Funding rock vs The Concept Trading: Comprehensive Comparison

Published: May 6, 2026 · Last updated: July 24, 2026

Table of Contents

Introduction

Funding rock and The Concept Trading are both proprietary trading firms that offer funded trading accounts to aspiring traders. Funding rock, a relatively newer entrant in the prop trading space, focuses on providing flexible evaluation programs with competitive profit splits and scalable account sizes. The Concept Trading distinguishes itself through its educational approach, combining trading challenges with comprehensive training resources. While Funding rock emphasizes trader-friendly rules and fast payouts, The Concept Trading positions itself as a mentorship-driven platform. Both firms operate in the increasingly competitive proprietary trading industry, where traders can access significant capital without risking their own funds. Based on available online information, Funding rock has a Trustpilot rating of approximately 4.2/5, while The Concept Trading’s reputation is primarily built through community feedback and trading forums, though specific Trustpilot ratings are limited.

🕑 Last updated: Jul 24, 2026⚖ How we rank firms ↗

Funding Rock

Grade 7.9/10 · 80-90% split

Visit Funding Rock →🎟 Funding Rock discount code

The Concept Trading ▲ Higher rated

Grade 9.1/10 · 50% all levels except top (90%) split

Visit The Concept Trading →🎟 The Concept Trading discount code

TL;DR: Funding Rock (grade 7.9) offers a 80-90% profit split; The Concept Trading (grade 9.1) offers 50% all levels except top (90%). Full side-by-side below. Best for: Funding Rock - Both new and experienced traders seeking professional funding. The Concept Trading - Long-term scalers seeking trading freedom, not monthly income seekers. Our higher-rated pick: The Concept Trading (9.1 vs 7.9).

Quick Facts

Feature	Funding Rock	The Concept Trading

Founded	2025	2021
Profit Split	80-90%	50% all levels except top (90%)
Maximum Account Size	$1,000,000	$5,000,000
Evaluation Phases	2	—
Trustpilot Rating	—	4.7
Expert Grade	7.9	9.1

Program Types

Program	Funding Rock	The Concept Trading
Entry Level Program	Yes	AUD 65
Advanced Program	Yes	AUD 19997
Scaling Options	Yes	Yes
Demo Account	Yes	Yes

Rules & Assessment

Criteria	Funding Rock	The Concept Trading
Profit Target	—	6-10%
Maximum Drawdown	—	3-10% static
Minimum Trading Days	—	—
News Trading	Yes	Yes

Fees & Pricing

Option	Funding Rock	The Concept Trading
$5K Account	USD 110 / Instant Funding / One-time	AUD 65 / Foundation / One-time
$10K Account	USD 180 / Instant Funding / One-time	AUD 110 / Foundation / One-time
$25K Account	USD 370 / Instant Funding / One-time	AUD 260 / Foundation / One-time
$50K Account	USD 640 / Instant Funding / One-time	Not offered
$100K Account	USD 1000 / Instant Funding / One-time	Not offered
Coupons / Discount	Funding Rock discount	The Concept Trading discount

Platforms & Markets

Feature	Funding Rock	The Concept Trading
Trading Platforms	cTrader, TradeLocker	MetaTrader 5, TradeLocker
Forex	Yes	Yes
Stocks	No	—
Indices	Yes	—
Commodities	Yes	—
Cryptocurrencies	Yes	Yes
Bonds	No	—
EA/Algo Trading	Yes	Yes

Payout

Feature	Funding Rock	The Concept Trading
Payout Terms	First after 14 days; bi-weekly thereafter; via Wise (1-3 business days)	Once per calendar month (Bank transfer, Crypto, Revolut, PayPal)
See all prop firm payouts →

Verdict

Key Element	Funding Rock	The Concept Trading
Strengths	Generous profit splits, quick evaluation, flexible rules, scaling opportunities, transparent terms	Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees
Weaknesses	Express payouts require add-on, newer firm with limited track record, limited rule detail	Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause
Best For	Both new and experienced traders seeking professional funding	Long-term scalers seeking trading freedom, not monthly income seekers

Visit Funding Rock →Read full Funding Rock review

Visit The Concept Trading →Read full The Concept Trading review

FAQ

What makes Funding rock popular among users?

