Sway Funded vs FTUK: Elite Prop Firms Comparison
Published: · Last updated:
By JoinProp
Introduction
Sway Funded and FTUK represent two leading options for traders seeking funded accounts in the proprietary trading industry. Sway Funded is known for its innovative evaluation process and flexible trading conditions, earning a 4.4/5 rating on Trustpilot from over 2,623 reviews (June 2026). FTUK (Funded Trading UK) has established itself with its straightforward two-phase evaluation model and competitive payout structure, maintaining a solid 4.1/5 Trustpilot score from over 950 reviews. Both firms offer pathways to trade with significant capital without personal financial risk, though their approaches differ in key areas that potential traders should understand before making a choice.
Quick Facts
| Feature | Sway Funded | FTUK |
|---|---|---|
| 
| |
| Founded | 2024-02 | 2021-02 |
| Profit Split | The Programmes - Regular (2-phase): 80% The Programmes - Rapid (1-phase): 80% The Programmes - Instant: 55–75% only | Forex: One/Two Step 80%; Flex 60%-90%, Instant 65%-90% by level; Futures separate |
| Maximum Account Size | $200,000 | $200,000 |
| Evaluation Phases | 2 | Flex/One Step: 1; Two Step: 2; Instant: none; Futures separate |
| Trustpilot Rating | Not available | Not available |
| Expert Grade | 8.1 | 9 |
Program Types
| Program | Sway Funded | FTUK |
|---|---|---|
| Entry Level Program | Yes | Flex / One Step |
| Advanced Program | Yes | Two Step / Instant Funding; separate Futures |
| Scaling Options | Yes | One/Two Step: 6 capital levels, up to $3.2M; paid eligible Level 7 up to $6.4M. Flex/Instant share progression differs. |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | Sway Funded | FTUK |
|---|---|---|
| Profit Target | The Programmes - Regular (2-phase): 10% then 8% The Programmes - Rapid (1-phase): 15% The Programmes - Instant: 8 / 12 / 16% step targets | Forex Risk Limits - Flex: 4% evaluation Forex Risk Limits - Instant: No entry evaluation; 10% level target Forex Risk Limits - One Step: 10% Forex Risk Limits - Two Step: 8% each evaluation stage |
| Maximum Drawdown | The Programmes - Regular (2-phase): 10% (20%) The Programmes - Rapid (1-phase): 10% (20%) The Programmes - Instant: 8% | Forex Risk Limits - Flex: 6% trailing; locks at starting balance Forex Risk Limits - Instant: 6% relative Forex Risk Limits - One Step: 8% relative Forex Risk Limits - Two Step: 8% static |
| Minimum Trading Days | The Programmes - Regular (2-phase): 12 total The Programmes - Rapid (1-phase): 8 The Programmes - Instant: 8 | Forex: Flex 1 evaluation day; One Step 4; Two Step 3 per stage (0.5% qualifying days). One/Two Step first payout 10; Flex/Instant on demand subject to consistency. |
| News Trading | Yes | Yes |
| Daily Loss Limit | The Programmes - Regular (2-phase): 5% (10% with add-on) The Programmes - Rapid (1-phase): 5% (10%) The Programmes - Instant: 3% | Forex Risk Limits - Flex: 5% Forex Risk Limits - Instant: 5% Forex Risk Limits - One Step: 4% Forex Risk Limits - Two Step: 5% |
| Consistency / Best Day Rule | The Programmes - Regular (2-phase): None The Programmes - Rapid (1-phase): None The Programmes - Instant: 20% | Not available |
Fees & Pricing
| Option | Sway Funded | FTUK |
|---|---|---|
| CFD $10K Account | Listed challenge / USD 66 / One-time | Listed challenge / USD 99 / One-time |
| CFD $25K Account | Listed challenge / USD 156 / One-time | Listed challenge / USD 179 / One-time |
| CFD $50K Account | Listed challenge / USD 289 / One-time | Listed challenge / USD 269 / One-time |
| CFD $100K Account | Listed challenge / USD 499 / One-time | Listed challenge / USD 499 / One-time |
| CFD $200K Account | Listed challenge / USD 849 / One-time | Not listed in review pricing source |
| Refund Policy | Refundable challenge fees upon first profit withdrawal | Purchased plans non-refundable; statutory exceptions preserved by current footer. No general evaluation-fee refund. |
| Coupons / Discount | Sway Funded discount | FTUK discount |
