FunderPro vs The Concept Trading: Elite Prop Firms Comparison
Published: · Last updated:
By JoinProp
Introduction
FunderPro and The Concept Trading represent two prominent players in the prop trading industry, each offering funded trading accounts to aspiring traders. FunderPro stands out with its straightforward evaluation process and competitive profit splits, with its Trustpilot listing rated 2.9/5 from 1,516 reviews (June 2026). Meanwhile, The Concept Trading differentiates itself through innovative trading programs and comprehensive educational resources, maintaining a 4.6/5 Trustpilot rating from 443 reviews. Both firms provide pathways to funded trading careers, but with distinct approaches to evaluation, support, and trader development.
Quick Facts
| Feature | FunderPro | The Concept Trading |
|---|---|---|
| 
| |
| Founded | 2023-02 | 2021 |
| Profit Split | The Product Line — One Phase: 80% The Product Line — Classic: 80% The Product Line — Pro - Weekly: 90% The Product Line — Pro - Daily: 60% The Product Line — Instant: Not published | Payouts: 50% at every level except the top, where it is 90% |
| Maximum Account Size | $200,000 | $5,000,000 |
| Evaluation Phases | One Phase: 1; Classic/Pro: 2; Instant: no evaluation | — |
| Trustpilot Rating | — | 4.7 |
| Expert Grade | 8.4 | 9.1 |
Program Types
| Program | FunderPro | The Concept Trading |
|---|---|---|
| Entry Level Program | Classic Challenge | AUD 65 |
| Advanced Program | Pro 2-Phase Challenge | AUD 19997 |
| Scaling Options | Up to $5M; 50% increases after 10% profit each month for 3 consecutive months | Yes |
| Demo Account | Yes | Yes |
Rules & Assessment
| Criteria | FunderPro | The Concept Trading |
|---|---|---|
| Profit Target | The Product Line — One Phase: 10% The Product Line — Classic: 10% then 5% The Product Line — Pro - Weekly: 10% then 8% The Product Line — Pro - Daily: 10% then 8% The Product Line — Instant: None | The Product Line — Traditional: 6% The Product Line — Premier: 7% The Product Line — Empire: 10% The Product Line — Xtreme: 6% The Product Line — Foundation: 10% then 5% |
| Maximum Drawdown | The Product Line — One Phase: 6% The Product Line — Classic: 10% The Product Line — Pro - Weekly: 10% The Product Line — Pro - Daily: 10% The Product Line — Instant: 6% | The Product Line — Traditional: 4% static The Product Line — Premier: 5% static The Product Line — Empire: 10% static The Product Line — Xtreme: 3% static The Product Line — Foundation: 6% static |
| Minimum Trading Days | Classic: 4 per evaluation phase (removable add-on); One Phase: from 3; Instant rewards: 5 days at 0.5% each; Pro: check selected plan | — |
| News Trading | One Phase/Classic/Pro evaluation allowed; funded requires Swing for restricted news. Instant restricted by default. | Yes |
| Daily Loss Limit | The Product Line — One Phase: 3% The Product Line — Classic: 5% The Product Line — Pro - Weekly: 5% The Product Line — Pro - Daily: 5% The Product Line — Instant: 3% | The Product Line — Traditional: None The Product Line — Premier: None The Product Line — Empire: None The Product Line — Xtreme: None The Product Line — Foundation: None |
| Drawdown Type | The Product Line — One Phase: Static The Product Line — Classic: Static The Product Line — Pro - Weekly: Static The Product Line — Pro - Daily: Static The Product Line — Instant: Trailing, then static | — |
Fees & Pricing
| Option | FunderPro | The Concept Trading |
|---|---|---|
| CFD $5K Account | Not listed in review pricing source | Foundation / AUD 65 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 |
| CFD $10K Account | Listed challenge / USD 69 / One-time | Foundation / AUD 110 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 |
| CFD $25K Account | Listed challenge / USD 219 / One-time | Foundation / AUD 260 / One-time Foundation 2-phase programme; Foundation caps at 25K. Source Checked 2026-08-09 |
| CFD $50K Account | Listed challenge / USD 319 / One-time | Not listed in review pricing source |
| CFD $100K Account | Listed challenge / USD 539 / One-time | Not listed in review pricing source |
| CFD $200K Account | Listed challenge / USD 989 / One-time | Not listed in review pricing source |
| Refund Policy | 14 days if unused; One Phase/Classic fee credit within 7 days after first funded reward; no Pro credit; upgrades: difference only | No |
| Coupons / Discount | FunderPro discount | The Concept Trading discount |
Platforms & Markets
| Feature | FunderPro | The Concept Trading |
|---|---|---|
| Trading Platforms | MetaTrader 5, TradeLocker, cTrader | MetaTrader 5 (Platform 5), TradeLocker |
| Forex | Yes | Yes |
| Stocks | Yes | — |
| Indices | Yes | — |
| Commodities | Yes | — |
| Cryptocurrencies | Yes | Yes |
| Bonds | No | — |
