OFP Funding vs The Concept Trading: Comprehensive Comparison

# OFP Funding vs The Concept Trading: Comprehensive Comparison

## Introduction

OFP Funding and The Concept Trading are two proprietary trading firms that provide funded trading opportunities to traders worldwide. OFP Funding has established itself as a straightforward prop firm offering multiple evaluation models with competitive profit splits and flexible trading conditions. The Concept Trading positions itself as an education-focused prop firm that combines trader funding with comprehensive training resources. Both firms operate in the competitive proprietary trading space, offering traders the opportunity to access significant capital without risking their own funds. OFP Funding maintains a Trustpilot rating of approximately 4.2/5, while The Concept Trading’s online reputation varies across different review platforms, with traders appreciating their educational approach but noting stricter evaluation criteria.

Quick Comparison
Feature OFP Funding The Concept Trading
OFP Funding The Concept Trading
Founded 2021 2020
Trustpilot Rating 4.2/5 (500+ reviews) 3.8/5 (200+ reviews)
Maximum Account Size $200,000 $100,000
Profit Split Up to 90% Up to 80%
Platforms Supported MT4, MT5, cTrader MT4, MT5
Review Read full review Read full review

Program Types – Which experience fits your goals?
Program OFP Funding The Concept Trading
One-Step Challenge ✓ Available – Single phase evaluation ✗ Not available
Two-Step Challenge ✓ Available – Phase 1 & Phase 2 evaluation ✓ Available – Standard evaluation model
Instant Funding ✓ Available – Direct funded account option ✗ Not available
Educational Programs Basic resources and trading guides ✓ Comprehensive – Includes courses and mentorship
Scaling Plan ✓ Available – Scale up to $200,000 ✓ Available – Scale up to $100,000

Assessment Criteria – How can you pass the test?
Criteria OFP Funding The Concept Trading
Profit Target (Phase 1) 8% for two-step, 10% for one-step 10%
Profit Target (Phase 2) 5% 5%
Maximum Daily Loss 5% of account balance 5% of account balance
Maximum Overall Loss 10% of initial balance 10% of initial balance
Minimum Trading Days 3 days 5 days
Time Limit Unlimited 60 days per phase
Consistency Rule No strict consistency rule Best trading day cannot exceed 40% of total profit

Fees and Pricing – How much will you pay?
Option OFP Funding The Concept Trading
$10,000 Account $99 (One-step) / $89 (Two-step) $99
$25,000 Account $199 (One-step) / $179 (Two-step) $199
$50,000 Account $299 (One-step) / $269 (Two-step) $349
$100,000 Account $499 (One-step) / $449 (Two-step) $549
$200,000 Account $799 (One-step) / $699 (Two-step) Not available
Refundable Fee ✓ Yes – Refunded with first profit split ✓ Yes – Refunded with first payout
Coupons Coupon Code Coupon Code
Review Read full review Read full review

Platforms/Tools – What can you use?
Platform/Tool OFP Funding The Concept Trading
MetaTrader 4 ✓ Supported ✓ Supported
MetaTrader 5 ✓ Supported ✓ Supported
cTrader ✓ Supported ✗ Not supported
Trading Tools Standard MT4/MT5 tools and indicators Standard MT4/MT5 tools plus educational indicators
Expert Advisors (EAs) ✓ Allowed with restrictions ✓ Allowed with approval
Copy Trading ✗ Not permitted ✗ Not permitted
Mobile Trading ✓ Full mobile support ✓ Full mobile support

Trading Conditions – What can you trade?
Condition OFP Funding The Concept Trading
Forex Pairs ✓ 40+ major, minor, and exotic pairs ✓ 35+ major and minor pairs
Commodities ✓ Gold, Silver, Oil ✓ Gold, Silver, Oil, Natural Gas
Indices ✓ Major global indices ✓ Major global indices
Cryptocurrencies ✓ BTC, ETH (limited availability) ✗ Not available
Leverage Up to 1:100 Up to 1:50
News Trading ✓ Allowed ✓ Allowed with caution
Weekend Holding ✓ Permitted ✓ Permitted