Platforms & Markets
| Feature | Sway Funded | FTUK |
|---|---|---|
| Trading Platforms | Sway Charts, Sway Charts Pro, Liquid Charts, Liquid Charts Pro | Forex: MetaTrader 5 (not available to US traders), TradeLocker, Match-Trader; Futures: FTUK XT (programme-specific; check account selection) |
| Forex | Yes | Yes |
| Stocks | Yes | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | Not available | No |
| EA/Algo Trading | No | Forex risk-management EAs permitted; no unrestricted bots/forbidden strategies. Futures bots prohibited. |
Payout
| Feature | Sway Funded | FTUK |
|---|---|---|
| Payout Terms | Bitcoin, Ethereum, USDT (1.5% withdrawal fee, typically 24 hours) | Forex One/Two Step fortnightly after 10 qualifying days; Flex/Instant on demand with consistency. Above $500 Rise; below $500 USDT TRC20/USDC ERC20; exactly $500 unspecified. Approval usually 24-48 working hours after review, then 1-3 working days. |
| See all prop firm payouts → | ||
Verdict
| Key Element | Sway Funded | FTUK |
|---|---|---|
| Strengths | No trailing drawdown, No consistency rule, No overnight holding restrictions, Weekend holding permitted, No time limits, Active in 150+ countries | Flex pay-after-pass structure; Instant skips evaluation; several Forex platforms; eligible capital scaling |
| Weaknesses | Relatively new firm (founded Feb 2024), Proprietary platform only, 1.5% withdrawal fee, No phone support, Not regulated broker | 30-second minimum trade duration; 2% Account Protector; program-specific consistency/payout rules; generally non-refundable fees |
| Best For | Traders seeking flexible challenge formats with no time pressure | Traders who match program-specific day, consistency and floating-loss limits to their strategy |
Conclusion and Final Recommendation
Choose Sway Funded – Elite if you want a higher profit split, up to 90% and a cheaper entry, from USD 66. Choose FTUK if a larger funded ceiling at $6.4M matters more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Sway Funded’s programs?
Sway Funded lists Rapid, Regular and Instant options and uses simulated accounts. Its challenge selector shows different targets and loss-limit configurations. Sway Funded official rules.
What should I know about FTUK’s programs?
FTUK publishes distinct Forex Two-Step and Instant Funding rules. Their starting shares, scaling and consistency arrangements differ. FTUK official rules; FTUK official program information.
How do payouts differ between Sway Funded and FTUK?
Sway advertises rewards of up to 90% of simulated profits. The exact share and reward eligibility should be taken from the selected account configuration, rather than treating that maximum as every account’s starting share. Sway Funded official rules.
Forex Two-Step lists an 80% share, a two-week payout frequency and ten minimum trading days for the first payout. Instant Funding starts at 65% and has a separate performance-based ladder up to 90%. FTUK official rules; FTUK official program information.
Which account rules matter when comparing Sway Funded and FTUK?
The displayed challenge has four minimum trading days and no overall time limit. Its configurable drawdown limits mean a headline maximum is not the loss allowance on every Sway account. Sway Funded official rules.
Forex Two-Step lists 8% static total drawdown, 5% daily drawdown and a 2% floating-loss Account Protector. Instant scaling requires its consistency conditions; smaller withdrawals can retain the standard 65% share. FTUK official rules; FTUK official program information.
Is Sway Funded or FTUK automatically the better choice?
No. The two firms lead on different things: Sway Funded – Elite has the higher profit split at 90% and the cheaper entry at USD 66, while FTUK has the larger funded ceiling at $6.4M. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared Sway Funded and FTUK
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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