Funding Rock vs The Concept Trading: Comprehensive Comparison

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Introduction

Funding rock and The Concept Trading are both proprietary trading firms that offer funded trading accounts to aspiring traders. Funding rock, a relatively newer entrant in the prop trading space, focuses on providing flexible evaluation programs with competitive profit splits and scalable account sizes. The Concept Trading distinguishes itself through its educational approach, combining trading challenges with comprehensive training resources. While Funding rock emphasizes trader-friendly rules and fast payouts, The Concept Trading positions itself as a mentorship-driven platform. Both firms operate in the increasingly competitive proprietary trading industry, where traders can access significant capital without risking their own funds. Based on available online information, Funding rock has a Trustpilot rating of approximately 4.2/5, while The Concept Trading’s reputation is primarily built through community feedback and trading forums, though specific Trustpilot ratings are limited.

FeatureFunding RockThe Concept Trading
Funding Rock The Concept Trading
Founded20252021
Profit Split80-90%50% all levels except top (90%)
Maximum Account Size$1,000,000$5,000,000
Evaluation Phases2
Trustpilot Rating4.7
Expert Grade7.99.1
ProgramFunding RockThe Concept Trading
Entry Level ProgramYesAUD 65
Advanced ProgramYesAUD 19997
Scaling OptionsYesYes
Demo AccountYesYes
CriteriaFunding RockThe Concept Trading
Profit Target6-10%
Maximum Drawdown3-10% static
Minimum Trading Days
News TradingYesYes
OptionFunding RockThe Concept Trading
$5K AccountUSD 110 / Instant Funding / One-timeAUD 65 / Foundation / One-time
$10K AccountUSD 180 / Instant Funding / One-timeAUD 110 / Foundation / One-time
$25K AccountUSD 370 / Instant Funding / One-timeAUD 260 / Foundation / One-time
$50K AccountUSD 640 / Instant Funding / One-time
$100K AccountUSD 1000 / Instant Funding / One-time
Coupons / DiscountFunding Rock discountThe Concept Trading discount
FeatureFunding RockThe Concept Trading
Trading PlatformscTrader, TradeLockerMetaTrader 5, TradeLocker
ForexYesYes
StocksNo
IndicesYes
CommoditiesYes
CryptocurrenciesYesYes
BondsNo
EA/Algo TradingYesYes
FeatureFunding RockThe Concept Trading
Payout TermsFirst after 14 days; bi-weekly thereafter; via Wise (1-3 business days)Once per calendar month (Bank transfer, Crypto, Revolut, PayPal)
See all prop firm payouts →
Key ElementFunding RockThe Concept Trading
StrengthsGenerous profit splits, quick evaluation, flexible rules, scaling opportunities, transparent termsStatic drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees
WeaknessesExpress payouts require add-on, newer firm with limited track record, limited rule detailMisleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause
Best ForBoth new and experienced traders seeking professional fundingLong-term scalers seeking trading freedom, not monthly income seekers

Conclusion and Final Recommendation

Choose Funding Rock if you are both new and experienced traders seeking professional funding. Choose The Concept Trading if a larger funded ceiling at $5M and a cheaper entry, from AUD 65 matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.

Frequently asked questions

How We Compared Funding rock and The Concept Trading

Both firms on this page carry a JoinProp Rating out of 10. We produce that rating with the same 9-factor methodology we apply to every firm we review: payout reliability (20%), fee structure (15%), drawdown rules (15%), profit split (15%), evaluation terms (10%), trading rules (10%), support access and responsiveness (5%), scaling plan (5%), and track record and transparency (5%).

The inputs come from our firm reviews, not from this page. For each firm we work from the current terms and conditions rather than marketing pages, track rule and pricing changes over time, and read payout and support reports across Trustpilot, Reddit and Discord, looking for recurring patterns rather than isolated complaints. Every firm is re-checked at least every 90 days, or sooner after a material change. Affiliate relationships have no effect on any rating, and ratings are never sold.

The tables above show the evidence behind those factors. A few rows, including trading platforms, available instruments, maximum account size and demo availability, are there to help you judge fit and do not affect either rating.

Read our full ranking methodology

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JoinProp Funding rock and The Concept Trading are both proprietary trading firms that offer funded trading accounts to aspiring traders. Funding rock, a relatively newer entrant in the prop trading space, focuses on providing flexible evaluation programs with competitive profit splits and scalable account sizes. The Concept Trading distinguishes itself through its educational approach, combining trading challenges with comprehensive training resources. While Funding rock emphasizes trader-friendly rules and fast payouts, The Concept Trading positions itself as a mentorship-driven platform. Both firms operate in the increasingly competitive proprietary trading industry, where traders can access significant capital without risking their own funds. Based on available online information, Funding rock has a Trustpilot rating of approximately 4.2/5, while The Concept Trading's reputation is primarily built through community feedback and trading forums, though specific Trustpilot ratings are limited.