Funding Rock vs FTUK: Comprehensive Comparison
Published: · Last updated:
Introduction
Funding rock and FTUK (Funded Trading UK) are two prominent prop trading firms that provide traders with capital to trade financial markets. Funding rock, established as a European-based proprietary trading firm, offers flexible trading conditions and a straightforward evaluation process for aspiring funded traders. FTUK operates as a UK-focused prop firm providing capital to traders who pass their assessment programs. Both firms aim to identify skilled traders and provide them with funded accounts, though they differ in their program structures, trading rules, and profit-sharing arrangements. Funding rock currently holds a Trustpilot rating of approximately 4.5/5 stars, while FTUK maintains a rating around 4.3/5 stars, both demonstrating solid reputations within the prop trading community.
Quick Facts
| Feature | Funding Rock | FTUK |
|---|---|---|
| 
| |
| Founded | 2025 | 2021-02 |
| Profit Split | 80-90% | Forex: One/Two Step 80%; Flex 60%-90%, Instant 65%-90% by level; Futures separate |
| Maximum Account Size | $1,000,000 | $200,000 |
| Evaluation Phases | 2 | Flex/One Step: 1; Two Step: 2; Instant: none; Futures separate |
| Trustpilot Rating | — | — |
| Expert Grade | 7.9 | 9 |
Program Types
| Program | Funding Rock | FTUK |
|---|---|---|
| Entry Level Program | Yes | Flex / One Step |
| Advanced Program | Yes | Two Step / Instant Funding; separate Futures |
| Scaling Options | Yes | One/Two Step: 6 capital levels, up to $3.2M; paid eligible Level 7 up to $6.4M. Flex/Instant share progression differs. |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | Funding Rock | FTUK |
|---|---|---|
| Profit Target | — | Forex Risk Limits — Flex: 4% evaluation Forex Risk Limits — Instant: No entry evaluation; 10% level target Forex Risk Limits — One Step: 10% Forex Risk Limits — Two Step: 8% each evaluation stage |
| Maximum Drawdown | — | Forex Risk Limits — Flex: 6% trailing; locks at starting balance Forex Risk Limits — Instant: 6% relative Forex Risk Limits — One Step: 8% relative Forex Risk Limits — Two Step: 8% static |
| Minimum Trading Days | — | Forex: Flex 1 evaluation day; One Step 4; Two Step 3 per stage (0.5% qualifying days). One/Two Step first payout 10; Flex/Instant on demand subject to consistency. |
| News Trading | Yes | Yes |
| Daily Loss Limit | — | Forex Risk Limits — Flex: 5% Forex Risk Limits — Instant: 5% Forex Risk Limits — One Step: 4% Forex Risk Limits — Two Step: 5% |
Fees & Pricing
| Option | Funding Rock | FTUK |
|---|---|---|
| CFD $5K Account | Instant Funding / USD 110 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 60. Source Checked 2026-08-11 1 Step / USD 50 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 40 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Not listed in review pricing source |
| CFD $10K Account | Instant Funding / USD 180 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 100. Source Checked 2026-08-11 1 Step / USD 80 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 60 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 99 / One-time |
| CFD $25K Account | Instant Funding / USD 370 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 180. Source Checked 2026-08-11 1 Step / USD 155 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 120 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 179 / One-time |
| CFD $50K Account | Instant Funding / USD 640 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 300. Source Checked 2026-08-11 1 Step / USD 270 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 210 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 269 / One-time |
| CFD $100K Account | Instant Funding / USD 1000 / One-time Official Instant Funding fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 Pay After You Pass / USD 5 / Entry fee Official entry fee is USD 5; activation fee is paid only after passing and varies by account size. Optional add-ons are excluded from the base entry price. Activation fee after passing: USD 500. Source Checked 2026-08-11 1 Step / USD 450 / One-time Official 1 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 2 Step / USD 350 / One-time Official 2 Step fee. Optional 95% reward-share add-on and weekend-holding add-on are excluded from the base price. Source Checked 2026-08-11 | Listed challenge / USD 499 / One-time |
