Funding Traders vs Crypto Fund Trader: Elite Prop Firms Comparison
Published: · Last updated:
Introduction
Funding Traders and Crypto Fund Trader represent two prominent players in the proprietary trading firm space, each offering traders the opportunity to access funded accounts. Funding Traders stands out with its straightforward evaluation process and competitive profit splits, earning a solid 4.0/5 rating on Trustpilot from over 750 reviews. Meanwhile, Crypto Fund Trader differentiates itself with its specialized focus on cryptocurrency trading and a more flexible challenge structure, maintaining a 4.1/5 Trustpilot rating across 680+ reviews. Both organizations provide pathways for traders to access significant capital without risking their own funds, though they differ significantly in their evaluation methodologies and specialization areas.
Quick Facts
| Feature | Funding Traders | Crypto Fund Trader |
|---|---|---|
| 
| |
| Founded | 2019 | 2021 |
| Profit Split | 80-90% | 80 |
| Maximum Account Size | $1,000,000 | $300,000 |
| Evaluation Phases | 2 | 2-Phase, 1-Phase, Instant Evaluation |
| Trustpilot Rating | — | — |
| Expert Grade | 8.5 | 8.5 |
Program Types
| Program | Funding Traders | Crypto Fund Trader |
|---|---|---|
| Entry Level Program | Yes | 2-Phase Challenge |
| Advanced Program | Yes | 1-Phase Challenge |
| Scaling Options | Yes | Instant Evaluation |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | Funding Traders | Crypto Fund Trader |
|---|---|---|
| Profit Target | 5-12% | 8% (Phase 1), 5% (Phase 2) for 2-Phase; 8% for 1-Phase |
| Maximum Drawdown | 8-10% | 10% fixed (2-Phase); 6% trailing (1-Phase) |
| Minimum Trading Days | 10 | 5 |
| News Trading | Yes | Yes |
Fees & Pricing
| Option | Funding Traders | Crypto Fund Trader |
|---|---|---|
| CFD $10K Account | USD 119 / Listed challenge / One-time | Not offered |
| CFD $25K Account | USD 229 / Listed challenge / One-time | Not offered |
| CFD $50K Account | USD 339 / Listed challenge / One-time | Not offered |
| CFD $100K Account | USD 599 / Listed challenge / One-time | Not offered |
| CFD $200K Account | USD 999 / Listed challenge / One-time | Not offered |
| Crypto $2.5K Account | Not offered | USD 125 / Instant Evaluation / One-time |
| Crypto $5K Account | Not offered | USD 58 / 2 Phases Evaluation / One-time |
| Crypto $10K Account | Not offered | USD 110 / 2 Phases Evaluation / One-time |
| Crypto $25K Account | Not offered | USD 240 / 2 Phases Evaluation / One-time |
| Crypto $50K Account | Not offered | USD 389 / 2 Phases Evaluation / One-time |
| Crypto $100K Account | Not offered | USD 660 / 2 Phases Evaluation / One-time |
| Crypto $200K Account | Not offered | USD 1250 / 2 Phases Evaluation / One-time |
| Coupons / Discount | Funding Traders discount | Crypto Fund Trader discount |
Platforms & Markets
| Feature | Funding Traders | Crypto Fund Trader |
|---|---|---|
| Trading Platforms | DXTrade, TradeLocker, MetaTrader 5 | MetaTrader 5, Match-Trader, Bybit |
| Forex | Yes | Yes |
| Stocks | No | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | — | — |
| EA/Algo Trading | No | Yes |
Payout
| Feature | Funding Traders | Crypto Fund Trader |
|---|---|---|
| Payout Terms | Bank Wire Transfer, PayPal, Skrill, Cryptocurrency, Wise | Weekly, processed within 48 business hours; bank transfer or crypto |
| See all prop firm payouts → | ||
Verdict
| Key Element | Funding Traders | Crypto Fund Trader |
|---|---|---|
| Strengths | reasonable challenge requirements, trader-friendly policies, transparent fee structure, multiple challenge options, scaling program | 556+ crypto instruments, 80% profit split, Multiple evaluation paths, Three platform options, Crypto and bank payouts, No time limits |
| Weaknesses | excessive fees, strict trading rules, high profit targets, capital loss risk, slow withdrawals | Lacks regulatory oversight, Prone to market manipulation, High volatility risk, Security vulnerabilities, Limited mainstream adoption |
| Best For | new and experienced traders | Crypto-focused traders seeking high profit splits and flexible evaluation options |
Conclusion and Final Recommendation
Choose Funding Traders – Elite Firm Review if you want a higher profit split, up to 90% and a larger funded ceiling at $1M. Choose Crypto Fund Trader if a lower 5-day minimum, a cheaper entry, from USD 58 and coverage of stocks that the other does not offer matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Funding Traders’s programs?
FundingTraders has separate Pro and Instant programs. Its 2-Step Pro account has two evaluation phases and program-specific payout terms. Funding Traders official rules; Funding Traders official program information.
What should I know about Crypto Fund Trader’s programs?
Crypto Fund Trader offers simulated evaluations including 1-Phase and 2-Phase, plus special Break, Ascend and Instant models with separate requirements. Crypto Fund Trader official rules.
How do payouts differ between Funding Traders and Crypto Fund Trader?
The 2-Step Pro guide lists an 80% default share with optional 90% or 100% upgrades. The first payout is normally available 21 days after the first funded trade; the 14-day add-on changes that schedule. Funding Traders official rules; Funding Traders official program information.
The general 1-Phase/2-Phase reward conditions require 15 traded days or a 30-calendar-day cycle. A weekly add-on allows requests after seven traded days. Break instead has on-demand eligibility after its evaluation and activation fee, subject to its rules. Crypto Fund Trader official rules.
Which account rules matter when comparing Funding Traders and Crypto Fund Trader?
For 2-Step Pro purchases on or after May 8, 2026, the evaluation-fee refund is tied to the second qualifying payout, rather than simply passing the evaluation. Risk-management violations can also affect rewards. Funding Traders official rules; Funding Traders official program information.
Break final-stage accounts have a 40% consistency rule. KYC must be approved and all trades closed before a reward request. Special program rules should not be replaced by a single firm-wide payout schedule. Crypto Fund Trader official rules.
Is Funding Traders or Crypto Fund Trader automatically the better choice?
No. The two firms lead on different things: Funding Traders – Elite Firm Review has the higher profit split at 90% and the larger funded ceiling at $1M, while Crypto Fund Trader has the lower 5-day minimum and the cheaper entry at USD 58. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and the evaluation objectives for the exact program you buy, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared Funding Traders and Crypto Fund Trader
Both firms on this page carry a JoinProp Rating out of 10. We produce that rating with the same 9-factor methodology we apply to every firm we review: payout reliability (20%), fee structure (15%), drawdown rules (15%), profit split (15%), evaluation terms (10%), trading rules (10%), support access and responsiveness (5%), scaling plan (5%), and track record and transparency (5%).
The inputs come from our firm reviews, not from this page. For each firm we work from the current terms and conditions rather than marketing pages, track rule and pricing changes over time, and read payout and support reports across Trustpilot, Reddit and Discord, looking for recurring patterns rather than isolated complaints. Every firm is re-checked at least every 90 days, or sooner after a material change. Affiliate relationships have no effect on any rating, and ratings are never sold.
The tables above show the evidence behind those factors. A few rows, including trading platforms, available instruments, maximum account size and demo availability, are there to help you judge fit and do not affect either rating.
Read our full ranking methodology
View More Elite Prop Firms Compared: E8 Markets vs Funded Trading Plus
