OFP Funding vs The Concept Trading: Comprehensive Comparison
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Introduction
OFP Funding and The Concept Trading are two proprietary trading firms that provide funded trading opportunities to traders worldwide. OFP Funding has established itself as a straightforward prop firm offering multiple evaluation models with competitive profit splits and flexible trading conditions. The Concept Trading positions itself as an education-focused prop firm that combines trader funding with comprehensive training resources. Both firms operate in the competitive proprietary trading space, offering traders the opportunity to access significant capital without risking their own funds. OFP Funding maintains a Trustpilot rating of approximately 4.2/5, while The Concept Trading’s online reputation varies across different review platforms, with traders appreciating their educational approach but noting stricter evaluation criteria.
Quick Facts
| Feature | OFP Funding | The Concept Trading |
|---|---|---|
| 
| |
| Founded | 2022 | 2021 |
| Profit Split | 95 | Payouts: 50% at every level except the top, where it is 90% |
| Maximum Account Size | $300,000 | $5,000,000 |
| Evaluation Phases | 0 | — |
| Trustpilot Rating | 3.6 | 4.7 |
| Expert Grade | 8.3 | 9.1 |
Program Types
| Program | OFP Funding | The Concept Trading |
|---|---|---|
| Entry Level Program | Yes | AUD 65 |
| Advanced Program | Yes | AUD 19997 |
| Scaling Options | Yes | Yes |
| Demo Account | No | Yes |
Rules & Assessment
| Criteria | OFP Funding | The Concept Trading |
|---|---|---|
| Profit Target | No | The Product Line — Traditional: 6% The Product Line — Premier: 7% The Product Line — Empire: 10% The Product Line — Xtreme: 6% The Product Line — Foundation: 10% then 5% |
| Maximum Drawdown | 10 | The Product Line — Traditional: 4% static The Product Line — Premier: 5% static The Product Line — Empire: 10% static The Product Line — Xtreme: 3% static The Product Line — Foundation: 6% static |
| Minimum Trading Days | — | — |
| News Trading | Yes | Yes |
| Daily Loss Limit | — | The Product Line — Traditional: None The Product Line — Premier: None The Product Line — Empire: None The Product Line — Xtreme: None The Product Line — Foundation: None |
Fees & Pricing
| Option | OFP Funding | The Concept Trading |
|---|---|---|
| CFD $5K Account | Not listed in review pricing source | Foundation / AUD 65 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 |
| CFD $10K Account | Not listed in review pricing source | Foundation / AUD 110 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 |
| CFD $25K Account | Not listed in review pricing source | Foundation / AUD 260 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 |
| CFD $50K Account | Lite Account / USD 150 (80% split) / 180 (100% split) / One-time Official OFP Lite Account selector. Includes 5% overall drawdown, 3% daily drawdown and no consistency rule. Prices shown for 80% and optional 100% profit split; discounts excluded. Avg payout shown: $2,084. Source Checked 2026-08-11 | Not listed in review pricing source |
| CFD $100K Account | Lite Account / USD 200 (80% split) / 240 (100% split) / One-time Official OFP Lite Account selector. Includes 5% overall drawdown, 3% daily drawdown and no consistency rule. Prices shown for 80% and optional 100% profit split; discounts excluded. Avg payout shown: $4,965. Source Checked 2026-08-11 | Not listed in review pricing source |
| CFD $200K Account | Lite Account / USD 390 (80% split) / 468 (100% split) / One-time Official OFP Lite Account selector. Includes 5% overall drawdown, 3% daily drawdown and no consistency rule. Prices shown for 80% and optional 100% profit split; discounts excluded. Avg payout shown: $8,102. Source Checked 2026-08-11 | Not listed in review pricing source |
| Refund Policy | No | No |
| Coupons / Discount | OFP Funding discount | The Concept Trading discount |
Platforms & Markets
| Feature | OFP Funding | The Concept Trading |
|---|---|---|
| Trading Platforms | Match-Trader, cTrader, TradeLocker | MetaTrader 5 (Platform 5), TradeLocker |
| Forex | Yes | Yes |
| Stocks | No | — |
| Indices | Yes | — |
| Commodities | Yes | — |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | — |
| EA/Algo Trading | Yes | Yes |
Payout
| Feature | OFP Funding | The Concept Trading |
|---|---|---|
| Payout Terms | Bi-weekly, first withdrawal after 4 days | Once per calendar month (Bank transfer, Crypto, Revolut, PayPal) |
| See all prop firm payouts → | ||
| Payout Cap | — | Payouts: The Payout Matrix figure for your level - excess profit is not payable |
Verdict
| Key Element | OFP Funding | The Concept Trading |
|---|---|---|
| Strengths | Instant funding, No evaluation, Configurable daily loss limits, Up to 95% profit split, Wide platform selection, 4-day first payout, Scale to $5M | Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees |
| Weaknesses | 20% inconsistency score rule causes majority of denials, Trustpilot 3.6/5 with 23%+ one-star reviews, Widespread payout denial complaints | Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause |
| Best For | Experienced traders wanting immediate capital access without challenge phases | Long-term scalers seeking trading freedom, not monthly income seekers |
Conclusion and Final Recommendation
Choose OFP Funding – Firm Review if you want a higher profit split, up to 95%. Choose The Concept Trading if a larger funded ceiling at $5M, a cheaper entry, from AUD 65 and a demo account to test the platform first matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about OFP Funding’s programs?
OFP currently displays both Instant Mode and Challenge Mode. It should not be described as universally having no evaluation across all products. OFP Funding official rules.
What should I know about The Concept Trading’s programs?
The Concept Trading offers a level-based prop program. Its 90% Lock option fixes an eligible account at a chosen level instead of continuing to scale. The Concept Trading official rules; The Concept Trading official program information.
How do payouts differ between OFP Funding and The Concept Trading?
The displayed Lite configuration shows an 80% share and a monthly payout day. Other configurations can differ; use the selected program’s conditions rather than a single biweekly or on-demand claim for the whole firm. OFP Funding official rules.
Its FAQ describes a 50% standard share and 90% at the top level or through the Lock option. The dedicated Lock rules specify weekly payment at 90% after the activation conditions are satisfied. The Concept Trading official rules; The Concept Trading official program information.
Which account rules matter when comparing OFP Funding and The Concept Trading?
The displayed Lite configuration lists 3% daily and 5% overall drawdown, five minimum trading days and a 30-day account duration. An Instant label does not mean unrestricted withdrawals. OFP Funding official rules.
The Lock option is unavailable for Foundation and Intern levels. Once selected, the account cannot scale higher. The site’s general payout and inactivity descriptions differ between pages, so those details require confirmation for the selected model. The Concept Trading official rules; The Concept Trading official program information.
Is OFP Funding or The Concept Trading automatically the better choice?
No. Each firm wins on a different axis. OFP Funding – Firm Review has the higher profit split at 95%. The Concept Trading has the larger funded ceiling at $5M and the cheaper entry at AUD 65. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared OFP Funding and The Concept Trading
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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