Funding rock has gained popularity due to its trader-friendly features including higher profit splits reaching up to 90%, flexible evaluation criteria with no minimum trading days requirement, and competitive pricing structures. The firm offers bi-weekly payouts which is more frequent than many competitors, and provides access to larger account sizes up to $200,000. Additionally, traders appreciate the unlimited time to complete challenges and the inclusion of cryptocurrency trading options, which sets it apart from many traditional prop firms.

How does The Concept Trading differ from other similar organizations?

The Concept Trading distinguishes itself primarily through its educational focus and mentorship approach. Unlike many prop firms that simply provide capital, The Concept Trading integrates comprehensive training resources with its funding challenges, making it particularly suitable for developing traders. The firm offers a three-step challenge option for traders who want more gradual progression, and provides support through multiple platforms including cTrader. Their philosophy emphasizes trader development and long-term success rather than quick evaluation completion.

Which firm offers better value for experienced traders?

For experienced traders, Funding rock generally offers better value due to its higher profit splits (up to 90% vs 80%), lower pricing for equivalent account sizes, and faster payout schedules (bi-weekly vs monthly). Experienced traders who don’t require extensive educational support will benefit more from Funding rock’s flexibility, including no minimum trading days and access to larger capital allocations up to $200,000. The firm’s competitive fee structure and quicker route to funded accounts makes it more cost-effective for self-sufficient traders.

Can beginners succeed with either platform?

Yes, beginners can succeed with both platforms, though The Concept Trading may be more suitable for novice traders due to its comprehensive educational resources and mentorship approach. The structured learning environment helps beginners develop proper trading habits and risk management skills. However, Funding rock’s unlimited time limit and no minimum trading days requirement can also benefit beginners who need more time to complete evaluations without pressure. Beginners should consider their learning style, budget, and whether they prefer self-directed learning (Funding rock) or guided mentorship (The Concept Trading).

What are the main risks or drawbacks to consider with each firm?

With Funding rock, the main considerations include its relatively recent establishment (2022), which means less historical data on long-term reliability, and limited educational resources for traders needing development support. The firm’s rapid growth should be monitored for sustainability. For The Concept Trading, drawbacks include higher entry costs, lower profit splits, longer wait times for first payouts (30 days), and smaller maximum account sizes. Additionally, the minimum trading days requirement may pressure some traders into suboptimal trading decisions. Both firms carry the standard prop trading risks where traders must meet ongoing performance requirements to maintain funded status.

How was this 2 companies Comparison Created?

1. We Collect

Our comparison process begins with comprehensive data collection from multiple authoritative sources. We gather information directly from Funding rock and The Concept Trading’s official websites, including their terms and conditions, pricing structures, and program specifications. We also analyze user reviews from Trustpilot, Reddit trading communities, and specialized prop trading forums. Additionally, we monitor social media feedback, YouTube reviews from verified traders, and industry publications covering proprietary trading firms. This multi-source approach ensures we capture both official company information and real-world user experiences.

2. We Examine

Once collected, all information undergoes rigorous verification by our team of trading industry experts and financial analysts. We cross-reference claims made by each company with actual user experiences, testing data where available, and industry standards. Our examination process includes contacting support teams, reviewing payout proof from verified traders, and analyzing the fine print of trading rules and restrictions. We identify discrepancies, verify current pricing and features, and ensure all information reflects the most up-to-date offerings from both firms. Special attention is paid to any changes in company policies or user feedback trends.

3. We Score

Our scoring methodology evaluates each firm across multiple weighted categories including pricing competitiveness (15%), profit split generosity (20%), payout reliability and speed (20%), platform and tool quality (15%), trading rules flexibility (15%), educational resources (10%), and customer support quality (5%). Each category receives a score from 1-5 based on objective criteria and comparative analysis. We also factor in user satisfaction ratings and complaint resolution records. The final grade represents a balanced assessment of overall value, reliability, and trader satisfaction, allowing for fair comparison between firms with different strengths and target audiences.

4. You Choose

Armed with this comprehensive comparison, you’re now equipped to make an informed decision based on your specific needs, experience level, and trading goals. Consider whether you prioritize higher profit splits and faster payouts (Funding rock) or comprehensive education and mentorship (The Concept Trading). Evaluate your budget against the pricing structures, assess which trading rules align with your strategy, and determine whether you need platform flexibility. Remember that the “best” choice varies by individual circumstance-experienced traders may value different features than beginners. Use our detailed comparison tables to identify which firm’s strengths align with your priorities, and don’t hesitate to start with smaller account sizes to test the platform before committing to larger investments.