index Futures | ES, NQ, YM | ES, NQ, RTY, YM plus full micro suite |
| Energy Futures | CL, NG | CL, NG and full energy complex |
| Metals Futures | GC, SI | GC, SI and CME metals |
| Agricultural Futures | Not specified | Corn, soybeans, Treasuries, SOFR, VIX |
| FX / Currency Futures | 6E, 6B, 6J | 6E, 6B, 6J and major FX futures |
| Weekend Holding | Not permitted – close by 4:00 PM ET Friday | Not permitted |
Technical Capabilities/Performance | ||
|---|---|---|
| Feature | Top One Futures | Tradeify |
| Execution Speed | Third-party platform execution | Tradovate brokerage execution – fast DOM routing |
| Automated Trading | EAs permitted on all account types | EAs prohibited in funded phase |
| Platform Reliability | Established third-party platforms (NinjaTrader, Tradovate) | $125M+ payouts since 2022; Trustpilot 4.6/5 |
| Payout Processor | Riseworks (bank transfer and crypto) | Tradovate backend to linked bank |
| Payout Record | $21M+ paid out since 2023 | $125M+ paid out |
| Trading Hours | CME hours; no weekend holding | CME sessions; weekend holding prohibited |
Support and Community | ||
|---|---|---|
| Support Feature | Top One Futures | Tradeify |
| Customer Support | 24/7 live chat and email | Standard support channels |
| Live Coaching | Onboarding resources | Founder-led Trader Development Program |
| Trading Community | Part of the wider TopOne brand | Active community; Trustpilot 4.6/5 |
| Educational Resources | Onboarding and support resources | Education around founder Brett Simba |
| Track Record | $21M+ paid out; Trustpilot 4.8/5 | $125M+ payouts; 4.6/5 Trustpilot |
Conclusion and Final Recommendation | ||
|---|---|---|
| Key Element | Top One Futures | Tradeify |
| Strengths | 100% of first $20,000 (highest first-profit threshold), on-demand payouts under 1 hour, instant-funding routes, soft daily-loss pause, 4.8/5 Trustpilot | 100% of first $15K (best-in-class), Lightning instant funding, BTC/ETH and broad market access, daily payouts on Select, broad platform coverage |
| Weaknesses | Short track record (2023), no weekend holding, 25% consistency rule and tiered payout thresholds | EAs and copy trading banned in funded phase, weekend holding prohibited, younger track record |
| Best For | Traders who want the fastest payouts and the highest first-profit threshold | Discretionary futures traders who want top profit terms and instant funding |
| Final Grade How we rank firms ↗ | 8.6 | 7.4 |
| Discount Codes | Coupon Code | See discounts |
| Review | Read full review | Read full review |
FAQ
Are Top One Futures and Tradeify both futures-only?
Yes, both are CME-futures specialists. Tradeify additionally lists crypto futures (BTC and ETH) alongside index, energy, metals and currency contracts.
Do both offer instant funding?
Yes. Top One Futures offers Instant Sim Funded, S2F Sim PRO and Ignite, while Tradeify offers Lightning Funded accounts that go live from day one. Both also offer evaluation routes.
Which firm has the better profit split?
Top One Futures keeps 100% of your first $20,000 then 90/10, while Tradeify keeps 100% of your first $15,000 then 90/10. Top One has the larger guaranteed upfront window.
Which firm pays out faster?
Both are fast. Top One Futures offers on-demand payouts averaging under an hour, and Tradeify offers daily payouts on its Select plan. Top One edges it on raw speed.
Can I use EAs on either firm?
Top One Futures permits EAs on all account types. Tradeify prohibits EAs and copy trading in the funded phase, so automated traders should lean toward Top One Futures.
Is Top One Futures or Tradeify cheaper to start?
It depends on how you like to pay. Tradeify charges a one-time fee per program, so there is no recurring cost once you are in. Top One Futures starts its Elite Challenge at $105/mo plus a $149 activation fee, or offers one-time instant accounts from around $398. Traders who prefer a single upfront cost lean Tradeify; those who want a low monthly entry lean Top One.
Which firm offers more markets?
Tradeify has the broader list. Alongside the standard CME index, energy, metals and FX futures that both firms offer, Tradeify also lists BTC and ETH futures plus instruments like SOFR and VIX. Top One Futures covers the core futures suite (ES, NQ, gold, crude and major FX) but without the crypto-futures extras.
How was this 2 companies Comparison Created?
This comparison was compiled using the published review data on JoinProp for each firm. All figures – account sizes, profit splits, drawdown rules, platforms and payout structures – are taken from each firm’s review page. Where a detail is not publicly disclosed, the cell reads “Not specified.” Verify current terms directly with Top One Futures and Tradeify before purchasing a challenge.
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