Lucid Trading vs FX2 Funding – Prop Firm Comparison
Published: · Last updated:
Introduction
Lucid Trading and FX2 Funding appeal to different traders because they cover different markets, so the first question is what you actually want to trade. Lucid Trading funds $25K to $150K accounts on CME futures, keeps 90% (100% on first $10K, early LucidPro), and runs 1-Step (LucidFlex, LucidPro), with 15-minute average (fastest documented), Plaid, ADP, crypto. FX2 Funding, founded 2023 (United States) funds $10K to $400K; scaling beyond $1M accounts on forex and CFDs, keeps up to 95% (80% default; 95% add-on), and runs 1-step evaluation, 10% target, with bi-weekly via Rise or crypto within 48h (5-day add-on). Lucid Trading is best for traders who prioritise payout speed, platform choice and proven scale, while FX2 Funding suits forex and CFD traders who want a simple one-step evaluation with high scaling.
Quick Facts
| Feature | Lucid Trading | FX2 Funding |
|---|---|---|
| 
| |
| Founded | — | — |
| Profit Split | 90 | The Product Line — 2-Step: 80% The Product Line — 1-Step: 75% The Product Line — 1-Step Pro: 75% |
| Maximum Account Size | $150,000 | — |
| Evaluation Phases | 1 for Pro/Flex/Daily; none for Direct | 2 |
| Trustpilot Rating | 4.8 | 4.2 |
| Expert Grade | 8.4 | 7.3 |
Program Types
| Program | Lucid Trading | FX2 Funding |
|---|---|---|
| Entry Level Program | Yes | 1-Step |
| Advanced Program | Yes | 2-Step |
| Scaling Options | Yes | 1-Step Pro |
| Demo Account | — | — |
Rules & Assessment
| Criteria | Lucid Trading | FX2 Funding |
|---|---|---|
| Profit Target | 25k: $1250; 50k: $3000; 100k: $6000; 150k: $9000 | The Product Line — 2-Step: 6-8% then 5% The Product Line — 1-Step: 10% The Product Line — 1-Step Pro: 10% |
| Maximum Drawdown | Pro/Flex EOD trailing: $1,000/$2,000/$3,000/$4,500 by 25K/50K/100K/150K; locks at start + $100. Breaches can occur intraday. Daily funded uses intraday trailing. | The Product Line — 2-Step: 10% The Product Line — 1-Step: 6% The Product Line — 1-Step Pro: 6% |
| Minimum Trading Days | Pro evaluation: 1-day pass; Flex/Daily evaluation: 2-day pass path with 50% consistency; Flex funded payouts require 5 qualifying profitable days | 0 |
| News Trading | Plan-specific: Daily funded must be flat 1 minute before through 1 minute after high-impact USD red-folder events; violation is a hard breach. | No |
| Daily Loss Limit | — | The Product Line — 2-Step: 4% The Product Line — 1-Step: 4% The Product Line — 1-Step Pro: 4% |
| Drawdown Type | — | The Product Line — 2-Step: Static The Product Line — 1-Step: Trailing The Product Line — 1-Step Pro: Static |
Fees & Pricing
| Option | Lucid Trading | FX2 Funding |
|---|---|---|
| CFD $10K Account | Not listed in review pricing source | Listed challenge / USD 95 / One-time |
| CFD $25K Account | Not listed in review pricing source | Listed challenge / USD 235 / One-time |
| CFD $50K Account | Not listed in review pricing source | Listed challenge / USD 465 / One-time |
| CFD $100K Account | Not listed in review pricing source | Listed challenge / USD 925 / One-time |
| Futures $25K Account | Pro Eval / USD 135 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $50K Account | Pro Eval / USD 185 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $100K Account | Pro Eval / USD 285 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Not listed in review pricing source |
| Futures $150K Account | Pro Eval / USD 370 / One-time Official Lucid Trading Pro Eval list price before checkout coupon. Source Checked 2026-08-10 | Not listed in review pricing source |
| Refund Policy | — | No |
| Coupons / Discount | Lucid Trading discount | FX2 Funding discount |
Platforms & Markets
| Feature | Lucid Trading | FX2 Funding |
|---|---|---|
| Trading Platforms | NinjaTrader, Tradovate, TradingView, MotiveWave, Quantower, Tradesea, and 6 more | cTrader, DXtrade, Match-Trader, Rithmic, DXFutures |
| Forex | Yes | Yes |
| Stocks | No | — |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | No | Yes |
| Bonds | No | — |
| EA/Algo Trading | — | Yes |
Payout
| Feature | Lucid Trading | FX2 Funding |
|---|---|---|
| Payout Terms | Plan-specific eligibility. Advertised average is not guaranteed delivery. Pro disburses within 2 business days after approval. Plaid: US; WorkMarket/ADP: US and international, bank or PayPal; crypto: international. | 48 hours via crypto or bank transfer; 14-day cycle (5-day with add-on) |
| See all prop firm payouts → | ||
Verdict
| Key Element | Lucid Trading | FX2 Funding |
|---|---|---|
| Strengths | Multiple plan configurations, Pro/Flex DLL on/off options, 10+ supported platforms, regional payout options, no funded consistency on Flex/Daily | No time/minimum day limits, static drawdowns on 2-Step/Pro, multiple platforms, weekend holding, hedging permitted, no consistency rule |
| Weaknesses | Simulated funded accounts; plan-specific payout caps and buffers; Daily funded intraday drawdown and high-impact USD news restriction; live transition discretionary | Withdrawal resets drawdown floor, non-refundable fees, 95% split costs extra, breach forfeits profits, news trading penalties, corporate structure confusion |
| Best For | Futures traders seeking rapid payouts and flexible challenge structures | Disciplined traders valuing trading freedom who build buffer before payouts |
Conclusion and Final Recommendation
Choose Lucid Trading if you are futures traders seeking rapid payouts and flexible challenge structures. Choose FX2 Funding if a higher profit split, up to 95%, no minimum trading days and a cheaper entry, from USD 95 matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Lucid Trading’s programs?