Payout Terms – When do you get paid?
Term OFP Funding The Concept Trading
First Payout After 14 days of funded trading After 30 days of funded trading
Regular Payout Cycle Bi-weekly (every 14 days) Monthly
Initial Profit Split 80% 70%
Maximum Profit Split 90% (after meeting conditions) 80% (after consistent performance)
Payout Methods Bank transfer, crypto, Wise, PayPal Bank transfer, Wise
Minimum Payout Amount $50 $100
Payout Processing Time 1-3 business days 3-5 business days

Support and Resources – What help is available?
Resource OFP Funding The Concept Trading
Customer Support Hours 24/5 (Monday-Friday) 24/5 with extended weekend support
Live Chat ✓ Available on website ✓ Available on website
Email Support ✓ Response within 24 hours ✓ Response within 12-24 hours
Educational Content Basic trading guides and webinars ✓ Extensive – Courses, webinars, mentorship
Trading Community Discord server with active traders Private Discord and Telegram groups
FAQ/Knowledge Base ✓ Comprehensive help center ✓ Detailed FAQ section
Account Dashboard Real-time statistics and performance tracking Detailed analytics with educational insights

Conclusion and Final Recommendation
Key Element OFP Funding The Concept Trading
Strengths Multiple challenge options including one-step and instant funding; higher profit splits up to 90%; larger account sizes up to $200,000; flexible trading rules with no time limits; competitive pricing; multiple platform support including cTrader; faster payout cycles (bi-weekly) Strong educational focus with comprehensive training resources; mentorship programs; stricter evaluation builds discipline; good support response times; integrated learning approach for developing traders; established reputation in education-focused prop trading
Weaknesses Less comprehensive educational resources; smaller trader community compared to larger firms; newer company with shorter track record; basic dashboard analytics; limited guidance for beginner traders More restrictive trading conditions including consistency rules; longer first payout period (30 days); lower maximum profit split (80%); smaller maximum account size ($100,000); stricter time limits (60 days per phase); higher pricing on larger accounts; no cTrader support
Best For Experienced traders who want flexibility and higher profit splits; traders seeking larger account sizes; those who prefer various challenge options; scalpers and news traders; traders comfortable with self-directed learning; those prioritizing faster payouts Beginner to intermediate traders who value education and mentorship; traders who want structured learning alongside funding opportunities; those who benefit from community support; traders developing consistent strategies; individuals seeking long-term development over quick profits
Final Grade 4.3/5 4.0/5
Discount Codes Coupon Code Coupon Code
Review Read full review Read full review

## FAQ

What makes OFP Funding popular among users?

OFP Funding has gained popularity due to its flexible challenge options, including one-step and instant funding programs that allow traders to get funded faster. The firm offers competitive profit splits up to 90%, which is higher than many competitors, and supports larger account sizes up to $200,000. Traders appreciate the unlimited time frames for completing challenges, the absence of strict consistency rules, and the bi-weekly payout schedule. The availability of multiple trading platforms including cTrader, along with reasonable pricing and refundable fees, makes OFP Funding an attractive choice for experienced traders who want flexibility and generous profit-sharing arrangements.

How does The Concept Trading differ from other similar organizations?

The Concept Trading distinguishes itself primarily through its strong educational focus, combining prop trading funding with comprehensive training resources and mentorship programs. Unlike many prop firms that simply provide capital, The Concept Trading offers structured courses, regular webinars, and ongoing guidance to help traders develop consistent strategies. The firm emphasizes long-term trader development over quick profits, implementing stricter evaluation criteria like the 40% consistency rule to ensure traders build sustainable skills. Their private community and educational integration create a learning environment rather than just a funding opportunity, making them ideal for traders who value education alongside capital access.

Which firm offers better terms for experienced traders?

For experienced traders, OFP Funding generally offers better terms due to its higher profit splits (up to 90% vs 80%), larger maximum account sizes ($200,000 vs $100,000), and more flexible trading conditions including no time limits and relaxed consistency rules. The bi-weekly payout cycle provides faster access to profits, and the availability of instant funding options allows experienced traders to bypass lengthy evaluation processes. The support for cTrader and allowance for news trading without restrictions also appeals to professional traders. However, experienced traders who value ongoing education and community support might still prefer The Concept Trading’s comprehensive resources despite slightly less favorable financial terms.

