Funding Rock vs Funding Traders: Comprehensive Comparison
Published: · Last updated:
Introduction
Funding rock and Funding Traders are two prominent proprietary trading firms offering funded trading accounts to aspiring and experienced traders. Funding rock has established itself as a competitive prop firm with flexible evaluation programs and trader-friendly rules, while Funding Traders has built a reputation for its straightforward assessment process and reliable payouts. Both firms provide traders with the opportunity to access substantial capital without risking their own funds. According to Trustpilot, Funding rock maintains a solid rating of 4.2/5 based on trader reviews, while Funding Traders boasts an impressive 4.5/5 rating. This comprehensive comparison will help you determine which prop firm best aligns with your trading style, goals, and experience level.
Quick Facts
| Feature | Funding Rock | Funding Traders |
|---|---|---|
| 
| |
| Founded | 2025 | 2019 |
| Profit Split | 80-90% | The Product Line — 1-Step PRO: 90% The Product Line — 2-Step PRO6: 80% The Product Line — 2-Step PRO10: 80% The Product Line — Instant Funded: 90% Payouts: 80% (2-Step) or 90% (1-Step, Instant); 100% as a paid add-on |
| Maximum Account Size | $1,000,000 | $400,000 |
| Evaluation Phases | 2 | 1-Step PRO: 1; 2-Step PRO6/PRO10: 2; Instant: none |
| Trustpilot Rating | — | — |
| Expert Grade | 7.9 | 8.5 |
Program Types
| Program | Funding Rock | Funding Traders |
|---|---|---|
| Entry Level Program | Yes | 1-Step PRO / 2-Step PRO6 / PRO10 |
| Advanced Program | Yes | Instant Funding |
| Scaling Options | Yes | Published funded allocation caps: PRO $300k; Instant $400k. Legacy Next-Gen $500k is separate. |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | Funding Rock | Funding Traders |
|---|---|---|
| Profit Target | — | The Product Line — 1-Step PRO: 10% The Product Line — 2-Step PRO6: 6% then 6% The Product Line — 2-Step PRO10: 10% then 5% The Product Line — Instant Funded: None |
| Maximum Drawdown | — | The Product Line — 1-Step PRO: 10% The Product Line — 2-Step PRO6: 6% The Product Line — 2-Step PRO10: 10% The Product Line — Instant Funded: 6% |
| Minimum Trading Days | — | 2-Step: 4 per phase + 2 funded; 1-Step: 2 evaluation + 2 funded; Instant: 5 profitable 0.25% days per 30-day period |
| News Trading | Yes | PRO evaluation allowed; funded 30% news-profit cap. Instant restricted; help/terms conflict on window and holding add-on. |
| Daily Loss Limit | — | The Product Line — 1-Step PRO: 3% The Product Line — 2-Step PRO6: 3% The Product Line — 2-Step PRO10: 5% The Product Line — Instant Funded: 3% |
| Drawdown Type | — | The Product Line — 1-Step PRO: Trailing - never locks The Product Line — 2-Step PRO6: Static The Product Line — 2-Step PRO10: Static The Product Line — Instant Funded: Trailing until +3%, then locks |
Fees & Pricing
| Option | Funding Rock | Funding Traders |
|---|---|---|
| CFD $5K Account | Instant Funding / USD 110 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 60. Source Checked 2026-08-11 1 Step / USD 50 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 40 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Not listed in review pricing source |
| CFD $10K Account | Instant Funding / USD 180 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 100. Source Checked 2026-08-11 1 Step / USD 80 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 60 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 119 / One-time |
| CFD $25K Account | Instant Funding / USD 370 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 180. Source Checked 2026-08-11 1 Step / USD 155 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 120 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 229 / One-time |
| CFD $50K Account | Instant Funding / USD 640 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 300. Source Checked 2026-08-11 1 Step / USD 270 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 210 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 339 / One-time |
| CFD $100K Account | Instant Funding / USD 1000 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 500. Source Checked 2026-08-11 1 Step / USD 450 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 350 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 599 / One-time |