| Refund Policy | — | Purchased plans non-refundable; statutory exceptions preserved by current footer. No general evaluation-fee refund. |
| Coupons / Discount | Funding Rock discount | FTUK discount |
Platforms & Markets
| Feature | Funding Rock | FTUK |
|---|---|---|
| Trading Platforms | TradeLocker, cTrader | Forex: MetaTrader 5 (not available to US traders), TradeLocker, Match-Trader; Futures: FTUK XT (programme-specific; check account selection) |
| Forex | Yes | Yes |
| Stocks | No | Yes |
| Indices | Yes | Yes |
| Commodities | Yes | Yes |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | No |
| EA/Algo Trading | Yes | Forex risk-management EAs permitted; no unrestricted bots/forbidden strategies. Futures bots prohibited. |
Payout
| Feature | Funding Rock | FTUK |
|---|---|---|
| Payout Terms | First after 14 days; bi-weekly thereafter; via Wise (1-3 business days) | Forex One/Two Step fortnightly after 10 qualifying days; Flex/Instant on demand with consistency. Above $500 Rise; below $500 USDT TRC20/USDC ERC20; exactly $500 unspecified. Approval usually 24-48 working hours after review, then 1-3 working days. |
| See all prop firm payouts → | ||
Verdict
| Key Element | Funding Rock | FTUK |
|---|---|---|
| Strengths | Generous profit splits, quick evaluation, flexible rules, scaling opportunities, transparent terms | Flex pay-after-pass structure; Instant skips evaluation; several Forex platforms; eligible capital scaling |
| Weaknesses | Express payouts require add-on, newer firm with limited track record, limited rule detail | 30-second minimum trade duration; 2% Account Protector; program-specific consistency/payout rules; generally non-refundable fees |
| Best For | Both new and experienced traders seeking professional funding | Traders who match program-specific day, consistency and floating-loss limits to their strategy |
Conclusion and Final Recommendation
Choose Funding Rock if you want a higher profit split, up to 90%. Choose FTUK if a larger funded ceiling at $6.4M, a cheaper entry, from USD 99 and coverage of stocks that the other does not offer matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about Funding Rock’s programs?
FundingRock lists Instant, Pay Later and evaluation options. Program rules and optional add-ons change both the risk limits and reward eligibility. Funding Rock official rules.
What should I know about FTUK’s programs?
FTUK publishes distinct Forex Two-Step and Instant Funding rules. Their starting shares, scaling and consistency arrangements differ. FTUK official rules; FTUK official program information.
How do payouts differ between Funding Rock and FTUK?
The displayed programs list an 80% share, with a 95% add-on. The one-step and two-step evaluation-funded arrangements list 14-day reward eligibility; the displayed Instant arrangement has separate instant-withdrawal conditions. Funding Rock official rules.
Forex Two-Step lists an 80% share, a two-week payout frequency and ten minimum trading days for the first payout. Instant Funding starts at 65% and has a separate performance-based ladder up to 90%. FTUK official rules; FTUK official program information.
Which account rules matter when comparing Funding Rock and FTUK?
For the displayed one-step option, maximum loss is 6% trailing-lock; the two-step option uses 6% static maximum loss. The funded consistency limits differ from the Instant option. Funding Rock official rules.
Forex Two-Step lists 8% static total drawdown, 5% daily drawdown and a 2% floating-loss Account Protector. Instant scaling requires its consistency conditions; smaller withdrawals can retain the standard 65% share. FTUK official rules; FTUK official program information.
Is Funding Rock or FTUK automatically the better choice?
No. Each firm wins on a different axis. Funding Rock has the higher profit split at 90%. FTUK has the larger funded ceiling at $6.4M and the cheaper entry at USD 99. Which of those matters more depends on how you actually trade, so compare the total fee once add-ons and resets are included, platform availability and whether the instruments you trade are covered, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared Funding rock and FTUK
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
View More Elite Prop Firms Compared: TradeDay vs The5ers