Are the challenge fees refundable at both firms?

Yes, both OFP Funding and The Concept Trading offer refundable challenge fees, which is standard practice in the prop trading industry. At OFP Funding, the challenge fee is refunded with your first profit split payment, typically after 14 days of trading on the funded account. The Concept Trading also refunds the challenge fee with the first payout, which occurs after 30 days of funded trading. This means traders essentially get their initial investment back once they demonstrate profitable trading on the funded account. However, it’s important to note that if you fail the challenge or violate rules on the funded account before receiving your first payout, the fee is not refundable at either firm.

Which prop firm is better for beginners?

The Concept Trading is generally better suited for beginner traders due to its comprehensive educational resources, mentorship programs, and structured learning approach. While the evaluation criteria are stricter with consistency rules and time limits, these requirements actually help beginners develop disciplined trading habits and risk management skills. The extensive courses and community support provide guidance that novice traders need to succeed. However, beginners should be aware of the longer first payout period (30 days) and lower profit splits initially. OFP Funding’s more flexible rules might seem appealing, but without strong educational support, beginners may struggle. The choice depends on whether you prioritize flexibility (OFP) or education and guidance (The Concept Trading) as you develop your trading skills.

## How was this 2 companies Comparison Created?

### 1. We Collect
Our comparison process begins with comprehensive data collection from multiple authoritative sources. We gather information directly from OFP Funding and The Concept Trading’s official websites, including their terms and conditions, pricing structures, challenge rules, and program offerings. We analyze user reviews from Trustpilot, Reddit, Discord communities, and specialized prop trading review platforms to understand real trader experiences. Additionally, we monitor industry forums, social media discussions, and independent review sites to capture authentic feedback about payout reliability, customer support quality, and platform performance. All pricing, profit splits, and trading conditions are verified against current company documentation to ensure accuracy.

### 2. We Examine
After data collection, our team of experienced traders and industry analysts examines all information for accuracy and relevance. We cross-reference claims made by each company with actual user experiences reported in reviews and community discussions. Each feature, rule, and condition is evaluated in the context of industry standards to determine whether offerings are competitive or restrictive. We verify payout reports, test customer support responsiveness when possible, and analyze the transparency of each company’s communication. Discrepancies between advertised features and reported user experiences are investigated further, and we prioritize information from verified traders who have completed evaluations and received payouts.

### 3. We Score
Our scoring methodology evaluates both firms across multiple weighted categories including pricing competitiveness (15%), profit split generosity (20%), evaluation difficulty (15%), payout reliability and speed (20%), platform and tool availability (10%), educational resources (10%), and customer support quality (10%). Each category receives a score based on quantitative data (like profit split percentages and payout times) and qualitative factors (like user satisfaction and support responsiveness). We apply industry benchmarking to determine how each firm compares to market standards. The final grade represents a comprehensive assessment that balances trader-friendly terms, company reliability, and overall value proposition for different trader experience levels.

### 4. You Choose
This comparison provides you with detailed, objective information to make an informed decision based on your specific trading goals and experience level. Consider what matters most to you: if you’re an experienced trader prioritizing flexibility, higher profit splits, and faster payouts, OFP Funding’s offerings may align better with your needs. If you’re developing your skills and value educational support, mentorship, and structured learning, The Concept Trading’s approach might serve you better. Evaluate the challenge criteria against your trading style-can you meet consistency rules and time limits, or do you need unlimited flexibility? Compare pricing for your desired account size and calculate the total cost including potential retake fees. Finally, review the payout terms and decide whether bi-weekly or monthly cycles fit your financial planning. Your choice should reflect both your current skill level and your long-term trading career goals.

JoinProp # OFP Funding vs The Concept Trading: Comprehensive Comparison

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JoinProp # OFP Funding vs The Concept Trading: Comprehensive Comparison

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