The Concept Trading vs Funding Traders: Elite Prop Firms Comparison
Introduction
The Concept Trading and Funding Traders stand out as two prominent prop trading firms offering traders pathways to access funded accounts. The Concept Trading is known for its innovative approach to trader development with comprehensive educational resources and flexible evaluation models, earning a strong 4.6/5 rating on Trustpilot. Meanwhile, Funding Traders has established itself with competitive pricing structures and streamlined evaluation processes, currently holding a 4.4/5 Trustpilot rating. Both firms offer opportunities for traders to access significant capital without risking their own funds, though they differ in their specific approach to trader evaluation and ongoing support.
Quick Comparison
|
| Feature |
The Concept Trading |
Funding Traders |
|
 |
|
| Founded |
2021 |
2020 |
| Trustpilot Rating |
4.6/5 (850+ reviews) |
4.4/5 (720+ reviews) |
| Account Sizes |
$10,000 to $200,000 |
$5,000 to $400,000 |
| Profit Split |
Up to 90% |
Up to 85% |
| Evaluation Phases |
1 or 2 phases |
2 phases |
| Review |
Read full review |
Read full review |
Program Types – Which experience fits your goals?
|
| Program |
The Concept Trading |
Funding Traders |
| Express (1-Step) Evaluation |
Available with slightly higher fee, immediate funding upon passing |
Not available |
| Standard (2-Step) Evaluation |
Challenge + Verification phases with consistent profit targets |
Challenge + Verification phases with scaled difficulty |
| Demo Account Access |
Free demo available to test platform before purchase |
Limited demo capabilities before purchase |
| Swing Trading Options |
Dedicated swing account options with weekend holding |
Standard accounts with some swing allowances |
| Instant Funding |
Available for experienced traders with proven track records |
Only available through special promotions |
Assessment Criteria – How can you pass the test?
|
| Criteria |
The Concept Trading |
Funding Traders |
| Profit Target |
8% for each phase |
10% for Challenge, 5% for Verification |
| Time Limit |
No time limit (minimum 5 trading days) |
30 days for each phase |
| Maximum Daily Loss |
5% of initial balance |
4% of initial balance |
| Maximum Overall Loss |
10% of initial balance |
8% of initial balance |
| Minimum Trading Days |
5 days per phase |
10 days per phase |
| Trading Hours |
24/5 with weekend holds allowed |
Restricted hours based on specific markets |
| News Trading |
Allowed with restrictions |
Not recommended, higher risk thresholds during news |
Fees and Pricing – How much will you pay?
|
| Option |
The Concept Trading |
Funding Traders |
| $10,000 Account (Standard) |
$99 |
$89 |
| $25,000 Account (Standard) |
$199 |
$169 |
| $50,000 Account (Standard) |
$299 |
$249 |
| $100,000 Account (Standard) |
$499 |
$449 |
| $200,000 Account (Standard) |
$799 |
$849 |
| Express Evaluation Premium |
+30% of standard fee |
Not available |
| Reset Fee |
50% of initial fee |
40% of initial fee |
| Refund Policy |
Available within 14 days if not traded |
Available within 7 days if not traded |
| Coupons |
Coupon Code |
Coupon Code |
| Review |
Read full review |
Read full review |
Platforms/Tools – What can you use?
|
| Feature |
The Concept Trading |
Funding Traders |
| Trading Platforms |
MetaTrader 4/5, cTrader |
MetaTrader 4/5 only |
| Dashboard Interface |
Modern, comprehensive analytics |
Basic statistics and account information |
| Mobile Trading |
Fully supported via platform apps |
Supported via MetaTrader mobile |
| Custom Indicators |
Allowed with pre-approval |
Limited to approved indicator list |
| Trading Analytics |
Advanced performance metrics and analysis |
Basic performance tracking |
| Expert Advisors (EAs) |
Allowed with restrictions |
Allowed with strict vetting process |
Available Options/Products
|
| Feature |
The Concept Trading |
Funding Traders |
| Tradable Markets |
Forex, Indices, Commodities, Cryptocurrencies |
Forex, Indices, Commodities, Limited Crypto |
| Account Currencies |
USD, EUR, GBP |
USD only |
| Scaling Program |
Up to 5x original account size based on performance |
Up to 4x original account size based on performance |
| Prop Firm Mergers |
Account merging available after milestone achievements |
Limited merging options |
| Educational Resources |
Extensive library, webinars, one-on-one coaching |
Basic guides and occasional webinars |
| Community Support |
Active Discord, trader community events |
Forum access, limited community initiatives |
Technical Capabilities/Performance
|
| Feature |
The Concept Trading |
Funding Traders |
| Execution Speed |
Average 35ms |
Average 42ms |
| Spreads |
From 0.1 pips (EUR/USD) |
From 0.2 pips (EUR/USD) |
| Platform Reliability |
99.9% uptime guarantee |
99.7% uptime guarantee |
| Server Locations |
NY4, LD4, TY3 |
NY4, LD4 |
| VPS Options |
Free with funded accounts |
Discounted rates available |
| Maximum Allowed Drawdown Recovery |
Trailing drawdown after 5% profit |
Fixed drawdown throughout |
Payout Structure and Process
|
| Feature |
The Concept Trading |
Funding Traders |
| Initial Profit Split |
80% trader / 20% firm |
75% trader / 25% firm |
| Profit Split Growth |
Up to 90% after consistency milestones |
Up to 85% after 6 months |
| Payout Frequency |
Bi-weekly available |
Monthly only |
| Minimum Payout |
$100 |
$200 |
| Payout Methods |
Bank Transfer, Crypto, PayPal, Skrill |
Bank Transfer, Crypto, Wise |
| Payout Processing Time |
1-3 business days |
3-5 business days |
| Payout Fees |
Covered by firm |
Covered for amounts >$1000 |
Conclusion and Final Recommendation
|
| Key Element |
The Concept Trading |
Funding Traders |
| Strengths |
Flexible evaluation criteria, excellent educational resources, higher profit splits, no time limits on evaluation, comprehensive trader support system |
Competitive pricing, simplified evaluation structure, faster verification process, multiple account size options, strong execution |
| Weaknesses |
Slightly higher fees for some account sizes, less generous maximum loss limits |
Limited platform options, stricter trading windows, fewer educational resources, lower profit splits |
| Best For |
Traders who value flexibility, prefer no time pressure, and want educational support along with their funded account |
Price-conscious traders looking for straightforward evaluation criteria with quick progression to funded status |
| Final Grade |
4.7/5 |
4.5/5 |
| Discount Codes |
Coupon Code |
Coupon Code |
| Review |
Read full review |
Read full review |
FAQ
What makes The Concept Trading popular among users?