| EA/Algo Trading | Challenge EAs subject to own-source-code and no cross-client copying terms; Instant prohibits abusive automation | Yes |
Payout
| Feature | FunderPro | The Concept Trading |
|---|---|---|
| Payout Terms | One Phase/Classic: 14 days ($100 minimum; first 7-day add-on); Instant bi-weekly $100 plus eligibility/caps; Pro Daily 60% or Weekly 90%, 1% minimum; USDC ERC20/Riseworks; processing after approval | Once per calendar month (Bank transfer, Crypto, Revolut, PayPal) |
| See all prop firm payouts → | ||
| Payout Cap | — | Payouts: The Payout Matrix figure for your level - excess profit is not payable |
Verdict
| Key Element | FunderPro | The Concept Trading |
|---|---|---|
| Strengths | Static evaluation drawdown; Classic no consistency rule; MT5/cTrader/TradeLocker; published scaling path | Static drawdown, no daily drawdown, permissive rules, EAs/HFT allowed, low entry fees |
| Weaknesses | Instant trailing drawdown and 15% consistency; Pro Daily 60% split; funded margin cap; conflicting official HFT guidance | Misleading 90% marketing, one payout/month only, 30-day invoice deadline, capped profits, new discretionary clause |
| Best For | Static-drawdown evaluation traders comparing Classic and Pro Weekly | Long-term scalers seeking trading freedom, not monthly income seekers |
Conclusion and Final Recommendation
Choose FunderPro if you are traders seeking daily withdrawals and flexible challenge timelines. Choose The Concept Trading if a cheaper entry, from AUD 65 and news trading allowed matter more to you. Neither firm is better in the abstract. The right choice depends on your strategy, your budget and the instruments you trade, so read both full reviews before you commit. Verify current rules and pricing on each firm’s own site before purchasing.
Frequently asked questions
What should I know about FunderPro’s programs?
FunderPro has Classic, One-Phase and Pro challenge arrangements with different reward options. The chosen program and add-ons matter when comparing accounts. FunderPro official rules; FunderPro official program information.
What should I know about The Concept Trading’s programs?
The Concept Trading offers a level-based prop program. Its 90% Lock option fixes an eligible account at a chosen level instead of continuing to scale. The Concept Trading official rules; The Concept Trading official program information.
How do payouts differ between FunderPro and The Concept Trading?
Classic and One-Phase have biweekly rewards and a $100 minimum profit requirement. Pro offers daily rewards at a 60% share or weekly rewards at 90%, with a minimum profit requirement of 1% of initial balance. FunderPro official rules; FunderPro official program information.
Its FAQ describes a 50% standard share and 90% at the top level or through the Lock option. The dedicated Lock rules specify weekly payment at 90% after the activation conditions are satisfied. The Concept Trading official rules; The Concept Trading official program information.
Which account rules matter when comparing FunderPro and The Concept Trading?
Reward frequency is selected by program; daily payouts are not a universal entitlement on every FunderPro account. FunderPro official rules; FunderPro official program information.
The Lock option is unavailable for Foundation and Intern levels. Once selected, the account cannot scale higher. The site’s general payout and inactivity descriptions differ between pages, so those details require confirmation for the selected model. The Concept Trading official rules; The Concept Trading official program information.
Is FunderPro or The Concept Trading automatically the better choice?
No. The two firms lead on different things: FunderPro is built for traders seeking daily withdrawals and flexible challenge timelines, while The Concept Trading has the cheaper entry at AUD 65 and unrestricted news trading. Which of those matters more depends on how you actually trade, so compare how each firm measures drawdown, the total fee once add-ons and resets are included and platform availability, rather than the headline numbers. If you fail an evaluation, do not assume either firm offers a fixed reset discount: check the reset terms for the specific account you bought.
How We Compared FunderPro and The Concept Trading
Both firms carry a JoinProp Rating out of 10, scored on the same nine weighted factors, led by payout reliability at 20%, then fee structure, drawdown rules and profit split at 15% each. The scores come from our own firm reviews, built from each firm’s current terms rather than its marketing pages and re-checked at least every 90 days. Affiliate relationships have no effect on any rating, and ratings are never sold. The tables above are the evidence behind those scores. Read our full ranking methodology.
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