| CFD $200K Account | Not listed in review pricing source | Listed challenge / USD 999 / One-time |
| Refund Policy | — | Eligible evaluation fee bonus: first payout before 8 May 2026 purchases, second from that date; Instant excluded |
| Coupons / Discount | Funding Rock discount | Funding Traders discount |
Platforms & Markets
| Feature | Funding Rock | Funding Traders |
|---|---|---|
| Trading Platforms | TradeLocker, cTrader | TradeLocker, MetaTrader 5 |
| Forex | Yes | Yes |
| Stocks | No | No |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | — |
| EA/Algo Trading | Yes | Risk-management tools allowed; personally developed EAs conditional in help, Risk Team exception required by terms |
Payout
| Feature | Funding Rock | Funding Traders |
|---|---|---|
| Payout Terms | First after 14 days; bi-weekly thereafter; via Wise (1-3 business days) | PRO 21 days (14-day add-on); Instant help 7 days versus terms 14, confirm. Rise $200; USDT ERC20 $50 if Rise unavailable; 24-48 hours excluding weekends. Instant additional cushion/profit/consistency gates. |
| See all prop firm payouts → | ||
Verdict
| Key Element | Funding Rock | Funding Traders |
|---|---|---|
| Strengths | Generous profit splits, quick evaluation, flexible rules, scaling opportunities, transparent terms | Static 2-Step drawdown; no evaluation deadline; MT5/TradeLocker; published Discipline tracking |
| Weaknesses | Express payouts require add-on, newer firm with limited track record, limited rule detail | Conflicting help/terms; Instant 15% and 1-Step 50% consistency; risk-tier split reductions; Instant profitable-day and cushion requirements |
| Best For | Both new and experienced traders seeking professional funding | Traders who can follow aggregated risk limits and product-specific payout gates |
Conclusion and Final Recommendation
Choose Funding Rock if you want a cheaper entry, from USD 110. Choose Funding Traders – Elite Firm Review if you are new and experienced traders. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Funding Rock’s programs?
FundingRock lists Instant, Pay Later and evaluation options. Program rules and optional add-ons change both the risk limits and reward eligibility. Funding Rock official rules.
What should I know about Funding Traders’s programs?
FundingTraders has separate Pro and Instant programs. Its 2-Step Pro account has two evaluation phases and program-specific payout terms. Funding Traders official rules; Funding Traders official program information.
How do payouts differ between Funding Rock and Funding Traders?
The displayed programs list an 80% share, with a 95% add-on. The one-step and two-step evaluation-funded arrangements list 14-day reward eligibility; the displayed Instant arrangement has separate instant-withdrawal conditions. Funding Rock official rules.
The 2-Step Pro guide lists an 80% default share with optional 90% or 100% upgrades. The first payout is normally available 21 days after the first funded trade; the 14-day add-on changes that schedule. Funding Traders official rules; Funding Traders official program information.
Which account rules matter when comparing Funding Rock and Funding Traders?
For the displayed one-step option, maximum loss is 6% trailing-lock; the two-step option uses 6% static maximum loss. The funded consistency limits differ from the Instant option. Funding Rock official rules.
For 2-Step Pro purchases on or after May 8, 2026, the evaluation-fee refund is tied to the second qualifying payout, rather than simply passing the evaluation. Risk-management violations can also affect rewards. Funding Traders official rules; Funding Traders official program information.
Is Funding Rock or Funding Traders automatically the better choice?
No, neither is the default pick. Funding Rock has the cheaper entry at USD 110, and Funding Traders – Elite Firm Review is built for new and experienced traders. Which of those matters more depends on how you actually trade, so compare the total fee once add-ons and resets are included, platform availability and country eligibility, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared Funding rock and Funding Traders
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
View More Elite Prop Firms Compared: TradeDay vs The5ers