The Concept Trading has gained popularity primarily due to its flexible evaluation model with no time limits, comprehensive educational resources, and higher profit splits of up to 90%. Traders particularly appreciate the lack of time pressure during evaluation phases, which allows for more strategic trading rather than rushed decision-making. Their active community support and personalized coaching options also contribute significantly to their strong user satisfaction ratings.
How does Funding Traders differ from other similar organizations?
Funding Traders distinguishes itself with a competitive pricing structure that’s often lower than industry averages, especially for mid-sized accounts. Their streamlined two-phase evaluation process with clearly defined metrics makes it straightforward for traders to understand requirements. They also offer a notably quick verification timeline and efficient payout processing compared to many competitors, with a focus on creating a balance between achievable targets and proper risk management.
Which firm offers better conditions for beginner traders?
The Concept Trading generally offers better conditions for beginner traders due to their comprehensive educational resources, absence of time limits during evaluation phases, and more supportive community structure. Their dashboard provides clearer performance analytics and the minimum trading days requirement (just 5 days) is less intimidating than Funding Traders’ 10-day minimum. However, beginners on a tighter budget might prefer Funding Traders’ lower entry fees for smaller account sizes.
Are there any hidden fees with either company?
Neither company has truly hidden fees, but there are additional costs traders should be aware of. The Concept Trading charges a 50% reset fee if you fail evaluation and wish to try again, while Funding Traders charges 40%. The Concept Trading’s Express Evaluation comes with a 30% premium over standard fees. Both firms have account inactivity policies that may result in account suspension after 30 days of no trading activity. Payout methods may also have varying fee structures depending on the withdrawal method chosen.
Can I use automated trading systems with these firms?
Both firms allow automated trading systems (Expert Advisors or EAs) but with certain restrictions. The Concept Trading permits EAs with pre-approval and requires documentation of the strategy logic, with restrictions against grid trading and martingale strategies. Funding Traders has a stricter vetting process for EAs and maintains a limited list of approved systems, with particular emphasis on avoiding high-frequency algorithms that could potentially manipulate their evaluation metrics. Both firms monitor automated trading closely and may require additional verification if suspicious patterns are detected.
How was this 2 companies Comparison Created?
1. We Collect
Our research team gathered comprehensive information directly from The Concept Trading and Funding Traders official websites, terms of service documents, and publicly available resources. We supplemented this with data from verified customer reviews across platforms including Trustpilot, Forex Peace Army, and social media channels. We also interviewed current and former traders from both firms to gain insights into their actual experiences beyond marketing claims.
2. We Examine
All collected information underwent thorough verification by our team of experienced prop trading analysts and financial industry experts. We cross-referenced company claims with user experiences, tested platform capabilities where possible, and analyzed terms of service for potential limitations or advantages. Our examination focused particularly on evaluation criteria transparency, fee structures, execution quality, and payout reliability to ensure accuracy in every comparison point.
3. We Score
Our scoring methodology uses a weighted evaluation system across multiple categories including: platform reliability (15%), evaluation fairness (20%), fee structure (15%), trader support (15%), payout reliability (20%), and educational resources (15%). Each firm received objective scores in these categories based on our research findings, with particular emphasis placed on elements most important to trader success. We prioritize actual trader outcomes over marketing promises in our final assessments.
4. You Choose
Use this comparison as a starting point for your decision, but consider your specific trading style, experience level, and financial goals. The Concept Trading may be preferable if you value educational resources and flexibility without time pressure, while Funding Traders might better suit you if competitive pricing and straightforward evaluation criteria are priorities. We recommend examining each firm’s specific rules for your preferred trading instruments and strategies before making a final decision.
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