The Concept Trading vs FTUK: Elite Prop Firms Comparison
Published: · Last updated:
By JoinProp
Introduction
When exploring trading education options, The Concept Trading and FTUK (Funded Trading UK) stand out as prominent choices for aspiring traders. The Concept Trading focuses on teaching comprehensive trading methodologies with structured educational pathways, earning a respectable 4.4/5 on Trustpilot from traders appreciating their thorough approach. FTUK has built its reputation as a dedicated funded trading program provider with clear assessment criteria and competitive payout structures, maintaining a strong 4.3/5 Trustpilot rating. Both organizations offer distinct advantages for traders at different stages of their journey, from education to professional funding opportunities.
Quick Facts
| Feature | The Concept Trading | FTUK |
|---|---|---|
| 
| |
| Founded | 2021 | 2021-02 |
| Profit Split | Payouts: 50% at every level except the top, where it is 90% | Forex: One/Two Step 80%; Flex 60%-90%, Instant 65%-90% by level; Futures separate |
| Maximum Account Size | $5,000,000 | $200,000 |
| Evaluation Phases | — | Flex/One Step: 1; Two Step: 2; Instant: none; Futures separate |
| Trustpilot Rating | 4.7 | — |
| Expert Grade | 9.1 | 9 |
Program Types
| Program | The Concept Trading | FTUK |
|---|---|---|
| Entry Level Program | AUD 65 | Flex / One Step |
| Advanced Program | AUD 19997 | Two Step / Instant Funding; separate Futures |
| Scaling Options | Yes | One/Two Step: 6 capital levels, up to $3.2M; paid eligible Level 7 up to $6.4M. Flex/Instant share progression differs. |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | The Concept Trading | FTUK |
|---|---|---|
| Profit Target | The Product Line — Traditional: 6% The Product Line — Premier: 7% The Product Line — Empire: 10% The Product Line — Xtreme: 6% The Product Line — Foundation: 10% then 5% | Forex Risk Limits — Flex: 4% evaluation Forex Risk Limits — Instant: No entry evaluation; 10% level target Forex Risk Limits — One Step: 10% Forex Risk Limits — Two Step: 8% each evaluation stage |
| Maximum Drawdown | The Product Line — Traditional: 4% static The Product Line — Premier: 5% static The Product Line — Empire: 10% static The Product Line — Xtreme: 3% static The Product Line — Foundation: 6% static | Forex Risk Limits — Flex: 6% trailing; locks at starting balance Forex Risk Limits — Instant: 6% relative Forex Risk Limits — One Step: 8% relative Forex Risk Limits — Two Step: 8% static |
| Minimum Trading Days | — | Forex: Flex 1 evaluation day; One Step 4; Two Step 3 per stage (0.5% qualifying days). One/Two Step first payout 10; Flex/Instant on demand subject to consistency. |
| News Trading | Yes | Yes |
| Daily Loss Limit | The Product Line — Traditional: None The Product Line — Premier: None The Product Line — Empire: None The Product Line — Xtreme: None The Product Line — Foundation: None | Forex Risk Limits — Flex: 5% Forex Risk Limits — Instant: 5% Forex Risk Limits — One Step: 4% Forex Risk Limits — Two Step: 5% |
Fees & Pricing
| Option | The Concept Trading | FTUK |
|---|---|---|
| CFD $5K Account | Foundation / AUD 65 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Not listed in review pricing source |
| CFD $10K Account | Foundation / AUD 110 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Listed challenge / USD 99 / One-time |
| CFD $25K Account | Foundation / AUD 260 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Listed challenge / USD 179 / One-time |
| CFD $50K Account | Not listed in review pricing source | Listed challenge / USD 269 / One-time |
| CFD $100K Account | Not listed in review pricing source | Listed challenge / USD 499 / One-time |
| Refund Policy | No | Purchased plans non-refundable; statutory exceptions preserved by current footer. No general evaluation-fee refund. |
| Coupons / Discount | The Concept Trading discount | FTUK discount |
Platforms & Markets
| Feature | The Concept Trading | FTUK |
|---|---|---|
| Trading Platforms | MetaTrader 5 (Platform 5), TradeLocker | Forex: MetaTrader 5 (not available to US traders), TradeLocker, Match-Trader; Futures: FTUK XT (programme-specific; check account selection) |
| Forex | Yes | Yes |
| Stocks | — | Yes |
| Indices | — | Yes |
| Commodities | — | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | — | No |
| EA/Algo Trading | Yes | Forex risk-management EAs permitted; no unrestricted bots/forbidden strategies. Futures bots prohibited. |
Payout
| Feature | The Concept Trading | FTUK |
|---|---|---|
| Payout Terms | Once per calendar month (Bank transfer, Crypto, Revolut, PayPal) | Forex One/Two Step fortnightly after 10 qualifying days; Flex/Instant on demand with consistency. Above $500 Rise; below $500 USDT TRC20/USDC ERC20; exactly $500 unspecified. Approval usually 24-48 working hours after review, then 1-3 working days. |
| See all prop firm payouts → | ||
| Payout Cap | Payouts: The Payout Matrix figure for your level - excess profit is not payable | — |
Verdict
| Key Element | The Concept Trading | FTUK |
|---|---|---|
| Strengths | Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees | Flex pay-after-pass structure; Instant skips evaluation; several Forex platforms; eligible capital scaling |
| Weaknesses | Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause | 30-second minimum trade duration; 2% Account Protector; program-specific consistency/payout rules; generally non-refundable fees |
| Best For | Long-term scalers seeking trading freedom, not monthly income seekers | Traders who match program-specific day, consistency and floating-loss limits to their strategy |
Conclusion and Final Recommendation
Choose The Concept Trading if you want a higher profit split, up to 90% and a cheaper entry, from AUD 65. Choose FTUK if a larger funded ceiling at $6.4M matters more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about The Concept Trading’s programs?
The Concept Trading offers a level-based prop program. Its 90% Lock option fixes an eligible account at a chosen level instead of continuing to scale. The Concept Trading official rules; The Concept Trading official program information.
What should I know about FTUK’s programs?
FTUK publishes distinct Forex Two-Step and Instant Funding rules. Their starting shares, scaling and consistency arrangements differ. FTUK official rules; FTUK official program information.
How do payouts differ between The Concept Trading and FTUK?
Its FAQ describes a 50% standard share and 90% at the top level or through the Lock option. The dedicated Lock rules specify weekly payment at 90% after the activation conditions are satisfied. The Concept Trading official rules; The Concept Trading official program information.
Forex Two-Step lists an 80% share, a two-week payout frequency and ten minimum trading days for the first payout. Instant Funding starts at 65% and has a separate performance-based ladder up to 90%. FTUK official rules; FTUK official program information.
Which account rules matter when comparing The Concept Trading and FTUK?
The Lock option is unavailable for Foundation and Intern levels. Once selected, the account cannot scale higher. The site’s general payout and inactivity descriptions differ between pages, so those details require confirmation for the selected model. The Concept Trading official rules; The Concept Trading official program information.
Forex Two-Step lists 8% static total drawdown, 5% daily drawdown and a 2% floating-loss Account Protector. Instant scaling requires its consistency conditions; smaller withdrawals can retain the standard 65% share. FTUK official rules; FTUK official program information.
Is The Concept Trading or FTUK automatically the better choice?
No. The two firms lead on different things: The Concept Trading has the higher profit split at 90% and the cheaper entry at AUD 65, while FTUK has the larger funded ceiling at $6.4M. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared The Concept Trading and FTUK
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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