The Concept Trading vs Crypto Fund Trader: Elite Prop Firms Comparison
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Introduction
The Concept Trading and Crypto Fund Trader represent two prominent options for traders looking to enter the cryptocurrency and proprietary trading markets. The Concept Trading is recognized for its structured educational approach and proprietary trading opportunities, earning a Trustpilot rating of 4.3/5 from over 350 reviews. Meanwhile, Crypto Fund Trader specializes in cryptocurrency investment strategies and automated trading solutions, with a Trustpilot rating of 4.1/5 based on more than 280 reviews. Both organizations have established themselves as trusted pathways for aspiring traders, though they differ significantly in their focus, methodology, and target audience.
Quick Facts
| Feature | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| 
| |
| Founded | 2021 | 2021 |
| Profit Split | Payouts: 50% at every level except the top, where it is 90% | 1 Phase Challenge Fees - $63: 80% 1 Phase Challenge Fees - $120: 80% 1 Phase Challenge Fees - $262: 80% 1 Phase Challenge Fees - $450: 80% 1 Phase Challenge Fees - $798: 80% 1 Phase Challenge Fees - $1,480: 80% 2 Phase Challenge Fees - $58: 80% 2 Phase Challenge Fees - $110: 80% 2 Phase Challenge Fees - $240: 80% 2 Phase Challenge Fees - $389: 80% 2 Phase Challenge Fees - $660: 80% 2 Phase Challenge Fees - $1,250: 80% |
| Maximum Account Size | $5,000,000 | $300,000 |
| Evaluation Phases | Not available | 1-Phase, 2-Phase, Instant, Break and Ascend; availability varies |
| Trustpilot Rating | 4.7 | Not available |
| Expert Grade | 9.1 | 8.5 |
Program Types
| Program | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| Entry Level Program | AUD 65 | 2-Phase Challenge |
| Advanced Program | AUD 19997 | 1-Phase Challenge |
| Scaling Options | Yes | Instant doubles at 10% profit; published ceiling $1.28M |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| Profit Target | The Product Line - Traditional: 6% The Product Line - Premier: 7% The Product Line - Empire: 10% The Product Line - Xtreme: 6% The Product Line - Foundation: 10% then 5% | Evaluation Programs and Drawdown - 2-Phase: 8% then 5% Evaluation Programs and Drawdown - 1-Phase: 10% Evaluation Programs and Drawdown - Instant: 10% (for double-ups) Evaluation Programs and Drawdown - Break: 5-6% |
| Maximum Drawdown | The Product Line - Traditional: 4% static The Product Line - Premier: 5% static The Product Line - Empire: 10% static The Product Line - Xtreme: 3% static The Product Line - Foundation: 6% static | Evaluation Programs and Drawdown - 2-Phase: 10% Evaluation Programs and Drawdown - 1-Phase: 6% Evaluation Programs and Drawdown - Instant: 6% Evaluation Programs and Drawdown - Break: 3-4% |
| Minimum Trading Days | Not available | Standard evaluations 0; Break cards 1; older evaluation page conflicts at 5 |
| News Trading | Yes | Standard allowed; Ascend restricts new/increased risk ±2 minutes around high-impact news/openings |
| Daily Loss Limit | The Product Line - Traditional: None The Product Line - Premier: None The Product Line - Empire: None The Product Line - Xtreme: None The Product Line - Foundation: None | Evaluation Programs and Drawdown - 2-Phase: 5% Evaluation Programs and Drawdown - 1-Phase: 4% Evaluation Programs and Drawdown - Instant: 4% Evaluation Programs and Drawdown - Break: - |
| Drawdown Type | Not available | Evaluation Programs and Drawdown - 2-Phase: Static (fixed to initial balance) Evaluation Programs and Drawdown - 1-Phase: Trailing (locks once account is +6%) Evaluation Programs and Drawdown - Instant: Static Evaluation Programs and Drawdown - Break: Trailing (3% or 4% of highest balance by account size) |
Fees & Pricing
| Option | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| CFD $5K Account | Foundation / AUD 65 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Not listed in review pricing source |
| CFD $10K Account | Foundation / AUD 110 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Not listed in review pricing source |
| CFD $25K Account | Foundation / AUD 260 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 | Not listed in review pricing source |
| Crypto $2.5K Account | Not listed in review pricing source | Instant Evaluation / USD 125 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Crypto $5K Account | Not listed in review pricing source | 2 Phases Evaluation / USD 58 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 1 Phase Accelerated / USD 40 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Ascend Evaluation / USD 45 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Instant Evaluation / USD 240 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Crypto $10K Account | Not listed in review pricing source | 2 Phases Evaluation / USD 110 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 1 Phase Accelerated / USD 80 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Ascend Evaluation / USD 90 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Instant Evaluation / USD 475 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Crypto $25K Account | Not listed in review pricing source | 2 Phases Evaluation / USD 240 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 1 Phase Accelerated / USD 219 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Ascend Evaluation / USD 225 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Break Evaluation / USD 70 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Crypto $50K Account | Not listed in review pricing source | 2 Phases Evaluation / USD 389 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 1 Phase Accelerated / USD 369 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Ascend Evaluation / USD 450 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Break Evaluation / USD 139 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Crypto $100K Account | Not listed in review pricing source | 2 Phases Evaluation / USD 660 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 1 Phase Accelerated / USD 619 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Ascend Evaluation / USD 899 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Break Evaluation / USD 199 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Crypto $200K Account | Not listed in review pricing source | 2 Phases Evaluation / USD 1250 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 1 Phase Accelerated / USD 1199 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 Ascend Evaluation / USD 1798 / One-time Official Crypto Fund Trader product-card base list price from the live homepage. Platform choices shown by the firm: MetaTrader 5, Match-Trader, and BYBIT. Reduced or partner pricing was not used. Source Checked 2026-08-11 |
| Refund Policy | No | 14-day money-back guarantee if no positions opened |
| Coupons / Discount | The Concept Trading discount | Crypto Fund Trader discount |
Platforms & Markets
| Feature | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| Trading Platforms | MetaTrader 5 (Platform 5), TradeLocker | Match-Trader, MetaTrader 5 |
| Forex | Yes | Yes |
| Stocks | Not available | Yes |
| Indices | Not available | Yes |
| Commodities | Not available | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | Not available | Not available |
| EA/Algo Trading | Yes | Permitted with restrictions; HFT, tick scalping and arbitrage prohibited |
Payout
| Feature | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| Payout Terms | Once per calendar month (Bank transfer, Crypto, Revolut, PayPal) | Standard: 15 traded days or 30 calendar days; weekly add-on 7 traded days; special models differ; up to 48 business hours review |
| See all prop firm payouts → | ||
| Payout Cap | Payouts: The Payout Matrix figure for your level - excess profit is not payable | Not available |
Verdict
| Key Element | The Concept Trading | Crypto Fund Trader |
|---|---|---|
| Strengths | Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees | Crypto-focused platform choices; static 2-Phase option; no standard evaluation deadline; bank/crypto rewards |
| Weaknesses | Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause | Profit caps; reward discretion; trailing 1-Phase loss limit; model-specific rules and paid add-ons |
| Best For | Long-term scalers seeking trading freedom, not monthly income seekers | Crypto-focused traders who match their strategy to platform, leverage and reward requirements |
Conclusion and Final Recommendation
Choose The Concept Trading if you want a higher profit split, up to 90% and a larger funded ceiling at $5M. Choose Crypto Fund Trader if a cheaper entry, from USD 58 matters more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about The Concept Trading’s programs?
The Concept Trading offers a level-based prop program. Its 90% Lock option fixes an eligible account at a chosen level instead of continuing to scale. The Concept Trading official rules; The Concept Trading official program information.
What should I know about Crypto Fund Trader’s programs?
Crypto Fund Trader offers simulated evaluations including 1-Phase and 2-Phase, plus special Break, Ascend and Instant models with separate requirements. Crypto Fund Trader official rules.
How do payouts differ between The Concept Trading and Crypto Fund Trader?
Its FAQ describes a 50% standard share and 90% at the top level or through the Lock option. The dedicated Lock rules specify weekly payment at 90% after the activation conditions are satisfied. The Concept Trading official rules; The Concept Trading official program information.
The general 1-Phase/2-Phase reward conditions require 15 traded days or a 30-calendar-day cycle. A weekly add-on allows requests after seven traded days. Break instead has on-demand eligibility after its evaluation and activation fee, subject to its rules. Crypto Fund Trader official rules.
Which account rules matter when comparing The Concept Trading and Crypto Fund Trader?
The Lock option is unavailable for Foundation and Intern levels. Once selected, the account cannot scale higher. The site’s general payout and inactivity descriptions differ between pages, so those details require confirmation for the selected model. The Concept Trading official rules; The Concept Trading official program information.
Break final-stage accounts have a 40% consistency rule. KYC must be approved and all trades closed before a reward request. Special program rules should not be replaced by a single firm-wide payout schedule. Crypto Fund Trader official rules.
Is The Concept Trading or Crypto Fund Trader automatically the better choice?
No. The two firms lead on different things: The Concept Trading has the higher profit split at 90% and the larger funded ceiling at $5M, while Crypto Fund Trader has the cheaper entry at USD 58. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared The Concept Trading and Crypto Fund Trader
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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