Lucid Trading has different account products. LucidDirect is an instant-funded arrangement with its own payout objectives. Lucid Trading official rules.
What should I know about FX2 Funding’s programs?
FX2 describes its accounts as simulated, with genuine rewards subject to contractual compliance. It offers evaluations and an Instant Funding plan. FX2 Funding official rules.
How do payouts differ between Lucid Trading and FX2 Funding?
LucidDirect lists a 90% trader share and a $500 minimum request. Requests can be made any day after the profit goal and other conditions are satisfied, subject to account-size and payout-cycle caps. Lucid Trading official rules.
Its evaluation FAQ lists an 80% share, optional 95% add-on and biweekly requests beginning 14 days after the first trade. The general minimum request is 1% of initial balance, with processing stated as within 48 hours. FX2 Funding official rules.
Which account rules matter when comparing Lucid Trading and FX2 Funding?
LucidDirect requires the largest winning day to be no more than 20% of the cycle’s profit. The consistency and profit-goal requirements reset after each approved payout. Lucid Trading official rules.
Its two-phase evaluation lists 8% and 5% targets, 4% daily drawdown and a fixed 10% maximum drawdown. Those figures should not be applied automatically to other FX2 plans. FX2 Funding official rules.
Is Lucid Trading or FX2 Funding automatically the better choice?
No, neither firm is the automatic pick, and the honest answer depends on how you actually trade.
Lucid Trading Strengths: 15-minute average payout speed and Dual plans for different experience levels. Watch-outs: Max account size $150 and 000 smaller than competitors. Best suited to: Futures traders seeking rapid payouts and flexible challenge structures.
FX2 Funding Strengths: No time/minimum day limits and static drawdowns on 2-Step/Pro. Watch-outs: Withdrawal resets drawdown floor and non-refundable fees. Best suited to: Disciplined traders valuing trading freedom who build buffer before payouts.
Which one wins for you depends on how each firm measures drawdown, what the account actually costs once resets and add-ons are included, and the evaluation objectives on the exact size you buy, rather than on the headline numbers. Check both sets of current terms before you fund an account.
Do Lucid Trading and FX2 Funding trade the same markets?
Lucid Trading trades CME futures, while FX2 Funding trades forex and CFDs. Start your decision with the instruments you actually trade.
Which firm pays out faster?
Lucid Trading offers 15-minute average (fastest documented), Plaid, ADP, crypto, while FX2 Funding offers bi-weekly via Rise or crypto within 48h (5-day add-on). Match the payout cadence to how often you plan to withdraw.
Which firm has the better profit split?
Lucid Trading keeps 90% (100% on first $10K, early LucidPro), and FX2 Funding keeps up to 95% (80% default; 95% add-on). The better deal depends on the account tier and how far you scale.
Does either firm offer instant funding?
Lucid Trading offers a skip-evaluation route (lucidPro can pass in a single trading day), while FX2 Funding requires an evaluation.
Which firm gives more platform choice?
Lucid Trading supports NinjaTrader, Tradovate and TradingView via CQG, plus Sierra Chart, Quantower and other applications via Rithmic, while FX2 Funding supports cTrader, DXTrade.
How We Compared Lucid Trading and FX2 Funding
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
Related comparison: Compare all futures prop firms
View More Elite Prop Firms Compared: FunderPro vs The Trading Pit
